{
 "meta": {
  "dossier": "credit-deep",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-10",
  "frequency": "irregular",
  "unit": "inr_crore",
  "base": "RBI Report on Trend and Progress of Banking in India",
  "latestPeriod": "2025-09-30",
  "coverage": "Consolidated balance sheet of middle-layer NBFCs",
  "note": "RBI DBIE report 1541 (data provider DP0), read from the local Data Bank mirror, as published. Final figures where published, else provisional. Amounts in ₹ crore."
 },
 "dates": [
  "2022-03-31",
  "2023-03-31",
  "2024-03-31",
  "2024-09-30",
  "2025-03-31",
  "2025-09-30"
 ],
 "series": {
  "1_capital_market_exposure_cme__x__1_capital_market_exposure_cme": {
   "name": "1_capital_market_exposure_cme__x__1_capital_market_exposure_cme_inr_crore",
   "label": "Capital Market Exposure (CME)",
   "unit": "inr_crore",
   "data": [
    191700,
    266164,
    352575,
    300167,
    374866,
    375160
   ]
  },
  "3_cash_bank_balances__x__3_cash_bank_balances": {
   "name": "3_cash_bank_balances__x__3_cash_bank_balances_inr_crore",
   "label": "Cash and Bank Balances",
   "unit": "inr_crore",
   "data": [
    122616,
    125159,
    130332,
    145047,
    149535,
    175192
   ]
  },
  "3_cash_bank_balances__3_1_cash_in_hand__3_1_cash_in_hand": {
   "name": "3_cash_bank_balances__3_1_cash_in_hand__3_1_cash_in_hand_inr_crore",
   "label": "Cash and Bank Balances, Cash in Hand",
   "unit": "inr_crore",
   "data": [
    4469,
    5738,
    5774,
    3590,
    4410,
    22338
   ]
  },
  "3_cash_bank_balances__3_2_deposits_with_banks__3_2_deposits_with_banks": {
   "name": "3_cash_bank_balances__3_2_deposits_with_banks__3_2_deposits_with_banks_inr_crore",
   "label": "Cash and Bank Balances, Deposits with Banks",
   "unit": "inr_crore",
   "data": [
    111376,
    108921,
    113416,
    129761,
    129819,
    137645
   ]
  },
  "2_cme_as_per_cent_to_total_assets__x__2_cme_as_per_cent_to_total_assets": {
   "name": "2_cme_as_per_cent_to_total_assets__x__2_cme_as_per_cent_to_total_assets_pct",
   "label": "CME as per cent to Total Assets",
   "unit": "pct",
   "data": [
    6.7,
    8,
    9.3,
    7.4,
    8.7,
    8.2
   ]
  },
  "5_current_liabilities_provisions__x__5_current_liabilities_provisions": {
   "name": "5_current_liabilities_provisions__x__5_current_liabilities_provisions_inr_crore",
   "label": "Current Liabilities and Provisions",
   "unit": "inr_crore",
   "data": [
    258081,
    284171,
    305588,
    339029,
    327615,
    355683
   ]
  },
  "2_investments__x__2_investments": {
   "name": "2_investments__x__2_investments_inr_crore",
   "label": "Investments",
   "unit": "inr_crore",
   "data": [
    384350,
    457942,
    571606,
    603877,
    649368,
    665497
   ]
  },
  "2_investments__2_6_commercial_papers__2_6_commercial_papers": {
   "name": "2_investments__2_6_commercial_papers__2_6_commercial_papers_inr_crore",
   "label": "Investments, Commercial Papers",
   "unit": "inr_crore",
   "data": [
    1714,
    485,
    1566,
    2535,
    1536,
    3387
   ]
  },
  "2_investments__2_4_debentures_bonds__2_4_debentures_bonds": {
   "name": "2_investments__2_4_debentures_bonds__2_4_debentures_bonds_inr_crore",
   "label": "Investments, Debentures and Bonds",
   "unit": "inr_crore",
   "data": [
    30018,
    31561,
    36209,
    41315,
    45440,
    47578
   ]
  },
  "2_investments__2_2_equity_shares__2_2_equity_shares": {
   "name": "2_investments__2_2_equity_shares__2_2_equity_shares_inr_crore",
   "label": "Investments, Equity Shares",
   "unit": "inr_crore",
   "data": [
    222535,
    268591,
    360250,
    356681,
    381385,
    346781
   ]
  },
  "2_investments__2_1_govt_securities__2_1_govt_securities": {
   "name": "2_investments__2_1_govt_securities__2_1_govt_securities_inr_crore",
   "label": "Investments, Govt. Securities",
   "unit": "inr_crore",
   "data": [
    39729,
    54390,
    72614,
    86911,
    97693,
    108408
   ]
  },
  "2_investments__2_7_other_investments__2_7_other_investments": {
   "name": "2_investments__2_7_other_investments__2_7_other_investments_inr_crore",
   "label": "Investments, Other Investments",
   "unit": "inr_crore",
   "data": [
    28019,
    40319,
    42368,
    43658,
    46411,
    48534
   ]
  },
