{
 "meta": {
  "dossier": "credit-deep",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-10",
  "frequency": "irregular",
  "unit": "inr_crore",
  "base": "RBI Report on Trend and Progress of Banking in India",
  "latestPeriod": "2025-09-30",
  "coverage": "Consolidated balance sheet of non-banking financial companies",
  "note": "RBI DBIE report 1534 (data provider DP0), read from the local Data Bank mirror, as published. Final figures where published, else provisional. Amounts in ₹ crore. 2 cells the source prints more than once with different values (2021-09-30, 2022-09-30) are left out: we cannot tell which value is right."
 },
 "dates": [
  "2019-03-31",
  "2020-03-31",
  "2021-03-31",
  "2021-09-30",
  "2022-03-31",
  "2022-09-30",
  "2023-03-31",
  "2023-09-30",
  "2024-03-31",
  "2024-09-30",
  "2025-03-31",
  "2025-09-30"
 ],
 "series": {
  "4_others__x__4_others": {
   "name": "4_others__x__4_others_inr_crore",
   "label": "4. Others",
   "unit": "inr_crore",
   "data": [
    174730,
    225858,
    197728,
    null,
    220106,
    null,
    269600,
    250260,
    246383,
    266330,
    255254,
    285602
   ],
   "gaps": [
    "2021-09-30",
    "2022-09-30"
   ],
   "gapsNote": "Not published for this date in the source table."
  },
  "6_others__x__6_others": {
   "name": "6_others__x__6_others_inr_crore",
   "label": "6. Others",
   "unit": "inr_crore",
   "data": [
    174730,
    225858,
    197728,
    null,
    220106,
    null,
    269600,
    250260,
    246383,
    266330,
    255254,
    285602
   ],
   "gaps": [
    "2021-09-30",
    "2022-09-30"
   ],
   "gapsNote": "Not published for this date in the source table."
  },
  "1_capital_market_exposure_cme__x__1_capital_market_exposure_cme": {
   "name": "1_capital_market_exposure_cme__x__1_capital_market_exposure_cme_inr_crore",
   "label": "Capital Market Exposure (CME)",
   "unit": "inr_crore",
   "data": [
    139965,
    162749,
    199368,
    178151,
    222019,
    226992,
    308043,
    323018,
    418225,
    355037,
    452137,
    465880
   ]
  },
  "3_cash_bank_balances__x__3_cash_bank_balances": {
   "name": "3_cash_bank_balances__x__3_cash_bank_balances_inr_crore",
   "label": "Cash and Bank Balances",
   "unit": "inr_crore",
   "data": [
    96030,
    131459,
    158937,
    162029,
    168099,
    180066,
    172105,
    186057,
    173559,
    201157,
    230508,
    241021
   ]
  },
  "3_cash_bank_balances__3_1_cash_in_hand__3_1_cash_in_hand": {
   "name": "3_cash_bank_balances__3_1_cash_in_hand__3_1_cash_in_hand_inr_crore",
   "label": "Cash and Bank Balances, Cash in Hand",
   "unit": "inr_crore",
   "data": [
    6770,
    6260,
    3575,
    3913,
    5195,
    5094,
    6411,
    17099,
    6627,
    4948,
    6630,
    24563
   ]
  },
  "3_cash_bank_balances__3_2_deposits_with_banks__3_2_deposits_with_banks": {
   "name": "3_cash_bank_balances__3_2_deposits_with_banks__3_2_deposits_with_banks_inr_crore",
   "label": "Cash and Bank Balances, Deposits with Banks",
   "unit": "inr_crore",
   "data": [
    89260,
    125199,
    155361,
    158116,
    149547,
    174972,
    152967,
    168958,
    151879,
    179584,
    206279,
    199269
   ]
  },
  "2_cme_as_per_cent_to_total_assets__x__2_cme_as_per_cent_to_total_assets": {
   "name": "2_cme_as_per_cent_to_total_assets__x__2_cme_as_per_cent_to_total_assets_pct",
   "label": "CME as per cent to Total Assets",
   "unit": "pct",
   "data": [
    5,
    5.1,
    5.6,
    5.1,
    6,
    5.9,
    7,
    6.9,
    8.1,
    6.5,
    7.4,
    7.1
   ]
  },
  "5_current_liabilities_provisions__x__5_current_liabilities_provisions": {
   "name": "5_current_liabilities_provisions__x__5_current_liabilities_provisions_inr_crore",
   "label": "Current Liabilities and Provisions",
   "unit": "inr_crore",
   "data": [
    233415,
    252111,
    296233,
    307890,
    308930,
    321492,
    342634,
    371470,
    374381,
    407402,
    410474,
    451840
   ]
  },
  "2_investments__x__2_investments": {
   "name": "2_investments__x__2_investments_inr_crore",
   "label": "Investments",
   "unit": "inr_crore",
   "data": [
    259008,
    347875,
    462843,
    469945,
    435053,
    450462,
    533421,
    579903,
    666796,
    693397,
    784621,
    818990
   ]
  },
