{ "meta": { "latestPeriod": "2026-09-15", "dossier": "credit-s42", "source": "Reserve Bank of India (via DBIE)", "mock": false, "geo": "IND", "releaseDate": null, "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.", "vintage": "2026-10-09", "frequency": "fortnightly", "base": "Section 42 return", "unit": "pct", "coverage": "Growth of bank credit and deposits on a year earlier, with and without the HDFC merger, and the credit-deposit, investment-deposit and cash-deposit ratios, every fortnight", "note": "Derived from credit-scb (RBI DBIE report 689). Growth compares each reporting date with the reporting date closest to one year earlier (within 10 days): 364 days earlier on the alternate-Friday calendar; from December 2025, the nearest old-calendar Friday, as RBI does. Ex-merger growth uses RBI's adjusted levels while RBI published them (July 2023 to August 2025). Ratios are computed from the levels." }, "dates": [ "1997-06-06", "1997-06-20", "1997-07-04", "1997-07-18", "1997-08-01", "1997-08-15", "1997-08-29", "1997-09-12", "1997-09-26", "1997-10-10", "1997-10-24", "1997-11-07", "1997-11-21", "1997-12-05", "1997-12-19", "1998-01-02", "1998-01-16", "1998-01-30", "1998-02-13", "1998-02-27", "1998-03-13", "1998-03-27", "1998-04-10", "1998-04-24", "1998-05-08", "1998-05-22", "1998-06-05", "1998-06-19", "1998-07-03", "1998-07-17", "1998-07-31", "1998-08-14", "1998-08-28", "1998-09-11", "1998-09-25", "1998-10-09", "1998-10-23", "1998-11-06", "1998-11-20", "1998-12-04", "1998-12-18", "1999-01-01", "1999-01-15", "1999-01-29", "1999-02-12", "1999-02-26", "1999-03-12", "1999-03-26", "1999-04-09", "1999-04-23", "1999-05-07", "1999-05-21", "1999-06-04", "1999-06-18", "1999-07-02", "1999-07-16", "1999-07-30", "1999-08-13", "1999-08-27", "1999-09-10", "1999-09-24", "1999-10-08", "1999-10-22", "1999-11-05", "1999-11-19", "1999-12-03", "1999-12-17", "1999-12-31", "2000-01-14", "2000-01-28", "2000-02-11", "2000-02-25", "2000-03-10", "2000-03-24", "2000-04-07", "2000-04-21", "2000-05-05", "2000-05-19", "2000-06-02", "2000-06-16", "2000-06-30", "2000-07-14", "2000-07-28", "2000-08-11", "2000-08-25", "2000-09-08", "2000-09-22", "2000-10-06", "2000-10-20", "2000-11-03", "2000-11-17", "2000-12-01", "2000-12-15", "2000-12-29", "2001-01-12", "2001-01-26", "2001-02-09", "2001-02-23", "2001-03-09", "2001-03-23", "2001-04-06", "2001-04-20", "2001-05-04", "2001-05-18", "2001-06-01", "2001-06-15", "2001-06-29", "2001-07-13", "2001-07-27", "2001-08-10", "2001-08-24", "2001-09-07", "2001-09-21", "2001-10-05", "2001-10-19", "2001-11-02", "2001-11-16", "2001-11-30", "2001-12-14", "2001-12-28", "2002-01-11", "2002-01-25", "2002-02-08", "2002-02-22", "2002-03-08", "2002-03-22", "2002-04-05", "2002-04-19", "2002-05-03", "2002-05-17", "2002-05-31", "2002-06-14", "2002-06-28", "2002-07-12", "2002-07-26", "2002-08-09", "2002-08-23", "2002-09-06", "2002-09-20", "2002-10-04", "2002-10-18", "2002-11-01", "2002-11-15", "2002-11-29", "2002-12-13", "2002-12-27", "2003-01-10", "2003-01-24", "2003-02-07", "2003-02-21", "2003-03-07", "2003-03-21", "2003-04-04", "2003-04-18", "2003-05-02", "2003-05-16", "2003-05-30", "2003-06-13", "2003-06-27", "2003-07-11", "2003-07-25", "2003-08-08", "2003-08-22", "2003-09-05", "2003-09-19", "2003-10-03", "2003-10-17", "2003-10-31", "2003-11-14", "2003-11-28", "2003-12-12", "2003-12-26", "2004-01-09", "2004-01-23", "2004-02-06", "2004-02-20", "2004-03-05", "2004-03-19", "2004-04-02", "2004-04-16", "2004-04-30", "2004-05-14", "2004-05-28", "2004-06-11", "2004-06-25", "2004-07-09", "2004-07-23", "2004-08-06", "2004-08-20", "2004-09-03", "2004-09-17", "2004-10-01", "2004-10-15", "2004-10-29", "2004-11-12", "2004-11-26", "2004-12-10", "2004-12-24", "2005-01-07", "2005-01-21", "2005-02-04", "2005-02-18", "2005-03-04", "2005-03-18", "2005-04-01", "2005-04-15", "2005-04-29", "2005-05-13", "2005-05-27", 