{
 "meta": {
  "dossier": "public-finance",
  "source": "Reserve Bank of India, DBIE (via the Data Bank)",
  "product": "public-finance",
  "base": "n/a",
  "vintage": "2026-10-10",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Each year passes through three stages: the budget estimate (February before the year), the revised estimate (February of the year) and the accounts (provisional in May after the year, audited later). The RBI's tables restate a year as it moves from one stage to the next; each stage is kept as its own series.",
  "frequency": "irregular",
  "unit": "pct_per_annum",
  "latestPeriod": "2026-07 (financial year)",
  "coverage": "What the government pays savers: the interest rate on each small savings scheme at each reset the RBI's table lists, April 2016 on",
  "note": "RBI, Small Savings Schemes (DBIE report 356, provider 'rate'; Handbook report 746). Each date is a reset listed in the table ('Since Jul.1, 2026'); the rate holds until the next date shown. Rates have been set each quarter since April 2016, linked to government bond yields. The table's outstanding amounts by scheme (end-March 2025) are in the small savings bundles."
 },
 "dates": [
  "2016-04-01",
  "2017-04-01",
  "2018-04-01",
  "2019-04-01",
  "2020-04-01",
  "2023-04-01",
  "2023-07-01",
  "2023-10-01",
  "2024-01-01",
  "2025-07-01",
  "2026-07-01"
 ],
 "series": {
  "kisan_vikas_patra": {
   "name": "kisan_vikas_patra_pct_per_annum",
   "label": "Kisan Vikas Patra: interest rate, per cent a year",
   "unit": "pct_per_annum",
   "color": "#A3A9B4",
   "data": [
    7.8,
    7.6,
    7.3,
    7.7,
    6.9,
    7.5,
    7.5,
    7.5,
    7.5,
    7.5,
    7.5
   ]
  },
  "nsc_viii_issue_for_5_years": {
   "name": "nsc_viii_issue_for_5_years_pct_per_annum",
   "label": "NSC VIII issue (For 5 years): interest rate, per cent a year",
   "unit": "pct_per_annum",
   "color": "#A3A9B4",
   "data": [
    8.1,
    7.9,
    7.6,
    8,
    6.8,
    7.7,
    7.7,
    7.7,
    7.7,
    7.7,
    7.7
   ]
  },
  "post_office_monthly_income_scheme": {
   "name": "post_office_monthly_income_scheme_pct_per_annum",
   "label": "Post Office Monthly Income Scheme: interest rate, per cent a year",
   "unit": "pct_per_annum",
   "color": "#A3A9B4",
   "data": [
    7.8,
    7.6,
    7.3,
    7.7,
    6.6,
    7.4,
    7.4,
    7.4,
    7.4,
    7.4,
    7.4
   ]
  },
  "post_office_recurring_deposit_account": {
   "name": "post_office_recurring_deposit_account_pct_per_annum",
   "label": "Post Office Recurring Deposit Account: interest rate, per cent a year",
   "unit": "pct_per_annum",
   "color": "#A3A9B4",
   "data": [
    7.4,
    7.2,
    6.9,
    7.3,
    5.8,
    6.2,
    6.5,
    6.7,
    6.7,
    6.7,
    6.7
   ]
  },
  "post_office_savings_bank_accounts": {
   "name": "post_office_savings_bank_accounts_pct_per_annum",
   "label": "Post Office Savings Bank Accounts: interest rate, per cent a year",
   "unit": "pct_per_annum",
   "color": "#A3A9B4",
   "data": [
    4,
    4,
    4,
    4,
    4,
    4,
    4,
    4,
    4,
    4,
    4
   ]
  },
  "post_office_time_deposit_account_i_1_year": {
   "name": "post_office_time_deposit_account_i_1_year_pct_per_annum",
   "label": "Post Office Time Deposit Account (i) 1 Year: interest rate, per cent a year",
   "unit": "pct_per_annum",
   "color": "#A3A9B4",
   "data": [
    7.1,
    6.9,
    6.6,
    7,
    5.5,
    6.8,
    6.9,
    6.9,
    6.9,
    6.9,
    6.9
   ]
  },
  "post_office_time_deposit_account_ii_2_year": {
   "name": "post_office_time_deposit_account_ii_2_year_pct_per_annum",
   "label": "Post Office Time Deposit Account (ii) 2 Year: interest rate, per cent a year",
   "unit": "pct_per_annum",
   "color": "#A3A9B4",
   "data": [
    7.2,
    7,
    6.7,
    7,
    5.5,
    6.9,
    7,
    7,
    7,
    7,
    7
   ]
  },
  "post_office_time_deposit_account_iii_3_year": {
   "name": "post_office_time_deposit_account_iii_3_year_pct_per_annum",
   "label": "Post Office Time Deposit Account (iii) 3 Year: interest rate, per cent a year",
   "unit": "pct_per_annum",
   "color": "#A3A9B4",
   "data": [
    7.4,
    7.2,
    6.9,
    7,
    5.5,
    7,
    7,
    7,
    7.1,
    7.1,
    7.1
   ]
  },
  "post_office_time_deposit_account_iv_5_year": {
   "name": "post_office_time_deposit_account_iv_5_year_pct_per_annum",
   "label": "Post Office Time Deposit Account (iv) 5 Year: interest rate, per cent a year",
   "unit": "pct_per_annum",
   "color": "#A3A9B4",
   "data": [
    7.9,
    7.7,
    7.4,
    7.8,
    6.7,
    7.5,
    7.5,
    7.5,
    7.5,
    7.5,
    7.5
   ]
  },
  "public_provident_fund_1968": {
   "name": "public_provident_fund_1968_pct_per_annum",
   "label": "Public Provident Fund 1968: interest rate, per cent a year",
   "unit": "pct_per_annum",
   "color": "#2E4BD8",
   "data": [
    8.1,
    7.9,
    7.6,
    8,
    7.1,
    7.1,
    7.1,
    7.1,
    7.1,
    7.1,
    7.1
   ]
  },
  "senior_citizens_saving_scheme": {
   "name": "senior_citizens_saving_scheme_pct_per_annum",
   "label": "Senior Citizens Saving Scheme: interest rate, per cent a year",
   "unit": "pct_per_annum",
   "color": "#A3A9B4",
   "data": [
    8.6,
    8.4,
    8.3,
    8.7,
    7.4,
    8.2,
    8.2,
    8.2,
    8.2,
    8.2,
    8.2
   ]
  },
  "sukanya_samriddhi_accounts": {
   "name": "sukanya_samriddhi_accounts_pct_per_annum",
   "label": "Sukanya Samriddhi Accounts: interest rate, per cent a year",
   "unit": "pct_per_annum",
   "color": "#A3A9B4",
   "data": [
    8.6,
    8.4,
    8.1,
    8.5,
    7.6,
    8,
    8,
    8,
    8.2,
    8.2,
    8.2
   ]
  }
 }
}