{
 "meta": {
  "dossier": "credit-deep",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-10",
  "frequency": "quarterly",
  "unit": "mixed",
  "base": "Spatial statements, including RRBs, June 2017 to December 2022",
  "latestPeriod": "2022-12-01",
  "coverage": "Commercial banks at a glance (statement 1): banks and offices, growth of deposits and credit by bank group and population group, and the credit-deposit ratio, every quarter from June 2017 to December 2022, including regional rural banks",
  "note": "RBI DBIE report 1463 (data provider DP8), read from the local Data Bank mirror, as published. Left out as printed in the wrong unit (Payments banks, credit growth on a year earlier, per cent on 2022-09-01)."
 },
 "dates": [
  "2017-06-01",
  "2017-09-01",
  "2017-12-01",
  "2018-03-01",
  "2018-06-01",
  "2018-09-01",
  "2018-12-01",
  "2019-03-01",
  "2019-06-01",
  "2019-09-01",
  "2019-12-01",
  "2020-03-01",
  "2020-06-01",
  "2020-09-01",
  "2020-12-01",
  "2021-03-01",
  "2021-06-01",
  "2021-09-01",
  "2021-12-01",
  "2022-03-01",
  "2022-06-01",
  "2022-09-01",
  "2022-12-01"
 ],
 "series": {
  "x__rpt_1_3__credit_growth": {
   "name": "x__rpt_1_3__credit_growth_pct_yoy",
   "label": "All banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    7.983,
    6.493,
    10.747,
    9.532,
    11.146,
    13.14,
    12.932,
    13.081,
    11.703,
    8.878,
    7.391,
    6.429,
    6.358,
    5.778,
    6.247,
    5.606,
    5.955,
    6.976,
    8.403,
    10.819,
    14.195,
    17.248,
    16.816
   ]
  },
  "x__rpt_1_4__cd_ratio": {
   "name": "x__rpt_1_4__cd_ratio_pct",
   "label": "All banks, credit-deposit ratio, per cent",
   "unit": "pct",
   "data": [
    72.79,
    73.268,
    75.092,
    75.637,
    75.585,
    76.438,
    77.596,
    78.18,
    76.666,
    75.62,
    75.748,
    75.996,
    73.143,
    72.041,
    72.458,
    71.473,
    70.458,
    70.009,
    71.638,
    71.87,
    73.506,
    74.774,
    75.866
   ]
  },
  "x__rpt_1_3__deposit_growth": {
   "name": "x__rpt_1_3__deposit_growth_pct_yoy",
   "label": "All banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    12.585,
    8.226,
    4.1,
    6.77,
    7.036,
    8.448,
    9.286,
    9.403,
    10.129,
    10.055,
    10.011,
    9.487,
    11.481,
    11.034,
    11.072,
    12.29,
    9.994,
    10.08,
    9.643,
    10.207,
    9.46,
    9.777,
    10.306
   ]
  },
  "foreign_banks__rpt_1_3b__credit_growth": {
   "name": "foreign_banks__rpt_1_3b__credit_growth_pct_yoy",
   "label": "Foreign banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    -8.47,
    -2.106,
    -2.052,
    3.904,
    10.439,
    7.745,
    11.812,
    11.072,
    5.355,
    7.651,
    4.397,
    7.188,
    2.856,
    -7.071,
    -5.732,
    -3.325,
    4.342,
    13.706,
    15.844,
    13.024,
    13.466,
    13.848,
    9.564
   ]
  },
  "foreign_banks__rpt_1_3b__deposit_growth": {
   "name": "foreign_banks__rpt_1_3b__deposit_growth_pct_yoy",
   "label": "Foreign banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    -1.412,
    -7.627,
    8.428,
    5.789,
    4.802,
    11.998,
    17.1,
    19.19,
    19.304,
    11.712,
    10.697,
    17.506,
    17.504,
    21.161,
    15.425,
    10.311,
    7.246,
    10.173,
    10.346,
    9.933,
    13.306,
    10.193,
    8.929
   ]
  },
  "foreign_banks__rpt_1_1__count": {
   "name": "foreign_banks__rpt_1_1__count_count",
   "label": "Foreign banks, number of banks",
   "unit": "count",
   "data": [
    44,
    46,
    45,
    45,
    45,
    45,
    45,
    45,
    46,
    46,
    46,
    46,
    46,
    45,
    45,
    45,
    45,
    45,
    45,
    45,
    45,
    45,
    45
   ]
  },
  "metropolitan__rpt_1_3a__credit_growth": {
   "name": "metropolitan__rpt_1_3a__credit_growth_pct_yoy",
   "label": "Metropolitan, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    5.853,
    4.93,
