{
 "meta": {
  "dossier": "credit-deep",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-10",
  "frequency": "irregular",
  "unit": "inr_crore",
  "base": "RBI Report on Trend and Progress of Banking in India",
  "latestPeriod": "2025-09-30",
  "coverage": "Consolidated balance sheet of upper-layer NBFCs",
  "note": "RBI DBIE report 1540 (data provider DP0), read from the local Data Bank mirror, as published. Final figures where published, else provisional. Amounts in ₹ crore."
 },
 "dates": [
  "2022-03-31",
  "2023-03-31",
  "2024-03-31",
  "2024-09-30",
  "2025-03-31",
  "2025-09-30"
 ],
 "series": {
  "1_capital_market_exposure_cme__x__1_capital_market_exposure_cme": {
   "name": "1_capital_market_exposure_cme__x__1_capital_market_exposure_cme_inr_crore",
   "label": "Capital Market Exposure (CME)",
   "unit": "inr_crore",
   "data": [
    30320,
    41880,
    65650,
    54870,
    77271,
    90719
   ]
  },
  "3_cash_bank_balances__x__3_cash_bank_balances": {
   "name": "3_cash_bank_balances__x__3_cash_bank_balances_inr_crore",
   "label": "Cash and Bank Balances",
   "unit": "inr_crore",
   "data": [
    45483,
    46946,
    43228,
    56110,
    80973,
    65829
   ]
  },
  "3_cash_bank_balances__3_1_cash_in_hand__3_1_cash_in_hand": {
   "name": "3_cash_bank_balances__3_1_cash_in_hand__3_1_cash_in_hand_inr_crore",
   "label": "Cash and Bank Balances, Cash in Hand",
   "unit": "inr_crore",
   "data": [
    726,
    673,
    853,
    1358,
    2219,
    2225
   ]
  },
  "3_cash_bank_balances__3_2_deposits_with_banks__3_2_deposits_with_banks": {
   "name": "3_cash_bank_balances__3_2_deposits_with_banks__3_2_deposits_with_banks_inr_crore",
   "label": "Cash and Bank Balances, Deposits with Banks",
   "unit": "inr_crore",
   "data": [
    38171,
    44046,
    38463,
    49823,
    76460,
    61625
   ]
  },
  "2_cme_as_per_cent_to_total_assets__x__2_cme_as_per_cent_to_total_assets": {
   "name": "2_cme_as_per_cent_to_total_assets__x__2_cme_as_per_cent_to_total_assets_pct",
   "label": "CME as per cent to Total Assets",
   "unit": "pct",
   "data": [
    3.6,
    3.9,
    4.8,
    4,
    4.3,
    4.5
   ]
  },
  "5_current_liabilities_provisions__x__5_current_liabilities_provisions": {
   "name": "5_current_liabilities_provisions__x__5_current_liabilities_provisions_inr_crore",
   "label": "Current Liabilities and Provisions",
   "unit": "inr_crore",
   "data": [
    50849,
    58463,
    68793,
    68374,
    82859,
    96157
   ]
  },
  "2_investments__x__2_investments": {
   "name": "2_investments__x__2_investments_inr_crore",
   "label": "Investments",
   "unit": "inr_crore",
   "data": [
    50703,
    75479,
    95189,
    89520,
    135253,
    153493
   ]
  },
  "2_investments__2_6_commercial_papers__2_6_commercial_papers": {
   "name": "2_investments__2_6_commercial_papers__2_6_commercial_papers_inr_crore",
   "label": "Investments, Commercial Papers",
   "unit": "inr_crore",
   "data": [
    null,
    691,
    1005,
    2017,
    1520,
    2197
   ]
  },
  "2_investments__2_4_debentures_bonds__2_4_debentures_bonds": {
   "name": "2_investments__2_4_debentures_bonds__2_4_debentures_bonds_inr_crore",
   "label": "Investments, Debentures and Bonds",
   "unit": "inr_crore",
   "data": [
    2247,
    1608,
    1634,
    2236,
    11735,
    11947
   ]
  },
  "2_investments__2_2_equity_shares__2_2_equity_shares": {
   "name": "2_investments__2_2_equity_shares__2_2_equity_shares_inr_crore",
   "label": "Investments, Equity Shares",
   "unit": "inr_crore",
   "data": [
    10265,
    14195,
    21454,
    17299,
    31741,
    39631
   ]
  },
  "2_investments__2_1_govt_securities__2_1_govt_securities": {
   "name": "2_investments__2_1_govt_securities__2_1_govt_securities_inr_crore",
   "label": "Investments, Govt. Securities",
   "unit": "inr_crore",
   "data": [
    25677,
    37465,
    50634,
    46854,
    57222,
    62993
   ]
  },
  "2_investments__2_7_other_investments__2_7_other_investments": {
   "name": "2_investments__2_7_other_investments__2_7_other_investments_inr_crore",
   "label": "Investments, Other Investments",
   "unit": "inr_crore",
   "data": [
    7875,
    10838,
    13312,
    13848,
    24462,
    28205
