{
 "meta": {
  "latestPeriod": "2026-06-01",
  "dossier": "credit-place",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "quarterly",
  "base": "Spatial statements, excluding regional rural banks",
  "unit": "pct",
  "coverage": "Credit-deposit ratio of every state and union territory: credit booked in the state as a share of deposits booked there, every quarter since March 2023",
  "note": "RBI quarterly statistics on deposits and credit of scheduled commercial banks, statement 3A (DBIE 1415), excluding regional rural banks. Summed over bank groups and population groups to each state; by the location of the branch that books the deposit or loan. Dated to the last month of each quarter."
 },
 "dates": [
  "2023-03-01",
  "2023-06-01",
  "2023-09-01",
  "2023-12-01",
  "2024-03-01",
  "2024-06-01",
  "2024-09-01",
  "2024-12-01",
  "2025-03-01",
  "2025-06-01",
  "2025-09-01",
  "2025-12-01",
  "2026-03-01",
  "2026-06-01"
 ],
 "series": {
  "all_india": {
   "name": "all_india_cd_ratio_pct",
   "label": "All India, credit-deposit ratio",
   "data": [
    75.61,
    75.59,
    78.86,
    80.08,
    79.18,
    79.89,
    79.46,
    80.51,
    79.58,
    79.09,
    80.07,
    82.29,
    81.88,
    82.99
   ],
   "color": "#2E4BD8",
   "unit": "pct"
  },
  "andaman_and_nicobar_islands": {
   "name": "andaman_and_nicobar_islands_cd_ratio_pct",
   "label": "Andaman and Nicobar Islands, credit-deposit ratio",
   "data": [
    51.6,
    52.45,
    53.06,
    53.43,
    52.79,
    52.58,
    52.8,
    52.09,
    51.64,
    51.77,
    52.4,
    53.47,
    53.66,
    54.42
   ],
   "unit": "pct"
  },
  "andhra_pradesh": {
   "name": "andhra_pradesh_cd_ratio_pct",
   "label": "Andhra Pradesh, credit-deposit ratio",
   "data": [
    150.72,
    145.99,
    151.52,
    155.45,
    157.23,
    157.58,
    158.16,
    160.38,
    154.71,
    154.61,
    154.86,
    157.85,
    155.22,
    160.69
   ],
   "unit": "pct"
  },
  "arunachal_pradesh": {
   "name": "arunachal_pradesh_cd_ratio_pct",
   "label": "Arunachal Pradesh, credit-deposit ratio",
   "data": [
    27.21,
    31.2,
    33.28,
    34.28,
    29.79,
    33.3,
    36.84,
    38.34,
    30.88,
    32.93,
    35.66,
    38.01,
    33.14,
    38.52
   ],
   "unit": "pct"
  },
  "assam": {
   "name": "assam_cd_ratio_pct",
   "label": "Assam, credit-deposit ratio",
   "data": [
    52.19,
    54.09,
    57.09,
    58.15,
    58.05,
    59.76,
    61.65,
    63.64,
    62.67,
    63.84,
    63.42,
    66.27,
    65.48,
    69.56
   ],
   "unit": "pct"
  },
  "bihar": {
   "name": "bihar_cd_ratio_pct",
   "label": "Bihar, credit-deposit ratio",
   "data": [
    45.14,
    46.38,
    47.74,
    48.95,
    49.69,
    51.01,
    50.64,
    50.63,
    50.25,
    51.39,
    50.05,
    50.72,
    51.02,
    54.42
   ],
   "unit": "pct"
  },
  "chandigarh": {
   "name": "chandigarh_cd_ratio_pct",
   "label": "Chandigarh, credit-deposit ratio",
   "data": [
    75.65,
    79.12,
    81.08,
    78.91,
    72.76,
    81.6,