    7.717,
    6.699,
    9.865,
    12.199,
    13.007,
    13.516,
    11.509,
    7.22,
    5.335,
    4.817,
    5.07,
    3.598,
    3.901,
    1.737,
    2.695,
    4.56,
    6.422,
    9.714,
    13.248,
    17.439,
    17.163
   ]
  },
  "metropolitan__rpt_1_3a__deposit_growth": {
   "name": "metropolitan__rpt_1_3a__deposit_growth_pct_yoy",
   "label": "Metropolitan, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    7.671,
    2.849,
    3.886,
    5.671,
    5.467,
    7.79,
    8.91,
    8.55,
    10.034,
    9.003,
    8.508,
    6.875,
    9.992,
    10.126,
    11.339,
    14.894,
    10.761,
    11.708,
    10.58,
    11.572,
    10.751,
    11.012,
    11.643
   ]
  },
  "metropolitan__rpt_1_2__count": {
   "name": "metropolitan__rpt_1_2__count_count",
   "label": "Metropolitan, number of reporting offices",
   "unit": "count",
   "data": [
    27105,
    26835,
    26850,
    26961,
    27061,
    27077,
    27098,
    27114,
    27413,
    27776,
    27991,
    28135,
    28195,
    28311,
    28123,
    28048,
    28020,
    28186,
    28077,
    28078,
    28403,
    28565,
    28815
   ]
  },
  "payments_banks__rpt_1_3b__credit_growth": {
   "name": "payments_banks__rpt_1_3b__credit_growth_pct_yoy",
   "label": "Payments banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    -97.126
   ]
  },
  "payments_banks__rpt_1_3b__deposit_growth": {
   "name": "payments_banks__rpt_1_3b__deposit_growth_pct_yoy",
   "label": "Payments banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    54.226,
    40.356
   ]
  },
  "payments_banks__rpt_1_1__count": {
   "name": "payments_banks__rpt_1_1__count_count",
   "label": "Payments banks, number of banks",
   "unit": "count",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    3,
    4,
    4,
    4,
    4,
    4
   ]
  },
  "private_sector_banks__rpt_1_3b__credit_growth": {
   "name": "private_sector_banks__rpt_1_3b__credit_growth_pct_yoy",
   "label": "Private sector banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    20.317,
    19.003,
    23.589,
    20.881,
    22.136,
    22.77,
    22.015,
    20.153,
    17.467,
    14.42,
    13.149,
    9.337,
    7.163,
    6.929,
    6.688,
    9.124,
    10.079,
    10.86,
    13.077,
    15.126,
    18.028,
    20.933,
    19.123
   ]
  },
  "private_sector_banks__rpt_1_3b__deposit_growth": {
   "name": "private_sector_banks__rpt_1_3b__deposit_growth_pct_yoy",
   "label": "Private sector banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    19.682,
    14.62,
    13.548,
    17.441,
    17.324,
    18.167,
    20.023,
    15.381,
    16.253,
    16.852,
    14.043,
    10.433,
    11.224,
    10.588,
    13.67,
    16.598,
    15.847,
    16.008,
    15.041,
    14.473,
    13.635,
    12.887,
    13.162
   ]
  },
  "private_sector_banks__rpt_1_1__count": {
   "name": "private_sector_banks__rpt_1_1__count_count",
   "label": "Private sector banks, number of banks",
   "unit": "count",
   "data": [
    21,
    21,
    21,
    21,
    21,
    21,
    21,
    22,
    22,
    22,
    22,
    22,
    22,
    22,
    21,
    21,
    21,
    21,
    21,
    21,
    21,
    21,
    21
   ]
  },
  "public_sector_banks__rpt_1_3b__credit_growth": {
   "name": "public_sector_banks__rpt_1_3b__credit_growth_pct_yoy",
   "label": "Public sector banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    4.406,
    2.051,
    6.014,
    4.721,
    5.945,
    8.667,
    8.429,
    9.211,
    8.654,
    5.2,
    3.748,
    4.195,
    5.699,
    5.714,
    6.513,
    3.598,
    3.118,
    3.676,
    4.667,
    7.77,
    11.519,
    14.985,
    15.689
   ]
  },
  "public_sector_banks__rpt_1_3b__deposit_growth": {
   "name": "public_sector_banks__rpt_1_3b__deposit_growth_pct_yoy",
   "label": "Public sector banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    11.068,
    6.932,
    0.9144,
    3.098,
    3.511,
