{
 "meta": {
  "dossier": "credit-deep",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "annual",
  "unit": "inr_crore",
  "base": "RBI Report on Trend and Progress of Banking in India",
  "latestPeriod": "2025-03-01",
  "coverage": "Off-balance-sheet exposure of scheduled commercial banks by bank group (forward contracts, guarantees, acceptances), each year",
  "note": "RBI DBIE report 1512 (data provider DP0), read from the local Data Bank mirror, as published. Final figures where published, else provisional. Amounts in ₹ crore."
 },
 "dates": [
  "2019-03-01",
  "2020-03-01",
  "2021-03-01",
  "2022-03-01",
  "2023-03-01",
  "2024-03-01",
  "2025-03-01"
 ],
 "series": {
  "all_scheduled_banks__3_acceptances_endorsements_etc": {
   "name": "all_scheduled_banks__3_acceptances_endorsements_etc_inr_crore",
   "label": "All scheduled banks, Acceptances, endorsements, etc.",
   "unit": "inr_crore",
   "data": [
    926000,
    2421963,
    1746400,
    2084242,
    1975720,
    3766711,
    2006262
   ]
  },
  "all_scheduled_banks__contingent_liabilities": {
   "name": "all_scheduled_banks__contingent_liabilities_inr_crore",
   "label": "All scheduled banks, Contingent Liabilities",
   "unit": "inr_crore",
   "data": [
    20377811,
    22574446,
    23254250,
    28771276,
    35219211,
    38932984,
    50552209
   ]
  },
  "all_scheduled_banks__1_forward_exchange_contract": {
   "name": "all_scheduled_banks__1_forward_exchange_contract_inr_crore",
   "label": "All scheduled banks, Forward exchange contract@",
   "unit": "inr_crore",
   "data": [
    18309043,
    19027542,
    20327329,
    25460950,
    31898047,
    33653424,
    46878016
   ]
  },
  "all_scheduled_banks__2_guarantees_given": {
   "name": "all_scheduled_banks__2_guarantees_given_inr_crore",
   "label": "All scheduled banks, Guarantees given",
   "unit": "inr_crore",
   "data": [
    1142768,
    1124940,
    1180521,
    1226083,
    1345444,
    1512849,
    1667931.718
   ]
  },
  "foreign_banks__3_acceptances_endorsements_etc": {
   "name": "foreign_banks__3_acceptances_endorsements_etc_inr_crore",
   "label": "Foreign banks, Acceptances, endorsements, etc.",
   "unit": "inr_crore",
   "data": [
    92888,
    1454965,
    674867,
    945228,
    564789,
    1894524,
    119084
   ]
  },
  "foreign_banks__contingent_liabilities": {
   "name": "foreign_banks__contingent_liabilities_inr_crore",
   "label": "Foreign banks, Contingent Liabilities",
   "unit": "inr_crore",
   "data": [
    10561073,
    12481948,
    12103536,
    14325220,
    19468219,
    20966406,
    27655855.994
   ]
  },
  "foreign_banks__1_forward_exchange_contract": {
   "name": "foreign_banks__1_forward_exchange_contract_inr_crore",
   "label": "Foreign banks, Forward exchange contract@",
   "unit": "inr_crore",
   "data": [
    10308250,
    10865646,
    11254195,
    13187671,
    18710361,
    18862772,
    27316828
   ]
  },
  "foreign_banks__2_guarantees_given": {
   "name": "foreign_banks__2_guarantees_given_inr_crore",
   "label": "Foreign banks, Guarantees given",
   "unit": "inr_crore",
   "data": [
    159935,
    161336,
    174474,
    192320,
    193069,
    209110,
    219943.429
   ]
  },
  "payments_banks__3_acceptances_endorsements_etc": {
   "name": "payments_banks__3_acceptances_endorsements_etc_inr_crore",
   "label": "Payments banks, Acceptances, endorsements, etc.",
   "unit": "inr_crore",
   "data": [
    null,
    0.3,
    4,
    null,
    71,
    390,
    482.853
   ],
   "gaps": [
    "2022-03-01"
   ],
   "gapsNote": "Not published for this date in the source table."
  },
  "payments_banks__contingent_liabilities": {
   "name": "payments_banks__contingent_liabilities_inr_crore",
   "label": "Payments banks, Contingent Liabilities",
   "unit": "inr_crore",
   "data": [
    null,
    0.3,
    4,
    null,
    71,
    390,
    482.853
   ],
   "gaps": [
    "2022-03-01"
   ],
   "gapsNote": "Not published for this date in the source table."
