{
 "meta": {
  "dossier": "credit-deep",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-10",
  "frequency": "annual",
  "unit": "mixed",
  "base": "RBI Report on Trend and Progress of Banking in India",
  "latestPeriod": "2025-03-01",
  "coverage": "Primary co-operative agriculture and rural development banks by region: banks in profit and loss, and their amounts, each year",
  "note": "RBI DBIE report 1539 (data provider DP4), read from the local Data Bank mirror, as published. Final figures where published, else provisional. Amounts in ₹ crore; counts as numbers; ratios in per cent, as each row's label says."
 },
 "dates": [
  "2019-03-01",
  "2020-03-01",
  "2021-03-01",
  "2022-03-01",
  "2023-03-01",
  "2024-03-01",
  "2025-03-01"
 ],
 "series": {
  "all_india__loss__amount": {
   "name": "all_india__loss__amount_inr_crore",
   "label": "All India, Loss, Amount",
   "unit": "inr_crore",
   "data": [
    544.93,
    656.59,
    649.54,
    684.67,
    303.491,
    421.08,
    null
   ]
  },
  "all_india__loss__number": {
   "name": "all_india__loss__number_count",
   "label": "All India, Loss, Number",
   "unit": "count",
   "data": [
    331,
    375,
    296,
    401,
    255,
    263,
    null
   ]
  },
  "all_india__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent": {
   "name": "all_india__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent_pct",
   "label": "All India, NPAs to Loans Ratio (per cent)",
   "unit": "pct",
   "data": [
    39,
    43,
    42,
    40.7,
    39.71,
    38.587,
    null
   ]
  },
  "all_india__profit__amount": {
   "name": "all_india__profit__amount_inr_crore",
   "label": "All India, Profit, Amount",
   "unit": "inr_crore",
   "data": [
    103.27,
    78.13,
    165.2,
    95.42,
    534.698,
    220.403,
    null
   ]
  },
  "all_india__profit__number": {
   "name": "all_india__profit__number_count",
   "label": "All India, Profit, Number",
   "unit": "count",
   "data": [
    271,
    227,
    307,
    203,
    352,
    345,
    null
   ]
  },
  "all_india__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent": {
   "name": "all_india__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent_pct",
   "label": "All India, Recovery to Demand Ratio (per cent) *",
   "unit": "pct",
   "data": [
    null,
    47,
    41,
    35.6,
    39.1,
    39.09,
    43.149
   ]
  },
  "eastern_region__loss__amount": {
   "name": "eastern_region__loss__amount_inr_crore",
   "label": "Eastern region, Loss, Amount",
   "unit": "inr_crore",
   "data": [
    26.47,
    20.89,
    42.78,
    25.35,
    38.959,
    38.258,
    null
   ]
  },
  "eastern_region__loss__number": {
   "name": "eastern_region__loss__number_count",
   "label": "Eastern region, Loss, Number",
   "unit": "count",
   "data": [
    15,
    16,
    14,
    12,
    16,
    16,
    null
   ]
  },
  "eastern_region__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent": {
   "name": "eastern_region__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent_pct",
   "label": "Eastern region, NPAs to Loans Ratio (per cent)",
   "unit": "pct",
   "data": [
    35,
    34,
    35,
    35.4,
    34.169,
    33.738,
    null
   ]
  },
  "eastern_region__profit__amount": {
   "name": "eastern_region__profit__amount_inr_crore",
   "label": "Eastern region, Profit, Amount",
   "unit": "inr_crore",
   "data": [
    15.51,
    5.27,
    12.26,
    19.95,
    26.303,
    20.831,
    null
   ]
  },
  "eastern_region__profit__number": {
   "name": "eastern_region__profit__number_count",
   "label": "Eastern region, Profit, Number",
   "unit": "count",
   "data": [
    9,
    8,
    10,
    12,
    8,
    8,
    null
   ]
  },
  "eastern_region__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent": {
   "name": "eastern_region__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent_pct",
   "label": "Eastern region, Recovery to Demand Ratio (per cent) *",
   "unit": "pct",
   "data": [
    null,
    36,
    39,
    38.1,
    36.2,
    36.179,