  "2_investments__2_6_commercial_papers__2_6_commercial_papers": {
   "name": "2_investments__2_6_commercial_papers__2_6_commercial_papers_inr_crore",
   "label": "Investments, Commercial Papers",
   "unit": "inr_crore",
   "data": [
    1390,
    1275,
    1450,
    690,
    1714,
    929,
    1177,
    2467,
    2571,
    4552,
    3056,
    5583
   ]
  },
  "2_investments__2_4_debentures_bonds__2_4_debentures_bonds": {
   "name": "2_investments__2_4_debentures_bonds__2_4_debentures_bonds_inr_crore",
   "label": "Investments, Debentures and Bonds",
   "unit": "inr_crore",
   "data": [
    35446,
    34696,
    27088,
    31183,
    32265,
    31363,
    33169,
    32387,
    37842,
    43551,
    57175,
    59525
   ]
  },
  "2_investments__2_2_equity_shares__2_2_equity_shares": {
   "name": "2_investments__2_2_equity_shares__2_2_equity_shares_inr_crore",
   "label": "Investments, Equity Shares",
   "unit": "inr_crore",
   "data": [
    135395,
    144453,
    281480,
    266074,
    232800,
    220378,
    282786,
    313412,
    381704,
    373979,
    413127,
    386412
   ]
  },
  "2_investments__2_1_govt_securities__2_1_govt_securities": {
   "name": "2_investments__2_1_govt_securities__2_1_govt_securities_inr_crore",
   "label": "Investments, Govt. Securities",
   "unit": "inr_crore",
   "data": [
    17328,
    68777,
    47426,
    54813,
    65406,
    75538,
    91855,
    93426,
    123248,
    133764,
    154915,
    171401
   ]
  },
  "2_investments__2_7_other_investments__2_7_other_investments": {
   "name": "2_investments__2_7_other_investments__2_7_other_investments_inr_crore",
   "label": "Investments, Other Investments",
   "unit": "inr_crore",
   "data": [
    18384,
    27129,
    32279,
    38332,
    35894,
    48068,
    51158,
    53990,
    55680,
    57505,
    70873,
    76739
   ]
  },
  "2_investments__2_3_preference_shares__2_3_preference_shares": {
   "name": "2_investments__2_3_preference_shares__2_3_preference_shares_inr_crore",
   "label": "Investments, Preference Shares",
   "unit": "inr_crore",
   "data": [
    6644,
    6439,
    6106,
    6365,
    4362,
    5968,
    7081,
    14458,
    8609,
    6270,
    9045,
    9209
   ]
  },
  "2_investments__2_5_units_of_mutual_funds__2_5_units_of_mutual_funds": {
   "name": "2_investments__2_5_units_of_mutual_funds__2_5_units_of_mutual_funds_inr_crore",
   "label": "Investments, Units of Mutual Funds",
   "unit": "inr_crore",
   "data": [
    44421,
    65106,
    67015,
    72488,
    62612,
    68218,
    66196,
    69764,
    57142,
    73775,
    76431,
    110121
   ]
  },
  "3_leverage_ratio__x__3_leverage_ratio": {
   "name": "3_leverage_ratio__x__3_leverage_ratio_times",
   "label": "Leverage Ratio",
   "unit": "times",
   "data": [
    4.1,
    4.9,
    4.4,
    3.3,
    2.4,
    4.6,
    4.4,
    4.2,
    4.2,
    2.2,
    4.2,
    4.3
   ]
  },
  "1_loans_advances__x__1_loans_advances": {
   "name": "1_loans_advances__x__1_loans_advances_inr_crore",
   "label": "Loans and Advances",
   "unit": "inr_crore",
   "data": [
    2295371,
    2463943,
    2709196,
    2661782,
    2895753,
    2937051,
    3413804,
    3693921,
    4052732,
    4292708,
    4838744,
    5205544
   ]
  },
  "1_loans_advances__1_1_secured__1_1_secured": {
   "name": "1_loans_advances__1_1_secured__1_1_secured_inr_crore",
   "label": "Loans and Advances, Secured",
   "unit": "inr_crore",
   "data": [
    1649728,
    1858735,
    2010912,
    1985488,
    2100743,
    2254593,
    2372459,
    2522137,
    3079982,
    3247905,
    3676488,
    3937921
   ]
  },
  "1_loans_advances__1_2_un_secured__1_2_un_secured": {
   "name": "1_loans_advances__1_2_un_secured__1_2_un_secured_inr_crore",
   "label": "Loans and Advances, Un-Secured",
   "unit": "inr_crore",
   "data": [
    645643,
    605208,
    698284,
    676294,
    795010,
    682458,
    1041346,
    1171784,
    972750,
    1044803,
    1162256,
    1267622
   ]
  },
  "of_which_equity_shares__x__of_which_equity_shares": {
   "name": "of_which_equity_shares__x__of_which_equity_shares_inr_crore",
   "label": "of which: Equity Shares",
   "unit": "inr_crore",
   "data": [
    70611,
    89565,
    125618,
    101062,
    159728,
    139976,
    202727,
    211050,
    285273,
    242775,
    303694,
    294724
   ]
  },
