{
 "meta": {
  "dossier": "states-hbs",
  "frequency": "annual",
  "base": "as published",
  "source": "Reserve Bank of India, Handbook of Statistics on Indian States (via DBIE)",
  "vintage": "2026-10-09",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "latestPeriod": "2024-04",
  "unit": "pct",
  "periodKind": "fy",
  "sparse": false,
  "hbs": {
   "table": "162",
   "report": "1705",
   "section": "BANKING",
   "title": "State-wise Credit-Deposit Ratio of Regional Rural Banks",
   "duplicates": []
  },
  "coverage": "State-wise Credit-Deposit Ratio of Regional Rural Banks: RBI Handbook of Statistics on Indian States, Table 162",
  "note": "DBIE report 1705, data provider \"Main\". Values exactly as DBIE serves them; each series carries its unit (scripts/lib/products/states.mjs HBS_UNITS, read from the table's unit column and divisor). Periods: fiscal years, dated at April. Dimensions: none; measures: region, value. Jammu & Kashmir to 2018-19 (with Ladakh) and from 2019-20 (the UT) are separate series; 2019-20 straddles the change of 31 October 2019."
 },
 "dates": [
  "2003-04-01",
  "2004-04-01",
  "2005-04-01",
  "2006-04-01",
  "2007-04-01",
  "2008-04-01",
  "2009-04-01",
  "2010-04-01",
  "2011-04-01",
  "2012-04-01",
  "2013-04-01",
  "2014-04-01",
  "2015-04-01",
  "2016-04-01",
  "2017-04-01",
  "2018-04-01",
  "2019-04-01",
  "2020-04-01",
  "2021-04-01",
  "2022-04-01",
  "2023-04-01",
  "2024-04-01"
 ],
 "series": {
  "region_north_eastern_region": {
   "name": "region_north_eastern_region",
   "label": "North Eastern Region: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    36.3,
    41.3,
    46.4,
    49.5,
    50.5,
    44.8,
    44.9,
    44.8,
    46.2,
    48.9,
    49,
    47.8,
    49.5,
    45.6,
    43.7,
    39.8,
    37.5,
    38.3,
    41.1,
    45.1,
    49.2,
    52.5
   ]
  },
  "assam": {
   "name": "assam",
   "label": "Assam: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    37.9,
    44.2,
    50.2,
    53.4,
    52.5,
    48.5,
    47.4,
    47.2,
    52.2,
    55.7,
    55.8,
    52.6,
    56.2,
    52.9,
    46.9,
    40.7,
    36.4,
    38.3,
    42.7,
    48,
    56.1,
    63.8
   ]
  },
  "meghalaya": {
   "name": "meghalaya",
   "label": "Meghalaya: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    26.3,
    24.8,
    26.3,
    29.6,
    31,
    29.4,
    30.5,
    30.1,
    37.1,
    38.9,
    48.2,
    50,
    50.8,
    37.1,
    36,
    32.8,
    33.6,
    31.4,
    29.2,
    30.2,
    32.6,
    37.9
   ]
  },
  "mizoram": {
   "name": "mizoram",
   "label": "Mizoram: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    36.2,
    57.3,
    65,
    66.3,
    67.1,
    54.1,
    54.1,
    64.2,
    41.6,
    42,
    47.1,
    50.1,
    57,
    52.4,
    50.8,
    47.3,
    44.2,
    49.3,
    59.2,
    58.1,
    62.1,
    64.1
   ]
  },
  "region_eastern_region": {
   "name": "region_eastern_region",
   "label": "Eastern Region: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    38,
    42.7,
    45.5,
    52.9,
    42.4,
    41.2,
    42.9,
    45.7,
    49,
    51.4,
    52.7,
    52.6,
    50.7,
    46.3,
    47.8,
    47.2,
    46.4,
    48.8,
    49,
    52.9,
    56.2,
    59.9
   ]
  },
  "bihar": {
   "name": "bihar",
   "label": "Bihar: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    28,
    33.1,
    38.8,
    56,
    33.2,
    38.7,
    41.4,
    43.6,
    47.4,
    51,
    54.9,
    54.7,
    50.7,
    48.1,
    52.1,
    52.2,
    51.6,
    55.6,
    53.4,
    56.8,
    59.1,
    63.8
