{
 "meta": {
  "dossier": "deposits",
  "frequency": "annual",
  "base": "as on 31 March",
  "unit": "inr_lakh_crore",
  "source": "Reserve Bank of India, Basic Statistical Return 2 (via DBIE)",
  "vintage": "2026-10-09",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "BSR-2 stocks are final on release for the year; the sector classification changed in 2018-19 and the deposit-size bands in March 2026 (both disclosed, never spliced).",
  "latestPeriod": "2026-03",
  "coverage": "Term deposits by time left to maturity, individuals and all depositors",
  "note": "RBI BSR-2 Table 3.4 via DBIE report 864. Residual maturity: time remaining until the deposit matures, as on 31 March.",
  "bands": [
   {
    "key": "less_than_91_days",
    "label": "Less than 91 days"
   },
   {
    "key": "91_days_above_but_less_than_6_months",
    "label": "91 days and above but less than 6 months"
   },
   {
    "key": "6_months_above_but_less_than_1_year",
    "label": "6 months and above but less than 1 year"
   },
   {
    "key": "1_year_above_but_less_than_3_years",
    "label": "1 year and above but less than 3 years"
   },
   {
    "key": "3_years_above_but_less_than_5_years",
    "label": "3 years and above but less than 5 years"
   },
   {
    "key": "5_years_above",
    "label": "5 years and above"
   }
  ]
 },
 "dates": [
  "2019-03-01",
  "2020-03-01",
  "2021-03-01",
  "2022-03-01",
  "2023-03-01",
  "2024-03-01",
  "2025-03-01",
  "2026-03-01"
 ],
 "series": {
  "ind_less_than_91_days": {
   "name": "ind_less_than_91_days_inr_lakh_crore",
   "label": "Individuals, Less than 91 days",
   "data": [
    7.422,
    8.451,
    9.911,
    9.587,
    9.233,
    12.743,
    13.497,
    16.047
   ],
   "unit": "inr_lakh_crore"
  },
  "ind_91_days_above_but_less_than_6_months": {
   "name": "ind_91_days_above_but_less_than_6_months_inr_lakh_crore",
   "label": "Individuals, 91 days and above but less than 6 months",
   "data": [
    5.842,
    6.571,
    7.872,
    6.465,
    7.089,
    9.89,
    10.822,
    12.551
   ],
   "unit": "inr_lakh_crore"
  },
  "ind_6_months_above_but_less_than_1_year": {
   "name": "ind_6_months_above_but_less_than_1_year_inr_lakh_crore",
   "label": "Individuals, 6 months and above but less than 1 year",
   "data": [
    10.878,
    11.743,
    13.616,
    11.818,
    13.34,
    18.785,
    22.632,
    22.309
   ],
   "unit": "inr_lakh_crore"
  },
  "ind_1_year_above_but_less_than_3_years": {
   "name": "ind_1_year_above_but_less_than_3_years_inr_lakh_crore",
   "label": "Individuals, 1 year and above but less than 3 years",
   "data": [
    9.574,
    9.991,
    8.995,
    11.386,
    17.315,
    14.513,
    16.492,
    19.319
   ],
   "unit": "inr_lakh_crore"
  },
  "ind_3_years_above_but_less_than_5_years": {
   "name": "ind_3_years_above_but_less_than_5_years_inr_lakh_crore",
   "label": "Individuals, 3 years and above but less than 5 years",
   "data": [
    1.678,
    1.773,
    1.869,
    3.49,
    3.07,
    2.788,
    2.286,
    1.911
   ],
   "unit": "inr_lakh_crore"
  },
  "ind_5_years_above": {
   "name": "ind_5_years_above_inr_lakh_crore",
   "label": "Individuals, 5 years and above",
   "data": [
    2.071,
    2.837,
    2.411,
    3.415,
    1.223,
    1.203,
    1.123,
    1.19
   ],
   "unit": "inr_lakh_crore"
  },
  "ind_grand_total": {
   "name": "ind_grand_total_inr_lakh_crore",
   "label": "Individuals, total",
   "data": [
    37.466,
    41.365,
    44.673,
    46.161,
    51.271,
    59.922,
    66.853,
    73.327
   ],
   "unit": "inr_lakh_crore"
