{
 "meta": {
  "latestPeriod": "2022-12-01",
  "dossier": "credit-place",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "quarterly",
  "base": "Spatial statements, including regional rural banks",
  "unit": "inr_lakh_crore",
  "coverage": "Deposits and credit by population group (rural, semi-urban, urban, metropolitan centres) and by bank group, all India, every quarter from June 2017 to December 2022",
  "note": "RBI quarterly statistics on deposits and credit of scheduled commercial banks, statement 3A (DBIE 1465), including regional rural banks. Summed over bank groups and population groups to each state; by the location of the branch that books the deposit or loan. Dated to the last month of each quarter."
 },
 "dates": [
  "2017-06-01",
  "2017-09-01",
  "2017-12-01",
  "2018-03-01",
  "2018-06-01",
  "2018-09-01",
  "2018-12-01",
  "2019-03-01",
  "2019-06-01",
  "2019-09-01",
  "2019-12-01",
  "2020-03-01",
  "2020-06-01",
  "2020-09-01",
  "2020-12-01",
  "2021-03-01",
  "2021-06-01",
  "2021-09-01",
  "2021-12-01",
  "2022-03-01",
  "2022-06-01",
  "2022-09-01",
  "2022-12-01"
 ],
 "series": {
  "rural_deposits": {
   "name": "rural_deposits_inr_lakh_crore",
   "label": "Rural centres, deposits",
   "data": [
    11.243,
    11.606,
    11.836,
    12.23,
    12.299,
    12.677,
    12.949,
    13.562,
    13.71,
    14.213,
    14.609,
    15.663,
    15.635,
    16.007,
    16.21,
    16.746,
    16.822,
    17.131,
    17.367,
    18.021,
    18.087,
    18.462,
    18.864
   ],
   "unit": "inr_lakh_crore"
  },
  "rural_credit": {
   "name": "rural_credit_inr_lakh_crore",
   "label": "Rural centres, credit",
   "data": [
    6.787,
    6.664,
    7.044,
    7.247,
    7.351,
    7.523,
    7.975,
    8.149,
    8.364,
    8.633,
    9.013,
    9.09,
    9.243,
    9.596,
    10.127,
    10.408,
    10.429,
    10.693,
    11.195,
    11.5,
    11.637,
    12.047,
    12.553
   ],
   "unit": "inr_lakh_crore"
  },
  "semi_urban_deposits": {
   "name": "semi_urban_deposits_inr_lakh_crore",
   "label": "Semi-urban centres, deposits",
   "data": [
    17.44,
    17.873,
    18.098,
    18.735,
    18.916,
    19.468,
    19.871,
    20.623,
    20.854,
    21.643,
    22.13,
    23.166,
    23.588,
    24.247,
    24.611,
    25.325,
    25.688,
    26.115,
    26.522,
    27.355,
    27.521,
    28.136,
    28.612
   ],
   "unit": "inr_lakh_crore"
  },
  "semi_urban_credit": {
   "name": "semi_urban_credit_inr_lakh_crore",
   "label": "Semi-urban centres, credit",
   "data": [
    9.394,
    9.717,
    10.348,
    10.795,
    10.821,
    11.154,
    11.625,
    12.138,
    12.151,
    12.522,
    12.913,
    13.162,
    13.136,
    13.695,
    14.273,
    15.043,
    14.752,
    15.243,
    15.879,
    16.712,
    17.014,
    17.803,
    18.492
   ],
   "unit": "inr_lakh_crore"
  },
  "urban_deposits": {
   "name": "urban_deposits_inr_lakh_crore",
   "label": "Urban centres, deposits",
   "data": [
    22.796,
    23.342,
    23.673,
    24.462,
    24.765,
    25.508,
    25.979,
    26.96,
    27.141,
    28.235,
    28.879,
    29.8,
    30.536,
    31.512,
    31.883,
    33.199,
    33.671,
    34.563,
    35.122,
    36.497,
    36.757,
