{
 "meta": {
  "dossier": "credit-deep",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "quarterly",
  "unit": "mixed",
  "base": "Spatial statements, excluding RRBs, from March 2023",
  "latestPeriod": "2026-06-01",
  "coverage": "Commercial banks at a glance (statement 1): banks and offices, growth of deposits and credit by bank group and population group, and the credit-deposit ratio, every quarter since March 2023, excluding regional rural banks",
  "note": "RBI DBIE report 1413 (data provider DP8), read from the local Data Bank mirror, as published."
 },
 "dates": [
  "2023-03-01",
  "2023-06-01",
  "2023-09-01",
  "2023-12-01",
  "2024-03-01",
  "2024-06-01",
  "2024-09-01",
  "2024-12-01",
  "2025-03-01",
  "2025-06-01",
  "2025-09-01",
  "2025-12-01",
  "2026-03-01",
  "2026-06-01"
 ],
 "series": {
  "x__rpt_1_3__credit_growth": {
   "name": "x__rpt_1_3__credit_growth_pct_yoy",
   "label": "All banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    15.695,
    15.487,
    19.667,
    19.617,
    18.953,
    18.438,
    12.352,
    11.447,
    10.989,
    9.819,
    10.605,
    12.616,
    14.513,
    16.838
   ]
  },
  "x__rpt_1_4__cd_ratio": {
   "name": "x__rpt_1_4__cd_ratio_pct",
   "label": "All banks, credit-deposit ratio, per cent",
   "unit": "pct",
   "data": [
    75.61,
    75.588,
    78.862,
    80.08,
    79.178,
    79.887,
    79.463,
    80.505,
    79.58,
    79.088,
    80.07,
    82.29,
    81.883,
    82.989
   ]
  },
  "x__rpt_1_3__deposit_growth": {
   "name": "x__rpt_1_3__deposit_growth_pct_yoy",
   "label": "All banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    10.174,
    12.552,
    13.627,
    13.525,
    13.593,
    12.064,
    11.502,
    10.859,
    10.429,
    10.929,
    9.766,
    10.173,
    11.293,
    11.345
   ]
  },
  "foreign_banks__rpt_1_3b__credit_growth": {
   "name": "foreign_banks__rpt_1_3b__credit_growth_pct_yoy",
   "label": "Foreign banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    1.789,
    0.453,
    1.414,
    2.617,
    12.042,
    10.397,
    11.942,
    13.834,
    9.113,
    8.083,
    3.991,
    6.208,
    13.637,
    19.264
   ]
  },
  "foreign_banks__rpt_1_3b__deposit_growth": {
   "name": "foreign_banks__rpt_1_3b__deposit_growth_pct_yoy",
   "label": "Foreign banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    2.476,
    6.371,
    6.712,
    9.385,
    18.033,
    17.825,
    16.457,
    13.612,
    9.186,
    12.501,
    10.579,
    8.441,
    13.735,
    7.094
   ]
  },
  "foreign_banks__rpt_1_1__count": {
   "name": "foreign_banks__rpt_1_1__count_count",
   "label": "Foreign banks, number of banks",
   "unit": "count",
   "data": [
    44,
    44,
    45,
    45,
    45,
    44,
    44,
    44,
    44,
    44,
    44,
    44,
    44,
    44
   ]
  },
  "metropolitan__rpt_1_3a__credit_growth": {
   "name": "metropolitan__rpt_1_3a__credit_growth_pct_yoy",
   "label": "Metropolitan, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    14.757,
    14.78,
    17.135,
    16.945,
    16.864,
    15.59,
    11.155,
    10.186,
    9.964,
    8.106,
    8.975,
    11.482,
    13.795,
    13.724
   ]
  },
  "metropolitan__rpt_1_3a__deposit_growth": {
   "name": "metropolitan__rpt_1_3a__deposit_growth_pct_yoy",
   "label": "Metropolitan, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    10.879,
    14.294,
    15.449,
    14.969,
    14.682,
    12.559,
    12.325,
    11.657,
    11.259,
    11.705,
    9.244,
    9.286,
    11.1,
    10.747
   ]
  },
  "metropolitan__rpt_1_2__count": {
   "name": "metropolitan__rpt_1_2__count_count",
   "label": "Metropolitan, number of reporting offices",
