{
 "meta": {
  "latestPeriod": "2026-06-01",
  "dossier": "credit-place",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "quarterly",
  "base": "Spatial statements, excluding regional rural banks",
  "unit": "inr_lakh_crore",
  "coverage": "Deposits and credit by population group (rural, semi-urban, urban, metropolitan centres) and by bank group, all India, every quarter since March 2023",
  "note": "RBI quarterly statistics on deposits and credit of scheduled commercial banks, statement 3A (DBIE 1415), excluding regional rural banks. Summed over bank groups and population groups to each state; by the location of the branch that books the deposit or loan. Dated to the last month of each quarter."
 },
 "dates": [
  "2023-03-01",
  "2023-06-01",
  "2023-09-01",
  "2023-12-01",
  "2024-03-01",
  "2024-06-01",
  "2024-09-01",
  "2024-12-01",
  "2025-03-01",
  "2025-06-01",
  "2025-09-01",
  "2025-12-01",
  "2026-03-01",
  "2026-06-01"
 ],
 "series": {
  "rural_deposits": {
   "name": "rural_deposits_inr_lakh_crore",
   "label": "Rural centres, deposits",
   "data": [
    16.327,
    16.678,
    17.217,
    17.677,
    18.442,
    18.614,
    19.138,
    19.587,
    20.402,
    20.681,
    21.378,
    22.014,
    23.003,
    23.416
   ],
   "unit": "inr_lakh_crore"
  },
  "rural_credit": {
   "name": "rural_credit_inr_lakh_crore",
   "label": "Rural centres, credit",
   "data": [
    10.652,
    10.84,
    11.631,
    12.3,
    12.516,
    12.802,
    13.158,
    13.757,
    14.124,
    14.453,
    14.945,
    15.86,
    16.5,
    17.508
   ],
   "unit": "inr_lakh_crore"
  },
  "semi_urban_deposits": {
   "name": "semi_urban_deposits_inr_lakh_crore",
   "label": "Semi-urban centres, deposits",
   "data": [
    28.098,
    28.729,
    29.64,
    30.268,
    31.76,
    32.119,
    32.778,
    33.431,
    34.576,
    35.149,
    36.289,
    37.276,
    38.808,
    39.726
   ],
   "unit": "inr_lakh_crore"
  },
  "semi_urban_credit": {
   "name": "semi_urban_credit_inr_lakh_crore",
   "label": "Semi-urban centres, credit",
   "data": [
    18.456,
    18.702,
    20.633,
    21.538,
    22.565,
    22.992,
    23.675,
    24.458,
    25.386,
    25.704,
    26.714,
    28.059,
    29.465,
    31.26
   ],
   "unit": "inr_lakh_crore"
  },
  "urban_deposits": {
   "name": "urban_deposits_inr_lakh_crore",
   "label": "Urban centres, deposits",
   "data": [
    39.361,
    39.884,
    41.415,
    42.289,
    43.91,
    44.353,
    45.651,
    46.172,
    48.019,
    48.773,
    50.039,
    51.042,
    53.057,
    54.082
   ],
   "unit": "inr_lakh_crore"
  },
  "urban_credit": {
   "name": "urban_credit_inr_lakh_crore",
   "label": "Urban centres, credit",
   "data": [
    23.458,
    23.837,
    26.85,
    27.915,
    29.216,
    29.895,
    30.693,
    31.812,
    32.867,
    33.7,
    34.709,
    36.135,
    37.699,
    40.898
   ],
   "unit": "inr_lakh_crore"
  },
  "metro_deposits": {
   "name": "metro_deposits_inr_lakh_crore",
   "label": "Metropolitan centres, deposits",
   "data": [
    97.666,
    100.036,
    104.333,
    106.102,
    112.006,
    112.599,
    117.192,
    118.466,
    124.617,
    125.779,
    128.025,
    129.466,
    138.449,
    139.297
   ],
   "unit": "inr_lakh_crore"
  },
  "metro_credit": {
   "name": "metro_credit_inr_lakh_crore",
   "label": "Metropolitan centres, credit",
   "data": [
    84.631,
    86.707,
    92.779,
    95.473,
    98.903,
    100.224,
    103.128,
    105.197,
    108.757,
