{
 "meta": {
  "latestPeriod": "2026-03-01",
  "dossier": "credit-place",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "annual",
  "base": "Spatial statements, annual, including regional rural banks",
  "unit": "inr_lakh_crore",
  "coverage": "Deposits and credit by population group (rural, semi-urban, urban, metropolitan centres) and by bank group, all India, every March since 2023",
  "note": "RBI quarterly statistics on deposits and credit of scheduled commercial banks, statement 3A (DBIE 1427), including regional rural banks. Summed over bank groups and population groups to each state; by the location of the branch that books the deposit or loan. Dated to the last month of each quarter."
 },
 "dates": [
  "2023-03-01",
  "2024-03-01",
  "2025-03-01",
  "2026-03-01"
 ],
 "series": {
  "rural_deposits": {
   "name": "rural_deposits_inr_lakh_crore",
   "label": "Rural centres, deposits",
   "data": [
    19.666,
    22.141,
    24.417,
    27.375
   ],
   "unit": "inr_lakh_crore"
  },
  "rural_credit": {
   "name": "rural_credit_inr_lakh_crore",
   "label": "Rural centres, credit",
   "data": [
    13.223,
    15.447,
    17.37,
    20.113
   ],
   "unit": "inr_lakh_crore"
  },
  "semi_urban_deposits": {
   "name": "semi_urban_deposits_inr_lakh_crore",
   "label": "Semi-urban centres, deposits",
   "data": [
    29.551,
    33.334,
    36.262,
    40.659
   ],
   "unit": "inr_lakh_crore"
  },
  "semi_urban_credit": {
   "name": "semi_urban_credit_inr_lakh_crore",
   "label": "Semi-urban centres, credit",
   "data": [
    19.597,
    23.865,
    26.836,
    31.106
   ],
   "unit": "inr_lakh_crore"
  },
  "urban_deposits": {
   "name": "urban_deposits_inr_lakh_crore",
   "label": "Urban centres, deposits",
   "data": [
    40.298,
    44.843,
    49.013,
    54.03
   ],
   "unit": "inr_lakh_crore"
  },
  "urban_credit": {
   "name": "urban_credit_inr_lakh_crore",
   "label": "Urban centres, credit",
   "data": [
    23.835,
    29.655,
    33.376,
    38.26
   ],
   "unit": "inr_lakh_crore"
  },
  "metro_deposits": {
   "name": "metro_deposits_inr_lakh_crore",
   "label": "Metropolitan centres, deposits",
   "data": [
    97.908,
    112.215,
    124.827,
    138.699
   ],
   "unit": "inr_lakh_crore"
  },
  "metro_credit": {
   "name": "metro_credit_inr_lakh_crore",
   "label": "Metropolitan centres, credit",
   "data": [
    84.733,
    99.025,
    108.906,
    123.929
   ],
   "unit": "inr_lakh_crore"
  },
  "foreign_banks_deposits": {
   "name": "foreign_banks_deposits_inr_lakh_crore",
   "label": "Foreign banks, deposits",
   "data": [
    8.471,
    9.999,
    10.917,
    12.417
   ],
   "unit": "inr_lakh_crore"
  },
  "foreign_banks_credit": {
   "name": "foreign_banks_credit_inr_lakh_crore",
   "label": "Foreign banks, credit",
   "data": [
    5.021,
    5.626,
    6.139,
    6.976
   ],
   "unit": "inr_lakh_crore"
  },
  "payments_banks_deposits": {
   "name": "payments_banks_deposits_inr_lakh_crore",
   "label": "Payments banks, deposits",
   "data": [
    0.1216,
    0.1616,
    0.2505,
    0.3679
   ],
   "unit": "inr_lakh_crore"
  },
  "payments_banks_credit": {
   "name": "payments_banks_credit_inr_lakh_crore",
   "label": "Payments banks, credit",
   "data": [
    0,
    0,
    0,
    0
   ],
   "unit": "inr_lakh_crore"
  },
  "private_sector_banks_deposits": {
   "name": "private_sector_banks_deposits_inr_lakh_crore",
   "label": "Private sector banks, deposits",
   "data": [
    60.749,
    72.954,
    81.717,
    92.313
   ],
   "unit": "inr_lakh_crore"
  },
  "private_sector_banks_credit": {
   "name": "private_sector_banks_credit_inr_lakh_crore",
   "label": "Private sector banks, credit",
   "data": [
    53.564,
    68.484,
    75.18,
    84.426
   ],
   "unit": "inr_lakh_crore"
  },
  "public_sector_banks_deposits": {
   "name": "public_sector_banks_deposits_inr_lakh_crore",
   "label": "Public sector banks, deposits",
   "data": [
    110.499,
    120.886,
    132.073,
    145.067
   ],
   "unit": "inr_lakh_crore"
  },
  "public_sector_banks_credit": {
   "name": "public_sector_banks_credit_inr_lakh_crore",
   "label": "Public sector banks, credit",
   "data": [
    76.706,
    86.693,
    97.03,
    112.617
   ],
   "unit": "inr_lakh_crore"
  },
  "regional_rural_banks_deposits": {
   "name": "regional_rural_banks_deposits_inr_lakh_crore",
   "label": "Regional rural banks, deposits",
   "data": [
    5.971,
    6.416,
    6.904,
    7.445
   ],
   "unit": "inr_lakh_crore"
  },
  "regional_rural_banks_credit": {
   "name": "regional_rural_banks_credit_inr_lakh_crore",
   "label": "Regional rural banks, credit",
   "data": [
    4.192,
    4.792,
    5.354,
    5.984
   ],
   "unit": "inr_lakh_crore"
  },
  "small_finance_banks_deposits": {
   "name": "small_finance_banks_deposits_inr_lakh_crore",
   "label": "Small finance banks, deposits",
   "data": [
    1.612,
    2.117,
    2.656,
    3.153
   ],
   "unit": "inr_lakh_crore"
  },
  "small_finance_banks_credit": {
   "name": "small_finance_banks_credit_inr_lakh_crore",
   "label": "Small finance banks, credit",
   "data": [
    1.905,
    2.397,
    2.786,
    3.404
   ],
   "unit": "inr_lakh_crore"
  }
 }
}