    37.812,
    38.572
   ],
   "unit": "inr_lakh_crore"
  },
  "urban_credit": {
   "name": "urban_credit_inr_lakh_crore",
   "label": "Urban centres, credit",
   "data": [
    11.553,
    11.859,
    12.622,
    13.191,
    13.301,
    13.761,
    14.256,
    14.791,
    14.75,
    15.127,
    15.663,
    16.099,
    15.925,
    16.446,
    17.017,
    17.608,
    17.524,
    18.134,
    19.121,
    20.249,
    20.749,
    21.692,
    22.676
   ],
   "unit": "inr_lakh_crore"
  },
  "metro_deposits": {
   "name": "metro_deposits_inr_lakh_crore",
   "label": "Metropolitan centres, deposits",
   "data": [
    56.028,
    56.451,
    56.946,
    59.365,
    59.091,
    60.848,
    62.019,
    64.441,
    65.02,
    66.326,
    67.296,
    68.872,
    71.516,
    73.043,
    74.927,
    79.13,
    79.212,
    81.595,
    82.854,
    88.287,
    87.728,
    90.579,
    92.5
   ],
   "unit": "inr_lakh_crore"
  },
  "metro_credit": {
   "name": "metro_credit_inr_lakh_crore",
   "label": "Metropolitan centres, credit",
   "data": [
    50.52,
    51.82,
    53.002,
    55.592,
    55.503,
    58.142,
    59.896,
    63.106,
    61.891,
    62.34,
    63.091,
    66.146,
    65.029,
    64.582,
    65.553,
    67.294,
    66.781,
    67.527,
    69.762,
    73.831,
    75.628,
    79.304,
    81.736
   ],
   "unit": "inr_lakh_crore"
  },
  "foreign_banks_deposits": {
   "name": "foreign_banks_deposits_inr_lakh_crore",
   "label": "Foreign banks, deposits",
   "data": [
    4.602,
    4.579,
    4.588,
    4.714,
    4.823,
    5.129,
    5.372,
    5.619,
    5.754,
    5.73,
    5.947,
    6.602,
    6.761,
    6.942,
    7.136,
    7.52,
    7.478,
    7.879,
    7.874,
    8.267,
    8.473,
    8.682,
    8.577
   ],
   "unit": "inr_lakh_crore"
  },
  "foreign_banks_credit": {
   "name": "foreign_banks_credit_inr_lakh_crore",
   "label": "Foreign banks, credit",
   "data": [
    3.495,
    3.606,
    3.54,
    3.652,
    3.859,
    3.886,
    3.958,
    4.056,
    4.066,
    4.183,
    4.132,
    4.348,
    4.182,
    3.887,
    4.06,
    4.365,
    4.534,
    4.609,
    4.704,
    4.933,
    5.145,
    5.247,
    5.153
   ],
   "unit": "inr_lakh_crore"
  },
  "payments_banks_deposits": {
   "name": "payments_banks_deposits_inr_lakh_crore",
   "label": "Payments banks, deposits",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    0.07497,
    0.09083,
    0.09949,
    0.1105,
    0.1156,
    0.1275
   ],
   "unit": "inr_lakh_crore"
  },
  "payments_banks_credit": {
   "name": "payments_banks_credit_inr_lakh_crore",
   "label": "Payments banks, credit",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    0,
    0.00001931,
    0.00001931,
    0.00001002,
    0.000001695,
    5.55e-7
   ],
   "unit": "inr_lakh_crore"
  },
  "private_sector_banks_deposits": {
   "name": "private_sector_banks_deposits_inr_lakh_crore",
   "label": "Private sector banks, deposits",
   "data": [
    24.918,
    25.745,
    26.408,
    29.033,
    29.235,
    30.422,
    31.696,
    36.102,
    36.553,
    38.104,
    38.571,
    39.869,
    40.656,
    42.139,
    43.576,
    46.236,
    46.854,
    48.641,
    50.13,
    52.927,
    53.242,
    54.909,
    56.728
   ],