    37.046
   ]
  },
  "haryana__loss__amount": {
   "name": "haryana__loss__amount_inr_crore",
   "label": "Haryana, Loss, Amount",
   "unit": "inr_crore",
   "data": [
    198.85,
    94.11,
    185.98,
    172.66,
    68.779,
    166.013,
    null
   ]
  },
  "haryana__loss__number": {
   "name": "haryana__loss__number_count",
   "label": "Haryana, Loss, Number",
   "unit": "count",
   "data": [
    19,
    15,
    19,
    19,
    19,
    19,
    null
   ]
  },
  "haryana__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent": {
   "name": "haryana__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent_pct",
   "label": "Haryana, NPAs to Loans Ratio (per cent)",
   "unit": "pct",
   "data": [
    79,
    82,
    84,
    85,
    86.454,
    81.473,
    null
   ]
  },
  "haryana__profit__amount": {
   "name": "haryana__profit__amount_inr_crore",
   "label": "Haryana, Profit, Amount",
   "unit": "inr_crore",
   "data": [
    0,
    2.64,
    null,
    null,
    null,
    null,
    null
   ]
  },
  "haryana__profit__number": {
   "name": "haryana__profit__number_count",
   "label": "Haryana, Profit, Number",
   "unit": "count",
   "data": [
    0,
    4,
    null,
    null,
    null,
    null,
    null
   ]
  },
  "haryana__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent": {
   "name": "haryana__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent_pct",
   "label": "Haryana, Recovery to Demand Ratio (per cent) *",
   "unit": "pct",
   "data": [
    null,
    22,
    10,
    10.2,
    12.2,
    12.179,
    6.442
   ]
  },
  "himachal_pradesh__loss__amount": {
   "name": "himachal_pradesh__loss__amount_inr_crore",
   "label": "Himachal pradesh, Loss, Amount",
   "unit": "inr_crore",
   "data": [
    2.31,
    4.42,
    1.58,
    0.55,
    1.636,
    null,
    null
   ]
  },
  "himachal_pradesh__loss__number": {
   "name": "himachal_pradesh__loss__number_count",
   "label": "Himachal pradesh, Loss, Number",
   "unit": "count",
   "data": [
    1,
    1,
    1,
    1,
    1,
    null,
    null
   ]
  },
  "himachal_pradesh__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent": {
   "name": "himachal_pradesh__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent_pct",
   "label": "Himachal pradesh, NPAs to Loans Ratio (per cent)",
   "unit": "pct",
   "data": [
    33,
    51,
    37,
    34.6,
    31.824,
    29.792,
    null
   ]
  },
  "himachal_pradesh__profit__amount": {
   "name": "himachal_pradesh__profit__amount_inr_crore",
   "label": "Himachal pradesh, Profit, Amount",
   "unit": "inr_crore",
   "data": [
    0,
    0,
    0,
    0,
    0,
    0.1741,
    null
   ]
  },
  "himachal_pradesh__profit__number": {
   "name": "himachal_pradesh__profit__number_count",
   "label": "Himachal pradesh, Profit, Number",
   "unit": "count",
   "data": [
    0,
    0,
    0,
    0,
    0,
    1,
    null
   ]
  },
  "himachal_pradesh__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent": {
   "name": "himachal_pradesh__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent_pct",
   "label": "Himachal pradesh, Recovery to Demand Ratio (per cent) *",
   "unit": "pct",
   "data": [
    null,
    49,
    55,
    52.1,
    53.6,
    53.601,
    55.285
   ]
  },
  "karnataka__loss__amount": {
   "name": "karnataka__loss__amount_inr_crore",
   "label": "Karnataka, Loss, Amount",
   "unit": "inr_crore",
   "data": [
    108.9,
    104.44,
    17.15,
    80.97,
    83.857,
    22.592,
    null
   ]
  },
  "karnataka__loss__number": {
   "name": "karnataka__loss__number_count",
   "label": "Karnataka, Loss, Number",
   "unit": "count",
   "data": [
    153,
    137,
    51,
    131,
    126,
    55,
    null
   ]
  },
  "karnataka__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent": {
   "name": "karnataka__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent_pct",
   "label": "Karnataka, NPAs to Loans Ratio (per cent)",
   "unit": "pct",
   "data": [
    25,
    25,
    21,
    20.5,
    19.936,
    15.527,
    null
   ]
  },
