Updated 10 Oct 2026 Next print: September's consumer prices, about 12 October
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States and union territories / Ladakh Union territory, IN-LA
Union territory profile, North

Ladakh

How Ladakh earns, spends, works, borrows, learns, falls ill and warms, set against India and its neighbours, in 83 figures from 38 official tables. Each figure carries its own year: states publish on different timetables.

Kind Union territory Codes IN-LA, LGD 37 Neighbours Jammu and Kashmir, Himachal Pradesh Series naming it 5,994 in 13 guides
Income per person
₹2,42,360
2023-24, near the middle, 14th of 34 counted from the highest
Retail inflation (CPI)
5.3%
Aug 2026, 8th of 36, counted from the highestIndia 4.8%
Unemployment rate
4.0%
2025, near the middle, 20th of 36 counted from the highestIndia 3.1%
Monthly spending per person, rural
₹5,010
2023-24, near the middle, 19th of 36 counted from the highestIndia ₹4,122
Credit-deposit ratio
45.0%
end Jun 2026, 30th of 36, counted from the highestIndia 83.0%
01

Where Ladakh stands

Each row puts every state and union territory with a figure for the same period on one line, lowest on the left and highest on the right. Ladakh is the blue dot; India, where the source gives an all-India figure for that period, is the gold tick. Rows read on their own scales: a dot near the right of one row and the left of another says where Ladakh ranks, not how big the numbers are.

A union territory without a legislature: the Union government runs it, and several state-level sources leave it out.

Ladakh among the states and union territories

Each measure at its comparison period, the latest that at least three in four units have published.
Source: India Atlas, from the bundles named under each section below. Ranks count only units with a figure for the same period.
02

Income and growth

State domestic product is everything produced inside the state in a year. Divided by the people who live there, it is the nearest thing to an average income each state publishes, though it measures production, not what people take home. Every figure here is on MoSPI's 2011-12 base.

In Ladakh, income per person was ₹2,42,360 in 2023-24, near the middle of the 34 states and union territories with figures for 2023-24 (14th counted from the highest). That is about ₹664 a day for each person, before anyone pays for food, rent or school, and before it is split, very unequally, between wages, profits and taxes.

In Ladakh, gross state domestic product (GSDP), the size of the economy was ₹8,304 crore in 2023-24, the lowest of 34 states and union territories with figures for 2023-24.

Before October 2019, the sources published figures for the former state of Jammu and Kashmir (with Ladakh), a different territory, so they are not compared with Ladakh's: income per person ₹98,738 (2018-19); income per person, 2011-12 prices ₹69,183 (2018-19); size of the economy (GSDP) ₹1.60 lakh crore (2018-19); real growth of GSDP 7.9% (2018-19); real growth of income per person 5.4% (2018-19).

Income per person in Ladakh, each year

Per-capita net state domestic product, ₹ a year at current prices, base 2011-12, against the middle state of the 31 that report every year.
Source: MoSPI, regional accounts (states-pcnsdp-current, states-spread). Each state's own population, as published.Data

No figure for Ladakh: income per person, 2011-12 prices; real growth of GSDP; real growth of income per person. The source does not publish them for this unit.

Read from: states-pcnsdp-current, states-pcnsdp-constant, states-gsdp-current, states-growth-real.

03

What the economy runs on

What the state's output is made of: farms, forests and fishing; industry, which is mining, manufacturing, power and water, and construction; and services, from shops and transport to banks, schools, hospitals and government.

In Ladakh, services' share was 63.1% in 2023-24, 8th of the 34 states and union territories with figures for 2023-24, counted from the highest. The all-India figure was 54.4%.

In Ladakh, farming's share of the state's output (GSVA) was 19.2% in 2023-24, near the middle of the 34 states and union territories with figures for 2023-24 (18th counted from the highest). The all-India figure was 17.8%.