   ]
  },
  "jharkhand": {
   "name": "jharkhand",
   "label": "Jharkhand: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    24.6,
    29.3,
    29,
    27.7,
    32.8,
    26.4,
    29.6,
    31.1,
    31.9,
    36.7,
    39.7,
    40.5,
    40.7,
    36.4,
    37.3,
    38.4,
    40.9,
    42.2,
    45.9,
    51.4,
    56.1,
    59.6
   ]
  },
  "arunachal_pradesh": {
   "name": "arunachal_pradesh",
   "label": "Arunachal Pradesh: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    59.4,
    53.3,
    45.8,
    32,
    25.9,
    17.8,
    20,
    25.5,
    17,
    20.9,
    17.7,
    27.4,
    26.7,
    26.2,
    30.5,
    30.1,
    22.1,
    23.9,
    23.5,
    29.2,
    32.3,
    34.1
   ]
  },
  "region_northern_region": {
   "name": "region_northern_region",
   "label": "Northern Region: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    42.8,
    49.7,
    53,
    53.7,
    60.1,
    58.2,
    64.7,
    65.7,
    66.5,
    67.5,
    68.5,
    70.3,
    72.3,
    65.6,
    68.3,
    68.2,
    65.6,
    66,
    69.6,
    70.4,
    72.6,
    74.8
   ]
  },
  "ladakh": {
   "name": "ladakh",
   "label": "Ladakh: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    127.5,
    136.4,
    120.1,
    113.6,
    109.4,
    116.2
   ]
  },
  "west_bengal": {
   "name": "west_bengal",
   "label": "West Bengal: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    39.8,
    43.6,
    44.3,
    43.9,
    44.2,
    41.5,
    41.6,
    45.2,
    49.1,
    50.3,
    47.4,
    49.9,
    49.7,
    44.5,
    45,
    45.5,
    44.6,
    47.4,
    48.6,
    51,
    53.8,
    56
   ]
  },
  "nagaland": {
   "name": "nagaland",
   "label": "Nagaland: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    42.6,
    43.2,
    45.1,
    57.2,
    45.7,
    33.9,
    26.3,
    25.6,
    27.9,
    30.1,
    33.6,
    31.2,
    32.5,
    26.3,
    28.9,
    29.4,
    29.8,
    28.2,
    34.9,
    38.8,
    45.3,
    47.1
   ]
  },
  "manipur": {
   "name": "manipur",
   "label": "Manipur: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    52.8,
    64.9,
    60.4,
    75.2,
    60.4,
    34.9,
    35.6,
    34.5,
    25.6,
    33.1,
    38.6,
    38.3,
    41.8,
    39.5,
    45.3,
    44.4,
    51.7,
    49.7,
    51.3,
    69,
    71.8,
    58.2
   ]
  },
  "tripura": {
   "name": "tripura",
   "label": "Tripura: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    32.3,
    34.3,
    40.6,
    44,
    49.5,
    42.6,
    44.1,
    43,
    42.3,
    44.4,
    40.4,
    39.5,
    38.4,
    37,
    40.2,
    38.5,
    38.2,
    35.7,
    35.8,
    40.6,
    40.7,
    39.9
   ]
  },
  "region_central_region": {
   "name": "region_central_region",
   "label": "Central Region: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    36.7,
    41.5,
    40.2,
    43.5,
    47.3,
    46.4,
    47,
    46.5,
    51.1,
    51.1,
    55.6,
    56,
    58.7,
    53.2,
    52.9,
    55.2,
    52.9,
    53.3,
    54.2,
    57.2,
    59.5,
    62
   ]
  },
  "uttar_pradesh": {
   "name": "uttar_pradesh",
   "label": "Uttar Pradesh: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    36,
    40.9,
    37.8,
    45.1,
    47.2,
    47.3,
    46.6,
    45.6,
    52.6,
    52.2,
    58.5,
    58.8,
    61.2,
    55.5,
    54.5,
    59,
    56.1,
    56.1,
    56,
    58,
    60,
    61.6
   ]
  },
  "punjab": {
   "name": "punjab",
   "label": "Punjab: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    46.9,
    51.2,
    56.1,
    57.6,
    63.7,
    61,
    67.5,
    69.5,
    74.9,
