{
 "meta": {
  "dossier": "credit-deep",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "annual",
  "unit": "count",
  "base": "RBI Report on Trend and Progress of Banking in India",
  "latestPeriod": "2025-03-01",
  "coverage": "Progress of microfinance: self-help groups and joint liability groups, loans disbursed and outstanding, each year",
  "note": "RBI DBIE report 1519 (data provider DP0), read from the local Data Bank mirror, as published. Final figures where published, else provisional."
 },
 "dates": [
  "2019-03-01",
  "2020-03-01",
  "2021-03-01",
  "2022-03-01",
  "2023-03-01",
  "2024-03-01",
  "2025-03-01"
 ],
 "series": {
  "joint_liability_groups__loans_disbursed_by_banks_during_the_fy__of_which_nrlm_nulm__amount_in_crore": {
   "name": "joint_liability_groups__loans_disbursed_by_banks_during_the_fy__of_which_nrlm_nulm__amount_in_crore_inr_crore",
   "label": "Joint Liability Groups, Loans Disbursed by Banks (During the FY), (of which: NRLM/NULM), Amount (in ₹ crore)",
   "unit": "inr_crore",
   "data": [
    30946.9,
    83103,
    58311.78,
    112772.75,
    133372.847,
    188313.38,
    79061.91
   ]
  },
  "joint_liability_groups__loans_disbursed_by_banks_during_the_fy__of_which_nrlm_nulm__number_lakh": {
   "name": "joint_liability_groups__loans_disbursed_by_banks_during_the_fy__of_which_nrlm_nulm__number_lakh_count",
   "label": "Joint Liability Groups, Loans Disbursed by Banks (During the FY), (of which: NRLM/NULM), Number (lakh)",
   "unit": "count",
   "data": [
    1600000,
    4180000,
    4126882,
    5408798,
    7000476,
    7334000,
    4980000
   ]
  },
  "microfinance_institutions__loans_disbursed_by_banks_during_the_fy__of_which_nrlm_nulm__amount_in_crore": {
   "name": "microfinance_institutions__loans_disbursed_by_banks_during_the_fy__of_which_nrlm_nulm__amount_in_crore_inr_crore",
   "label": "Microfinance Institutions, Loans Disbursed by Banks (During the FY), (of which: NRLM/NULM), Amount (in ₹ crore)",
   "unit": "inr_crore",
   "data": [
    13721,
    19133,
    12120.33,
    23173.44,
    36756.985,
    31497.12,
    21136.33
   ]
  },
  "microfinance_institutions__loans_disbursed_by_banks_during_the_fy__of_which_nrlm_nulm__number_lakh": {
   "name": "microfinance_institutions__loans_disbursed_by_banks_during_the_fy__of_which_nrlm_nulm__number_lakh_count",
   "label": "Microfinance Institutions, Loans Disbursed by Banks (During the FY), (of which: NRLM/NULM), Number (lakh)",
   "unit": "count",
   "data": [
    0,
    0,
    28542,
    24628,
    80211,
    29000,
    32000
   ]
  },
  "microfinance_institutions__loans_outstanding_with_banks__of_which_nrlm_nulm__amount_in_crore": {
   "name": "microfinance_institutions__loans_outstanding_with_banks__of_which_nrlm_nulm__amount_in_crore_inr_crore",
   "label": "Microfinance Institutions, Loans Outstanding with Banks, (of which: NRLM/NULM), Amount (in ₹ crore)",
   "unit": "inr_crore",
   "data": [
    16044.8,
    27255.8,
    21062.73,
    34865.37,
    44119.789,
    59592.68,
    34426.19
   ]
  },
  "microfinance_institutions__loans_outstanding_with_banks__of_which_nrlm_nulm__number_lakh": {
   "name": "microfinance_institutions__loans_outstanding_with_banks__of_which_nrlm_nulm__number_lakh_count",
   "label": "Microfinance Institutions, Loans Outstanding with Banks, (of which: NRLM/NULM), Number (lakh)",
   "unit": "count",
   "data": [
    10000,
    20000,
    61111,
    58753,
    106355,
    186000,
    57000
   ]
  },
  "self_help_groups__loans_disbursed_by_banks_during_the_fy__of_which_nrlm_nulm__amount_in_crore": {
   "name": "self_help_groups__loans_disbursed_by_banks_during_the_fy__of_which_nrlm_nulm__amount_in_crore_inr_crore",
   "label": "Self Help Groups, Loans Disbursed by Banks (During the FY), (of which: NRLM/NULM), Amount (in ₹ crore)",
   "unit": "inr_crore",
   "data": [
    58317.6,
    77659.3,
    58070.6,
    99729.22,
    145200.233,
    209285.87,
    208282.67
   ]
  },
  "self_help_groups__loans_disbursed_by_banks_during_the_fy__of_which_nrlm_nulm__number_lakh": {
   "name": "self_help_groups__loans_disbursed_by_banks_during_the_fy__of_which_nrlm_nulm__number_lakh_count",
   "label": "Self Help Groups, Loans Disbursed by Banks (During the FY), (of which: NRLM/NULM), Number (lakh)",
   "unit": "count",
   "data": [
    2700000,
    3150000,
    2887000,
    3398000,
    4296000,
    5482000,
    5557000
   ]
  },
  "self_help_groups__loans_outstanding_with_banks__of_which_nrlm_nulm__amount_in_crore": {
   "name": "self_help_groups__loans_outstanding_with_banks__of_which_nrlm_nulm__amount_in_crore_inr_crore",
   "label": "Self Help Groups, Loans Outstanding with Banks, (of which: NRLM/NULM), Amount (in ₹ crore)",
   "unit": "inr_crore",
   "data": [
    87098.2,
    108075.1,
    103289,
    151051,
    188078.798,
    259663.72,
    304258.74
   ]
  },
  "self_help_groups__loans_outstanding_with_banks__of_which_nrlm_nulm__number_lakh": {
   "name": "self_help_groups__loans_outstanding_with_banks__of_which_nrlm_nulm__number_lakh_count",
   "label": "Self Help Groups, Loans Outstanding with Banks, (of which: NRLM/NULM), Number (lakh)",
   "unit": "count",
   "data": [
    5080000,
    5680000,
    5780000,
    6740000,
    6957000,
    7741000,
    8494000
   ]
  },
  "self_help_groups__savings_with_banks__of_which_nrlm_nulm__amount_in_crore": {
   "name": "self_help_groups__savings_with_banks__of_which_nrlm_nulm__amount_in_crore_inr_crore",
   "label": "Self Help Groups, Savings with Banks, (of which: NRLM/NULM), Amount (in ₹ crore)",
   "unit": "inr_crore",
   "data": [
    23324.5,
    26152,
    37477,
    47240.48,
    58892.676,
    65089.15,
    71433.27
   ]
  },
  "self_help_groups__savings_with_banks__of_which_nrlm_nulm__number_lakh": {
   "name": "self_help_groups__savings_with_banks__of_which_nrlm_nulm__number_lakh_count",
   "label": "Self Help Groups, Savings with Banks, (of which: NRLM/NULM), Number (lakh)",
   "unit": "count",
   "data": [
    10010000,
    10240000,
    11223000,
    11893000,
    13403000,
    14421000,
    14330000
   ]
  }
 }
}