Before October 2019, the sources published figures for the former state of Jammu and Kashmir (with Ladakh), a different territory, so they are not compared with Ladakh's: farming's share of output 17.9% (2018-19); industry's share of output 21.3% (2018-19); services' share of output 60.8% (2018-19); manufacturing's share of output 7.4% (2018-19).

What Ladakh's output is made of, against India

Shares of gross value added at current prices, per cent, 2023-24. Base 2011-12.
Source: MoSPI, regional accounts (states-structure) and national accounts, base 2011-12 (gdp-annual-industries).
MeasureLadakhPeriodRankAll IndiaEvery cut
Industry's share of output 17.6% 2023-24 5th lowest of 34 27.8% Row
Manufacturing's share of output 1.6% 2023-24 5th lowest of 34 14.3% Row

Read from: states-structure, states-industry-shares.

04

Prices

Retail inflation on the 2024 base of the Consumer Price Index, which began in January 2026: how much more the same basket of goods and services cost than a year earlier. Each state has its own basket, so a state's index and the all-India index weigh items differently.

In Ladakh, retail inflation (prices against a year earlier) was 5.3% in August 2026, 8th of the 36 states and union territories with figures for August 2026, counted from the highest. The all-India figure was 4.8%. Something that cost ₹100 a year earlier cost about ₹105 in August 2026, on the average shopping basket of Ladakh.

In Ladakh, inflation in food and drink was 3.8% in August 2026, near the middle of the 36 states and union territories with figures for August 2026 (24th counted from the highest). The all-India figure was 5.7%.

Prices in Ladakh against a year earlier, on two rulers

Consumer Price Index, combined, per cent change on the same month a year earlier: base 2012 to December 2025, base 2024 from January 2026. The two are different indices and are not joined. Grey: All India.
Source: MoSPI, NSO, CPI (cpi-states, cpi-2024-states, cpi, cpi-2024).

No figure for Ladakh: inflation for farm labourers (CPI-AL). The source does not publish it for this unit.

Read from: cpi-2024-states, cpialrl-states-2019, cpi-2024-states-divisions.

05

Work and pay

From the Periodic Labour Force Survey's calendar-year estimates for 2025, the survey's new design. Usual status counts what a person did for most of the year. Wages are the Labour Bureau's daily rates for men in rural India, as the RBI's Handbook reprints them.

In Ladakh, the unemployment rate (age 15 and above, usual status) was 4.0% in 2025, near the middle of the 36 states and union territories with figures for 2025 (20th counted from the highest). The all-India figure was 3.1%.

In Ladakh, the unemployment rate among graduates (usual status) was 16.5% in 2025, 11th of the 36 states and union territories with figures for 2025, counted from the highest. The all-India figure was 11.2%.

In Ladakh, the share of women working or looking for work was 61.0% in 2025, 6th of the 36 states and union territories with figures for 2025, counted from the highest. The all-India figure was 40.0%.

Before October 2019, the sources published figures for the former state of Jammu and Kashmir (with Ladakh), a different territory, so they are not compared with Ladakh's: daily wage, farm labour (men) ₹444 a day (2018-19); daily wage, non-farm labour (men) ₹434 a day (2018-19); daily wage, construction (men) ₹451 a day (2018-19).

Women and men at work in Ladakh, against India

Per cent, age 15 and above, usual status, calendar year 2025. Gold ticks: All India.
Source: MoSPI, Periodic Labour Force Survey, calendar-year estimates (plfs-cy25-states-ur, -lfpr, -wpr; plfs-cy25-india).
MeasureLadakhPeriodRankAll IndiaEvery cut
Unemployment, age 15 to 29 18.7% 2025 7th of 36, counted from the highest 9.9% Row
Unemployment, women 3.7% 2025 near the middle, 22nd of 36 counted from the highest 3.1% Row
Unemployment, men 4.3% 2025 joint 12th of 36, counted from the highest 3.1% Row
Men in the labour force 70.9% 2025 2nd lowest of 36 79.1% Row
Women in work 58.8% 2025 5th highest of 36 38.8% Row
Men in work 67.9% 2025 4th lowest of 36 76.6% Row

No figure for Ladakh: daily wage, farm labour (men); daily wage, non-farm labour (men); daily wage, construction (men). The source does not publish them for this unit.

