{
 "meta": {
  "latestPeriod": "2022-12-01",
  "dossier": "credit-place",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "quarterly",
  "base": "Spatial statements, including regional rural banks",
  "unit": "pct",
  "coverage": "Credit-deposit ratio of every state and union territory: credit booked in the state as a share of deposits booked there, every quarter from June 2017 to December 2022",
  "note": "RBI quarterly statistics on deposits and credit of scheduled commercial banks, statement 3A (DBIE 1465), including regional rural banks. Summed over bank groups and population groups to each state; by the location of the branch that books the deposit or loan. Dated to the last month of each quarter."
 },
 "dates": [
  "2017-06-01",
  "2017-09-01",
  "2017-12-01",
  "2018-03-01",
  "2018-06-01",
  "2018-09-01",
  "2018-12-01",
  "2019-03-01",
  "2019-06-01",
  "2019-09-01",
  "2019-12-01",
  "2020-03-01",
  "2020-06-01",
  "2020-09-01",
  "2020-12-01",
  "2021-03-01",
  "2021-06-01",
  "2021-09-01",
  "2021-12-01",
  "2022-03-01",
  "2022-06-01",
  "2022-09-01",
  "2022-12-01"
 ],
 "series": {
  "all_india": {
   "name": "all_india_cd_ratio_pct",
   "label": "All India, credit-deposit ratio",
   "data": [
    72.79,
    73.27,
    75.09,
    75.64,
    75.59,
    76.44,
    77.6,
    78.18,
    76.67,
    75.62,
    75.75,
    76,
    73.14,
    72.04,
    72.46,
    71.47,
    70.46,
    70.01,
    71.64,
    71.87,
    73.51,
    74.77,
    75.87
   ],
   "color": "#2E4BD8",
   "unit": "pct"
  },
  "andaman_and_nicobar_islands": {
   "name": "andaman_and_nicobar_islands_cd_ratio_pct",
   "label": "Andaman and Nicobar Islands, credit-deposit ratio",
   "data": [
    36.62,
    36.48,
    38.17,
    39.09,
    39.68,
    39.7,
    40.49,
    41.91,
    40.8,
    41.91,
    41.58,
    40.75,
    40.01,
    41.54,
    43.54,
    45,
    43.08,
    44.55,
    45.93,
    46.5,
    47.74,
    50.22,
    50.5
   ],
   "unit": "pct"
  },
  "andhra_pradesh": {
   "name": "andhra_pradesh_cd_ratio_pct",
   "label": "Andhra Pradesh, credit-deposit ratio",
   "data": [
    102.1,
    102.32,
    107.69,
    112.27,
    112.24,
    112.92,
    117.55,
    121.84,
    123.09,
    122.15,
    123.05,
    123.84,
    119.21,
    120.37,
    126.15,
    128.72,
    127.32,
    131.64,
    137.51,
    138.78,
    136.67,
    140.45,
    143.94
   ],
   "unit": "pct"
  },
  "arunachal_pradesh": {
   "name": "arunachal_pradesh_cd_ratio_pct",
   "label": "Arunachal Pradesh, credit-deposit ratio",
   "data": [
    24.5,
    26.72,
    29.02,
    24.94,
    25.42,
    26.78,
    26.36,
    22.93,
    23.71,
    26.86,
    27.7,
    25.7,
    23,
    23.83,
    25.97,
    24.06,
    26.26,
    28.43,
    29.66,
    24.46,
    27.3,
    29.54,
    31.84
   ],
   "unit": "pct"
  },
  "assam": {
   "name": "assam_cd_ratio_pct",
   "label": "Assam, credit-deposit ratio",
   "data": [
    40.3,
    40.88,
    43.9,
    42.56,
    44.74,
    44.85,
    45.91,
    44.2,
    45.28,
    44.87,
    45.57,
    42.5,
    42.68,
    44.24,
    45.84,
    46.63,
    46.43,
    47.75,
    49.86,
    48.62,
    49.49,
    50.02,
    51.67
   ],
   "unit": "pct"
  },
  "bihar": {
   "name": "bihar_cd_ratio_pct",
   "label": "Bihar, credit-deposit ratio",
   "data": [
    31.27,
    30.36,
    31.54,
    32.01,
    32.62,