  },
  "ind_accounts": {
   "name": "ind_accounts",
   "label": "Individuals, number of term deposit accounts",
   "data": [
    227324779,
    231815543,
    232970646,
    229289896,
    233085911,
    246508494,
    255575597,
    257941635
   ],
   "unit": "count"
  },
  "all_less_than_91_days": {
   "name": "all_less_than_91_days_inr_lakh_crore",
   "label": "All depositors, Less than 91 days",
   "data": [
    18.469,
    21.118,
    23.971,
    25.327,
    26.694,
    35.035,
    38.942,
    44.139
   ],
   "unit": "inr_lakh_crore"
  },
  "all_91_days_above_but_less_than_6_months": {
   "name": "all_91_days_above_but_less_than_6_months_inr_lakh_crore",
   "label": "All depositors, 91 days and above but less than 6 months",
   "data": [
    11.097,
    11.554,
    13.326,
    12.093,
    14.642,
    18.817,
    21.054,
    23.555
   ],
   "unit": "inr_lakh_crore"
  },
  "all_6_months_above_but_less_than_1_year": {
   "name": "all_6_months_above_but_less_than_1_year_inr_lakh_crore",
   "label": "All depositors, 6 months and above but less than 1 year",
   "data": [
    19.245,
    19.764,
    22.309,
    21.43,
    25.487,
    35.543,
    42.635,
    45.421
   ],
   "unit": "inr_lakh_crore"
  },
  "all_1_year_above_but_less_than_3_years": {
   "name": "all_1_year_above_but_less_than_3_years_inr_lakh_crore",
   "label": "All depositors, 1 year and above but less than 3 years",
   "data": [
    12.995,
    14.055,
    13.778,
    18.044,
    25.353,
    21.372,
    23.925,
    30.186
   ],
   "unit": "inr_lakh_crore"
  },
  "all_3_years_above_but_less_than_5_years": {
   "name": "all_3_years_above_but_less_than_5_years_inr_lakh_crore",
   "label": "All depositors, 3 years and above but less than 5 years",
   "data": [
    2.142,
    2.278,
    2.397,
    4.566,
    3.83,
    3.526,
    2.981,
    2.578
   ],
   "unit": "inr_lakh_crore"
  },
  "all_5_years_above": {
   "name": "all_5_years_above_inr_lakh_crore",
   "label": "All depositors, 5 years and above",
   "data": [
    2.53,
    3.259,
    2.996,
    4.531,
    1.597,
    1.509,
    1.636,
    1.565
   ],
   "unit": "inr_lakh_crore"
  },
  "all_grand_total": {
   "name": "all_grand_total_inr_lakh_crore",
   "label": "All depositors, total",
   "data": [
    66.478,
    72.027,
    78.779,
    85.992,
    97.605,
    115.802,
    131.172,
    147.443
   ],
   "unit": "inr_lakh_crore"
  },
  "all_accounts": {
   "name": "all_accounts",
   "label": "All depositors, number of term deposit accounts",
   "data": [
    242036492,
    246746972,
    249749914,
    247079009,
    251466683,
    266653861,
    276742005,
    280113520
   ],
   "unit": "count"
  },
  "oth_less_than_91_days": {
   "name": "oth_less_than_91_days_inr_lakh_crore",
   "label": "Others, Less than 91 days",
   "data": [
    11.047,
    12.667,
    14.061,
    15.741,
    17.461,
    22.292,
    25.445,
    28.091
   ],
   "unit": "inr_lakh_crore"
  },
  "oth_91_days_above_but_less_than_6_months": {
   "name": "oth_91_days_above_but_less_than_6_months_inr_lakh_crore",
   "label": "Others, 91 days and above but less than 6 months",
   "data": [
    5.255,
    4.983,
    5.455,
    5.628,
    7.553,
    8.927,
    10.232,
    11.004
   ],
   "unit": "inr_lakh_crore"
  },
  "oth_6_months_above_but_less_than_1_year": {
   "name": "oth_6_months_above_but_less_than_1_year_inr_lakh_crore",
   "label": "Others, 6 months and above but less than 1 year",
   "data": [
    8.367,
    8.021,
    8.693,
    9.613,
    12.148,
    16.758,
    20.003,
    23.112
   ],