   ]
  },
  "2_investments__2_3_preference_shares__2_3_preference_shares": {
   "name": "2_investments__2_3_preference_shares__2_3_preference_shares_inr_crore",
   "label": "Investments, Preference Shares",
   "unit": "inr_crore",
   "data": [
    50,
    114,
    35,
    15,
    153,
    464
   ]
  },
  "2_investments__2_5_units_of_mutual_funds__2_5_units_of_mutual_funds": {
   "name": "2_investments__2_5_units_of_mutual_funds__2_5_units_of_mutual_funds_inr_crore",
   "label": "Investments, Units of Mutual Funds",
   "unit": "inr_crore",
   "data": [
    4590,
    10567,
    7116,
    7253,
    8420,
    8057
   ]
  },
  "3_leverage_ratio__x__3_leverage_ratio": {
   "name": "3_leverage_ratio__x__3_leverage_ratio_times",
   "label": "Leverage Ratio",
   "unit": "times",
   "data": [
    2.3,
    4.8,
    4.7,
    2.4,
    4.6,
    4.5
   ]
  },
  "1_loans_advances__x__1_loans_advances": {
   "name": "1_loans_advances__x__1_loans_advances_inr_crore",
   "label": "Loans and Advances",
   "unit": "inr_crore",
   "data": [
    727253,
    918302,
    1185621,
    1194234,
    1516011,
    1716579
   ]
  },
  "1_loans_advances__1_1_secured__1_1_secured": {
   "name": "1_loans_advances__1_1_secured__1_1_secured_inr_crore",
   "label": "Loans and Advances, Secured",
   "unit": "inr_crore",
   "data": [
    571374,
    691720,
    895934,
    903899,
    1147665,
    1301275
   ]
  },
  "1_loans_advances__1_2_un_secured__1_2_un_secured": {
   "name": "1_loans_advances__1_2_un_secured__1_2_un_secured_inr_crore",
   "label": "Loans and Advances, Un-Secured",
   "unit": "inr_crore",
   "data": [
    155878,
    226582,
    289688,
    290335,
    368346,
    415304
   ]
  },
  "of_which_equity_shares__x__of_which_equity_shares": {
   "name": "of_which_equity_shares__x__of_which_equity_shares_inr_crore",
   "label": "of which: Equity Shares",
   "unit": "inr_crore",
   "data": [
    5017,
    4105,
    9929,
    16787,
    24325,
    25494
   ]
  },
  "4_others__x__4_others": {
   "name": "4_others__x__4_others_inr_crore",
   "label": "Others",
   "unit": "inr_crore",
   "data": [
    22619,
    30323,
    35483,
    33921,
    49754,
    62959
   ]
  },
  "3_public_deposits__x__3_public_deposits": {
   "name": "3_public_deposits__x__3_public_deposits_inr_crore",
   "label": "Public Deposits",
   "unit": "inr_crore",
   "data": [
    47609,
    64797,
    83102,
    92707,
    100653,
    110124
   ]
  },
  "2_reserves_surplus__x__2_reserves_surplus": {
   "name": "2_reserves_surplus__x__2_reserves_surplus_inr_crore",
   "label": "Reserves and Surplus",
   "unit": "inr_crore",
   "data": [
    150838,
    191938,
    245188,
    247205,
    320180,
    374484
   ]
  },
  "1_share_capital__x__1_share_capital": {
   "name": "1_share_capital__x__1_share_capital_inr_crore",
   "label": "Share Capital",
   "unit": "inr_crore",
   "data": [
    7000,
    7344,
    9034,
    5299,
    11364,
    12033
   ]
  },
  "4_total_borrowings_a_b__x__4_total_borrowings_a_b": {
   "name": "4_total_borrowings_a_b__x__4_total_borrowings_a_b_inr_crore",
   "label": "Total Borrowings (A+B)",
   "unit": "inr_crore",
   "data": [
    589763,
    748506,
    953405,
    960200,
    1266934,
    1406062
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_secured_borrowings": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_secured_borrowings_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings",
   "unit": "inr_crore",
   "data": [
    506124,
    640877,
    817360,
    834850,
    1098280,
    1227822
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_1_debentures": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_1_debentures_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings, A.1. Debentures",
   "unit": "inr_crore",
   "data": [
    187833,
    213684,
    256627,
    263501,
    327297,
    401149
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_2_borrowings_from_banks": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_2_borrowings_from_banks_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings, A.2. Borrowings from Banks",
   "unit": "inr_crore",
   "data": [
    248512,
    318979,
    408471,
    407733,
    525861,
    574256