    108.349,
    112.384,
    117.276,
    123.76,
    123.218
   ],
   "unit": "inr_lakh_crore"
  },
  "foreign_banks_deposits": {
   "name": "foreign_banks_deposits_inr_lakh_crore",
   "label": "Foreign banks, deposits",
   "data": [
    8.471,
    9.012,
    9.265,
    9.382,
    9.999,
    10.619,
    10.79,
    10.66,
    10.917,
    11.946,
    11.931,
    11.559,
    12.417,
    12.794
   ],
   "unit": "inr_lakh_crore"
  },
  "foreign_banks_credit": {
   "name": "foreign_banks_credit_inr_lakh_crore",
   "label": "Foreign banks, credit",
   "data": [
    5.021,
    5.168,
    5.322,
    5.288,
    5.626,
    5.705,
    5.957,
    6.02,
    6.139,
    6.167,
    6.195,
    6.394,
    6.976,
    7.355
   ],
   "unit": "inr_lakh_crore"
  },
  "payments_banks_deposits": {
   "name": "payments_banks_deposits_inr_lakh_crore",
   "label": "Payments banks, deposits",
   "data": [
    0.1216,
    0.1293,
    0.1397,
    0.1571,
    0.1616,
    0.1673,
    0.1757,
    0.2052,
    0.2505,
    0.2599,
    0.2851,
    0.3197,
    0.3679,
    0.3514
   ],
   "unit": "inr_lakh_crore"
  },
  "payments_banks_credit": {
   "name": "payments_banks_credit_inr_lakh_crore",
   "label": "Payments banks, credit",
   "data": [
    0,
    0,
    0,
    0,
    0,
    0,
    0,
    0,
    0,
    0,
    0,
    0,
    0,
    0
   ],
   "unit": "inr_lakh_crore"
  },
  "private_sector_banks_deposits": {
   "name": "private_sector_banks_deposits_inr_lakh_crore",
   "label": "Private sector banks, deposits",
   "data": [
    60.749,
    62.198,
    66.477,
    68.406,
    72.954,
    73.416,
    76.384,
    77.619,
    81.717,
    82.289,
    84.152,
    86.439,
    92.313,
    93.938
   ],
   "unit": "inr_lakh_crore"
  },
  "private_sector_banks_credit": {
   "name": "private_sector_banks_credit_inr_lakh_crore",
   "label": "Private sector banks, credit",
   "data": [
    53.564,
    54.76,
    63.968,
    66.289,
    68.484,
    69.857,
    71.675,
    73.384,
    75.18,
    75.803,
    78.195,
    80.7,
    84.426,
    86.992
   ],
   "unit": "inr_lakh_crore"
  },
  "public_sector_banks_deposits": {
   "name": "public_sector_banks_deposits_inr_lakh_crore",
   "label": "Public sector banks, deposits",
   "data": [
    110.499,
    112.323,
    114.904,
    116.461,
    120.886,
    121.301,
    125.04,
    126.701,
    132.073,
    133.185,
    136.545,
    138.556,
    145.067,
    146.169
   ],
   "unit": "inr_lakh_crore"
  },
  "public_sector_banks_credit": {
   "name": "public_sector_banks_credit_inr_lakh_crore",
   "label": "Public sector banks, credit",
   "data": [
    76.706,
    78.146,
    80.494,
    83.479,
    86.693,
    87.929,
    90.492,
    93.177,
    97.03,
    97.405,
    101.412,
    107.093,
    112.617,
    114.995
   ],
   "unit": "inr_lakh_crore"
  },
  "small_finance_banks_deposits": {
   "name": "small_finance_banks_deposits_inr_lakh_crore",
   "label": "Small finance banks, deposits",
   "data": [
    1.612,
    1.665,
    1.82,
    1.929,
    2.117,
    2.183,
    2.37,
    2.471,
    2.656,
    2.703,
    2.818,
    2.924,
    3.153,
    3.269
   ],
   "unit": "inr_lakh_crore"
  },
  "small_finance_banks_credit": {
   "name": "small_finance_banks_credit_inr_lakh_crore",
   "label": "Small finance banks, credit",
   "data": [
    1.905,
    2.011,
    2.109,
    2.171,
    2.397,
    2.423,
    2.529,
    2.643,
    2.786,
    2.83,
    2.948,
    3.144,
    3.404,
    3.542
   ],
   "unit": "inr_lakh_crore"
  }
 }
}