{
 "meta": {
  "dossier": "credit-deep",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "annual",
  "unit": "inr_crore",
  "base": "RBI Report on Trend and Progress of Banking in India",
  "latestPeriod": "2024-03-01",
  "coverage": "Primary co-operative agriculture and rural development banks: income, expenditure and profit, each year",
  "note": "RBI DBIE report 1532 (data provider DP0), read from the local Data Bank mirror, as published. Final figures where published, else provisional. Amounts in ₹ crore."
 },
 "dates": [
  "2019-03-01",
  "2020-03-01",
  "2021-03-01",
  "2022-03-01",
  "2023-03-01",
  "2024-03-01"
 ],
 "series": {
  "a_income_i_ii__a_income_i_ii": {
   "name": "a_income_i_ii__a_income_i_ii_inr_crore",
   "label": "A. Income (i+ii)",
   "unit": "inr_crore",
   "data": [
    2523,
    2651,
    2977,
    2877,
    3524.18,
    3166.44
   ]
  },
  "a_income_i_ii__i_interest_income": {
   "name": "a_income_i_ii__i_interest_income_inr_crore",
   "label": "A. Income (i+ii), Interest Income",
   "unit": "inr_crore",
   "data": [
    1953,
    2008,
    2025,
    1824,
    1956.773,
    2031.07
   ]
  },
  "a_income_i_ii__ii_other_income": {
   "name": "a_income_i_ii__ii_other_income_inr_crore",
   "label": "A. Income (i+ii), Other Income",
   "unit": "inr_crore",
   "data": [
    570,
    643,
    951,
    1053,
    1567.404,
    1135.366
   ]
  },
  "b_expenditure_i_ii_iii__b_expenditure_i_ii_iii": {
   "name": "b_expenditure_i_ii_iii__b_expenditure_i_ii_iii_inr_crore",
   "label": "B. Expenditure (i+ii+iii)",
   "unit": "inr_crore",
   "data": [
    2964,
    3230,
    3461,
    3467,
    3292.97,
    3367.11
   ]
  },
  "b_expenditure_i_ii_iii__i_interest_expended": {
   "name": "b_expenditure_i_ii_iii__i_interest_expended_inr_crore",
   "label": "B. Expenditure (i+ii+iii), Interest Expended",
   "unit": "inr_crore",
   "data": [
    1725,
    1733,
    1817,
    1701,
    1675.797,
    1667.635
   ]
  },
  "b_expenditure_i_ii_iii__of_which_wage_bill": {
   "name": "b_expenditure_i_ii_iii__of_which_wage_bill_inr_crore",
   "label": "B. Expenditure (i+ii+iii), Of which, Wage Bill",
   "unit": "inr_crore",
   "data": [
    319,
    274,
    335,
    493,
    228.3,
    229.716
   ]
  },
  "b_expenditure_i_ii_iii__iii_operating_expenses": {
   "name": "b_expenditure_i_ii_iii__iii_operating_expenses_inr_crore",
   "label": "B. Expenditure (i+ii+iii), Operating Expenses",
   "unit": "inr_crore",
   "data": [
    469,
    484,
    562,
    698,
    602.848,
    826.521
   ]
  },
  "b_expenditure_i_ii_iii__ii_provisions_and_contingencies": {
   "name": "b_expenditure_i_ii_iii__ii_provisions_and_contingencies_inr_crore",
   "label": "B. Expenditure (i+ii+iii), Provisions and Contingencies",
   "unit": "inr_crore",
   "data": [
    771,
    1013,
    1081,
    1067,
    1014.325,
    872.956
   ]
  },
  "c_profits__ii_net_profits": {
   "name": "c_profits__ii_net_profits_inr_crore",
   "label": "C. Profits, Net Profits",
   "unit": "inr_crore",
   "data": [
    -442,
    -578,
    -484,
    -589,
    231.207,
    -200.676
   ]
  },
  "c_profits__i_operating_profits": {
   "name": "c_profits__i_operating_profits_inr_crore",
   "label": "C. Profits, Operating Profits",
   "unit": "inr_crore",
   "data": [
    330,
    435,
    597,
    478,
    1245.532,
    672.28
   ]
  }
 }
}