    32.53,
    33.18,
    34.05,
    36.33,
    35.31,
    36.01,
    35.7,
    35.96,
    36.97,
    38.41,
    39.43,
    39.79,
    41.27,
    42.24,
    42.49,
    44.52,
    45.28,
    45.38
   ],
   "unit": "pct"
  },
  "chandigarh": {
   "name": "chandigarh_cd_ratio_pct",
   "label": "Chandigarh, credit-deposit ratio",
   "data": [
    104.82,
    106.3,
    110.14,
    108.18,
    114.78,
    112.23,
    114.37,
    106.38,
    109.5,
    110.7,
    109.78,
    107.26,
    105.59,
    101.85,
    98.9,
    93.35,
    98.98,
    93.07,
    91.54,
    89.28,
    86.43,
    82.73,
    84.12
   ],
   "unit": "pct"
  },
  "chhattisgarh": {
   "name": "chhattisgarh_cd_ratio_pct",
   "label": "Chhattisgarh, credit-deposit ratio",
   "data": [
    60.06,
    61.72,
    63.75,
    62.64,
    57.26,
    58.74,
    62.07,
    63.01,
    62.68,
    61.29,
    64.81,
    60.81,
    60.27,
    58.66,
    62.33,
    61.54,
    61.67,
    59.91,
    65.05,
    66.08,
    67.29,
    66.23,
    69.25
   ],
   "unit": "pct"
  },
  "dadra_and_nagar_haveli": {
   "name": "dadra_and_nagar_haveli_cd_ratio_pct",
   "label": "Dadra and Nagar Haveli, credit-deposit ratio",
   "data": [
    40.09,
    39.13,
    43.05,
    44.37,
    46.65,
    45.77,
    52.53,
    55.31,
    52.89,
    47.82,
    51.37,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null
   ],
   "unit": "pct"
  },
  "dadra_and_nagar_haveli_and_daman_and_diu": {
   "name": "dadra_and_nagar_haveli_and_daman_and_diu_cd_ratio_pct",
   "label": "Dadra and Nagar Haveli and Daman and Diu, credit-deposit ratio",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    45.43,
    39.97,
    35.55,
    33.79,
    35.44,
    33.93,
    33.07,
    35.11,
    35.72,
    36.63,
    37.58,
    37.82
   ],
   "unit": "pct"
  },
  "daman_and_diu": {
   "name": "daman_and_diu_cd_ratio_pct",
   "label": "Daman and Diu, credit-deposit ratio",
   "data": [
    24.43,
    24.91,
    26.38,
    27.89,
    27.16,
    28.28,
    29.23,
    26.54,
    25.44,
    24.57,
    25.18,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null
   ],
   "unit": "pct"
  },
  "goa": {
   "name": "goa_cd_ratio_pct",
   "label": "Goa, credit-deposit ratio",
   "data": [
    25.41,
    25.99,
    27.27,
    26.68,
    26.45,
    27.1,
    27.89,
    26.38,
    26.34,
    26.41,
    26.27,
    25.43,
    24.14,
    23.87,
    24.51,
    24.31,
    23.65,
    23.64,
    23.94,
    24.34,
    23.59,
    23.95,
    24.64
   ],
   "unit": "pct"
  },
  "gujarat": {
   "name": "gujarat_cd_ratio_pct",
   "label": "Gujarat, credit-deposit ratio",
   "data": [
    69.28,
    69.08,
    72.99,
    75,
    76.44,
    77.23,
    79.62,
    78.76,
    77.29,
    74.91,
    74.51,
    71.45,
    71.46,
    69.54,
    68.87,
    68.66,
    68.54,
    68.21,
    70.07,
    69.92,
    70.35,
    70.82,
    71.65
   ],
   "unit": "pct"
  },
  "haryana": {
   "name": "haryana_cd_ratio_pct",
   "label": "Haryana, credit-deposit ratio",
   "data": [
    55.68,
    54.45,
    57.91,
    59.43,
    56.82,
    58.55,
    61.35,
    60.34,
    56.68,
    57.09,
    57.06,
    57.06,
    53.79,
    51.74,
    52.07,
    51.93,
    49.94,
    50.29,
    52.15,
    54.75,
    54.78,
    55.4,
    56.69
   ],
   "unit": "pct"
  },
  "himachal_pradesh": {
   "name": "himachal_pradesh_cd_ratio_pct",