Read from: plfs-cy25-states-ur, plfs-cy25-states-lfpr, plfs-cy25-states-wpr, states-hbs-t113, states-hbs-t115, states-hbs-t112.

06

How households live

Spending from the Household Consumption Expenditure Survey 2023-24; poverty from NITI Aayog's multidimensional index; homes, women's lives and families from the sixth National Family Health Survey (2023-24), with the fifth round (2019-21) beside each figure as the NFHS-6 fact sheets print it. Toilets and cooking fuel are not in the NFHS-6 fact sheets, so they come from NFHS-5.

In Ladakh, monthly spending per person in villages was ₹5,010 in 2023-24, near the middle of the 36 states and union territories with figures for 2023-24 (19th counted from the highest). The all-India figure was ₹4,122. A month's ₹5,010 is about ₹167 a day for each person in the household, for food, fuel, rent, travel, school and everything else.

In Ladakh, monthly spending per person in towns and cities was ₹7,533 in 2023-24, near the middle of the 36 states and union territories with figures for 2023-24 (18th counted from the highest). The all-India figure was ₹6,996. A month's ₹7,533 is about ₹251 a day for each person in the household, for food, fuel, rent, travel, school and everything else.

In Ladakh, monthly spending per person of the poorest 5% of village households was ₹2,306 in 2023-24, near the middle of the 36 states and union territories with figures for 2023-24 (16th counted from the highest). The all-India figure was ₹1,677.

In Ladakh, food's share of what village households spend was 57.3% in 2023-24, the highest of 36 states and union territories with figures for 2023-24. The all-India figure was 47.0%.

In Ladakh, the share of people who are multidimensionally poor (NITI Aayog) was 3.5% in 2019-21, 27th of the 36 states and union territories with figures for 2019-21, counted from the highest. The all-India figure was 15.0%.

In Ladakh, the share of people in homes with an improved toilet was 42.3% in NFHS-5, 2019-21, the lowest of 36 states and union territories with figures for 2019-21. The all-India figure was 70.2%.

Before October 2019, the sources published figures for the former state of Jammu and Kashmir (with Ladakh), a different territory, so they are not compared with Ladakh's: multidimensionally poor 12.6% (2015-16).

MeasureLadakhPeriodRankAll IndiaEvery cut
Food's share of spending, urban 52.6% 2023-24 2nd highest of 36 39.7% Row
Spending of the richest 5%, rural ₹11,080 2023-24 near the middle, 20th of 36 counted from the highest ₹10,137 Row
Inequality of spending (Gini), rural 0.238 2023-24 6th of 36, counted from the highest 0.237 Row
Inequality of spending (Gini), urban 0.305 2023-24 2nd highest of 36 0.284 Row
Adults with a bank account 96.7% NSS 79, 2022-23 near the middle, 13th of 36 counted from the highest 94.6% no row
Homes with broadband 56.8% NSS 78, 2020-21 10th of 36, counted from the highest 41.8% no row
Clean cooking fuel 76.3% NFHS-5, 2019-21 near the middle, 15th of 36 counted from the highest 58.6% Row
Improved drinking water 95.2%NFHS-5, 2019-21: 88.7% NFHS-6, 2023-24 near the middle, joint 22nd of 35 counted from the highest 96.5% Row
Electricity at home 99.7%NFHS-5, 2019-21: 99.5% NFHS-6, 2023-24 joint 5th highest of 35 98.3% Row
Health insurance 96.0%NFHS-5, 2019-21: 17.1% NFHS-6, 2023-24 2nd highest of 35 60.2% Row
Women with a bank account 95.5%NFHS-5, 2019-21: 88.4% NFHS-6, 2023-24 the highest of 35 89.0% Row
Women with a mobile phone 89.0%NFHS-5, 2019-21: 81.2% NFHS-6, 2023-24 6th of 35, counted from the highest 63.6% Row
Women who have used the internet 78.9%NFHS-5, 2019-21: 56.4% NFHS-6, 2023-24 7th of 35, counted from the highest 64.3% Row
Women with 10 years of school 58.2%NFHS-5, 2019-21: 50.0% NFHS-6, 2023-24 near the middle, 12th of 35 counted from the highest 46.4% Row
Women married before 18 3.5%NFHS-5, 2019-21: 2.5% NFHS-6, 2023-24 3rd lowest of 35 20.1% Row
Sex ratio at birth 1,125 NFHS-5, 2019-21 the highest of 36 929 Row
Households with a bank account 99.3%NFHS-5, 2019-21: 95.7% NFHS-6, 2023-24 the highest of 35 98.2% Row
Women who own a house or land 7.1%NFHS-5, 2019-21: 8.9% NFHS-6, 2023-24 2nd lowest of 35 18.8% Row
Children aged 2 to 4 in pre-school 46.0%NFHS-5, 2019-21: 30.4% NFHS-6, 2023-24 27th of 35, counted from the highest 47.0% Row
Women who faced spousal violence 1.9%NFHS-5, 2019-21: 17.7% NFHS-6, 2023-24 the lowest of 35 22.3% Row