    80,
    82.3,
    86.5,
    88,
    81.3,
    87.5,
    82.2,
    77.3,
    75.3,
    77.8,
    78.2,
    81.3,
    80.9
   ]
  },
  "haryana": {
   "name": "haryana",
   "label": "Haryana: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    56,
    61.6,
    61.4,
    53.1,
    60.4,
    65.7,
    72.3,
    69.1,
    69.2,
    65.4,
    67.4,
    70.3,
    70,
    64.6,
    65.4,
    65.5,
    62.7,
    60.6,
    63.9,
    65.9,
    68.6,
    71.6
   ]
  },
  "jammu_and_kashmir_state": {
   "name": "jammu_and_kashmir_state",
   "label": "Jammu & Kashmir (state, with Ladakh, to 2018-19): Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    20.5,
    22.2,
    25.1,
    29.6,
    33.9,
    25.4,
    35,
    35.7,
    39,
    40.8,
    42.7,
    45.1,
    48.2,
    42.7,
    43.9,
    47.4,
    null,
    null,
    null,
    null,
    null,
    null
   ]
  },
  "himachal_pradesh": {
   "name": "himachal_pradesh",
   "label": "Himachal Pradesh: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    25.2,
    29,
    34.9,
    37,
    39.7,
    40.8,
    40.7,
    40.6,
    41.5,
    43.8,
    38.7,
    34.6,
    35.5,
    33.2,
    32.2,
    36.2,
    36.4,
    37.7,
    38.6,
    41.5,
    44.4,
    46.6
   ]
  },
  "rajasthan": {
   "name": "rajasthan",
   "label": "Rajasthan: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    45.5,
    55,
    58,
    61.5,
    67.7,
    62,
    67.3,
    72.1,
    71.9,
    74.6,
    75.5,
    76.7,
    80.1,
    71.2,
    75.5,
    75.4,
    72.1,
    73.4,
    77.8,
    77.5,
    78.6,
    81
   ]
  },
  "region_western_region": {
   "name": "region_western_region",
   "label": "Western Region: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    46.2,
    50.7,
    50.2,
    52.8,
    60.5,
    54.4,
    48.2,
    50.3,
    52.1,
    60,
    61.6,
    62.4,
    65,
    62.9,
    59.4,
    62.5,
    57.7,
    58.4,
    60.6,
    65.8,
    67.7,
    74.7
   ]
  },
  "gujarat": {
   "name": "gujarat",
   "label": "Gujarat: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    44.6,
    45.1,
    49.8,
    53.3,
    68.9,
    58.4,
    47.8,
    47.2,
    46.9,
    51.5,
    53.9,
    53.8,
    55.7,
    53.8,
    59.6,
    61.7,
    61.5,
    61.7,
    62,
    64.5,
    67.4,
    70
   ]
  },
  "maharashtra": {
   "name": "maharashtra",
   "label": "Maharashtra: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    47.7,
    56.1,
    50.5,
    52.2,
    52.6,
    50.2,
    48.5,
    53.3,
    57.3,
    68.6,
    69.3,
    70.7,
    74.4,
    72.8,
    59.1,
    63.3,
    54,
    55.4,
    59.3,
    67.1,
    68,
    80.3
   ]
  },
  "madhya_pradesh": {
   "name": "madhya_pradesh",
   "label": "Madhya Pradesh: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    42.5,
    48.5,
    50.9,
    39.4,
    49.4,
    48.2,
    53.3,
    54.3,
    53.2,
    54,
    55.9,
    56.8,
    62.1,
    56.3,
    58.7,
    54.9,
    52.5,
    53,
    57.7,
    63.5,
    66.2,
    69
   ]
  },
  "chhattisgarh": {
   "name": "chhattisgarh",
   "label": "Chhattisgarh: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    28.4,
    31.6,
    33.3,
    39.2,
    42.9,
    31.1,
    31.4,
    32.5,
    33,
    33.7,
    31.8,
    31,
    31.2,
    29,
    29.2,
    29,
    31,
    35.7,
    38.3,
    44.8,
    49.4,
    56
   ]
  },
  "region_southern_region": {
   "name": "region_southern_region",
   "label": "Southern Region: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    80.3,
    92.3,
    81.2,
    96.1,
    97.3,
    90.4,
