{
 "meta": {
  "latestPeriod": "2025-03-01",
  "dossier": "credit-health",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "annual",
  "base": "RBI, date of reporting",
  "unit": "mixed: count and inr_crore",
  "coverage": "Bank frauds by banking operation (loans, cards and internet, cash, deposits, cheques, foreign exchange, off-balance sheet), number of cases and amount, every financial year since 2004-05",
  "note": "RBI DBIE report 1508 (Report on Trend and Progress: frauds in various banking operations, based on the date of reporting), scheduled commercial banks and select financial institutions as RBI reports them. Amount in ₹ crore, number in cases. A fraud is counted in the year it is reported, which can be years after it happened. Financial years dated to their March."
 },
 "dates": [
  "2005-03-01",
  "2006-03-01",
  "2007-03-01",
  "2008-03-01",
  "2009-03-01",
  "2010-03-01",
  "2011-03-01",
  "2012-03-01",
  "2013-03-01",
  "2014-03-01",
  "2015-03-01",
  "2016-03-01",
  "2017-03-01",
  "2018-03-01",
  "2019-03-01",
  "2020-03-01",
  "2021-03-01",
  "2022-03-01",
  "2023-03-01",
  "2024-03-01",
  "2025-03-01"
 ],
 "series": {
  "advances_cases": {
   "name": "advances_cases",
   "label": "Advances: number of cases",
   "data": [
    1564,
    1523,
    1734,
    1750,
    1976,
    2190,
    2382,
    1953,
    2087,
    1977,
    2244,
    2111,
    2306,
    2513,
    3520,
    4384,
    3276,
    3677,
    3989,
    4113,
    7934
   ],
   "unit": "count"
  },
  "advances_amount": {
   "name": "advances_amount",
   "label": "Advances: amount involved, ₹ crore",
   "data": [
    672.35,
    1160.51,
    1055.36,
    720.85,
    1387.81,
    1262.8,
    2740.38,
    3551.83,
    6530.33,
    7885,
    16652,
    17051,
    20120,
    22276,
    51299,
    150865,
    102759,
    34532,
    15065,
    9160,
    31911
   ],
   "unit": "inr_crore"
  },
  "card_internet_cases": {
   "name": "card_internet_cases",
   "label": "Card/Internet: number of cases",
   "data": [
    26,
    144,
    491,
    679,
    1036,
    1215,
    763,
    629,
    793,
    978,
    845,
    1191,
    1372,
    2058,
    1866,
    2677,
    2545,
    3596,
    6699,
    29080,
    13469
   ],
   "unit": "count"
  },
  "card_internet_amount": {
   "name": "card_internet_amount",
   "label": "Card/Internet: amount involved, ₹ crore",
   "data": [
    2.9,
    5.58,
    11.29,
    15.44,
    36.85,
    34.98,
    20.95,
    23.36,
    49,
    54,
    51.69,
    40.2,
    42.29,
    102.33,
    71.38,
    129.01,
    118.79,
    154.95,
    277.34,
    1457,
    520
   ],
   "unit": "inr_crore"
  },
  "cash_cases": {
   "name": "cash_cases",
   "label": "Cash: number of cases",
   "data": [
    75,
    89,
    87,
    99,
    141,
    143,
    154,
    173,
    140,
    145,
    153,
    160,
    239,
    218,
    272,
    371,
    329,
    649,
    1485,
    484,
    306
   ],
   "unit": "count"
  },
  "cash_amount": {
   "name": "cash_amount",
   "label": "Cash: amount involved, ₹ crore",
   "data": [
    4.09,
    16.13,
    7.01,
    5,
    36.31,
    14.08,
    21,
    19.88,
    23.24,
    23.68,
    43.15,
    21.97,
    36.51,
    40.34,
    55.52,
    62.52,
    38.92,
    92.9,
    158.86,
    78.02,
    39
   ],
   "unit": "inr_crore"