    71.31,
    75.53,
    71.91,
    79.49,
    79.43,
    83.94,
    79.56,
    86.8
   ],
   "unit": "pct"
  },
  "chhattisgarh": {
   "name": "chhattisgarh_cd_ratio_pct",
   "label": "Chhattisgarh, credit-deposit ratio",
   "data": [
    74.14,
    73.73,
    75.96,
    81.27,
    77.8,
    81.03,
    81.34,
    84.94,
    80.91,
    84.03,
    84.66,
    88.2,
    84.23,
    88.64
   ],
   "unit": "pct"
  },
  "dadra_and_nagar_haveli_and_daman_and_diu": {
   "name": "dadra_and_nagar_haveli_and_daman_and_diu_cd_ratio_pct",
   "label": "Dadra and Nagar Haveli and Daman and Diu, credit-deposit ratio",
   "data": [
    38.11,
    35.83,
    42.76,
    44.05,
    44.07,
    44.31,
    44.35,
    44.92,
    44.94,
    45.16,
    44.52,
    45.93,
    45.23,
    52.27
   ],
   "unit": "pct"
  },
  "goa": {
   "name": "goa_cd_ratio_pct",
   "label": "Goa, credit-deposit ratio",
   "data": [
    25.06,
    24.41,
    25.9,
    26.29,
    26.61,
    26.07,
    26.32,
    26.69,
    26.72,
    26.15,
    26.78,
    27.58,
    27.92,
    29.9
   ],
   "unit": "pct"
  },
  "gujarat": {
   "name": "gujarat_cd_ratio_pct",
   "label": "Gujarat, credit-deposit ratio",
   "data": [
    71.6,
    68.28,
    74.26,
    74.89,
    74.49,
    77.36,
    77.82,
    80.6,
    79.87,
    81.75,
    82.87,
    85.11,
    84.81,
    95.03
   ],
   "unit": "pct"
  },
  "haryana": {
   "name": "haryana_cd_ratio_pct",
   "label": "Haryana, credit-deposit ratio",
   "data": [
    58.16,
    57.61,
    64.36,
    65.08,
    66.42,
    64.33,
    66.4,
    68.48,
    68.09,
    67.36,
    68.77,
    69.21,
    69.79,
    75.94
   ],
   "unit": "pct"
  },
  "himachal_pradesh": {
   "name": "himachal_pradesh_cd_ratio_pct",
   "label": "Himachal Pradesh, credit-deposit ratio",
   "data": [
    32.68,
    33.04,
    33.15,
    34.48,
    35.11,
    35.33,
    35.3,
    36.25,
    37.25,
    37.38,
    37.57,
    38.21,
    38.85,
    40.26
   ],
   "unit": "pct"
  },
  "jammu_and_kashmir": {
   "name": "jammu_and_kashmir_cd_ratio_pct",
   "label": "Jammu and Kashmir, credit-deposit ratio",
   "data": [
    55.41,
    56.03,
    58.4,
    58.8,
    58.22,
    58.36,
    57.79,
    57.45,
    56.57,
    56.9,
    56.95,
    58.31,
    56.89,
    58.49
   ],
   "unit": "pct"
  },
  "jharkhand": {
   "name": "jharkhand_cd_ratio_pct",
   "label": "Jharkhand, credit-deposit ratio",
   "data": [
    33.68,
    34.19,
    34.8,
    36.39,
    36.52,
    37.68,
    38.28,
    39.36,
    38.68,
    38.69,
    38.68,
    40.92,
    40.79,
    43.56
   ],
   "unit": "pct"
  },
  "karnataka": {
   "name": "karnataka_cd_ratio_pct",
   "label": "Karnataka, credit-deposit ratio",
   "data": [
    63.93,
    63.34,
    68.6,
    68.41,
    68.4,
    69.14,
    69.47,
    69.56,
    67.05,
    67.87,
    67.53,
    67.87,
    66.45,
    71.25
   ],
   "unit": "pct"
  },
  "kerala": {
   "name": "kerala_cd_ratio_pct",
   "label": "Kerala, credit-deposit ratio",
   "data": [
    64.74,
    65.36,
    69.57,
    69.16,