  "2_investments__2_3_preference_shares__2_3_preference_shares": {
   "name": "2_investments__2_3_preference_shares__2_3_preference_shares_inr_crore",
   "label": "Investments, Preference Shares",
   "unit": "inr_crore",
   "data": [
    4313,
    6967,
    8574,
    6256,
    8892,
    8745
   ]
  },
  "2_investments__2_5_units_of_mutual_funds__2_5_units_of_mutual_funds": {
   "name": "2_investments__2_5_units_of_mutual_funds__2_5_units_of_mutual_funds_inr_crore",
   "label": "Investments, Units of Mutual Funds",
   "unit": "inr_crore",
   "data": [
    58022,
    55629,
    50026,
    66522,
    68011,
    102065
   ]
  },
  "3_leverage_ratio__x__3_leverage_ratio": {
   "name": "3_leverage_ratio__x__3_leverage_ratio_times",
   "label": "Leverage Ratio",
   "unit": "times",
   "data": [
    2.4,
    4.3,
    4,
    2.1,
    4,
    4.2
   ]
  },
  "1_loans_advances__x__1_loans_advances": {
   "name": "1_loans_advances__x__1_loans_advances_inr_crore",
   "label": "Loans and Advances",
   "unit": "inr_crore",
   "data": [
    2168501,
    2495502,
    2867111,
    3098474,
    3322733,
    3488965
   ]
  },
  "1_loans_advances__1_1_secured__1_1_secured": {
   "name": "1_loans_advances__1_1_secured__1_1_secured_inr_crore",
   "label": "Loans and Advances, Secured",
   "unit": "inr_crore",
   "data": [
    1529369,
    1680739,
    2184049,
    2344006,
    2528823,
    2636646
   ]
  },
  "1_loans_advances__1_2_un_secured__1_2_un_secured": {
   "name": "1_loans_advances__1_2_un_secured__1_2_un_secured_inr_crore",
   "label": "Loans and Advances, Un-Secured",
   "unit": "inr_crore",
   "data": [
    639132,
    814763,
    683063,
    754469,
    793910,
    852319
   ]
  },
  "of_which_equity_shares__x__of_which_equity_shares": {
   "name": "of_which_equity_shares__x__of_which_equity_shares_inr_crore",
   "label": "of which: Equity Shares",
   "unit": "inr_crore",
   "data": [
    154711,
    198622,
    275344,
    225988,
    279369,
    269230
   ]
  },
  "4_others__x__4_others": {
   "name": "4_others__x__4_others_inr_crore",
   "label": "Others",
   "unit": "inr_crore",
   "data": [
    197487,
    239276,
    210900,
    232409,
    205499,
    222643
   ]
  },
  "3_public_deposits__x__3_public_deposits": {
   "name": "3_public_deposits__x__3_public_deposits_inr_crore",
   "label": "Public Deposits",
   "unit": "inr_crore",
   "data": [
    22955,
    20178,
    19858,
    19805,
    20525,
    21607
   ]
  },
  "2_reserves_surplus__x__2_reserves_surplus": {
   "name": "2_reserves_surplus__x__2_reserves_surplus_inr_crore",
   "label": "Reserves and Surplus",
   "unit": "inr_crore",
   "data": [
    530934,
    663988,
    805549,
    849827,
    926665,
    942937
   ]
  },
  "1_share_capital__x__1_share_capital": {
   "name": "1_share_capital__x__1_share_capital_inr_crore",
   "label": "Share Capital",
   "unit": "inr_crore",
   "data": [
    104939,
    118734,
    136076,
    138675,
    138050,
    138706
   ]
  },
  "4_total_borrowings_a_b__x__4_total_borrowings_a_b": {
   "name": "4_total_borrowings_a_b__x__4_total_borrowings_a_b_inr_crore",
   "label": "Total Borrowings (A+B)",
   "unit": "inr_crore",
   "data": [
    1956046,
    2230810,
    2512878,
    2732471,
    2914280,
    3093364
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_secured_borrowings": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_secured_borrowings_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings",
   "unit": "inr_crore",
   "data": [
    960375,
    1110542,
    1213171,
    1324646,
    1329682,
    1402230
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_1_debentures": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_1_debentures_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings, A.1. Debentures",
   "unit": "inr_crore",
   "data": [
    382786,
    409128,
    412734,
    459375,
    457273,
    489291
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_2_borrowings_from_banks": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_2_borrowings_from_banks_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings, A.2. Borrowings from Banks",
   "unit": "inr_crore",
   "data": [
    480610,
    588642,
    668392,
    716981,
    713997,
    717537