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_3_borrowings_from_fis": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_3_borrowings_from_fis_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings, A.3. Borrowings from FIs",
   "unit": "inr_crore",
   "data": [
    18143,
    30005,
    44041,
    28807,
    54128,
    53045
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_4_interest_accrued": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_4_interest_accrued_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings, A.4. Interest Accrued",
   "unit": "inr_crore",
   "data": [
    7874,
    6165,
    8229,
    8460,
    8014,
    7706
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_5_others": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_5_others_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings, A.5. Others",
   "unit": "inr_crore",
   "data": [
    43762,
    72044,
    99992,
    126350,
    182980,
    191667
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_un_secured_borrowings": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_un_secured_borrowings_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings",
   "unit": "inr_crore",
   "data": [
    83639,
    107630,
    136045,
    125349,
    168654,
    178240
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_1_debentures": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_1_debentures_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.1. Debentures",
   "unit": "inr_crore",
   "data": [
    9802,
    11731,
    14817,
    13173,
    19510,
    19607
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_2_borrowings_from_banks": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_2_borrowings_from_banks_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.2. Borrowings from Banks",
   "unit": "inr_crore",
   "data": [
    6318,
    6218,
    4602,
    4740,
    6428,
    5553
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_3_borrowings_from_fis": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_3_borrowings_from_fis_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.3. Borrowings from FIs",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    null,
    2405,
    2287
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_4_borrowings_from_relatives": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_4_borrowings_from_relatives_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.4. Borrowings from Relatives",
   "unit": "inr_crore",
   "data": [
    973,
    615,
    700,
    652,
    523,
    917
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_5_inter_corporate_borrowings": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_5_inter_corporate_borrowings_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.5. Inter-Corporate Borrowings",
   "unit": "inr_crore",
   "data": [
    12769,
    21059,
    25589,
    27971,
    31420,
    30989
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_6_commercial_papers": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_6_commercial_papers_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.6. Commercial Papers",
   "unit": "inr_crore",
   "data": [
    24511,
    39550,
    54146,
    48326,
    61305,
    71165
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_7_interest_accrued": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_7_interest_accrued_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.7. Interest Accrued",
   "unit": "inr_crore",
   "data": [
    1593,
    1889,
    2569,
    2303,
    1412,
    1036
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_8_others": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_8_others_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.8. Others",
   "unit": "inr_crore",
   "data": [
    27673,
    26568,
    33622,
    28184,
    45651,
    46686
   ]
  },
  "total_liabilities_total_assets__x__total_liabilities_total_assets": {
   "name": "total_liabilities_total_assets__x__total_liabilities_total_assets_inr_crore",
   "label": "Total Liabilities/ Total Assets",
   "unit": "inr_crore",
   "data": [
    846058,
    1071050,
    1359521,
    1373785,
    1781991,
    1998860
   ]
  }
 }
}