No figure for Ladakh: monthly spending per person, Scheduled Caste households, rural; monthly income of a farm household; assets of a rural household; debt of a rural household; rural households in debt; people with a disability; women among MLAs. The source does not publish them for this unit.

Read from: hces-states, hces-categories-states, hces-fractiles-states, hces-gini-states, hces-social-states, profiles-mospi-nss77-0-24, profiles-mospi-nss77aidis-1-6, profiles-mospi-nss79-1-14, profiles-mospi-nss78-0-7, profiles-mospi-nss76-1-1, states-hbs-t010, nfhs-5-household, profiles-nfhs6, gender-t126-states.

07

Health

Nutrition, births, vaccination, blood pressure and blood sugar from the sixth National Family Health Survey (2023-24); anaemia, which its fact sheets do not print, from the fifth (2019-21); infant deaths and life expectancy from the Sample Registration System; government hospital beds from the Ministry of Health, as the RBI's Handbook reprints them.

In Ladakh, the share of children under five who are too short for their age was 26.0% in NFHS-6, 2023-24, near the middle of the 35 states and union territories with figures for 2023-24 (19th counted from the highest). The all-India figure was 29.3%. In the previous round, NFHS-5, 2019-21, it was 30.5%. That is about 26 in every 100 children under five, a sign of poor nutrition in the years when it matters most.

In Ladakh, the share of births in a hospital or health centre was 98.0% in NFHS-6, 2023-24, 10th of the 35 states and union territories with figures for 2023-24, counted from the highest. The all-India figure was 90.6%. In the previous round, NFHS-5, 2019-21, it was 95.1%.

In Ladakh, the share of women aged 15 and above with high blood pressure, or on medicine for it was 16.3% in NFHS-6, 2023-24, 28th of the 35 states and union territories with figures for 2023-24, counted from the highest. The all-India figure was 19.4%. In the previous round, NFHS-5, 2019-21, it was 15.7%.

In Ladakh, the share of women aged 15 to 49 who are anaemic was 92.8% in NFHS-5, 2019-21, the highest of 36 states and union territories with figures for 2019-21. The all-India figure was 57.0%.

Before October 2019, the sources published figures for the former state of Jammu and Kashmir (with Ladakh), a different territory, so they are not compared with Ladakh's: infant deaths per 1,000 births 20 (2018-19); life expectancy at birth 74.2 years (2018-19).