  "karnataka__profit__amount": {
   "name": "karnataka__profit__amount_inr_crore",
   "label": "Karnataka, Profit, Amount",
   "unit": "inr_crore",
   "data": [
    6.96,
    17.09,
    97.03,
    26.2,
    19.971,
    109.471,
    null
   ]
  },
  "karnataka__profit__number": {
   "name": "karnataka__profit__number_count",
   "label": "Karnataka, Profit, Number",
   "unit": "count",
   "data": [
    25,
    41,
    127,
    48,
    56,
    128,
    null
   ]
  },
  "karnataka__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent": {
   "name": "karnataka__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent_pct",
   "label": "Karnataka, Recovery to Demand Ratio (per cent) *",
   "unit": "pct",
   "data": [
    null,
    72,
    70,
    58,
    58.5,
    58.544,
    80.134
   ]
  },
  "kerala__loss__amount": {
   "name": "kerala__loss__amount_inr_crore",
   "label": "Kerala, Loss, Amount",
   "unit": "inr_crore",
   "data": [
    23.91,
    250.3,
    166.22,
    120.4,
    35.176,
    37.797,
    null
   ]
  },
  "kerala__loss__number": {
   "name": "kerala__loss__number_count",
   "label": "Kerala, Loss, Number",
   "unit": "count",
   "data": [
    23,
    57,
    56,
    46,
    17,
    29,
    null
   ]
  },
  "kerala__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent": {
   "name": "kerala__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent_pct",
   "label": "Kerala, NPAs to Loans Ratio (per cent)",
   "unit": "pct",
   "data": [
    28,
    36,
    36,
    33.8,
    33.618,
    33.505,
    null
   ]
  },
  "kerala__profit__amount": {
   "name": "kerala__profit__amount_inr_crore",
   "label": "Kerala, Profit, Amount",
   "unit": "inr_crore",
   "data": [
    32.27,
    5.54,
    20.44,
    25.28,
    93.566,
    54.072,
    null
   ]
  },
  "kerala__profit__number": {
   "name": "kerala__profit__number_count",
   "label": "Kerala, Profit, Number",
   "unit": "count",
   "data": [
    52,
    18,
    20,
    30,
    60,
    48,
    null
   ]
  },
  "kerala__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent": {
   "name": "kerala__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent_pct",
   "label": "Kerala, Recovery to Demand Ratio (per cent) *",
   "unit": "pct",
   "data": [
    null,
    64,
    56,
    57.5,
    63.6,
    63.621,
    62.636
   ]
  },
  "northern_region__loss__amount": {
   "name": "northern_region__loss__amount_inr_crore",
   "label": "Northern region, Loss, Amount",
   "unit": "inr_crore",
   "data": [
    381.43,
    273.31,
    417.18,
    406,
    136.109,
    314.322,
    null
   ]
  },
  "northern_region__loss__number": {
   "name": "northern_region__loss__number_count",
   "label": "Northern region, Loss, Number",
   "unit": "count",
   "data": [
    103,
    103,
    120,
    127,
    42,
    110,
    null
   ]
  },
  "northern_region__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent": {
   "name": "northern_region__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent_pct",
   "label": "Northern region, NPAs to Loans Ratio (per cent)",
   "unit": "pct",
   "data": [
    63,
    68,
    72,
    69.9,
    70.798,
    71.503,
    null
   ]
  },
  "northern_region__profit__amount": {
   "name": "northern_region__profit__amount_inr_crore",
   "label": "Northern region, Profit, Amount",
   "unit": "inr_crore",
   "data": [
    18.93,
    28.15,
    11.05,
    9.85,
    353.096,
    17.805,
    null
   ]
  },
  "northern_region__profit__number": {
   "name": "northern_region__profit__number_count",
   "label": "Northern region, Profit, Number",
   "unit": "count",
   "data": [
    42,
    42,
    25,
    18,
    102,
    34,
    null
   ]
  },
  "northern_region__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent": {
   "name": "northern_region__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent_pct",
   "label": "Northern region, Recovery to Demand Ratio (per cent) *",
   "unit": "pct",
   "data": [
    null,
    25,
    18,
    16,
    16.5,
    16.471,
    11.13
   ]
  },