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_3_borrowings_from_fis": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_3_borrowings_from_fis_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings, A.3. Borrowings from FIs",
   "unit": "inr_crore",
   "data": [
    38342,
    46422,
    55401,
    61085,
    63933,
    64683
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_4_interest_accrued": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_4_interest_accrued_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings, A.4. Interest Accrued",
   "unit": "inr_crore",
   "data": [
    11646,
    9081,
    8804,
    25506,
    8058,
    8229
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_5_others": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_5_others_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings, A.5. Others",
   "unit": "inr_crore",
   "data": [
    46992,
    57270,
    67839,
    61699,
    86421,
    122490
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_un_secured_borrowings": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_un_secured_borrowings_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings",
   "unit": "inr_crore",
   "data": [
    995670,
    1120267,
    1299708,
    1407825,
    1584598,
    1691134
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_1_debentures": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_1_debentures_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.1. Debentures",
   "unit": "inr_crore",
   "data": [
    426736,
    472982,
    548821,
    592154,
    672617,
    710177
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_2_borrowings_from_banks": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_2_borrowings_from_banks_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.2. Borrowings from Banks",
   "unit": "inr_crore",
   "data": [
    174038,
    212209,
    256623,
    264870,
    310362,
    362156
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_3_borrowings_from_fis": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_3_borrowings_from_fis_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.3. Borrowings from FIs",
   "unit": "inr_crore",
   "data": [
    9654,
    13149,
    17715,
    19114,
    19733,
    24844
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_4_borrowings_from_relatives": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_4_borrowings_from_relatives_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.4. Borrowings from Relatives",
   "unit": "inr_crore",
   "data": [
    1947,
    1765,
    1907,
    1968,
    2152,
    2423
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_5_inter_corporate_borrowings": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_5_inter_corporate_borrowings_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.5. Inter-Corporate Borrowings",
   "unit": "inr_crore",
   "data": [
    71454,
    78504,
    79826,
    89398,
    106117,
    128412
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_6_commercial_papers": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_6_commercial_papers_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.6. Commercial Papers",
   "unit": "inr_crore",
   "data": [
    44058,
    44070,
    51293,
    67816,
    73928,
    85034
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_7_interest_accrued": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_7_interest_accrued_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.7. Interest Accrued",
   "unit": "inr_crore",
   "data": [
    15468,
    15770,
    18480,
    20147,
    21948,
    25040
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_8_others": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_8_others_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.8. Others",
   "unit": "inr_crore",
   "data": [
    252316,
    281818,
    325043,
    352358,
    377741,
    353048
   ]
  },
  "total_liabilities_total_assets__x__total_liabilities_total_assets": {
   "name": "total_liabilities_total_assets__x__total_liabilities_total_assets_inr_crore",
   "label": "Total Liabilities/ Total Assets",
   "unit": "inr_crore",
   "data": [
    2872954,
    3317880,
    3779949,
    4079806,
    4327135,
    4552297
   ]
  }
 }
}