MeasureLadakhPeriodRankAll IndiaEvery cut
Children wasted 10.6%NFHS-5, 2019-21: 17.5% NFHS-6, 2023-24 joint 5th lowest of 35 19.0% Row
Children anaemic 92.5% NFHS-5, 2019-21 the highest of 36 67.1% Row
Children fully vaccinated 94.1%NFHS-5, 2019-21: 88.2% NFHS-6, 2023-24 the highest of 35 82.6% Row
Children per woman 1.6NFHS-5, 2019-21: 1.3 NFHS-6, 2023-24 joint 4th lowest of 35 2.0 Row
Women overweight or obese 22.8%NFHS-5, 2019-21: 28.3% NFHS-6, 2023-24 27th of 35, counted from the highest 30.7% Row
Men with high blood pressure 16.5%NFHS-5, 2019-21: 17.4% NFHS-6, 2023-24 joint 3rd lowest of 35 22.1% Row
Women with high blood sugar 6.7%NFHS-5, 2019-21: 6.7% NFHS-6, 2023-24 the lowest of 35 17.8% Row
Men with high blood sugar 8.8%NFHS-5, 2019-21: 8.3% NFHS-6, 2023-24 2nd lowest of 35 20.9% Row
Men who use tobacco 18.9%NFHS-5, 2019-21: 35.5% NFHS-6, 2023-24 28th of 35, counted from the highest 36.3% Row
Government hospital beds 802 2022-23 2nd lowest of 36 8,40,455 Row

No figure for Ladakh: infant deaths per 1,000 births; life expectancy at birth. The source does not publish them for this unit.

Read from: profiles-nfhs6, nfhs-5-anaemia, states-hbs-t004, states-hbs-t007, states-hbs-t017.

08

Money

Bank deposits and credit booked at branches in the state, from the RBI's quarterly statistics, and the number of bank branches. Credit is counted where a loan is sanctioned, which is not always where the money is spent.

In Ladakh, the credit-deposit ratio (bank loans booked in the state for every ₹100 deposited there) was 45.0% at the end of June 2026, 30th of the 36 states and union territories with figures for the end of June 2026, counted from the highest. The all-India figure was 83.0%. For every ₹100 deposited with banks in Ladakh, they have lent about ₹45 in Ladakh. The rest is lent elsewhere.

In Ladakh, the total of bank deposits was ₹11,200 crore at the end of June 2026, 3rd lowest of 36 states and union territories with figures for the end of June 2026. The all-India figure was ₹256.52 lakh crore.

In Ladakh, farm loans' share of bank credit booked in the state was 10.3% at the end of June 2026, near the middle of the 36 states and union territories with figures for the end of June 2026 (18th counted from the highest). The all-India figure was 11.2%.

Before October 2019, the sources published figures for the former state of Jammu and Kashmir (with Ladakh), a different territory, so they are not compared with Ladakh's: urban co-operative banks 4 (end Mar 2019); deposits in urban co-operative banks ₹563 crore (end Mar 2019).

Ladakh's 2 districts, by bank deposits, as on 31 March 2026 (RBI, Basic Statistical Returns; amounts are the sums of the rural, semi-urban, urban and metropolitan figures as published)
DistrictDepositsCreditCredit-deposit ratioWomen's share of loans to individuals
Leh Ladakh₹7,224 crore₹4,657 crore64.5%15.9%
Kargil₹3,726 crore₹2,085 crore56.0%10.6%
MeasureLadakhPeriodRankAll IndiaEvery cut
Bank credit ₹5,037 crore end Jun 2026 2nd lowest of 36 ₹212.88 lakh crore Row
Personal loans, share of bank credit 65.3% end Jun 2026 5th highest of 36 30.9% Row
Bank branches 101 end Jun 2026 3rd lowest of 36 no figure Row

No figure for Ladakh: urban co-operative banks; deposits in urban co-operative banks. The source does not publish them for this unit.

Read from: credit-states-cd, credit-states, credit-states-occupation, banks-ucb-states-dbie, banks-ucb-states, credit-deep-offices-states.