  "punjab__loss__amount": {
   "name": "punjab__loss__amount_inr_crore",
   "label": "Punjab, Loss, Amount",
   "unit": "inr_crore",
   "data": [
    117.37,
    127.5,
    167.58,
    166.42,
    0.9717,
    85.432,
    null
   ]
  },
  "punjab__loss__number": {
   "name": "punjab__loss__number_count",
   "label": "Punjab, Loss, Number",
   "unit": "count",
   "data": [
    64,
    71,
    82,
    84,
    2,
    67,
    null
   ]
  },
  "punjab__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent": {
   "name": "punjab__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent_pct",
   "label": "Punjab, NPAs to Loans Ratio (per cent)",
   "unit": "pct",
   "data": [
    65,
    73,
    80,
    78.7,
    84.021,
    89.106,
    null
   ]
  },
  "punjab__profit__amount": {
   "name": "punjab__profit__amount_inr_crore",
   "label": "Punjab, Profit, Amount",
   "unit": "inr_crore",
   "data": [
    14.67,
    11.31,
    4.06,
    3.55,
    348.655,
    14.875,
    null
   ]
  },
  "punjab__profit__number": {
   "name": "punjab__profit__number_count",
   "label": "Punjab, Profit, Number",
   "unit": "count",
   "data": [
    25,
    18,
    7,
    5,
    87,
    22,
    null
   ]
  },
  "punjab__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent": {
   "name": "punjab__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent_pct",
   "label": "Punjab, Recovery to Demand Ratio (per cent) *",
   "unit": "pct",
   "data": [
    null,
    25,
    18,
    13.6,
    13.5,
    13.502,
    10.333
   ]
  },
  "rajasthan__loss__amount": {
   "name": "rajasthan__loss__amount_inr_crore",
   "label": "Rajasthan, Loss, Amount",
   "unit": "inr_crore",
   "data": [
    62.89,
    47.28,
    62.05,
    66.38,
    64.723,
    62.877,
    null
   ]
  },
  "rajasthan__loss__number": {
   "name": "rajasthan__loss__number_count",
   "label": "Rajasthan, Loss, Number",
   "unit": "count",
   "data": [
    19,
    16,
    18,
    23,
    20,
    24,
    null
   ]
  },
  "rajasthan__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent": {
   "name": "rajasthan__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent_pct",
   "label": "Rajasthan, NPAs to Loans Ratio (per cent)",
   "unit": "pct",
   "data": [
    41,
    45,
    45,
    40.1,
    35.827,
    38.519,
    null
   ]
  },
  "rajasthan__profit__amount": {
   "name": "rajasthan__profit__amount_inr_crore",
   "label": "Rajasthan, Profit, Amount",
   "unit": "inr_crore",
   "data": [
    4.26,
    14.19,
    6.99,
    6.3,
    4.441,
    2.756,
    null
   ]
  },
  "rajasthan__profit__number": {
   "name": "rajasthan__profit__number_count",
   "label": "Rajasthan, Profit, Number",
   "unit": "count",
   "data": [
    17,
    20,
    18,
    13,
    15,
    11,
    null
   ]
  },
  "rajasthan__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent": {
   "name": "rajasthan__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent_pct",
   "label": "Rajasthan, Recovery to Demand Ratio (per cent) *",
   "unit": "pct",
   "data": [
    null,
    30,
    29,
    32.6,
    31.3,
    31.315,
    20.508
   ]
  },
  "southern_region__loss__amount": {
   "name": "southern_region__loss__amount_inr_crore",
   "label": "Southern region, Loss, Amount",
   "unit": "inr_crore",
   "data": [
    137.03,
    362.39,
    189.58,
    253.31,
    128.423,
    68.5,
    null
   ]
  },
  "southern_region__loss__number": {
   "name": "southern_region__loss__number_count",
   "label": "Southern region, Loss, Number",
   "unit": "count",
   "data": [
    213,
    256,
    162,
    262,
    197,
    137,
    null
   ]
  },
  "southern_region__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent": {
   "name": "southern_region__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent_pct",
   "label": "Southern region, NPAs to Loans Ratio (per cent)",
   "unit": "pct",
   "data": [
    26,
    32,
    31,
    30.5,
    29.241,
    28.146,
    null
   ]
  },
  "southern_region__profit__amount": {
   "name": "southern_region__profit__amount_inr_crore",