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"2008-02-29", "2008-03-14", "2008-03-28", "2008-04-11", "2008-04-25", "2008-05-09", "2008-05-23", "2008-06-06", "2008-06-20", "2008-07-04", "2008-07-18", "2008-08-01", "2008-08-15", "2008-08-29", "2008-09-12", "2008-09-26", "2008-10-10", "2008-10-24", "2008-11-07", "2008-11-21", "2008-12-05", "2008-12-19", "2009-01-02", "2009-01-16", "2009-01-30", "2009-02-13", "2009-02-27", "2009-03-13", "2009-03-27", "2009-04-10", "2009-04-24", "2009-05-08", "2009-05-22", "2009-06-05", "2009-06-19", "2009-07-03", "2009-07-17", "2009-07-31", "2009-08-14", "2009-08-28", "2009-09-11", "2009-09-25", "2009-10-09", "2009-10-23", "2009-11-06", "2009-11-20", "2009-12-04", "2009-12-18", "2010-01-01", "2010-01-15", "2010-01-29", "2010-02-12", "2010-02-26", "2010-03-12", "2010-03-26", "2010-04-09", "2010-04-23", "2010-05-07", "2010-05-21", "2010-06-04", "2010-06-18", "2010-07-02", "2010-07-16", "2010-07-30", "2010-08-13", "2010-08-27", "2010-09-10", "2010-09-24", "2010-10-08", "2010-10-22", "2010-11-05", "2010-11-19", "2010-12-03", "2010-12-17", "2010-12-31", "2011-01-14", "2011-01-28", "2011-02-11", "2011-02-25", "2011-03-11", "2011-03-25", "2011-04-08", "2011-04-22", "2011-05-06", "2011-05-20", "2011-06-03", "2011-06-17", "2011-07-01", "2011-07-15", "2011-07-29", "2011-08-12", "2011-08-26", "2011-09-09", "2011-09-23", "2011-10-07", "2011-10-21", "2011-11-04", "2011-11-18", "2011-12-02", "2011-12-16", "2011-12-30", "2012-01-13", "2012-01-27", "2012-02-10", "2012-02-24", "2012-03-09", "2012-03-23", "2012-04-06", "2012-04-20", "2012-05-04", "2012-05-18", "2012-06-01", "2012-06-15", "2012-06-29", "2012-07-13", "2012-07-27", "2012-08-10", "2012-08-24", "2012-09-07", "2012-09-21", "2012-10-05", "2012-10-19", "2012-11-02", "2012-11-16", "2012-11-30", "2012-12-14", "2012-12-28", "2013-01-11", "2013-01-25", "2013-02-08", "2013-02-22", "2013-03-08", "2013-03-22", "2013-04-05", "2013-04-19", "2013-05-03", "2013-05-17", "2013-05-31", "2013-06-14", "2013-06-28", "2013-07-12", "2013-07-26", "2013-08-09", "2013-08-23", "2013-09-06", "2013-09-20", "2013-10-04", "2013-10-18", "2013-11-01", "2013-11-15", "2013-11-29", "2013-12-13", "2013-12-27", "2014-01-10", "2014-01-24", "2014-02-07", "2014-02-21", "2014-03-07", "2014-03-21", "2014-04-04", "2014-04-18", "2014-05-02", "2014-05-16", "2014-05-30", "2014-06-13", "2014-06-27", "2014-07-11", "2014-07-25", "2014-08-08", "2014-08-22", "2014-09-05", "2014-09-19", "2014-10-03", "2014-10-17", "2014-10-31", "2014-11-14", "2014-11-28", "2014-12-12", "2014-12-26", "2015-01-09", "2015-01-23", "2015-02-06", "2015-02-20", "2015-03-06", "2015-03-20", "2015-04-03", "2015-04-17", "2015-05-01", "2015-05-15", "2015-05-29", "2015-06-12", "2015-06-26", "2015-07-10", "2015-07-24", "2015-08-07", "2015-08-21", "2015-09-04", "2015-09-18", "2015-10-02", "2015-10-16", "2015-10-30", "2015-11-13", "2015-11-27", "2015-12-11", "2015-12-25", "2016-01-08", "2016-01-22", "2016-02-05", "2016-02-19", "2016-03-04", "2016-03-18", "2016-04-01", "2016-04-15", "2016-04-29", "2016-05-13", "2016-05-27", "2016-06-10", "2016-06-24", "2016-07-08", "2016-07-22", "2016-08-05", "2016-08-19", "2016-09-02", "2016-09-16", "2016-09-30", "2016-10-14", "2016-10-28", "2016-11-11", "2016-11-25", "2016-12-09", "2016-12-23", "2017-01-06", "2017-01-20", "2017-02-03", "2017-02-17", "2017-03-03", "2017-03-17", "2017-03-31", "2017-04-14", "2017-04-28", "2017-05-12", "2017-05-26", "2017-06-09", "2017-06-23", "2017-07-07", "2017-07-21", "2017-08-04", "2017-08-18", "2017-09-01", "2017-09-15", "2017-09-29", "2017-10-13", "2017-10-27", "2017-11-10", "2017-11-24", "2017-12-08", "2017-12-22", "2018-01-05", "2018-01-19", "2018-02-02", "2018-02-16", "2018-03-02", "2018-03-16", "2018-03-30", "2018-04-13", "2018-04-27", "2018-05-11", "2018-05-25", "2018-06-08", "2018-06-22", "2018-07-06", "2018-07-20", "2018-08-03", "2018-08-17", "2018-08-31", "2018-09-14", "2018-09-28", "2018-10-12", "2018-10-26", "2018-11-09", "2018-11-23", "2018-12-07", "2018-12-21", "2019-01-04", "2019-01-18", "2019-02-01", "2019-02-15", "2019-03-01", "2019-03-15", "2019-03-29", "2019-04-12", "2019-04-26", "2019-05-10", "2019-05-24", "2019-06-07", "2019-06-21", "2019-07-05", "2019-07-19", "2019-08-02", "2019-08-16", "2019-08-30", "2019-09-13", "2019-09-27", "2019-10-11", "2019-10-25", "2019-11-08", "2019-11-22", "2019-12-06", "2019-12-20", "2020-01-03", "2020-01-17", "2020-01-31", "2020-02-14", "2020-02-28", "2020-03-13", "2020-03-27", "2020-04-10", "2020-04-24", "2020-05-08", "2020-05-22", "2020-06-05", "2020-06-19", "2020-07-03", "2020-07-17", "2020-07-31", "2020-08-14", "2020-08-28", "2020-09-11", "2020-09-25", "2020-10-09", "2020-10-23", "2020-11-06", "2020-11-20", "2020-12-04", "2020-12-18", "2021-01-01", "2021-01-15", "2021-01-29", "2021-02-12", "2021-02-26", "2021-03-12", "2021-03-26", "2021-04-09", "2021-04-23", "2021-05-07", "2021-05-21", "2021-06-04", "2021-06-18", "2021-07-02", "2021-07-16", "2021-07-30", "2021-08-13", "2021-08-27", "2021-09-10", "2021-09-24", "2021-10-08", "2021-10-22", "2021-11-05", "2021-11-19", "2021-12-03", "2021-12-17", "2021-12-31", "2022-01-14", "2022-01-28", "2022-02-11", "2022-02-25", "2022-03-11", "2022-03-25", "2022-04-08", "2022-04-22", "2022-05-06", "2022-05-20", "2022-06-03", "2022-06-17", "2022-07-01", "2022-07-15", "2022-07-29", "2022-08-12", "2022-08-26", "2022-09-09", "2022-09-23", "2022-10-07", "2022-10-21", "2022-11-04", "2022-11-18", "2022-12-02", "2022-12-16", "2022-12-30", "2023-01-13", "2023-01-27", "2023-02-10", "2023-02-24", "2023-03-10", "2023-03-24", "2023-04-07", "2023-04-21", "2023-05-05", "2023-05-19", "2023-06-02", "2023-06-16", "2023-06-30", "2023-07-14", "2023-07-28", "2023-08-11", "2023-08-25", "2023-09-08", "2023-09-22", "2023-10-06", "2023-10-20", "2023-11-03", "2023-11-17", "2023-12-01", "2023-12-15", "2023-12-29", "2024-01-12", "2024-01-26", "2024-02-09", "2024-02-23", "2024-03-08", "2024-03-22", "2024-04-05", "2024-04-19", "2024-05-03", "2024-05-17", "2024-05-31", "2024-06-14", "2024-06-28", "2024-07-12", "2024-07-26", "2024-08-09", "2024-08-23", "2024-09-06", "2024-09-20", "2024-10-04", "2024-10-18", "2024-11-01", "2024-11-15", "2024-11-29", "2024-12-13", "2024-12-27", "2025-01-10", "2025-01-24", "2025-02-07", "2025-02-21", "2025-03-07", "2025-03-21", "2025-04-04", "2025-04-18", "2025-05-02", "2025-05-16", "2025-05-30", "2025-06-13", "2025-06-27", "2025-07-11", "2025-07-25", "2025-08-08", "2025-08-22", "2025-09-05", "2025-09-19", "2025-10-03", "2025-10-17", "2025-10-31", "2025-11-14", "2025-11-28", "2025-12-15", "2025-12-31", "2026-01-15", "2026-01-31", "2026-02-15", "2026-02-28", "2026-03-15", "2026-03-31", "2026-04-15", "2026-04-30", "2026-05-15", "2026-05-31", "2026-06-15", "2026-06-30", "2026-07-15", "2026-07-31", "2026-08-15", "2026-08-31", "2026-09-15" ], "series": { "credit_growth": { "name": "credit_yoy_pct", "label": "Bank credit, growth on a year earlier", "color": "#2E4BD8", "data": [ null, null, null, null, null, null, null, null, null, null, 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