   "unit": "inr_lakh_crore"
  },
  "oth_1_year_above_but_less_than_3_years": {
   "name": "oth_1_year_above_but_less_than_3_years_inr_lakh_crore",
   "label": "Others, 1 year and above but less than 3 years",
   "data": [
    3.421,
    4.064,
    4.784,
    6.658,
    8.038,
    6.859,
    7.433,
    10.867
   ],
   "unit": "inr_lakh_crore"
  },
  "oth_3_years_above_but_less_than_5_years": {
   "name": "oth_3_years_above_but_less_than_5_years_inr_lakh_crore",
   "label": "Others, 3 years and above but less than 5 years",
   "data": [
    0.464,
    0.505,
    0.529,
    1.076,
    0.76,
    0.737,
    0.695,
    0.668
   ],
   "unit": "inr_lakh_crore"
  },
  "oth_5_years_above": {
   "name": "oth_5_years_above_inr_lakh_crore",
   "label": "Others, 5 years and above",
   "data": [
    0.459,
    0.422,
    0.585,
    1.116,
    0.374,
    0.306,
    0.513,
    0.375
   ],
   "unit": "inr_lakh_crore"
  },
  "oth_grand_total": {
   "name": "oth_grand_total_inr_lakh_crore",
   "label": "Others, total",
   "data": [
    29.012,
    30.662,
    34.106,
    39.831,
    46.334,
    55.88,
    64.32,
    74.116
   ],
   "unit": "inr_lakh_crore"
  },
  "oth_accounts": {
   "name": "oth_accounts",
   "label": "Others, number of term deposit accounts",
   "data": [
    14711713,
    14931429,
    16779268,
    17789113,
    18380772,
    20145367,
    21166408,
    22171885
   ],
   "unit": "count"
  },
  "ind_acc_less_than_91_days": {
   "name": "ind_acc_less_than_91_days",
   "label": "Individuals, accounts, Less than 91 days",
   "unit": "count",
   "data": [
    46169715,
    49527125,
    50806860,
    49541600,
    45911308,
    50922387,
    52038003,
    56432153
   ]
  },
  "ind_acc_91_days_above_but_less_than_6_months": {
   "name": "ind_acc_91_days_above_but_less_than_6_months",
   "label": "Individuals, accounts, 91 days and above but less than 6 months",
   "unit": "count",
   "data": [
    36398102,
    38382568,
    42768290,
    34996282,
    35780449,
    41856444,
    42992653,
    45449139
   ]
  },
  "ind_acc_6_months_above_but_less_than_1_year": {
   "name": "ind_acc_6_months_above_but_less_than_1_year",
   "label": "Individuals, accounts, 6 months and above but less than 1 year",
   "unit": "count",
   "data": [
    65881565,
    68264848,
    73237668,
    62276476,
    67565338,
    78853976,
    85050459,
    81039039
   ]
  },
  "ind_acc_1_year_above_but_less_than_3_years": {
   "name": "ind_acc_1_year_above_but_less_than_3_years",
   "label": "Individuals, accounts, 1 year and above but less than 3 years",
   "unit": "count",
   "data": [
    52727476,
    51581336,
    47010884,
    52780592,
    63209889,
    56843025,
    59513740,
    60138393
   ]
  },
  "ind_acc_3_years_above_but_less_than_5_years": {
   "name": "ind_acc_3_years_above_but_less_than_5_years",
   "label": "Individuals, accounts, 3 years and above but less than 5 years",
   "unit": "count",
   "data": [
    12071552,
    11917856,
    10876588,
    17158872,
    13500972,
    11858737,
    9930356,
    8610505
   ]
  },
  "ind_acc_5_years_above": {
   "name": "ind_acc_5_years_above",
   "label": "Individuals, accounts, 5 years and above",
   "unit": "count",
   "data": [
    14076369,
    12141810,
    8270356,
    12536074,
    7117955,
    6173925,
    6050386,
    6272406
   ]
  },
  "oth_acc_less_than_91_days": {
   "name": "oth_acc_less_than_91_days",
   "label": "Others, accounts, Less than 91 days",
   "unit": "count",
   "data": [
    3236465,
    3213905,
    4380212,
    4799259,
    4559096,