   "unit": "count",
   "data": [
    28658,
    29089,
    29305,
    29580,
    29778,
    30211,
    30482,
    30754,
    30988,
    31325,
    31618,
    31960,
    32339,
    32711
   ]
  },
  "payments_banks__rpt_1_3b__credit_growth": {
   "name": "payments_banks__rpt_1_3b__credit_growth_pct_yoy",
   "label": "Payments banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    -100,
    -100,
    -100,
    -100,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null
   ]
  },
  "payments_banks__rpt_1_3b__deposit_growth": {
   "name": "payments_banks__rpt_1_3b__deposit_growth_pct_yoy",
   "label": "Payments banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    22.231,
    16.994,
    20.819,
    23.256,
    32.88,
    29.458,
    25.743,
    30.585,
    54.999,
    55.297,
    62.292,
    55.816,
    46.879,
    35.219
   ]
  },
  "payments_banks__rpt_1_1__count": {
   "name": "payments_banks__rpt_1_1__count_count",
   "label": "Payments banks, number of banks",
   "unit": "count",
   "data": [
    4,
    4,
    4,
    4,
    4,
    4,
    4,
    4,
    4,
    4,
    5,
    5,
    5,
    4
   ]
  },
  "private_sector_banks__rpt_1_3b__credit_growth": {
   "name": "private_sector_banks__rpt_1_3b__credit_growth_pct_yoy",
   "label": "Private sector banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    18.781,
    19.036,
    31.149,
    31.426,
    27.855,
    27.568,
    12.048,
    10.704,
    9.778,
    8.512,
    9.097,
    9.969,
    12.298,
    14.761
   ]
  },
  "private_sector_banks__rpt_1_3b__deposit_growth": {
   "name": "private_sector_banks__rpt_1_3b__deposit_growth_pct_yoy",
   "label": "Private sector banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    14.778,
    16.822,
    21.067,
    20.586,
    20.091,
    18.035,
    14.903,
    13.469,
    12.012,
    12.086,
    10.17,
    11.362,
    12.966,
    14.156
   ]
  },
  "private_sector_banks__rpt_1_1__count": {
   "name": "private_sector_banks__rpt_1_1__count_count",
   "label": "Private sector banks, number of banks",
   "unit": "count",
   "data": [
    21,
    21,
    21,
    21,
    21,
    21,
    21,
    21,
    21,
    21,
    21,
    21,
    21,
    21
   ]
  },
  "public_sector_banks__rpt_1_3b__credit_growth": {
   "name": "public_sector_banks__rpt_1_3b__credit_growth_pct_yoy",
   "label": "Public sector banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    14.265,
    13.913,
    12.945,
    12.662,
    13.02,
    12.519,
    12.422,
    11.617,
    11.923,
    10.777,
    12.067,
    14.935,
    16.064,
    18.059
   ]
  },
  "public_sector_banks__rpt_1_3b__deposit_growth": {
   "name": "public_sector_banks__rpt_1_3b__deposit_growth_pct_yoy",
   "label": "Public sector banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    8.122,
    10.6,
    10.035,
    9.824,
    9.4,
    7.993,
    8.822,
    8.793,
    9.255,
    9.797,
    9.201,
    9.357,
    9.838,
    9.749
   ]
  },
  "public_sector_banks__rpt_1_1__count": {
   "name": "public_sector_banks__rpt_1_1__count_count",
   "label": "Public sector banks, number of banks",
   "unit": "count",
   "data": [
    12,
    12,
    12,
    12,
    12,
    12,
    12,
    12,
    12,
    12,
    12,
    12,
    12,
    12
   ]
  },
  "rural__rpt_1_3a__credit_growth": {
   "name": "rural__rpt_1_3a__credit_growth_pct_yoy",
   "label": "Rural, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    15.69,
    16.04,
    20.662,
    21.981,
    17.5,
    18.103,
    13.127,
    11.928,
    12.848,
    12.89,
    13.582,
    15.284,
    16.815,
    21.141
   ]
  },
  "rural__rpt_1_3a__deposit_growth": {
   "name": "rural__rpt_1_3a__deposit_growth_pct_yoy",