09

Industry, energy and exports

Registered factories from the Annual Survey of Industries; small unincorporated businesses outside farming, from the Annual Survey of Unincorporated Sector Enterprises; renewable power from the Ministry of New and Renewable Energy; electricity supply from the Central Electricity Authority and goods exports by state of origin from the commerce ministry, as the RBI's Handbook reprints them.

In Ladakh, the number of factories in operation was 26 in 2023-24, 3rd lowest of 36 states and union territories with figures for 2023-24. The all-India figure was 2,12,990.

In Ladakh, the number of unincorporated enterprises outside farming (ASUSE) was 18,146 in 2023-24, 3rd lowest of 36 states and union territories with figures for 2023-24. The all-India figure was 7,33,99,476.

In Ladakh, the renewable power capacity installed was 154 MW in July 2026, 26th of the 36 states and union territories with figures for July 2026, counted from the highest. The all-India figure was 2,91,726 MW.

Before October 2019, the sources published figures for the former state of Jammu and Kashmir (with Ladakh), a different territory, so they are not compared with Ladakh's: electricity available per person 1,192 kWh (2018-19); power lost in transmission 42.2% (2018-19); goods exported US$196 million (2018-19).

What Ladakh's registered factories make: the largest industries by value added, 2023-24 (Annual Survey of Industries; 3 industries in all)
Industry (NIC 2008 division)Value addedShare of the state's factory value addedPeople engaged
Other Non-metallic Mineral Products₹4 crore52.0%84
Food Products₹2 crore27.0%64
Fabricated Metal Products, Except Machinery and Equipment₹1 crore8.9%20
MeasureLadakhPeriodRankAll IndiaEvery cut
People working in factories 285 2023-24 3rd lowest of 36 1,95,89,131 Row
Value added by factories ₹7 crore 2023-24 3rd lowest of 36 ₹24,58,336 crore Row
Workers in informal enterprises 31,145 2023-24 3rd lowest of 36 12,05,99,815 Row
Solar power capacity 19 MW Jul 2026 30th of 36, counted from the highest 1,64,595 MW Row
Wind power capacity 0 MW Jul 2026 not ranked 58,137 MW Row
Goods exported US$0 million 2024-25 joint lowest of 36 US$437.42 billion Row

No figure for Ladakh: electricity available per person; power lost in transmission. The source does not publish them for this unit.

Read from: asi-states, asuse-states, mnre-states, mnre-states-solar, mnre-states-wind, states-hbs-t138, states-hbs-t148, states-hbs-t181.

10

Farms

Crop output, yield, irrigation and milk from the Ministry of Agriculture and Farmers Welfare and the Department of Animal Husbandry, as the RBI's Handbook of Statistics on Indian States reprints them; fertiliser use per hectare from the farms guide's state tables. The farms guide holds every crop for every state since 1980-81.

The RBI's Handbook publishes no crop or milk figures for this unit.

Before October 2019, the sources published figures for the former state of Jammu and Kashmir (with Ladakh), a different territory, so they are not compared with Ladakh's: foodgrains grown 18.9 lakh tonnes (2018-19); foodgrain yield 2,178 kg a hectare (2018-19); cropping intensity 158 (2018-19); rice grown 6.2 lakh tonnes (2018-19); wheat grown 6.7 lakh tonnes (2018-19); pulses grown 0.1 lakh tonnes (2018-19); oilseeds grown 0.6 lakh tonnes (2018-19); sugarcane grown 0.0 lakh tonnes (2018-19); milk produced 25.4 lakh tonnes (2018-19).

Read from: states-hbs-t062, states-hbs-t084, states-hbs-t055, states-hbs-t057, states-hbs-t058, states-hbs-t059, states-hbs-t061, states-hbs-t063, states-hbs-t065, states-hbs-t064, farms-states-fertiliser, states-hbs-t091.

11

Education

Schools from UDISE+, the Ministry of Education's census of every school, as MoSPI serves it (2018-19 to 2024-25); college enrolment from the All India Survey on Higher Education (2021-22). A gross enrolment ratio counts every enrolled student, of any age, against the population of the official age group, so it can pass 100.

