{
 "meta": {
  "latestPeriod": "2026-06-01",
  "dossier": "credit-bsr1",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "quarterly",
  "base": "BSR-1 quarterly, excluding RRBs",
  "unit": "mixed: inr_lakh_crore (amount, limit), lakh accounts",
  "coverage": "Bank credit by the population group of the branch: rural, semi-urban, urban, metropolitan, every quarter since March 2014",
  "note": "RBI BSR-1 quarterly (DBIE 941), outstanding credit of scheduled commercial banks excluding RRBs, as at the end of each quarter (dated to that month). Amounts and limits in ₹ lakh crore; accounts in lakh."
 },
 "dates": [
  "2014-03-01",
  "2014-06-01",
  "2014-09-01",
  "2014-12-01",
  "2015-03-01",
  "2015-06-01",
  "2015-09-01",
  "2015-12-01",
  "2016-03-01",
  "2016-06-01",
  "2016-09-01",
  "2016-12-01",
  "2017-03-01",
  "2017-06-01",
  "2017-09-01",
  "2017-12-01",
  "2018-03-01",
  "2018-06-01",
  "2018-09-01",
  "2018-12-01",
  "2019-03-01",
  "2019-06-01",
  "2019-09-01",
  "2019-12-01",
  "2020-03-01",
  "2020-06-01",
  "2020-09-01",
  "2020-12-01",
  "2021-03-01",
  "2021-06-01",
  "2021-09-01",
  "2021-12-01",
  "2022-03-01",
  "2022-06-01",
  "2022-09-01",
  "2022-12-01",
  "2023-03-01",
  "2023-06-01",
  "2023-09-01",
  "2023-12-01",
  "2024-03-01",
  "2024-06-01",
  "2024-09-01",
  "2024-12-01",
  "2025-03-01",
  "2025-06-01",
  "2025-09-01",
  "2025-12-01",
  "2026-03-01",
  "2026-06-01"
 ],
 "series": {
  "rural_amount": {
   "name": "rural_amount",
   "label": "Rural, credit outstanding",
   "data": [
    4.225,
    null,
    null,
    4.639,
    4.813,
    4.861,
    4.854,
    5.196,
    5.427,
    5.419,
    4.921,
    5.07,
    5.3,
    5.48,
    5.335,
    5.58,
    5.685,
    5.905,
    5.934,
    6.367,
    6.549,
    6.703,
    6.842,
    7.257,
    7.261,
    7.426,
    7.773,
    8.139,
    8.297,
    8.374,
    8.542,
    8.997,
    9.215,
    9.345,
    9.635,
    10.312,
    10.66,
    10.848,
    11.639,
    12.29,
    12.524,
    12.81,
    13.165,
    13.762,
    14.132,
    14.453,
    14.945,
    15.86,
    16.5,
    17.509
   ],
   "gaps": [
    "2014-06-01",
    "2014-09-01"
   ],
   "gapsNote": "Not published for this quarter: the RBI's table skips it (September 2014).",
   "unit": "inr_lakh_crore"
  },
  "rural_limit": {
   "name": "rural_limit",
   "label": "Rural, credit limits sanctioned",
   "data": [
    6.664,
    null,
    null,
    7.2,
    7.387,
    7.624,
    7.72,
    8.174,
    8.575,
    8.688,
    8.017,
    8.085,
    7.193,
    7.758,
    7.122,
    7.607,
    7.621,
    7.953,
    7.934,
    8.626,
    8.893,
    9.424,
    9.606,
    10.11,
    10.34,
    10.77,
    11.277,
    11.698,
    11.967,
    12.478,
    12.073,
    12.972,
    13.754,
    13.625,
    13.673,
    14.856,
    15.467,
    16.214,
    17.135,
    18.125,
    17.757,
    18.738,
    19.261,
    20.345,
    20.977,
    21.029,
    21.738,
    22.628,
    23.05,
    24.84
   ],
   "gaps": [
    "2014-06-01",
    "2014-09-01"
   ],
   "gapsNote": "Not published for this quarter: the RBI's table skips it (September 2014).",
   "unit": "inr_lakh_crore"
  },
  "rural_accounts": {
   "name": "rural_accounts",
   "label": "Rural, loan accounts, lakh",
   "data": [
    323.054,
    null,
    null,
    338.373,
    338.61,
    335.542,
    343.63,
    371.743,
    375.571,
    376.53,
    364.615,
    362.14,
    365.814,
    370.086,
    379.984,
    385.713,
    393.062,
    398.213,
    411.222,
    438.748,
    456.195,
    543.428,
    566.285,
    600.987,
    615.268,
    626.36,
    647.332,
    674.232,
    679.244,
    666.397,
    675.799,
    683.334,
    701.81,
    709.176,
    726.177,
    736.73,
    738.708,
    753.964,
    776.666,
    796.601,
    811.485,
    818.462,
    819.136,
    808.836,
    799.301,
    777.692,
    759.895,
    741.359,
    717.245,
    706.918
   ],
   "gaps": [
    "2014-06-01",
    "2014-09-01"
   ],
   "gapsNote": "Not published for this quarter: the RBI's table skips it (September 2014).",
   "unit": "lakh_count"
  },
  "semi_urban_amount": {
