{
 "meta": {
  "dossier": "credit-deep",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "annual",
  "unit": "mixed",
  "base": "Annual spatial statements, including RRBs, from March 2023",
  "latestPeriod": "2026-03-01",
  "coverage": "Commercial banks at a glance (statement 1): banks and offices, growth of deposits and credit by bank group and population group, and the credit-deposit ratio, every March since 2023, including regional rural banks",
  "note": "RBI DBIE report 1425 (data provider DP9), read from the local Data Bank mirror, as published."
 },
 "dates": [
  "2023-03-01",
  "2024-03-01",
  "2025-03-01",
  "2026-03-01"
 ],
 "series": {
  "x__rpt_1_3__credit_growth": {
   "name": "x__rpt_1_3__credit_growth_pct_yoy",
   "label": "All banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    15.615,
    18.816,
    11.01,
    14.435
   ]
  },
  "x__rpt_1_4__cd_ratio": {
   "name": "x__rpt_1_4__cd_ratio_pct",
   "label": "All banks, credit-deposit ratio, per cent",
   "unit": "pct",
   "data": [
    75.438,
    79.043,
    79.52,
    81.84
   ]
  },
  "x__rpt_1_3__deposit_growth": {
   "name": "x__rpt_1_3__deposit_growth_pct_yoy",
   "label": "All banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    10.146,
    13.398,
    10.344,
    11.191
   ]
  },
  "foreign_banks__rpt_1_3b__credit_growth": {
   "name": "foreign_banks__rpt_1_3b__credit_growth_pct_yoy",
   "label": "Foreign banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    1.789,
    12.042,
    9.113,
    13.637
   ]
  },
  "foreign_banks__rpt_1_3b__deposit_growth": {
   "name": "foreign_banks__rpt_1_3b__deposit_growth_pct_yoy",
   "label": "Foreign banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    2.476,
    18.033,
    9.186,
    13.735
   ]
  },
  "foreign_banks__rpt_1_1__count": {
   "name": "foreign_banks__rpt_1_1__count_count",
   "label": "Foreign banks, number of banks",
   "unit": "count",
   "data": [
    44,
    45,
    44,
    44
   ]
  },
  "metropolitan__rpt_1_3a__credit_growth": {
   "name": "metropolitan__rpt_1_3a__credit_growth_pct_yoy",
   "label": "Metropolitan, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    14.766,
    16.867,
    9.981,
    13.796
   ]
  },
  "metropolitan__rpt_1_3a__deposit_growth": {
   "name": "metropolitan__rpt_1_3a__deposit_growth_pct_yoy",
   "label": "Metropolitan, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    10.897,
    14.613,
    11.243,
    11.118
   ]
  },
  "metropolitan__rpt_1_2__count": {
   "name": "metropolitan__rpt_1_2__count_count",
   "label": "Metropolitan, number of reporting offices",
   "unit": "count",
   "data": [
    29067,
    30186,
    31402,
    32761
   ]
  },
  "payments_banks__rpt_1_3b__credit_growth": {
   "name": "payments_banks__rpt_1_3b__credit_growth_pct_yoy",
   "label": "Payments banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    -100,
    null,
    null,
    null
   ]
  },
  "payments_banks__rpt_1_3b__deposit_growth": {
   "name": "payments_banks__rpt_1_3b__deposit_growth_pct_yoy",
   "label": "Payments banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    22.231,
    32.88,
    54.999,
    46.879
   ]
  },
  "payments_banks__rpt_1_1__count": {
   "name": "payments_banks__rpt_1_1__count_count",
   "label": "Payments banks, number of banks",
   "unit": "count",
   "data": [
    4,
    4,
    4,
    5
   ]
  },
  "private_sector_banks__rpt_1_3b__credit_growth": {
   "name": "private_sector_banks__rpt_1_3b__credit_growth_pct_yoy",
   "label": "Private sector banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    18.781,
    27.855,
    9.778,
    12.298
   ]
  },
  "private_sector_banks__rpt_1_3b__deposit_growth": {
   "name": "private_sector_banks__rpt_1_3b__deposit_growth_pct_yoy",
   "label": "Private sector banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    14.778,
    20.091,
    12.012,
    12.966
   ]
  },
  "private_sector_banks__rpt_1_1__count": {
   "name": "private_sector_banks__rpt_1_1__count_count",
   "label": "Private sector banks, number of banks",
   "unit": "count",
   "data": [
    21,
    21,
    21,
    21
   ]
  },
  "public_sector_banks__rpt_1_3b__credit_growth": {