    5220220,
    5470646,
    5911294
   ]
  },
  "oth_acc_91_days_above_but_less_than_6_months": {
   "name": "oth_acc_91_days_above_but_less_than_6_months",
   "label": "Others, accounts, 91 days and above but less than 6 months",
   "unit": "count",
   "data": [
    2195407,
    2451914,
    2685213,
    2515422,
    2845184,
    3166345,
    3424938,
    3360108
   ]
  },
  "oth_acc_6_months_above_but_less_than_1_year": {
   "name": "oth_acc_6_months_above_but_less_than_1_year",
   "label": "Others, accounts, 6 months and above but less than 1 year",
   "unit": "count",
   "data": [
    4155425,
    4378226,
    4922450,
    4753224,
    5041671,
    5956448,
    6316407,
    6495605
   ]
  },
  "oth_acc_1_year_above_but_less_than_3_years": {
   "name": "oth_acc_1_year_above_but_less_than_3_years",
   "label": "Others, accounts, 1 year and above but less than 3 years",
   "unit": "count",
   "data": [
    3386554,
    3229610,
    3258469,
    3630909,
    4199198,
    4119849,
    4285263,
    4803320
   ]
  },
  "oth_acc_3_years_above_but_less_than_5_years": {
   "name": "oth_acc_3_years_above_but_less_than_5_years",
   "label": "Others, accounts, 3 years and above but less than 5 years",
   "unit": "count",
   "data": [
    812808,
    763370,
    786159,
    1079419,
    989080,
    1027498,
    995358,
    952574
   ]
  },
  "oth_acc_5_years_above": {
   "name": "oth_acc_5_years_above",
   "label": "Others, accounts, 5 years and above",
   "unit": "count",
   "data": [
    925054,
    894404,
    746765,
    1010880,
    746543,
    655007,
    673796,
    648984
   ]
  },
  "all_acc_less_than_91_days": {
   "name": "all_acc_less_than_91_days",
   "label": "All depositors, accounts, Less than 91 days",
   "unit": "count",
   "data": [
    49406180,
    52741030,
    55187072,
    54340859,
    50470404,
    56142607,
    57508649,
    62343447
   ]
  },
  "all_acc_91_days_above_but_less_than_6_months": {
   "name": "all_acc_91_days_above_but_less_than_6_months",
   "label": "All depositors, accounts, 91 days and above but less than 6 months",
   "unit": "count",
   "data": [
    38593509,
    40834482,
    45453503,
    37511704,
    38625633,
    45022789,
    46417591,
    48809247
   ]
  },
  "all_acc_6_months_above_but_less_than_1_year": {
   "name": "all_acc_6_months_above_but_less_than_1_year",
   "label": "All depositors, accounts, 6 months and above but less than 1 year",
   "unit": "count",
   "data": [
    70036990,
    72643074,
    78160118,
    67029700,
    72607009,
    84810424,
    91366866,
    87534644
   ]
  },
  "all_acc_1_year_above_but_less_than_3_years": {
   "name": "all_acc_1_year_above_but_less_than_3_years",
   "label": "All depositors, accounts, 1 year and above but less than 3 years",
   "unit": "count",
   "data": [
    56114030,
    54810946,
    50269353,
    56411501,
    67409087,
    60962874,
    63799003,
    64941713
   ]
  },
  "all_acc_3_years_above_but_less_than_5_years": {
   "name": "all_acc_3_years_above_but_less_than_5_years",
   "label": "All depositors, accounts, 3 years and above but less than 5 years",
   "unit": "count",
   "data": [
    12884360,
    12681226,
    11662747,
    18238291,
    14490052,
    12886235,
    10925714,
    9563079
   ]
  },
  "all_acc_5_years_above": {
   "name": "all_acc_5_years_above",
   "label": "All depositors, accounts, 5 years and above",
   "unit": "count",
   "data": [
    15001423,
    13036214,
    9017121,
    13546954,
    7864498,
    6828932,
    6724182,
    6921390
   ]
  }
 }
}