  "5_other_assets__x__5_other_assets": {
   "name": "5_other_assets__x__5_other_assets_inr_crore",
   "label": "Other Assets",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    56081,
    null,
    75414,
    null,
    null,
    null,
    null,
    null,
    null
   ],
   "gaps": [
    "2022-03-31"
   ],
   "gapsNote": "Not published for this date in the source table."
  },
  "4_other_current_assets__x__4_other_current_assets": {
   "name": "4_other_current_assets__x__4_other_current_assets_inr_crore",
   "label": "Other Current Assets",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    160835,
    null,
    175179,
    null,
    null,
    null,
    null,
    null,
    null
   ],
   "gaps": [
    "2022-03-31"
   ],
   "gapsNote": "Not published for this date in the source table."
  },
  "3_public_deposits__x__3_public_deposits": {
   "name": "3_public_deposits__x__3_public_deposits_inr_crore",
   "label": "Public Deposits",
   "unit": "inr_crore",
   "data": [
    40057,
    50022,
    62262,
    66443,
    70564,
    71640,
    84975,
    96156,
    102959,
    112512,
    121178,
    131730
   ]
  },
  "2_reserves_surplus__x__2_reserves_surplus": {
   "name": "2_reserves_surplus__x__2_reserves_surplus_inr_crore",
   "label": "Reserves and Surplus",
   "unit": "inr_crore",
   "data": [
    445614,
    505865,
    692514,
    685924,
    681772,
    713257,
    855926,
    926442,
    1050737,
    1097033,
    1246845,
    1317421
   ]
  },
  "1_share_capital__x__1_share_capital": {
   "name": "1_share_capital__x__1_share_capital_inr_crore",
   "label": "Share Capital",
   "unit": "inr_crore",
   "data": [
    103244,
    125801,
    126687,
    126638,
    111939,
    127088,
    126078,
    146115,
    145110,
    143974,
    149415,
    150740
   ]
  },
  "4_total_borrowings_a_b__x__4_total_borrowings_a_b": {
   "name": "4_total_borrowings_a_b__x__4_total_borrowings_a_b_inr_crore",
   "label": "Total Borrowings (A+B)",
   "unit": "inr_crore",
   "data": [
    2002808,
    2235336,
    2351008,
    2323778,
    2545808,
    2584696,
    2979316,
    3169959,
    3466283,
    3692670,
    4181214,
    4499426
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_secured_borrowings": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_secured_borrowings_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings",
   "unit": "inr_crore",
   "data": [
    1106917,
    1305214,
    1330259,
    1273723,
    1466499,
    1487012,
    1751419,
    1844331,
    2030531,
    2159496,
    2427962,
    2630052
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_1_debentures": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_1_debentures_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings, A.1.Debentures",
   "unit": "inr_crore",
   "data": [
    521003,
    513108,
    553770,
    560197,
    570619,
    579789,
    622812,
    633907,
    669362,
    722876,
    784570,
    890440
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_2_borrowings_from_banks": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_2_borrowings_from_banks_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings, A.2. Borrowings from Banks",
   "unit": "inr_crore",
   "data": [
    489732,
    572253,
    619680,
    562144,
    729122,
    737356,
    907622,
    970950,
    1076863,
    1124714,
    1239858,
    1291793
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_3_borrowings_from_fis": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_3_borrowings_from_fis_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings, A.3. Borrowings from FIs",
   "unit": "inr_crore",
   "data": [
    29027,
    57610,
    45863,
    44453,
    56484,
    62821,
    76426,
    82645,
    99442,
    89892,
    118061,
    117728
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_4_interest_accrued": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_4_interest_accrued_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings, A.4.Interest Accrued",
   "unit": "inr_crore",
   "data": [
    16958,
    17732,
    17933,
    20430,
    19520,
    14607,
    15246,
    14832,
    17033,
    33966,
    16072,
    15935
   ]
  },
  "4_total_borrowings_a_b__a_secured_borrowings__a_5_others": {
   "name": "4_total_borrowings_a_b__a_secured_borrowings__a_5_others_inr_crore",