  },
  "cheques_demand_drafts_etc_cases": {
   "name": "cheques_demand_drafts_etc_cases",
   "label": "Cheques/Demand Drafts, etc.: number of cases",
   "data": [
    108,
    110,
    141,
    192,
    234,
    202,
    184,
    172,
    141,
    180,
    254,
    234,
    235,
    207,
    189,
    201,
    163,
    201,
    118,
    127,
    122
   ],
   "unit": "count"
  },
  "cheques_demand_drafts_etc_amount": {
   "name": "cheques_demand_drafts_etc_amount",
   "label": "Cheques/Demand Drafts, etc.: amount involved, ₹ crore",
   "data": [
    14.95,
    9.28,
    9.61,
    16.76,
    15.05,
    17.39,
    26.83,
    40.11,
    22.39,
    18.79,
    26.11,
    25.01,
    40.4,
    34.12,
    33.66,
    39.25,
    84.47,
    157.6,
    25.3,
    41.59,
    74
   ],
   "unit": "inr_crore"
  },
  "clearing_accounts_etc_cases": {
   "name": "clearing_accounts_etc_cases",
   "label": "Clearing Accounts, etc.: number of cases",
   "data": [
    20,
    23,
    35,
    30,
    52,
    51,
    34,
    38,
    36,
    36,
    29,
    17,
    27,
    37,
    24,
    22,
    14,
    16,
    18,
    17,
    6
   ],
   "unit": "count"
  },
  "clearing_accounts_etc_amount": {
   "name": "clearing_accounts_etc_amount",
   "label": "Clearing Accounts, etc.: amount involved, ₹ crore",
   "data": [
    1.61,
    4.05,
    12.39,
    9,
    45.27,
    7.14,
    10.53,
    31,
    6.5,
    23.67,
    6.76,
    86.65,
    5.65,
    5.62,
    208.81,
    7.46,
    4.18,
    1.36,
    3.43,
    1.94,
    2
   ],
   "unit": "inr_crore"
  },
  "deposits_cases": {
   "name": "deposits_cases",
   "label": "Deposits: number of cases",
   "data": [
    374,
    325,
    384,
    458,
    599,
    666,
    790,
    857,
    791,
    773,
    875,
    759,
    693,
    691,
    593,
    530,
    502,
    471,
    652,
    2002,
    1207
   ],
   "unit": "count"
  },
  "deposits_amount": {
   "name": "deposits_amount",
   "label": "Deposits: amount involved, ₹ crore",
   "data": [
    28.39,
    28.36,
    48.79,
    78.74,
    66.46,
    194.64,
    583.44,
    219.47,
    290.87,
    331.39,
    436.85,
    808.74,
    902.66,
    456.73,
    147.91,
    616.13,
    402.59,
    492.53,
    259,
    240.18,
    521
   ],
   "unit": "inr_crore"
  },
  "forex_transactions_cases": {
   "name": "forex_transactions_cases",
   "label": "Forex Transactions: number of cases",
   "data": [
    16,
    10,
    28,
    25,
    15,
    16,
    19,
    22,
    10,
    9,
    13,
    16,
    16,
    9,
    13,
    8,
    4,
    7,
    13,
    19,
    23
   ],
   "unit": "count"
  },
  "forex_transactions_amount": {
   "name": "forex_transactions_amount",
   "label": "Forex Transactions: amount involved, ₹ crore",
   "data": [
    13.85,
    30.56,
    7,
    29.74,
    13.69,
    28.36,
    148.21,
    129.68,
    97.51,
    143.85,
    787,
    30.77,
    2200.97,
    1425.8,
    695.38,
    54.18,
    129.26,
    7,
    11.53,
    38.17,
    16
   ],
   "unit": "inr_crore"
  },
  "inter_branch_accounts_cases": {
   "name": "inter_branch_accounts_cases",
   "label": "Inter-Branch Accounts: number of cases",
   "data": [
    31,
    36,
    18,
    22,
    16,
    18,
    10,
    24,
    6,
    7,
    4,
    4,
    1,
    6,
    3,
    2,
    2,
    3,
    3,
    29,
    14
   ],