    93.1,
    96.5,
    104.6,
    105.7,
    104.1,
    98.6,
    92.8,
    88.1,
    96.5,
    99.7,
    96.7,
    100.7,
    102.7,
    100.1,
    110.7,
    111.8
   ]
  },
  "andhra_pradesh": {
   "name": "andhra_pradesh",
   "label": "Andhra Pradesh: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    71.9,
    86.2,
    75.2,
    91,
    95.4,
    92.6,
    95.2,
    99.9,
    112.1,
    117.2,
    116,
    100.4,
    91.8,
    88.1,
    93.5,
    100.1,
    97,
    102.3,
    113.6,
    97.2,
    119.5,
    118.3
   ]
  },
  "telangana": {
   "name": "telangana",
   "label": "Telangana: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    103.6,
    99.3,
    91.7,
    98.7,
    110.4,
    117.6,
    128,
    134.9,
    148.7,
    149.1,
    145.7
   ]
  },
  "karnataka": {
   "name": "karnataka",
   "label": "Karnataka: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    84.1,
    91.8,
    69.7,
    90.4,
    91.6,
    81.7,
    82.2,
    83.1,
    88.3,
    85.9,
    84.5,
    85.9,
    82,
    78,
    87.3,
    85.9,
    81.1,
    84.6,
    81.4,
    80.9,
    85.4,
    89.3
   ]
  },
  "tamil_nadu": {
   "name": "tamil_nadu",
   "label": "Tamil Nadu: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    83.9,
    98.7,
    108.8,
    106.8,
    106.6,
    101.5,
    116.3,
    122.1,
    130.9,
    134.5,
    124.1,
    105.4,
    97.5,
    88,
    93.3,
    100.2,
    98.3,
    105.6,
    103.3,
    102.8,
    121,
    118.4
   ]
  },
  "kerala": {
   "name": "kerala",
   "label": "Keralam: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    96.2,
    109.1,
    112.8,
    119.4,
    111.7,
    100.9,
    104,
    110.1,
    111.1,
    110.9,
    115.6,
    122,
    115.4,
    113.2,
    128.9,
    121.1,
    108.9,
    101.1,
    96.8,
    99.9,
    100.7,
    102.7
   ]
  },
  "all_india": {
   "name": "all_india",
   "label": "All India: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    46.5,
    53.2,
    52,
    58.6,
    59.4,
    56.4,
    58.3,
    59.9,
    64.1,
    66.2,
    68.1,
    67.7,
    67.7,
    62.8,
    65.3,
    66.7,
    64.4,
    66.5,
    68.1,
    70.3,
    74.7,
    77.6
   ]
  },
  "odisha": {
   "name": "odisha",
   "label": "Odisha: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    59.3,
    64.7,
    66.8,
    69.7,
    59.4,
    51.3,
    51.9,
    55.3,
    58.3,
    59.3,
    60.6,
    57,
    56.4,
    49.4,
    47.7,
    43.6,
    41,
    41.3,
    42.6,
    49.3,
    54.2,
    57.9
   ]
  },
  "uttarakhand": {
   "name": "uttarakhand",
   "label": "Uttarakhand: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    33.1,
    35.8,
    38.5,
    46.5,
    46.1,
    54.7,
    59.1,
    54.9,
    54.7,
    57.3,
    61.3,
    61.2,
    60.7,
    49.6,
    48.7,
    45.9,
    44.5,
    43.3,
    43,
    44.2,
    47.8,
    54
   ]
  },
  "puducherry": {
   "name": "puducherry",
   "label": "Puducherry: Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    null,
    null,
    null,
    null,
    null,
    69.4,
    109.1,
    106.5,
    121.5,
    114.3,
    109.1,
    103,
    95.1,
    85.6,
    80.5,
    104.6,
    84.9,
    93.4,
    115.9,
    124.2,
    121.7,
    127.5
   ]
  },
  "jammu_and_kashmir_ut": {
   "name": "jammu_and_kashmir_ut",
   "label": "Jammu & Kashmir (UT, from 2019-20): Credit-Deposit Ratio of Regional Rural Banks",
   "unit": "pct",
   "group": "Banking",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    50.5,
    54.3,
    57.3,
    59.2,
    62.1,
    64.2
   ]
  }
 }
}