   "name": "semi_urban_amount",
   "label": "Semi-urban, credit outstanding",
   "data": [
    6.235,
    null,
    null,
    6.765,
    7.128,
    7.155,
    7.374,
    7.638,
    7.98,
    8.068,
    8.073,
    8.107,
    8.656,
    8.965,
    9.286,
    9.617,
    10.058,
    10.18,
    10.449,
    10.841,
    11.296,
    11.473,
    11.743,
    12.164,
    12.376,
    12.361,
    12.89,
    13.438,
    14.016,
    13.861,
    14.263,
    14.978,
    15.731,
    16.028,
    16.755,
    17.544,
    18.458,
    18.704,
    20.638,
    21.561,
    22.566,
    22.994,
    23.677,
    24.462,
    25.393,
    25.705,
    26.718,
    28.064,
    29.473,
    31.262
   ],
   "gaps": [
    "2014-06-01",
    "2014-09-01"
   ],
   "gapsNote": "Not published for this quarter: the RBI's table skips it (September 2014).",
   "unit": "inr_lakh_crore"
  },
  "semi_urban_limit": {
   "name": "semi_urban_limit",
   "label": "Semi-urban, credit limits sanctioned",
   "data": [
    7.928,
    null,
    null,
    8.486,
    8.909,
    9.141,
    9.535,
    9.618,
    10.012,
    10.294,
    10.43,
    10.649,
    12.261,
    12.056,
    12.515,
    12.993,
    13.008,
    13.27,
    13.359,
    13.866,
    14.436,
    15.888,
    15.219,
    15.794,
    16.205,
    16.852,
    16.791,
    17.409,
    18.261,
    18.297,
    20.032,
    19.717,
    20.62,
    21.489,
    22.047,
    23.088,
    24.423,
    24.966,
    27.327,
    28.453,
    29.801,
    30.418,
    31.357,
    32.398,
    33.867,
    34.317,
    35.615,
    37.249,
    39.084,
    41.887
   ],
   "gaps": [
    "2014-06-01",
    "2014-09-01"
   ],
   "gapsNote": "Not published for this quarter: the RBI's table skips it (September 2014).",
   "unit": "inr_lakh_crore"
  },
  "semi_urban_accounts": {
   "name": "semi_urban_accounts",
   "label": "Semi-urban, loan accounts, lakh",
   "data": [
    333.682,
    null,
    null,
    351.341,
    353.118,
    361.757,
    371.848,
    395.408,
    400.809,
    399.65,
    408.684,
    410.129,
    417.793,
    425.697,
    442.313,
    451.513,
    461.026,
    468.002,
    497.883,
    510.828,
    541.496,
    569.424,
    590.429,
    615.297,
    620.93,
    628.96,
    653.745,
    674.868,
    692.7,
    682.562,
    688.855,
    711.306,
    719.746,
    726.893,
    746.482,
    757.584,
    768.352,
    786.384,
    815.646,
    830.603,
    844.73,
    856.646,
    862.798,
    862.01,
    864.28,
    851.661,
    843.118,
    839.017,
    839.833,
    855.63
   ],
   "gaps": [
    "2014-06-01",
    "2014-09-01"
   ],
   "gapsNote": "Not published for this quarter: the RBI's table skips it (September 2014).",
   "unit": "lakh_count"
  },
  "metropolitan_amount": {
   "name": "metropolitan_amount",
   "label": "Metropolitan, credit outstanding",
   "data": [
    40.857,
    null,
    null,
    41.778,
    44.144,
    43.353,
    43.899,
    45.327,
    47.973,
    46.731,
    49.14,
    49.511,
    51.594,
    50.315,
    51.588,
    53.036,
    56.396,
    55.937,
    58.698,
    60.857,
    63.632,
    62.452,
    62.907,
    64.042,
    66.767,
    65.361,
    64.986,
    65.803,
    67.701,
    67.156,
    67.093,
    69.744,
    73.959,
    75.709,
    79.311,
    81.393,
    85.162,
    87.083,
    93.152,
    96.38,
    100.005,
    101.234,
    103.956,
    106.721,
    110.095,
    109.511,
    113.401,
    118.225,
    124.639,
    123.87
   ],
   "gaps": [
    "2014-06-01",
    "2014-09-01"
   ],
   "gapsNote": "Not published for this quarter: the RBI's table skips it (September 2014).",
   "unit": "inr_lakh_crore"
  },
  "metropolitan_limit": {
   "name": "metropolitan_limit",
   "label": "Metropolitan, credit limits sanctioned",
   "data": [
    64.28,
    null,
    null,
    64.612,
    69.752,
    68.793,
    70.845,
    72.852,
    73.177,
    72.66,
    77.484,
    77.671,
    83.521,
    80.522,
    87.236,
    85.291,
    92.525,
    90.763,
    88.828,
    93.21,
    97.472,
    96.712,
    98.419,
    101.024,
    104.789,
    107.416,
    104.461,
    106.237,
    111.182,
    111.84,
    113.525,
