{ "meta": { "latestPeriod": "2026-09-15", "dossier": "credit-s42", "source": "Reserve Bank of India (via DBIE)", "mock": false, "geo": "IND", "releaseDate": null, "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.", "vintage": "2026-10-09", "frequency": "fortnightly", "base": "Section 42 return", "unit": "inr_lakh_crore", "coverage": "Business of all scheduled commercial banks in India, every reporting fortnight since June 1997: deposits, credit, investments, cash and inter-bank positions", "note": "RBI DBIE report 689 (Section 42 return), ₹ lakh crore. Final figures where RBI has published them (739 of 763 dates), provisional otherwise. On 2021-06-18, 2021-07-02, 2021-07-16, 2021-08-13, 2021-08-27, 2021-09-10, 2021-09-24, 2021-11-19 the Final rows do not add up (bank credit is not loans plus bills) while the Provisional rows do, so bank credit and its parts are the Provisional figures on those dates. Reporting dates were alternate Fridays until November 2025; from 15 December 2025 they are the 15th and the last day of each month (Banking Laws (Amendment) Act 2025). The \"excluding the HDFC merger\" series are RBI's adjusted figures, published from 14 July 2023 to 22 August 2025. Investments by instrument (the non-SLR rows) end at July 2026 in the source.", "reportingCalendarChange": "2025-12-15" }, "dates": [ "1997-06-06", "1997-06-20", "1997-07-04", "1997-07-18", "1997-08-01", "1997-08-15", "1997-08-29", "1997-09-12", "1997-09-26", "1997-10-10", "1997-10-24", "1997-11-07", "1997-11-21", "1997-12-05", "1997-12-19", "1998-01-02", "1998-01-16", "1998-01-30", "1998-02-13", "1998-02-27", "1998-03-13", "1998-03-27", "1998-04-10", "1998-04-24", "1998-05-08", "1998-05-22", "1998-06-05", "1998-06-19", "1998-07-03", "1998-07-17", "1998-07-31", "1998-08-14", "1998-08-28", "1998-09-11", "1998-09-25", "1998-10-09", "1998-10-23", "1998-11-06", "1998-11-20", "1998-12-04", "1998-12-18", "1999-01-01", "1999-01-15", "1999-01-29", "1999-02-12", "1999-02-26", "1999-03-12", "1999-03-26", "1999-04-09", "1999-04-23", "1999-05-07", "1999-05-21", "1999-06-04", "1999-06-18", "1999-07-02", "1999-07-16", "1999-07-30", "1999-08-13", "1999-08-27", "1999-09-10", "1999-09-24", "1999-10-08", 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