{ "meta": { "dossier": "credit-deep", "source": "Reserve Bank of India (via DBIE)", "mock": false, "geo": "IND", "releaseDate": null, "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.", "vintage": "2026-10-10", "frequency": "irregular", "unit": "inr_crore", "base": "RBI Report on Trend and Progress of Banking in India", "latestPeriod": "2025-09-30", "coverage": "Consolidated balance sheet of deposit-taking NBFCs, each year", "note": "RBI DBIE report 1535 (data provider DP0), read from the local Data Bank mirror, as published. Final figures where published, else provisional. Amounts in ₹ crore. 4 cells the source prints more than once with different values (2019-09-30, 2022-09-30, 2020-09-30, 2021-09-30) are left out: we cannot tell which value is right." }, "dates": [ "2019-03-31", "2019-09-30", "2020-03-31", "2020-09-30", "2021-03-31", "2021-09-30", "2022-03-31", "2022-09-30", "2023-03-31", "2023-09-30", "2024-03-31", "2024-09-30", "2025-03-31", "2025-09-30" ], "series": { "4_others__x__4_others": { "name": "4_others__x__4_others_inr_crore", "label": "4. Others", "unit": "inr_crore", "data": [ 9132, null, 12592, null, 11388, null, 12217, null, 17665, 20102, 21159, 24182, 27607, 30961 ], "gaps": [ "2019-09-30", "2020-09-30", "2021-09-30", "2022-09-30" ], "gapsNote": "Not published for this date in the source table." }, "6_others__x__6_others": { "name": "6_others__x__6_others_inr_crore", "label": "6. Others", "unit": "inr_crore", "data": [ 9132, null, 12592, null, 11388, null, 12217, null, 17665, 20102, 21159, 24182, 27607, 30961 ], "gaps": [ "2019-09-30", "2020-09-30", "2021-09-30", "2022-09-30" ], "gapsNote": "Not published for this date in the source table." }, "1_capital_market_exposure_cme__x__1_capital_market_exposure_cme": { "name": "1_capital_market_exposure_cme__x__1_capital_market_exposure_cme_inr_crore", "label": "Capital Market Exposure (CME)", "unit": "inr_crore", "data": [ 9630, 7322, 10025, 12325, 12236, 15139, 15798, 12092, 26409, 31363, 38919, 41836, 36411, 41099 ] }, "3_cash_bank_balances__x__3_cash_bank_balances": { "name": "3_cash_bank_balances__x__3_cash_bank_balances_inr_crore", "label": "Cash and Bank Balances", "unit": "inr_crore", "data": [ 9786, 12006, 17275, 23181, 34364, 32363, 32750, 31272, 28982, 22964, 28410, 36105, 46517, 36216 ] }, "3_cash_bank_balances__3_1_cash_in_hand__3_1_cash_in_hand": { "name": "3_cash_bank_balances__3_1_cash_in_hand__3_1_cash_in_hand_inr_crore", "label": "Cash and Bank Balances, Cash in Hand", "unit": "inr_crore", "data": [ 447, 350, 139, 795, 377, 435, 637, 666, 607, 593, 1086, 1133.539, 2132, 369 ] }, "3_cash_bank_balances__3_2_deposits_with_banks__3_2_deposits_with_banks": { "name": "3_cash_bank_balances__3_2_deposits_with_banks__3_2_deposits_with_banks_inr_crore", "label": "Cash and Bank Balances, Deposits with Banks", "unit": "inr_crore", "data": [ 9339, 11656, 17136, 22387, 33987, 31928, 32112, 30606, 26398, 22372, 23247, 30446, 44070, 35661 ] }, "2_cme_as_per_cent_to_total_assets__x__2_cme_as_per_cent_to_total_assets": { "name": "2_cme_as_per_cent_to_total_assets__x__2_cme_as_per_cent_to_total_assets_pct", "label": "CME as per cent to Total Assets", "unit": "pct", "data": [ 2.3, 1.6, 2.1, 2.5, 2.4, 2.8, 2.8, 2.1, 4, 4.4, 4.8, 4.7, 3.7, 4 ] }, "5_current_liabilities_provisions__x__5_current_liabilities_provisions": { "name": "5_current_liabilities_provisions__x__5_current_liabilities_provisions_inr_crore", "label": "Current Liabilities and