  },
  "private_sector_banks__3_acceptances_endorsements_etc": {
   "name": "private_sector_banks__3_acceptances_endorsements_etc_inr_crore",
   "label": "Private sector banks, Acceptances, endorsements, etc.",
   "unit": "inr_crore",
   "data": [
    310809,
    251155,
    272478,
    344959,
    481035,
    611646,
    421525
   ]
  },
  "private_sector_banks__contingent_liabilities": {
   "name": "private_sector_banks__contingent_liabilities_inr_crore",
   "label": "Private sector banks, Contingent Liabilities",
   "unit": "inr_crore",
   "data": [
    6112793,
    6758489,
    6767429,
    9172977,
    10623639,
    12808605,
    16439738.961
   ]
  },
  "private_sector_banks__1_forward_exchange_contract": {
   "name": "private_sector_banks__1_forward_exchange_contract_inr_crore",
   "label": "Private sector banks, Forward exchange contract@",
   "unit": "inr_crore",
   "data": [
    5353564,
    6048238,
    6031711,
    8354591,
    9586495,
    11528125,
    15256379
   ]
  },
  "private_sector_banks__2_guarantees_given": {
   "name": "private_sector_banks__2_guarantees_given_inr_crore",
   "label": "Private sector banks, Guarantees given",
   "unit": "inr_crore",
   "data": [
    448420,
    459096,
    463240,
    473427,
    556109,
    668833,
    761835.255
   ]
  },
  "public_sector_banks__3_acceptances_endorsements_etc": {
   "name": "public_sector_banks__3_acceptances_endorsements_etc_inr_crore",
   "label": "Public sector banks, Acceptances, endorsements, etc.",
   "unit": "inr_crore",
   "data": [
    521828,
    715132,
    798360,
    793145,
    927583,
    1257758,
    1462022.873
   ]
  },
  "public_sector_banks__contingent_liabilities": {
   "name": "public_sector_banks__contingent_liabilities_inr_crore",
   "label": "Public sector banks, Contingent Liabilities",
   "unit": "inr_crore",
   "data": [
    3703232,
    3332482,
    4381850,
    5270631,
    5122347,
    5151558,
    6446767.902
   ]
  },
  "public_sector_banks__1_forward_exchange_contract": {
   "name": "public_sector_banks__1_forward_exchange_contract_inr_crore",
   "label": "Public sector banks, Forward exchange contract@",
   "unit": "inr_crore",
   "data": [
    2647228,
    2113658,
    3041423,
    3918689,
    3601191,
    3262522,
    4303018.043
   ]
  },
  "public_sector_banks__2_guarantees_given": {
   "name": "public_sector_banks__2_guarantees_given_inr_crore",
   "label": "Public sector banks, Guarantees given",
   "unit": "inr_crore",
   "data": [
    534176,
    503692,
    542067,
    558797,
    593572,
    631279,
    681726.986
   ]
  },
  "small_finance_banks_scheduled__3_acceptances_endorsements_etc": {
   "name": "small_finance_banks_scheduled__3_acceptances_endorsements_etc_inr_crore",
   "label": "Small finance banks-scheduled, Acceptances, endorsements, etc.",
   "unit": "inr_crore",
   "data": [
    476,
    710,
    691,
    879,
    null,
    null,
    null
   ]
  },
  "small_finance_banks_scheduled__contingent_liabilities": {
   "name": "small_finance_banks_scheduled__contingent_liabilities_inr_crore",
   "label": "Small finance banks-scheduled, Contingent Liabilities",
   "unit": "inr_crore",
   "data": [
    713,
    1526,
    1431,
    2417,
    null,
    null,
    null
   ]
  },
  "small_finance_banks_scheduled__2_guarantees_given": {
   "name": "small_finance_banks_scheduled__2_guarantees_given_inr_crore",
   "label": "Small finance banks-scheduled, Guarantees given",
   "unit": "inr_crore",
   "data": [
    236,
    816,
    740,
    1539,
    null,
    null,
    null
   ]
  },
  "small_finance_banks__3_acceptances_endorsements_etc": {
   "name": "small_finance_banks__3_acceptances_endorsements_etc_inr_crore",
   "label": "Small finance banks, Acceptances, endorsements, etc.",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    null,
    2242,
    2394,
    3148.18
   ]
  },
  "small_finance_banks__contingent_liabilities": {
   "name": "small_finance_banks__contingent_liabilities_inr_crore",
   "label": "Small finance banks, Contingent Liabilities",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    null,
    4935,
    6026,
    9364.833
   ]
  },
  "small_finance_banks__1_forward_exchange_contract": {
   "name": "small_finance_banks__1_forward_exchange_contract_inr_crore",
   "label": "Small finance banks, Forward exchange contract@",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    null,
    null,
    5,
    1791
   ]
  },
  "small_finance_banks__2_guarantees_given": {
   "name": "small_finance_banks__2_guarantees_given_inr_crore",
   "label": "Small finance banks, Guarantees given",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    null,
    2694,
    3627,
    4426.049
   ]
  }
 }
}