In Ladakh, the gross enrolment ratio in higher education (18 to 23 year olds) was 11.5% in 2021-22, 3rd lowest of 36 states and union territories with figures for 2021-22. The all-India figure was 28.4%.

In Ladakh, the gross enrolment ratio in classes 11 and 12 was 57.7% in 2024-25, near the middle of the 36 states and union territories with figures for 2024-25 (20th counted from the highest).

In Ladakh, the pupil-teacher ratio in the state's schools was 8 pupils for each teacher in 2024-25, joint lowest of 36 states and union territories with figures for 2024-25.

In Ladakh, the share of schools with an internet connection was 45.7% in 2023-24, near the middle of the 36 states and union territories with figures for 2023-24 (24th counted from the highest).

In Ladakh, the share of 15 to 29 year olds not in education, employment or training (NSS 79) was 16.8% in NSS 79, 2022-23, 28th of the 36 states and union territories with figures for NSS 79, 2022-23, counted from the highest. The all-India figure was 25.6%.

MeasureLadakhPeriodRankAll IndiaEvery cut
College enrolment ratio, women 16.4% 2021-22 3rd lowest of 36 28.5% Row
Young people who can use the internet 90.2% NSS 79, 2022-23 near the middle, 21st of 36 counted from the highest 84.2% no row
Years of schooling, adults 7.8 years NSS 79, 2022-23 near the middle, joint 19th of 36 counted from the highest 7.5 years no row
Schools with working electricity 76.4% 2024-25 4th lowest of 36 no figure no row
Schools with a working girls' toilet 86.5% 2024-25 28th of 36, counted from the highest no figure no row
Single-teacher schools 5.6% 2024-25 near the middle, 19th of 36 counted from the highest no figure no row

Read from: aishe-states-ger, profiles-mospi-nss79-1-18, profiles-mospi-nss79-1-9, profiles-mospi-nss79-1-3, profiles-mospi-udise-0-31, profiles-mospi-udise-0-7, profiles-mospi-udise-0-16, profiles-mospi-udise-0-12.

12

Climate

Temperature and rain over the whole state, from ERA5, a reconstruction of past weather that the World Bank's Climate Change Knowledge Portal averages over each state's area. Each year is set against the state's own average for 1951 to 1980.

The World Bank's climate portal draws no area for this unit, so it publishes no state average.

Read from: climate-era5-states-temp, climate-era5-states-hotdays, climate-cmip6-states-hotdays, climate-era5-states-rain.

13

State finances

The state government's own accounts, from the RBI's Handbook, set against the state's GSDP as the states guide computes it, with what it pays to borrow and how often it ran short of cash with the RBI, from the RBI's weekly and monthly tables. Actual accounts run two years behind; budget and revised estimates are left out.

This union territory has no state budget of its own in the RBI's Handbook: its accounts are part of the Union government's.

Before October 2019, the sources published figures for the former state of Jammu and Kashmir (with Ladakh), a different territory, so they are not compared with Ladakh's: fiscal deficit, % of GSDP 8.3% (2018-19); debt, % of GSDP 49.3% (2018-19); own tax revenue, % of GSDP 6.3% (2018-19).

Read from: states-finances, rates-sdl-states, public-finance-states-wma, public-finance-states-investments, states-hbs-t170.

14

Neighbours and peers

Ladakh beside the units it shares a land border with, and the three nearest to it in income per person (marked †). Each figure carries its own period; where two periods differ, the figures are not a like-for-like comparison.

