{ "meta": { "dossier": "credit-deep", "source": "Reserve Bank of India (via DBIE)", "mock": false, "geo": "IND", "releaseDate": null, "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.", "vintage": "2026-10-09", "frequency": "annual", "unit": "mixed", "base": "RBI DBIE report 299", "latestPeriod": "2026-03-01", "coverage": "Term deposits of scheduled commercial banks by original maturity: accounts and amounts, every March since 1990", "note": "RBI DBIE report 299 (data provider DP0), read from the local Data Bank mirror, as published. One display unit kept (ACTUALS). Amounts in ₹ crore; counts as numbers; ratios in per cent, as each row's label says." }, "dates": [ "1990-03-01", "1991-03-01", "1992-03-01", "1993-03-01", "1994-03-01", "1995-03-01", "1996-03-01", "1997-03-01", "1998-03-01", "1999-03-01", "2000-03-01", "2001-03-01", "2002-03-01", "2003-03-01", "2004-03-01", "2005-03-01", "2006-03-01", "2007-03-01", "2008-03-01", "2009-03-01", "2010-03-01", "2011-03-01", "2012-03-01", "2013-03-01", "2014-03-01", "2015-03-01", "2016-03-01", "2017-03-01", "2018-03-01", "2019-03-01", "2020-03-01", "2021-03-01", "2022-03-01", "2023-03-01", "2024-03-01", "2025-03-01", "2026-03-01" ], "series": { "91_days_and_above_but_less_than_6_months__amount": { "name": "91_days_and_above_but_less_than_6_months__amount_inr_crore", "label": "Days and above but less than 6 Months, Amount", "unit": "inr_crore", "data": [ 2945, 5897, 6254, 8540, 13772, 10026, 15627, 17793, 21857, 25610, 33157, 41365, 65250, 74888.239, 101885.185, 111887.719, 117927.692, 147349.689, 167399.198, 186034.55, 232236.215, 286334.992, 282523.564, 245431.123, 284585.878, 234647.484, 240634.811, 271332.097, 306335.661, 268099.226, 285334.309, 484717.042, 423608.939, 447102.561, 517131, 605576, 679387.617 ] }, "91_days_and_above_but_less_than_6_months__no_of_accounts": { "name": "91_days_and_above_but_less_than_6_months__no_of_accounts_count", "label": "Days and above but less than 6 Months, No. of Accounts", "unit": "count", "data": [ 1031000, 1443000, 1893000, 2570000, 3058000, 3070000, 3535000, 3927000, 4351000, 4782000, 5563000, 6439000, 9411000, 9418511, 9151282, 7598758, 6954578, 6042471, 4508089, 3529872, 3671209, 3555315, 4000644, 2782962, 2436099, 2364196, 2405926, 4526175, 4791309, 2662788, 2761185, 10838844, 4625810, 4418468, 4115000, 4254000, 5537457 ] }, "6_months_and_above_but_less_than_1_year__amount": { "name": "6_months_and_above_but_less_than_1_year__amount_inr_crore", "label": "Months and above but less than 1 Year, Amount", "unit": "inr_crore", "data": 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"up_to_90_days__amount_inr_crore", "label": "Up to 90 Days, Amount", "unit": "inr_crore", "data": [ 2969, 9217, 13785, 21545, 25737, 31375, 31266, 32073, 41635, 38968, 49069, 58581, 86197, 104112.114, 121058.647, 147979.448, 168247.738, 167041.847, 151043.146, 167827.163, 191353.007, 232483.189, 296640.919, 347233.098, 364909.315, 427722.385, 435317.969, 447000.476, 425419.879, 516650.558, 1084622.61, 1302759.809, 1437908.438, 808163.139, 985347, 1092757, 1298517.434 ] }, "up_to_90_days__no_of_accounts": { "name": "up_to_90_days__no_of_accounts_count", "label": "Up to 90 Days, No. of Accounts", "unit": "count", "data": [ 974000, 2013000, 3973000, 6384000, 6118000, 6454000, 6562000, 6201000, 6320000, 5434000, 6000000, 6960000, 12095000, 12687441, 11556666, 10579624, 9674413, 9555760, 6421142, 3907951, 4326247, 2788097, 2845266, 2510999, 3894580, 3848103, 3916413, 4698427, 4859685, 15993407, 14052899, 14845734, 17164230, 4481905, 4894000, 5919000, 6219685 ] }, 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null, 137033985, 144887882, 139587291, 137697381, 162193892, 180298000, 190808000, 202579615 ] }, "2_years_and_above_but_less_than_3_years__amount": { "name": "2_years_and_above_but_less_than_3_years__amount_inr_crore", "label": "Years and above but less than 3 Years, Amount", "unit": "inr_crore", "data": [ 22140, 30927, 25642, 23631, 26975, 34404, 48988, 58061, 64841, 69640, 80565, 89660, 99589, 149055.191, 109148.54, 113741.953, 118282.89, 114853.193, 136421.405, 263407.268, 342745.515, 416225.825, 357462.127, 513456.617, 477825.959, 574156.363, 643551.155, 681928.605, 613012.949, null, null, null, null, null, null, null, null ] }, "2_years_and_above_but_less_than_3_years__no_of_accounts": { "name": "2_years_and_above_but_less_than_3_years__no_of_accounts_count", "label": "Years and above but less than 3 Years, No. of Accounts", "unit": "count", "data": [ 18448000, 24782000, 19068000, 16170000, 20094000, 18730000, 21805000, 21837000, 20693000, 20616000, 21134000, 21272000, 21098000, 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