   "label": "Himachal Pradesh, credit-deposit ratio",
   "data": [
    29.02,
    29.29,
    30.44,
    30.88,
    30.64,
    29.96,
    30.7,
    30.8,
    31.03,
    30.39,
    30.4,
    29.95,
    29.39,
    30.19,
    31.05,
    31.03,
    30.57,
    30.03,
    31.56,
    32.06,
    32.68,
    32.53,
    32.62
   ],
   "unit": "pct"
  },
  "jammu_and_kashmir": {
   "name": "jammu_and_kashmir_cd_ratio_pct",
   "label": "Jammu and Kashmir (before Ladakh was separated), credit-deposit ratio",
   "data": [
    40.27,
    42.5,
    43.41,
    42.91,
    44.26,
    45.87,
    45.97,
    45.47,
    46.78,
    46.33,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null
   ],
   "unit": "pct"
  },
  "jammu_and_kashmir_from_2019": {
   "name": "jammu_and_kashmir_from_2019_cd_ratio_pct",
   "label": "Jammu and Kashmir (after Ladakh was separated), credit-deposit ratio",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    46.02,
    45.87,
    45.29,
    47.7,
    47.8,
    48.34,
    49.42,
    50.96,
    50.85,
    51.53,
    53.4,
    54.98,
    55.16
   ],
   "unit": "pct"
  },
  "jharkhand": {
   "name": "jharkhand_cd_ratio_pct",
   "label": "Jharkhand, credit-deposit ratio",
   "data": [
    25.75,
    26.06,
    27.83,
    27.39,
    26.93,
    27,
    27.24,
    27.55,
    27.61,
    27.73,
    28.3,
    28.12,
    28.24,
    29.11,
    30.52,
    29.77,
    29.34,
    29.22,
    30.58,
    30.88,
    31.87,
    32.28,
    33.98
   ],
   "unit": "pct"
  },
  "karnataka": {
   "name": "karnataka_cd_ratio_pct",
   "label": "Karnataka, credit-deposit ratio",
   "data": [
    66.77,
    67.8,
    68.56,
    69.81,
    70.67,
    70.65,
    70.47,
    69.42,
    67.83,
    67.42,
    66.17,
    64.56,
    63.96,
    62.8,
    63.47,
    60.91,
    61.64,
    60.32,
    61.95,
    60.63,
    62.41,
    64.31,
    65.18
   ],
   "unit": "pct"
  },
  "kerala": {
   "name": "kerala_cd_ratio_pct",
   "label": "Kerala, credit-deposit ratio",
   "data": [
    59.43,
    61.46,
    63.46,
    63.9,
    62.93,
    63.47,
    64.58,
    65.61,
    65.33,
    65.3,
    65.95,
    64.26,
    61.12,
    61.22,
    61.36,
    61.52,
    59.17,
    59.83,
    61.03,
    61.68,
    63.27,
    64.41,
    64.81
   ],
   "unit": "pct"
  },
  "ladakh": {
   "name": "ladakh_cd_ratio_pct",
   "label": "Ladakh, credit-deposit ratio",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    41.48,
    36.15,
    35.3,
    37.33,
    38.74,
    34.78,
    36.91,
    40.24,
    37.62,
    36.2,
    41.61,
    43.09,
    44.11
   ],
   "unit": "pct"
  },
  "lakshadweep": {
   "name": "lakshadweep_cd_ratio_pct",
   "label": "Lakshadweep, credit-deposit ratio",
   "data": [
    8.4,
    8.07,
    8.84,
    8.25,
    8.31,
    7.69,
    7.93,
    8.11,
    7.81,
    8.06,
    8.09,
    8.66,
    8.03,
    7.72,
    7.54,
    7.7,
    7.6,
    7.74,
    8.62,
    9.55,
    9.54,
    10.07,
    10.56
   ],
   "unit": "pct"
  },
  "madhya_pradesh": {
   "name": "madhya_pradesh_cd_ratio_pct",
   "label": "Madhya Pradesh, credit-deposit ratio",
   "data": [
    62.64,
    62.48,
    65.25,
    65.13,
    66.43,
    66.23,
    67.53,
    67.65,
    67.9,
    66.17,
    68.52,
    68.7,
    66.61,
    67.03,
    68.22,
    67.27,
    66.77,
    65.69,
    68.15,
    67.42,
    68.83,
    68.48,
    72.02
   ],
   "unit": "pct"