   "name": "public_sector_banks__rpt_1_3b__credit_growth_pct_yoy",
   "label": "Public sector banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    14.265,
    13.02,
    11.923,
    16.064
   ]
  },
  "public_sector_banks__rpt_1_3b__deposit_growth": {
   "name": "public_sector_banks__rpt_1_3b__deposit_growth_pct_yoy",
   "label": "Public sector banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    8.122,
    9.4,
    9.255,
    9.838
   ]
  },
  "public_sector_banks__rpt_1_1__count": {
   "name": "public_sector_banks__rpt_1_1__count_count",
   "label": "Public sector banks, number of banks",
   "unit": "count",
   "data": [
    12,
    12,
    12,
    12
   ]
  },
  "regional_rural_banks__rpt_1_3b__credit_growth": {
   "name": "regional_rural_banks__rpt_1_3b__credit_growth_pct_yoy",
   "label": "Regional rural banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    13.042,
    14.314,
    11.72,
    11.775
   ]
  },
  "regional_rural_banks__rpt_1_3b__deposit_growth": {
   "name": "regional_rural_banks__rpt_1_3b__deposit_growth_pct_yoy",
   "label": "Regional rural banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    9.28,
    7.458,
    7.608,
    7.835
   ]
  },
  "regional_rural_banks__rpt_1_1__count": {
   "name": "regional_rural_banks__rpt_1_1__count_count",
   "label": "Regional rural banks, number of banks",
   "unit": "count",
   "data": [
    43,
    43,
    43,
    28
   ]
  },
  "rural__rpt_1_3a__credit_growth": {
   "name": "rural__rpt_1_3a__credit_growth_pct_yoy",
   "label": "Rural, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    14.981,
    16.818,
    12.503,
    15.852
   ]
  },
  "rural__rpt_1_3a__deposit_growth": {
   "name": "rural__rpt_1_3a__deposit_growth_pct_yoy",
   "label": "Rural, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    9.129,
    12.586,
    10.355,
    12.199
   ]
  },
  "rural__rpt_1_2__count": {
   "name": "rural__rpt_1_2__count_count",
   "label": "Rural, number of reporting offices",
   "unit": "count",
   "data": [
    54047,
    55049,
    55990,
    56964
   ]
  },
  "semi_urban__rpt_1_3a__credit_growth": {
   "name": "semi_urban__rpt_1_3a__credit_growth_pct_yoy",
   "label": "Semi urban, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    17.263,
    21.779,
    12.395,
    15.853
   ]
  },
  "semi_urban__rpt_1_3a__deposit_growth": {
   "name": "semi_urban__rpt_1_3a__deposit_growth_pct_yoy",
   "label": "Semi urban, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    8.03,
    12.802,
    8.714,
    12.052
   ]
  },
  "semi_urban__rpt_1_2__count": {
   "name": "semi_urban__rpt_1_2__count_count",
   "label": "Semi urban, number of reporting offices",
   "unit": "count",
   "data": [
    43611,
    44900,
    46315,
    47657
   ]
  },
  "small_finance_banks__rpt_1_3b__credit_growth": {
   "name": "small_finance_banks__rpt_1_3b__credit_growth_pct_yoy",
   "label": "Small finance banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    33.544,
    25.808,
    16.23,
    22.202
   ]
  },
  "small_finance_banks__rpt_1_3b__deposit_growth": {
   "name": "small_finance_banks__rpt_1_3b__deposit_growth_pct_yoy",
   "label": "Small finance banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    33.914,
    31.339,
    25.438,
    18.737
   ]
  },
  "small_finance_banks__rpt_1_1__count": {
   "name": "small_finance_banks__rpt_1_1__count_count",
   "label": "Small finance banks, number of banks",
   "unit": "count",
   "data": [
    12,
    12,
    11,
    11
   ]
  },
  "urban__rpt_1_3a__credit_growth": {
   "name": "urban__rpt_1_3a__credit_growth_pct_yoy",
   "label": "Urban, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    17.71,
    24.417,
    12.554,
    14.64
   ]
  },
  "urban__rpt_1_3a__deposit_growth": {
   "name": "urban__rpt_1_3a__deposit_growth_pct_yoy",
   "label": "Urban, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    10.415,
    11.278,
    9.301,
    10.237
   ]
  },
  "urban__rpt_1_2__count": {
   "name": "urban__rpt_1_2__count_count",
   "label": "Urban, number of reporting offices",
   "unit": "count",
   "data": [
    28067,
    28995,
    30014,
    31046
   ]
  }
 }
}