   "label": "Total Borrowings (A+B), A. Secured Borrowings, A.5.Others",
   "unit": "inr_crore",
   "data": [
    50196,
    144510,
    93012,
    86498,
    90754,
    92438,
    129314,
    141997,
    167831,
    188049,
    269401,
    314157
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_un_secured_borrowings": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_un_secured_borrowings_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings",
   "unit": "inr_crore",
   "data": [
    895891,
    930122,
    1020750,
    1050053,
    1079309,
    1097684,
    1227897,
    1325627,
    1435753,
    1533174,
    1753252,
    1869374
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_1_debentures": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_1_debentures_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.1.Debentures",
   "unit": "inr_crore",
   "data": [
    340905,
    393392,
    428833,
    428144,
    436537,
    430015,
    484713,
    511629,
    563638,
    605327,
    692128,
    729784
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_2_borrowings_from_banks": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_2_borrowings_from_banks_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.2.Borrowings from Banks",
   "unit": "inr_crore",
   "data": [
    119964,
    122657,
    155409,
    168596,
    180357,
    186376,
    218426,
    226676,
    261226,
    269610,
    316790,
    367708
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_3_borrowings_from_fis": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_3_borrowings_from_fis_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.3.Borrowings from FIs",
   "unit": "inr_crore",
   "data": [
    9700,
    5906,
    11076,
    11409,
    9654,
    8054,
    13149,
    17198,
    17715,
    19114,
    22138,
    27131
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_4_borrowings_from_relatives": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_4_borrowings_from_relatives_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.4.Borrowings from Relatives",
   "unit": "inr_crore",
   "data": [
    1994,
    2642,
    4189,
    3342,
    2919,
    1631,
    2380,
    2277,
    2606,
    2621,
    2675,
    3341
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_5_inter_corporate_borrowings": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_5_inter_corporate_borrowings_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.5.Inter-Corporate Borrowings",
   "unit": "inr_crore",
   "data": [
    72103,
    78279,
    77856,
    87189,
    84223,
    95573,
    99564,
    104148,
    105415,
    117369,
    137537,
    159401
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_6_commercial_papers": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_6_commercial_papers_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.6.Commercial Papers",
   "unit": "inr_crore",
   "data": [
    142966,
    66865,
    72597,
    71990,
    68568,
    72340,
    83620,
    114109,
    105439,
    116143,
    135232,
    156199
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_7_interest_accrued": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_7_interest_accrued_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.7.Interest Accrued",
   "unit": "inr_crore",
   "data": [
    17598,
    19000,
    19477,
    18768,
    17061,
    18025,
    17659,
    21347,
    21049,
    22450,
    23360,
    26075
   ]
  },
  "4_total_borrowings_a_b__b_un_secured_borrowings__b_8_others": {
   "name": "4_total_borrowings_a_b__b_un_secured_borrowings__b_8_others_inr_crore",
   "label": "Total Borrowings (A+B), B. Un-Secured Borrowings, B.8.Others",
   "unit": "inr_crore",
   "data": [
    190661,
    241381,
    251313,
    260617,
    279989,
    285669,
    308386,
    328243,
    358665,
    380542,
    423392,
    399735
   ]
  },
  "total_liabilities_total_assets__x__total_liabilities_total_assets": {
   "name": "total_liabilities_total_assets__x__total_liabilities_total_assets_inr_crore",
   "label": "Total Liabilities/ Total Assets",
   "unit": "inr_crore",
   "data": [
    2825139,
    3169135,
    3528704,
    3510671,
    3719012,
    3818173,
    4388930,
    4710141,
    5139470,
    5453592,
    6109126,
    6551157
   ]
  }
 }
}