    69.37,
    69.24,
    68.84,
    68.55,
    67.75,
    68.29,
    68.24,
    69.07,
    68.97,
    70.24
   ],
   "unit": "pct"
  },
  "ladakh": {
   "name": "ladakh_cd_ratio_pct",
   "label": "Ladakh, credit-deposit ratio",
   "data": [
    40.18,
    44.09,
    45.99,
    46.47,
    43.39,
    45.68,
    46.73,
    44.79,
    42.92,
    44.4,
    45.23,
    45.65,
    43.77,
    44.96
   ],
   "unit": "pct"
  },
  "lakshadweep": {
   "name": "lakshadweep_cd_ratio_pct",
   "label": "Lakshadweep, credit-deposit ratio",
   "data": [
    10.25,
    10.4,
    10.55,
    11.15,
    10.93,
    10.92,
    11.51,
    11.64,
    12.68,
    13.15,
    13.47,
    13.41,
    12.49,
    12.96
   ],
   "unit": "pct"
  },
  "madhya_pradesh": {
   "name": "madhya_pradesh_cd_ratio_pct",
   "label": "Madhya Pradesh, credit-deposit ratio",
   "data": [
    72.18,
    69.91,
    72.71,
    75.15,
    76.27,
    77.52,
    76.66,
    79.7,
    78.73,
    79.12,
    78.81,
    79.88,
    78.88,
    82.21
   ],
   "unit": "pct"
  },
  "maharashtra": {
   "name": "maharashtra_cd_ratio_pct",
   "label": "Maharashtra, credit-deposit ratio",
   "data": [
    98.75,
    100.7,
    102.03,
    103.45,
    98.67,
    98.02,
    96.97,
    97.17,
    96.58,
    93.73,
    98.12,
    101.22,
    100.07,
    90.2
   ],
   "unit": "pct"
  },
  "manipur": {
   "name": "manipur_cd_ratio_pct",
   "label": "Manipur, credit-deposit ratio",
   "data": [
    72.61,
    73.6,
    72.82,
    77.55,
    74.1,
    79.92,
    80.95,
    83.47,
    77.17,
    79.1,
    82.44,
    86.5,
    82.88,
    91.28
   ],
   "unit": "pct"
  },
  "meghalaya": {
   "name": "meghalaya_cd_ratio_pct",
   "label": "Meghalaya, credit-deposit ratio",
   "data": [
    38.47,
    40.85,
    42.43,
    42.8,
    42.19,
    42.34,
    41.99,
    41.93,
    40.64,
    44.36,
    44.44,
    45.87,
    42.58,
    45.45
   ],
   "unit": "pct"
  },
  "mizoram": {
   "name": "mizoram_cd_ratio_pct",
   "label": "Mizoram, credit-deposit ratio",
   "data": [
    41.41,
    42.2,
    43.72,
    46.16,
    45.04,
    46.44,
    46.86,
    45.95,
    45.15,
    43.66,
    43.48,
    44.62,
    43.32,
    44.29
   ],
   "unit": "pct"
  },
  "nagaland": {
   "name": "nagaland_cd_ratio_pct",
   "label": "Nagaland, credit-deposit ratio",
   "data": [
    49.05,
    53.42,
    54.33,
    55.81,
    51.53,
    56.1,
    57.3,
    58.57,
    52.16,
    56.62,
    58.65,
    61.27,
    56.08,
    63.34
   ],
   "unit": "pct"
  },
  "delhi": {
   "name": "delhi_cd_ratio_pct",
   "label": "Delhi, credit-deposit ratio",
   "data": [
    89.7,
    88.87,
    87.81,
    89.99,
    90.26,
    91.58,
    89.65,
    92.34,
    89.57,
    87.23,
    85.26,
    90.01,
    88.65,
    91.47
   ],
   "unit": "pct"
  },
  "odisha": {
   "name": "odisha_cd_ratio_pct",
   "label": "Odisha, credit-deposit ratio",
   "data": [
    43.69,
    45.22,
    46.53,
    48.5,
    47.74,
    47.94,
    46.53,
    47.89,
    47.64,
    48.37,
    47.01,
    47.76,