   "unit": "count"
  },
  "inter_branch_accounts_amount": {
   "name": "inter_branch_accounts_amount",
   "label": "Inter-Branch Accounts: amount involved, ₹ crore",
   "data": [
    5.82,
    6.76,
    1.27,
    2.72,
    4.75,
    1.69,
    0.95,
    7.84,
    2.8,
    0.52,
    0.3,
    10.12,
    0.35,
    1.19,
    0.11,
    0.13,
    0.09,
    1.64,
    0.17,
    9.82,
    26
   ],
   "unit": "inr_crore"
  },
  "non_resident_accounts_cases": {
   "name": "non_resident_accounts_cases",
   "label": "Non-Resident Accounts: number of cases",
   "data": [
    11,
    9,
    17,
    9,
    26,
    13,
    9,
    11,
    17,
    38,
    23,
    8,
    10,
    6,
    3,
    8,
    1,
    1,
    2,
    6,
    1
   ],
   "unit": "count"
  },
  "non_resident_accounts_amount": {
   "name": "non_resident_accounts_amount",
   "label": "Non-Resident Accounts: amount involved, ₹ crore",
   "data": [
    2,
    0.22,
    1.09,
    3.75,
    1.73,
    1.85,
    1.88,
    2.6,
    2.89,
    9.6,
    7.9,
    8.83,
    3.11,
    5.54,
    0.39,
    0.87,
    0.04,
    1.95,
    0.61,
    2.47,
    1
   ],
   "unit": "inr_crore"
  },
  "off_balance_sheet_cases": {
   "name": "off_balance_sheet_cases",
   "label": "Off-Balance Sheet: number of cases",
   "data": [
    6,
    7,
    4,
    6,
    9,
    10,
    10,
    5,
    18,
    15,
    10,
    4,
    5,
    20,
    26,
    25,
    22,
    21,
    13,
    10,
    8
   ],
   "unit": "count"
  },
  "off_balance_sheet_amount": {
   "name": "off_balance_sheet_amount",
   "label": "Off-Balance Sheet: amount involved, ₹ crore",
   "data": [
    33.39,
    24.64,
    4.22,
    7.54,
    22.28,
    370,
    212,
    373.49,
    1527.24,
    1088.47,
    699.39,
    132.43,
    63.3,
    16287.67,
    5214.29,
    2149.2,
    520.11,
    1077.41,
    280.18,
    199.06,
    270
   ],
   "unit": "inr_crore"
  },
  "others_cases": {
   "name": "others_cases",
   "label": "Others: number of cases",
   "data": [
    204,
    148,
    88,
    97,
    146,
    146,
    179,
    207,
    197,
    135,
    179,
    176,
    153,
    138,
    197,
    242,
    277,
    299,
    470,
    165,
    789
   ],
   "unit": "count"
  },
  "others_amount": {
   "name": "others_amount",
   "label": "Others: amount involved, ₹ crore",
   "data": [
    15.9,
    28.88,
    51,
    26.39,
    39.01,
    64.25,
    56.05,
    98.4,
    112.12,
    64.14,
    162.28,
    146.01,
    76.78,
    242.15,
    244.05,
    172.34,
    53.65,
    97.98,
    421,
    33.03,
    1391
   ],
   "unit": "inr_crore"
  },
  "total_cases": {
   "name": "total_cases",
   "label": "All frauds: number of cases",
   "data": [
    2435,
    2424,
    3027,
    3367,
    4250,
    4670,
    4534,
    4091,
    4236,
    4293,
    4629,
    4680,
    5057,
    5903,
    6706,
    8470,
    7135,
    8941,
    13462,
    36052,
    23879
   ],
   "unit": "count"
  },
  "total_amount": {
   "name": "total_amount",
   "label": "All frauds: amount involved, ₹ crore",
   "data": [
    795.25,
    1314.98,
    1207.91,
    917.06,
    1669.22,
    1996.63,
    3821.66,
    4497.16,
    8665.4,
    9644,
    18873,
    18362,
    23492,
    40877,
    57970,
    154096,
    104111,
    36617,
    16502,
    11261,
    34771
   ],
   "unit": "inr_crore"
  }
 }
}