State or UTIncome per personRetail inflation (CPI)Unemployment rateMonthly spending per person, ruralCredit-deposit ratio
Ladakh ₹2,42,3602023-24no figure5.3%Aug 20264.0%2025₹5,0102023-2445.0%end Jun 2026
Jammu and Kashmir ₹1,55,3982024-256.1%2024-254.1%Aug 20264.9%2025₹4,7742023-2458.5%end Jun 2026
Himachal Pradesh ₹2,58,1962024-256.4%2024-253.8%Aug 20264.5%2025₹5,8252023-2440.3%end Jun 2026
Andhra Pradesh † ₹2,66,6992024-258.3%2024-255.5%Aug 20264.2%2025₹5,3272023-24160.7%end Jun 2026
Mizoram † ₹2,68,1452024-2511.3%2024-252.4%Aug 20262.4%2025₹5,9632023-2444.3%end Jun 2026
Puducherry † ₹2,81,4782024-257.9%2024-255.8%Aug 20265.4%2025₹7,5982023-2481.7%end Jun 2026
15

Go deeper

5,994 series across 13 guides name Ladakh. Each guide explains its measure in full, and its every-cut table holds every series. The figures above link to their own rows. The whole list, with each series' latest value and a link to its row, is one download: ladakh.csv.

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How to read this profile

Every number on this page is copied from an official table, or worked out from one in a way the page names (a share, a growth rate, an average). Nothing is estimated or filled in. Where a source has no figure for Ladakh, the page says so.

States report at different lags. MoSPI's newest year of state accounts comes from a few states first, so each figure is ranked at its comparison period, the latest that at least three in four units have published, and the newer estimate is given beside it. A rank counts only the units with a figure for that period, and says how many.

Figures from different sources are different rulers. The 2012 and 2024 bases of the Consumer Price Index, the two designs of the labour force survey, and the rounds of the family health survey are never joined into one series. Boundaries change too: Andhra Pradesh and Telangana split in June 2014; Jammu and Kashmir became two union territories in October 2019; Dadra and Nagar Haveli and Daman and Diu merged in January 2020. A figure for a unit before its change appears only under that unit's own name.

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How to misread a state profile

  • 1

    "Income per person is what a typical person earns."

    It is what is produced in the state, divided by everyone who lives there. Profits of companies based elsewhere count where the plant stands; money sent home by people working in other states counts where they work. Spending per person, from the household survey, is closer to how a household lives.

  • 2

    "It ranks 10th, so it is in the middle."

    Check out of how many. Some tables cover 36 units, some 19. A rank says nothing about the distance to the next state; the row in the first chart shows it.

  • 3

    "This figure is from this year."

    Each figure carries its own period, printed beside it. A family health survey figure, a college enrolment ratio and a state's accounts each come from a different year, and the newest of them can be years apart. Two figures side by side may not describe the same year.

  • 4

    "A low credit-deposit ratio means banks are not lending."

    Loans are counted where they are sanctioned. A company with plants in one state may borrow in Mumbai; a farmer's crop loan stays local. A low ratio says that much of the money saved in the state is lent elsewhere.

  • 5

    "The state's weather station says otherwise."

    The climate figures are averages over the whole area of the state, from a reconstruction of past weather, not readings at one station. A city can be warmer or wetter than its state's average.

Sources, method and revisions

Sources of record

38 baked tables: MoSPI, National Statistical Office; MoSPI, eSankhyiki; Reserve Bank of India, Handbook of Statistics on Indian States; MoSPI / International Institute for Population Sciences; IIPS and the Ministry of Health and Family Welfare, NFHS-6 (2023-24) fact sheets; Reserve Bank of India; Ministry of New and Renewable Energy; Ministry of Education (Department of Higher Education), via MoSPI eSankhyiki.

Method

Read at build time from the Atlas's baked bundles through one state key (src/dossiers/states-key.js), which maps every source's spelling of every state. Sentences are templates filled from the data; no language model writes on this page. The build checks every figure against its table.

Breaks

No series is joined across a change of base, survey design or boundary. Ranks never mix periods.

This profile

Rebuilt whenever any of its tables is refreshed. Data vintages from 2026-05-27 to 2026-10-10.

India Atlas, state profiles Ladakh Set in Source Serif 4 and Golos Text