  },
  "maharashtra": {
   "name": "maharashtra_cd_ratio_pct",
   "label": "Maharashtra, credit-deposit ratio",
   "data": [
    105.28,
    107.87,
    107.24,
    105.04,
    106.09,
    108.78,
    108.64,
    106.47,
    103.5,
    103.2,
    102.9,
    102.59,
    98.12,
    95.64,
    96.13,
    94.84,
    92.31,
    91.42,
    93.22,
    90.91,
    95.4,
    99.18,
    100.37
   ],
   "unit": "pct"
  },
  "manipur": {
   "name": "manipur_cd_ratio_pct",
   "label": "Manipur, credit-deposit ratio",
   "data": [
    45.38,
    48.61,
    52.59,
    44.56,
    52.27,
    53.81,
    56.64,
    51.07,
    58.07,
    56.8,
    62.66,
    57.81,
    53.93,
    54.78,
    58.78,
    56.25,
    56,
    58.53,
    64.16,
    59.94,
    67.15,
    70.94,
    77.12
   ],
   "unit": "pct"
  },
  "meghalaya": {
   "name": "meghalaya_cd_ratio_pct",
   "label": "Meghalaya, credit-deposit ratio",
   "data": [
    25.89,
    26.66,
    26.86,
    26.95,
    27.43,
    26.74,
    27.06,
    27.02,
    29.1,
    31.03,
    32.51,
    35.67,
    36.11,
    36.61,
    37.43,
    37.16,
    36.65,
    33.57,
    32.77,
    31.96,
    33.7,
    35.02,
    35.25
   ],
   "unit": "pct"
  },
  "mizoram": {
   "name": "mizoram_cd_ratio_pct",
   "label": "Mizoram, credit-deposit ratio",
   "data": [
    35.79,
    36.06,
    38.12,
    35.73,
    35.12,
    37.46,
    38.76,
    36.44,
    37.93,
    37.89,
    37.05,
    36.11,
    34.42,
    36.38,
    39.68,
    42.59,
    40.7,
    43.03,
    46.57,
    45.36,
    47.16,
    48.61,
    48.82
   ],
   "unit": "pct"
  },
  "nagaland": {
   "name": "nagaland_cd_ratio_pct",
   "label": "Nagaland, credit-deposit ratio",
   "data": [
    32.84,
    34.31,
    35.23,
    34.52,
    35.7,
    37.34,
    37.35,
    35.84,
    37.94,
    39.75,
    39.97,
    38.12,
    35.75,
    37.38,
    39.56,
    39.54,
    41.99,
    44.22,
    45.65,
    42.96,
    46.08,
    49.77,
    52.26
   ],
   "unit": "pct"
  },
  "delhi": {
   "name": "delhi_cd_ratio_pct",
   "label": "Delhi, credit-deposit ratio",
   "data": [
    84.1,
    83.05,
    86.67,
    93.39,
    91.03,
    94.14,
    97.71,
    108.15,
    101.87,
    98.98,
    100.09,
    110.76,
    102.62,
    99.15,
    95.05,
    93.55,
    92.42,
    89.88,
    89.66,
    93.19,
    93.39,
    91.57,
    92.9
   ],
   "unit": "pct"
  },
  "odisha": {
   "name": "odisha_cd_ratio_pct",
   "label": "Odisha, credit-deposit ratio",
   "data": [
    36.88,
    36.06,
    37.61,
    37.14,
    37.16,
    37.62,
    37.83,
    38.46,
    38.25,
    37.89,
    38.64,
    39.74,
    37.08,
    38.25,
    39.93,
    39.09,
    37.78,
    37.9,
    40.15,
    40.8,
    41.78,
    43.24,
    43.69
   ],
   "unit": "pct"
  },
  "puducherry": {
   "name": "puducherry_cd_ratio_pct",
   "label": "Puducherry, credit-deposit ratio",
   "data": [
    61.21,
    62.08,
    62.5,
    61.53,
    63.2,
    63.51,
    65.82,
    66.42,
    63.82,
    64.21,
    63.73,
    64.73,
    61.68,
    61.6,
    62.85,
    64.47,
    62.31,
    62.36,
    63.79,
    63.58,
    65.8,
    67.32,
    66.33
   ],
   "unit": "pct"
  },
  "punjab": {
   "name": "punjab_cd_ratio_pct",
   "label": "Punjab, credit-deposit ratio",
   "data": [
    59.7,
    61.42,
    63.17,
    63.17,
    61.88,
    60.35,
    60.95,
    60.24,
    58.47,
    57.79,