Provisions", "unit": "inr_crore", "data": [ 44482, 48547, 56653, 59558, 70892, 77186, 71159, 70414, 73324, 75859, 81691, 88959, 90773, 101251 ] }, "2_investments__x__2_investments": { "name": "2_investments__x__2_investments_inr_crore", "label": "Investments", "unit": "inr_crore", "data": [ 23891, 24742, 39151, 50838, 46627, 46829, 45953, 52210, 57492, 53790, 69131, 78113, 83016, 83073 ] }, "2_investments__2_6_commercial_papers__2_6_commercial_papers": { "name": "2_investments__2_6_commercial_papers__2_6_commercial_papers_inr_crore", "label": "Investments, Commercial Papers", "unit": "inr_crore", "data": [ 857, 24, 852, 2104, 511, 145, 100, 28, 705, 829, 1736, 2625.939, 1881, 2585 ] }, "2_investments__2_4_debentures_bonds__2_4_debentures_bonds": { "name": "2_investments__2_4_debentures_bonds__2_4_debentures_bonds_inr_crore", "label": "Investments, Debentures and Bonds", "unit": "inr_crore", "data": [ 1355, 410, 496, 2172, 308, 243, 317, 316, 335, 523, 218, 1007.402, 980, 1055 ] }, "2_investments__2_2_equity_shares__2_2_equity_shares": { "name": "2_investments__2_2_equity_shares__2_2_equity_shares_inr_crore", "label": "Investments, Equity Shares", "unit": "inr_crore", "data": [ 6901, 8511, 10343, 10238, 10397, 11064, 12279, 12984, 15439, 14023, 16516, 19020, 16958, 21275 ] }, "2_investments__2_1_govt_securities__2_1_govt_securities": { "name": "2_investments__2_1_govt_securities__2_1_govt_securities_inr_crore", "label": "Investments, Govt. 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Un-Secured Borrowings, B.4.Borrowings from Relatives", "unit": "inr_crore", "data": [ 86, 97, 82, 74.314, 62, 57, 48, 43, 26, 25, 29, 0, 26, 22 ] }, "4_total_borrowings_a_b__b_un_secured_borrowings__b_5_inter_corporate_borrowings": { "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_5_inter_corporate_borrowings_inr_crore", "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.5.Inter-Corporate Borrowings", "unit": "inr_crore", "data": [ 7390, 7868, 8529, 6880, 7906, 9259, 11106, 15580, 18105, 20805, 23090, 26582, 29968, 29555 ] }, "4_total_borrowings_a_b__b_un_secured_borrowings__b_6_commercial_papers": { "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_6_commercial_papers_inr_crore", "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.6.Commercial Papers", "unit": "inr_crore", "data": [ 18112, 18964, 7478, 8605, 8523, 11621, 7899, 14780, 16589, 28438, 27682, 24491, 28256, 27387 ] }, "4_total_borrowings_a_b__b_un_secured_borrowings__b_7_interest_accrued": { "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_7_interest_accrued_inr_crore", "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.7.Interest Accrued", "unit": "inr_crore", "data": [ 3645, 3598, 3491, 3324, 955, 868, 1066, 1089, 1472, 1498, 1711, 1809, 420, 345 ] }, "4_total_borrowings_a_b__b_un_secured_borrowings__b_8_others": { "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_8_others_inr_crore", "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.8.Others", "unit": "inr_crore", "data": [ 17736, 17873, 17104, 15718, 15727, 16077, 14448, 14334, 14205, 13800, 14501, 13071, 13761, 13494 ] }, "total_liabilities_total_assets__x__total_liabilities_total_assets": { "name": "total_liabilities_total_assets__x__total_liabilities_total_assets_inr_crore", "label": "Total Liabilities/ Total Assets", "unit": "inr_crore", "data": [ 421829, 454006, 486825, 498037, 518199, 532665, 554751, 583760, 656653, 716871, 804950, 885225, 971310, 1024732 ] } } }