{
 "meta": {
  "dossier": "credit-deep",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "annual",
  "unit": "inr_crore",
  "base": "RBI Report on Trend and Progress of Banking in India",
  "latestPeriod": "2024-03-01",
  "coverage": "State co-operative agriculture and rural development banks: income, expenditure and profit, each year",
  "note": "RBI DBIE report 1530 (data provider DP0), read from the local Data Bank mirror, as published. Final figures where published, else provisional. Amounts in ₹ crore."
 },
 "dates": [
  "2019-03-01",
  "2020-03-01",
  "2021-03-01",
  "2022-03-01",
  "2023-03-01",
  "2024-03-01"
 ],
 "series": {
  "a_income_i_ii__a_income_i_ii": {
   "name": "a_income_i_ii__a_income_i_ii_inr_crore",
   "label": "A. Income (i+ii)",
   "unit": "inr_crore",
   "data": [
    2510,
    2584,
    2344,
    2457,
    3412.397,
    2461.579
   ]
  },
  "a_income_i_ii__i_interest_income": {
   "name": "a_income_i_ii__i_interest_income_inr_crore",
   "label": "A. Income (i+ii), Interest Income",
   "unit": "inr_crore",
   "data": [
    2427,
    2376,
    2158,
    2069,
    2363.822,
    2320.529
   ]
  },
  "a_income_i_ii__ii_other_income": {
   "name": "a_income_i_ii__ii_other_income_inr_crore",
   "label": "A. Income (i+ii), Other Income",
   "unit": "inr_crore",
   "data": [
    83,
    208,
    187,
    388,
    1048.575,
    141.051
   ]
  },
  "b_expenditure_i_ii_iii_iv__b_expenditure_i_ii_iii_iv": {
   "name": "b_expenditure_i_ii_iii_iv__b_expenditure_i_ii_iii_iv_inr_crore",
   "label": "B. Expenditure (i+ii+iii+iv)",
   "unit": "inr_crore",
   "data": [
    2559,
    2333,
    2180,
    2373,
    3004.37,
    2736.48
   ]
  },
  "b_expenditure_i_ii_iii_iv__i_interest_expended": {
   "name": "b_expenditure_i_ii_iii_iv__i_interest_expended_inr_crore",
   "label": "B. Expenditure (i+ii+iii+iv), Interest Expended",
   "unit": "inr_crore",
   "data": [
    1376,
    1297,
    1177,
    1009,
    1033.709,
    1263.168
   ]
  },
  "b_expenditure_i_ii_iii_iv__of_which_wage_bill": {
   "name": "b_expenditure_i_ii_iii_iv__of_which_wage_bill_inr_crore",
   "label": "B. Expenditure (i+ii+iii+iv), Of which, Wage Bill",
   "unit": "inr_crore",
   "data": [
    377,
    349,
    348,
    390,
    346.13,
    364.161
   ]
  },
  "b_expenditure_i_ii_iii_iv__iii_operating_expenses": {
   "name": "b_expenditure_i_ii_iii_iv__iii_operating_expenses_inr_crore",
   "label": "B. Expenditure (i+ii+iii+iv), Operating Expenses",
   "unit": "inr_crore",
   "data": [
    454,
    399,
    539,
    750,
    1407,
    756
   ]
  },
  "b_expenditure_i_ii_iii_iv__iv_other_expenditure": {
   "name": "b_expenditure_i_ii_iii_iv__iv_other_expenditure_inr_crore",
   "label": "B. Expenditure (i+ii+iii+iv), Other Expenditure",
   "unit": "inr_crore",
   "data": [
    335,
    185,
    136,
    null,
    null,
    null
   ]
  },
  "b_expenditure_i_ii_iii_iv__ii_provisions_and_contingencies": {
   "name": "b_expenditure_i_ii_iii_iv__ii_provisions_and_contingencies_inr_crore",
   "label": "B. Expenditure (i+ii+iii+iv), Provisions and Contingencies",
   "unit": "inr_crore",
   "data": [
    394,
    453,
    464,
    614,
    563.499,
    717.584
   ]
  },
  "c_profits__ii_net_profits": {
   "name": "c_profits__ii_net_profits_inr_crore",
   "label": "C. Profits, Net Profits",
   "unit": "inr_crore",
   "data": [
    -49,
    250,
    164,
    85,
    408.026,
    -274.901
   ]
  },
  "c_profits__i_operating_profits": {
   "name": "c_profits__i_operating_profits_inr_crore",
   "label": "C. Profits, Operating Profits",
   "unit": "inr_crore",
   "data": [
    345,
    703,
    628,
    698,
    971.525,
    442.683
   ]
  }
 }
}