    58.3,
    56.73,
    53.94,
    54.7,
    54.39,
    54.38,
    53.19,
    52.67,
    54.52,
    54.06,
    52.84,
    53.13,
    53.02
   ],
   "unit": "pct"
  },
  "rajasthan": {
   "name": "rajasthan_cd_ratio_pct",
   "label": "Rajasthan, credit-deposit ratio",
   "data": [
    67.54,
    68.64,
    73.82,
    75.52,
    75.54,
    74.43,
    78.12,
    81.12,
    80.72,
    78.31,
    79.68,
    78.23,
    76.26,
    75.41,
    76.91,
    77.03,
    75.44,
    75.53,
    76.87,
    78.71,
    79.27,
    79.04,
    80.75
   ],
   "unit": "pct"
  },
  "sikkim": {
   "name": "sikkim_cd_ratio_pct",
   "label": "Sikkim, credit-deposit ratio",
   "data": [
    27.07,
    26.92,
    28.04,
    26.94,
    28.49,
    27.6,
    29.49,
    28.36,
    29.21,
    31.66,
    33.3,
    31.61,
    30.2,
    30.29,
    32.23,
    34.18,
    36.16,
    38.7,
    39.92,
    39.35,
    41.9,
    45.88,
    45.13
   ],
   "unit": "pct"
  },
  "tamil_nadu": {
   "name": "tamil_nadu_cd_ratio_pct",
   "label": "Tamil Nadu, credit-deposit ratio",
   "data": [
    106.59,
    107.63,
    111.32,
    108.04,
    107.63,
    108.67,
    109.17,
    109.72,
    108.5,
    109.11,
    108.21,
    107.26,
    102.01,
    103.19,
    103.55,
    101.51,
    100.31,
    99.27,
    100.37,
    101.58,
    102.4,
    104.51,
    105.06
   ],
   "unit": "pct"
  },
  "telangana": {
   "name": "telangana_cd_ratio_pct",
   "label": "Telangana, credit-deposit ratio",
   "data": [
    101.1,
    103.29,
    106.21,
    106,
    105.04,
    105.05,
    107.3,
    104.95,
    104.62,
    100.74,
    102.65,
    102.21,
    96.84,
    93.96,
    95.71,
    90.37,
    93.12,
    92.83,
    98.58,
    96.96,
    100.5,
    101.09,
    103.62
   ],
   "unit": "pct"
  },
  "tripura": {
   "name": "tripura_cd_ratio_pct",
   "label": "Tripura, credit-deposit ratio",
   "data": [
    35.94,
    36.27,
    38.48,
    40.49,
    40.77,
    39.42,
    39.84,
    41.77,
    42.12,
    41.75,
    42.66,
    42.46,
    38.54,
    39.83,
    40.86,
    41.38,
    40.95,
    39.9,
    41.62,
    42.4,
    42.93,
    42.94,
    42.6
   ],
   "unit": "pct"
  },
  "uttar_pradesh": {
   "name": "uttar_pradesh_cd_ratio_pct",
   "label": "Uttar Pradesh, credit-deposit ratio",
   "data": [
    39.94,
    38.9,
    40.4,
    40.91,
    41.5,
    41.29,
    41.99,
    42.25,
    42.4,
    41.61,
    41.47,
    40.76,
    40.09,
    40.08,
    41.3,
    40.84,
    40.81,
    40.72,
    42.44,
    43.55,
    44.9,
    45,
    45.94
   ],
   "unit": "pct"
  },
  "uttarakhand": {
   "name": "uttarakhand_cd_ratio_pct",
   "label": "Uttarakhand, credit-deposit ratio",
   "data": [
    33.6,
    34.19,
    35.76,
    36.19,
    36.52,
    36.28,
    37.18,
    37.64,
    37.49,
    35.74,
    36.79,
    36.27,
    35.59,
    35.08,
    36.23,
    34.92,
    33.51,
    33.83,
    35.12,
    35.6,
    35.79,
    35.63,
    36.06
   ],
   "unit": "pct"
  },
  "west_bengal": {
   "name": "west_bengal_cd_ratio_pct",
   "label": "West Bengal, credit-deposit ratio",
   "data": [
    50.03,
    49.78,
    50.48,
    50.43,
    49.86,
    49.69,
    48.99,
    48.86,
    48.4,
    47.78,
    47.92,
    48.89,
    46.69,
    46.33,
    46.25,
    45.55,
    43.23,
    43.99,
    44.69,
    46.49,
    45.95,
    46.94,
    46.87
   ],
   "unit": "pct"
  }
 }
}