    117.889,
    123.275,
    125.525,
    131.991,
    136.578,
    141.595,
    145.613,
    154.397,
    159.387,
    165.285,
    168.574,
    173.702,
    177.64,
    186.009,
    186.338,
    192.35,
    199.802,
    208.865,
    208.408
   ],
   "gaps": [
    "2014-06-01",
    "2014-09-01"
   ],
   "gapsNote": "Not published for this quarter: the RBI's table skips it (September 2014).",
   "unit": "inr_lakh_crore"
  },
  "metropolitan_accounts": {
   "name": "metropolitan_accounts",
   "label": "Metropolitan, loan accounts, lakh",
   "data": [
    326.851,
    null,
    null,
    327.089,
    326.058,
    319.018,
    327.477,
    365.732,
    377.997,
    376.238,
    431.067,
    442.911,
    456.968,
    471.334,
    509.591,
    549.817,
    571.858,
    596.178,
    573.666,
    642.356,
    689.824,
    722.552,
    762.875,
    788.966,
    814.34,
    803.773,
    817.178,
    844.669,
    872.973,
    880.774,
    926.376,
    964.334,
    1017.527,
    1080.81,
    1152.61,
    1185.837,
    1257.689,
    1311.696,
    1386.767,
    1429.172,
    1436.579,
    1438.023,
    1427.906,
    1441.679,
    1407.124,
    1408.421,
    1383.53,
    1395.975,
    1423.342,
    1328.568
   ],
   "gaps": [
    "2014-06-01",
    "2014-09-01"
   ],
   "gapsNote": "Not published for this quarter: the RBI's table skips it (September 2014).",
   "unit": "lakh_count"
  },
  "urban_amount": {
   "name": "urban_amount",
   "label": "Urban, credit outstanding",
   "data": [
    9.915,
    null,
    null,
    10.338,
    10.888,
    10.912,
    11.254,
    11.492,
    11.778,
    11.782,
    10.561,
    10.682,
    11.331,
    11.429,
    11.747,
    12.396,
    12.978,
    13.145,
    13.633,
    14.025,
    14.654,
    14.748,
    15.045,
    15.456,
    15.772,
    15.632,
    16.141,
    16.83,
    17.37,
    17.219,
    17.801,
    18.89,
    19.962,
    20.45,
    21.413,
    22.277,
    23.504,
    23.878,
    26.882,
    27.932,
    29.246,
    29.92,
    30.719,
    31.839,
    32.894,
    33.734,
    34.741,
    36.17,
    37.749,
    40.958
   ],
   "gaps": [
    "2014-06-01",
    "2014-09-01"
   ],
   "gapsNote": "Not published for this quarter: the RBI's table skips it (September 2014).",
   "unit": "inr_lakh_crore"
  },
  "urban_limit": {
   "name": "urban_limit",
   "label": "Urban, credit limits sanctioned",
   "data": [
    13.908,
    null,
    null,
    14.417,
    16.32,
    16.55,
    16.554,
    17.132,
    17.496,
    16.727,
    15.881,
    16.324,
    17.209,
    17.432,
    18.528,
    19.055,
    18.601,
    19.302,
    18.885,
    19.487,
    20.614,
    20.974,
    21.315,
    21.759,
    22.34,
    22.399,
    23.085,
    24.015,
    24.848,
    25.1,
    26.263,
    27.708,
    29.061,
    29.609,
    30.695,
    32.212,
    33.772,
    34.543,
    38.249,
    39.84,
    41.459,
    43.208,
    44.382,
    45.966,
    47.798,
    48.898,
    50.695,
    52.848,
    55.348,
    60.256
   ],
   "gaps": [
    "2014-06-01",
    "2014-09-01"
   ],
   "gapsNote": "Not published for this quarter: the RBI's table skips it (September 2014).",
   "unit": "inr_lakh_crore"
  },
  "urban_accounts": {
   "name": "urban_accounts",
   "label": "Urban, loan accounts, lakh",
   "data": [
    189.088,
    null,
    null,
    199.429,
    202.326,
    214.122,
    226.364,
    231.28,
    235.673,
    228.335,
    232.531,
    234.433,
    242.061,
    242.24,
    255.608,
    283.653,
    293.972,
    297.708,
    344.955,
    346.462,
    379.241,
    372.767,
    391.168,
    408.878,
    420.395,
    419.324,
    433.132,
    454.25,
    470.042,
    462.456,
    465.85,
    482.535,
    493.28,
    502.469,
    518.507,
    530.495,
    551.366,
    571.754,
    603.415,
    625.153,
    638.809,
    647.177,
    652.803,
    723.632,
    722.267,
    727.29,
    724.756,
    731.418,
    739.47,
    759.833
   ],
   "gaps": [
    "2014-06-01",
    "2014-09-01"
   ],
   "gapsNote": "Not published for this quarter: the RBI's table skips it (September 2014).",
   "unit": "lakh_count"
  }
 }
}