   "label": "Southern region, Profit, Amount",
   "unit": "inr_crore",
   "data": [
    68.83,
    44.71,
    141.88,
    65.62,
    155.299,
    181.767,
    null
   ]
  },
  "southern_region__profit__number": {
   "name": "southern_region__profit__number_count",
   "label": "Southern region, Profit, Number",
   "unit": "count",
   "data": [
    220,
    177,
    272,
    173,
    242,
    303,
    null
   ]
  },
  "southern_region__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent": {
   "name": "southern_region__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent_pct",
   "label": "Southern region, Recovery to Demand Ratio (per cent) *",
   "unit": "pct",
   "data": [
    null,
    73,
    65,
    58.6,
    64.4,
    64.438,
    72.95
   ]
  },
  "tamil_nadu__loss__amount": {
   "name": "tamil_nadu__loss__amount_inr_crore",
   "label": "Tamil nadu, Loss, Amount",
   "unit": "inr_crore",
   "data": [
    4.22,
    7.65,
    6.2,
    51.94,
    9.39,
    8.111,
    null
   ]
  },
  "tamil_nadu__loss__number": {
   "name": "tamil_nadu__loss__number_count",
   "label": "Tamil nadu, Loss, Number",
   "unit": "count",
   "data": [
    37,
    62,
    55,
    85,
    54,
    53,
    null
   ]
  },
  "tamil_nadu__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent": {
   "name": "tamil_nadu__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent_pct",
   "label": "Tamil nadu, NPAs to Loans Ratio (per cent)",
   "unit": "pct",
   "data": [
    14,
    10,
    9,
    20.1,
    12.491,
    11.712,
    null
   ]
  },
  "tamil_nadu__profit__amount": {
   "name": "tamil_nadu__profit__amount_inr_crore",
   "label": "Tamil nadu, Profit, Amount",
   "unit": "inr_crore",
   "data": [
    29.6,
    22.08,
    24.41,
    14.14,
    41.762,
    18.225,
    null
   ]
  },
  "tamil_nadu__profit__number": {
   "name": "tamil_nadu__profit__number_count",
   "label": "Tamil nadu, Profit, Number",
   "unit": "count",
   "data": [
    143,
    118,
    125,
    95,
    126,
    127,
    null
   ]
  },
  "tamil_nadu__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent": {
   "name": "tamil_nadu__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent_pct",
   "label": "Tamil nadu, Recovery to Demand Ratio (per cent) *",
   "unit": "pct",
   "data": [
    null,
    93,
    81,
    68.3,
    80.5,
    80.538,
    95.573
   ]
  },
  "west_bengal__loss__amount": {
   "name": "west_bengal__loss__amount_inr_crore",
   "label": "West bengal, Loss, Amount",
   "unit": "inr_crore",
   "data": [
    26.47,
    20.89,
    42.78,
    25.35,
    38.959,
    38.258,
    null
   ]
  },
  "west_bengal__loss__number": {
   "name": "west_bengal__loss__number_count",
   "label": "West bengal, Loss, Number",
   "unit": "count",
   "data": [
    15,
    16,
    14,
    12,
    16,
    16,
    null
   ]
  },
  "west_bengal__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent": {
   "name": "west_bengal__npas_to_loans_ratio_per_cent__npas_to_loans_ratio_per_cent_pct",
   "label": "West bengal, NPAs to Loans Ratio (per cent)",
   "unit": "pct",
   "data": [
    35,
    34,
    35,
    35.4,
    34.169,
    33.738,
    null
   ]
  },
  "west_bengal__profit__amount": {
   "name": "west_bengal__profit__amount_inr_crore",
   "label": "West bengal, Profit, Amount",
   "unit": "inr_crore",
   "data": [
    15.51,
    5.27,
    12.26,
    19.95,
    26.303,
    20.831,
    null
   ]
  },
  "west_bengal__profit__number": {
   "name": "west_bengal__profit__number_count",
   "label": "West bengal, Profit, Number",
   "unit": "count",
   "data": [
    9,
    8,
    10,
    12,
    8,
    8,
    null
   ]
  },
  "west_bengal__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent": {
   "name": "west_bengal__recovery_to_demand_ratio_per_cent__recovery_to_demand_ratio_per_cent_pct",
   "label": "West bengal, Recovery to Demand Ratio (per cent) *",
   "unit": "pct",
   "data": [
    null,
    36,
    39,
    38.1,
    36.2,
    36.179,
    37.046
   ]
  }
 }
}