   "unit": "inr_lakh_crore"
  },
  "private_sector_banks_credit": {
   "name": "private_sector_banks_credit_inr_lakh_crore",
   "label": "Private sector banks, credit",
   "data": [
    21.708,
    22.886,
    24.137,
    25.588,
    26.513,
    28.097,
    29.451,
    32.982,
    33.193,
    34.18,
    35.273,
    36.062,
    35.571,
    36.548,
    37.445,
    39.17,
    38.976,
    40.333,
    42.341,
    45.095,
    46.003,
    48.776,
    50.438
   ],
   "unit": "inr_lakh_crore"
  },
  "public_sector_banks_deposits": {
   "name": "public_sector_banks_deposits_inr_lakh_crore",
   "label": "Public sector banks, deposits",
   "data": [
    74.347,
    75.207,
    75.701,
    76.964,
    76.958,
    78.751,
    79.415,
    79.208,
    79.747,
    81.647,
    83.295,
    85.678,
    88.353,
    90.04,
    91.17,
    94.599,
    95.019,
    96.671,
    97.459,
    102.198,
    101.557,
    104.425,
    106.043
   ],
   "unit": "inr_lakh_crore"
  },
  "public_sector_banks_credit": {
   "name": "public_sector_banks_credit_inr_lakh_crore",
   "label": "Public sector banks, credit",
   "data": [
    50.676,
    51.103,
    52.66,
    54.701,
    53.689,
    55.532,
    57.099,
    57.706,
    56.439,
    56.552,
    57.451,
    60.127,
    59.656,
    59.783,
    61.192,
    62.29,
    61.515,
    61.981,
    64.048,
    67.13,
    68.601,
    71.268,
    74.096
   ],
   "unit": "inr_lakh_crore"
  },
  "regional_rural_banks_deposits": {
   "name": "regional_rural_banks_deposits_inr_lakh_crore",
   "label": "Regional rural banks, deposits",
   "data": [
    3.593,
    3.684,
    3.754,
    3.914,
    3.855,
    3.972,
    4.036,
    4.283,
    4.264,
    4.408,
    4.513,
    4.728,
    4.853,
    4.94,
    4.962,
    5.169,
    5.126,
    5.194,
    5.228,
    5.464,
    5.433,
    5.483,
    5.601
   ],
   "unit": "inr_lakh_crore"
  },
  "regional_rural_banks_credit": {
   "name": "regional_rural_banks_credit_inr_lakh_crore",
   "label": "Regional rural banks, credit",
   "data": [
    2.304,
    2.345,
    2.405,
    2.55,
    2.552,
    2.664,
    2.727,
    2.837,
    2.797,
    2.887,
    2.934,
    3.01,
    2.984,
    3.128,
    3.244,
    3.393,
    3.355,
    3.481,
    3.574,
    3.708,
    3.728,
    3.917,
    4.015
   ],
   "unit": "inr_lakh_crore"
  },
  "small_finance_banks_deposits": {
   "name": "small_finance_banks_deposits_inr_lakh_crore",
   "label": "Small finance banks, deposits",
   "data": [
    0.04625,
    0.05613,
    0.1023,
    0.1674,
    0.1997,
    0.228,
    0.3,
    0.375,
    0.4081,
    0.5286,
    0.5889,
    0.6251,
    0.6522,
    0.7471,
    0.7864,
    0.8768,
    0.9164,
    0.9445,
    1.084,
    1.204,
    1.277,
    1.374,
    1.47
   ],
   "unit": "inr_lakh_crore"
  },
  "small_finance_banks_credit": {
   "name": "small_finance_banks_credit_inr_lakh_crore",
   "label": "Small finance banks, credit",
   "data": [
    0.07105,
    0.1197,
    0.2749,
    0.3351,
    0.3627,
    0.4016,
    0.5167,
    0.6024,
    0.6594,
    0.8192,
    0.8915,
    0.9492,
    0.9392,
    0.9736,
    1.028,
    1.136,
    1.106,
    1.195,
    1.291,
    1.426,
    1.55,
    1.639,
    1.754
   ],
   "unit": "inr_lakh_crore"
  }
 }
}