   "label": "Rural, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    9.219,
    10.935,
    11.946,
    12.524,
    12.953,
    11.607,
    11.156,
    10.919,
    10.632,
    11.106,
    11.707,
    12.389,
    12.748,
    13.221
   ]
  },
  "rural__rpt_1_2__count": {
   "name": "rural__rpt_1_2__count_count",
   "label": "Rural, number of reporting offices",
   "unit": "count",
   "data": [
    38578,
    38858,
    38985,
    39217,
    39527,
    39758,
    39890,
    40069,
    40394,
    40641,
    40818,
    40986,
    41303,
    41526
   ]
  },
  "semi_urban__rpt_1_3a__credit_growth": {
   "name": "semi_urban__rpt_1_3a__credit_growth_pct_yoy",
   "label": "Semi urban, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    17.553,
    16.927,
    23.306,
    23.807,
    22.266,
    22.943,
    14.742,
    13.494,
    12.502,
    11.793,
    12.836,
    14.725,
    16.067,
    21.615
   ]
  },
  "semi_urban__rpt_1_3a__deposit_growth": {
   "name": "semi_urban__rpt_1_3a__deposit_growth_pct_yoy",
   "label": "Semi urban, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    8.099,
    9.797,
    10.702,
    11.17,
    13.032,
    11.799,
    10.588,
    10.366,
    8.866,
    9.433,
    10.713,
    11.501,
    12.24,
    13.022
   ]
  },
  "semi_urban__rpt_1_2__count": {
   "name": "semi_urban__rpt_1_2__count_count",
   "label": "Semi urban, number of reporting offices",
   "unit": "count",
   "data": [
    38870,
    39394,
    39745,
    39987,
    40146,
    40577,
    40774,
    41201,
    41566,
    41867,
    42234,
    42527,
    42897,
    43199
   ]
  },
  "small_finance_banks__rpt_1_3b__credit_growth": {
   "name": "small_finance_banks__rpt_1_3b__credit_growth_pct_yoy",
   "label": "Small finance banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    33.544,
    29.762,
    28.684,
    23.773,
    25.808,
    20.458,
    19.924,
    21.785,
    16.23,
    16.816,
    16.588,
    18.922,
    22.202,
    25.146
   ]
  },
  "small_finance_banks__rpt_1_3b__deposit_growth": {
   "name": "small_finance_banks__rpt_1_3b__deposit_growth_pct_yoy",
   "label": "Small finance banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    33.914,
    30.343,
    32.421,
    31.276,
    31.339,
    31.097,
    30.238,
    28.052,
    25.438,
    23.85,
    18.93,
    18.333,
    18.737,
    20.938
   ]
  },
  "small_finance_banks__rpt_1_1__count": {
   "name": "small_finance_banks__rpt_1_1__count_count",
   "label": "Small finance banks, number of banks",
   "unit": "count",
   "data": [
    12,
    12,
    12,
    12,
    12,
    11,
    11,
    11,
    11,
    11,
    11,
    11,
    11,
    11
   ]
  },
  "urban__rpt_1_3a__credit_growth": {
   "name": "urban__rpt_1_3a__credit_growth_pct_yoy",
   "label": "Urban, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    17.707,
    16.725,
    25.757,
    25.054,
    24.544,
    25.416,
    14.314,
    13.969,
    12.496,
    12.728,
    13.083,
    13.589,
    14.702,
    21.36
   ]
  },
  "urban__rpt_1_3a__deposit_growth": {
   "name": "urban__rpt_1_3a__deposit_growth_pct_yoy",
   "label": "Urban, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    10.347,
    10.991,
    11.993,
    12.109,
    11.557,
    11.204,
    10.228,
    9.184,
    9.357,
    9.967,
    9.611,
    10.546,
    10.491,
    10.884
   ]
  },
  "urban__rpt_1_2__count": {
   "name": "urban__rpt_1_2__count_count",
   "label": "Urban, number of reporting offices",
   "unit": "count",
   "data": [
    26630,
    27015,
    27295,
    27547,
    27539,
    27920,
    28131,
    28442,
    28575,
    28921,
    29148,
    29400,
    29580,
    29900
   ]
  }
 }
}