    48.44,
    51.48
   ],
   "unit": "pct"
  },
  "puducherry": {
   "name": "puducherry_cd_ratio_pct",
   "label": "Puducherry, credit-deposit ratio",
   "data": [
    64.5,
    64.15,
    67.31,
    67.75,
    67.99,
    69.75,
    68.44,
    69.83,
    69.69,
    70.55,
    70.1,
    70.71,
    76.12,
    81.7
   ],
   "unit": "pct"
  },
  "punjab": {
   "name": "punjab_cd_ratio_pct",
   "label": "Punjab, credit-deposit ratio",
   "data": [
    53.12,
    51.41,
    56.29,
    57.1,
    57.79,
    56.88,
    56.47,
    57.9,
    57.98,
    56.69,
    57.13,
    58.81,
    59.17,
    61.86
   ],
   "unit": "pct"
  },
  "rajasthan": {
   "name": "rajasthan_cd_ratio_pct",
   "label": "Rajasthan, credit-deposit ratio",
   "data": [
    81.89,
    79.99,
    85.72,
    87.35,
    87.27,
    87.75,
    87.46,
    89.37,
    89.18,
    89.12,
    90.32,
    92.04,
    93.5,
    98.92
   ],
   "unit": "pct"
  },
  "sikkim": {
   "name": "sikkim_cd_ratio_pct",
   "label": "Sikkim, credit-deposit ratio",
   "data": [
    42.78,
    43.93,
    46.21,
    46.77,
    44.17,
    45.41,
    48.94,
    46.16,
    43.38,
    45.27,
    48.04,
    46.24,
    43.5,
    48.4
   ],
   "unit": "pct"
  },
  "tamil_nadu": {
   "name": "tamil_nadu_cd_ratio_pct",
   "label": "Tamil Nadu, credit-deposit ratio",
   "data": [
    105.73,
    104.37,
    112.15,
    114.01,
    112.7,
    115.02,
    115.47,
    115.41,
    115.1,
    115.46,
    116.26,
    119.93,
    120.05,
    126.79
   ],
   "unit": "pct"
  },
  "telangana": {
   "name": "telangana_cd_ratio_pct",
   "label": "Telangana, credit-deposit ratio",
   "data": [
    101.79,
    99.2,
    107.53,
    108.55,
    108.62,
    110.13,
    109.61,
    109.94,
    110.41,
    106.99,
    108.82,
    112.52,
    111.74,
    115.37
   ],
   "unit": "pct"
  },
  "tripura": {
   "name": "tripura_cd_ratio_pct",
   "label": "Tripura, credit-deposit ratio",
   "data": [
    41.75,
    42.82,
    43.77,
    46.05,
    45.46,
    45.61,
    45.69,
    46.06,
    44.29,
    45.43,
    45.07,
    46.94,
    46.33,
    48.22
   ],
   "unit": "pct"
  },
  "uttar_pradesh": {
   "name": "uttar_pradesh_cd_ratio_pct",
   "label": "Uttar Pradesh, credit-deposit ratio",
   "data": [
    44.9,
    44.98,
    47.67,
    49.23,
    49.1,
    50.08,
    49.09,
    50.47,
    50.1,
    50.65,
    50.77,
    51.83,
    51.21,
    54.31
   ],
   "unit": "pct"
  },
  "uttarakhand": {
   "name": "uttarakhand_cd_ratio_pct",
   "label": "Uttarakhand, credit-deposit ratio",
   "data": [
    36.16,
    36.41,
    39.45,
    40.38,
    40.12,
    40.83,
    40.88,
    41.55,
    41.05,
    41.97,
    41.84,
    42.99,
    43.13,
    45.05
   ],
   "unit": "pct"
  },
  "west_bengal": {
   "name": "west_bengal_cd_ratio_pct",
   "label": "West Bengal, credit-deposit ratio",
   "data": [
    47.26,
    46.46,
    48.08,
    48.92,
    49.12,
    49.96,
    50.28,
    51.42,
    51.42,
    51.78,
    52.86,
    54.05,
    54.89,
    58.62
   ],
   "unit": "pct"
  }
 }
}