    4.713,
    4.907,
    6.023,
    6.685,
    6.639,
    7.771,
    8.168,
    10.792,
    10.28,
    9.454,
    10.413,
    7.545,
    7.364,
    6.898,
    8.033,
    6.881,
    8.021,
    8.808
   ]
  },
  "public_sector_banks__rpt_1_1__count": {
   "name": "public_sector_banks__rpt_1_1__count_count",
   "label": "Public sector banks, number of banks",
   "unit": "count",
   "data": [
    21,
    21,
    21,
    21,
    21,
    21,
    21,
    20,
    18,
    18,
    18,
    18,
    12,
    12,
    12,
    12,
    12,
    12,
    12,
    12,
    12,
    12,
    12
   ]
  },
  "regional_rural_banks__rpt_1_3b__credit_growth": {
   "name": "regional_rural_banks__rpt_1_3b__credit_growth_pct_yoy",
   "label": "Regional rural banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    11.276,
    7.192,
    12.194,
    11.263,
    10.774,
    13.588,
    13.42,
    11.261,
    9.588,
    8.405,
    7.566,
    6.102,
    6.703,
    8.338,
    10.587,
    12.723,
    12.41,
    11.265,
    10.161,
    9.3,
    11.143,
    12.533,
    12.341
   ]
  },
  "regional_rural_banks__rpt_1_3b__deposit_growth": {
   "name": "regional_rural_banks__rpt_1_3b__deposit_growth_pct_yoy",
   "label": "Regional rural banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    17.319,
    14.558,
    1.578,
    7.216,
    7.299,
    7.837,
    7.495,
    9.425,
    10.584,
    10.972,
    11.815,
    10.392,
    13.817,
    12.071,
    9.964,
    9.319,
    5.635,
    5.148,
    5.345,
    5.711,
    5.984,
    5.558,
    7.153
   ]
  },
  "regional_rural_banks__rpt_1_1__count": {
   "name": "regional_rural_banks__rpt_1_1__count_count",
   "label": "Regional rural banks, number of banks",
   "unit": "count",
   "data": [
    56,
    56,
    56,
    56,
    56,
    56,
    56,
    53,
    45,
    45,
    45,
    45,
    43,
    43,
    43,
    43,
    43,
    43,
    43,
    43,
    43,
    43,
    43
   ]
  },
  "rural__rpt_1_3a__credit_growth": {
   "name": "rural__rpt_1_3a__credit_growth_pct_yoy",
   "label": "Rural, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    12.268,
    6.463,
    11.504,
    13.003,
    8.301,
    12.89,
    13.211,
    12.444,
    13.779,
    14.758,
    13.019,
    11.546,
    10.51,
    11.157,
    12.361,
    14.502,
    12.829,
    11.433,
    10.55,
    10.498,
    11.59,
    12.66,
    12.128
   ]
  },
  "rural__rpt_1_3a__deposit_growth": {
   "name": "rural__rpt_1_3a__deposit_growth_pct_yoy",
   "label": "Rural, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    20.49,
    16.983,
    3.277,
    8.326,
    9.394,
    9.233,
    9.401,
    10.887,
    11.475,
    12.112,
    12.821,
    15.497,
    14.04,
    12.625,
    10.955,
    6.915,
    7.59,
    7.025,
    7.142,
    7.611,
    7.52,
    7.767,
    8.614
   ]
  },
  "rural__rpt_1_2__count": {
   "name": "rural__rpt_1_2__count_count",
   "label": "Rural, number of reporting offices",
   "unit": "count",
   "data": [
    48774,
    49023,
    49143,
    49384,
    49578,
    49616,
    49766,
    50081,
    51400,
    51709,
    51892,
    52098,
    52190,
    52304,
    52481,
    52538,
    52737,
    52789,
    52831,
    53069,
    53262,
    53355,
    53640
   ]
  },
  "semi_urban__rpt_1_3a__credit_growth": {
   "name": "semi_urban__rpt_1_3a__credit_growth_pct_yoy",
   "label": "Semi urban, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    12.626,
    11.241,
    18.869,
    16.17,
    15.193,
    14.795,
    12.343,
    12.44,
    12.29,
    12.256,
    11.082,
    8.432,
    8.111,
    9.375,
    10.527,
    14.295,
    12.304,
    11.301,
    11.251,
    11.094,
    15.331,
    16.796,
    16.46
   ]
  },
  "semi_urban__rpt_1_3a__deposit_growth": {
   "name": "semi_urban__rpt_1_3a__deposit_growth_pct_yoy",
   "label": "Semi urban, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    19.72,
    16.158,
    3.681,
    7.816,
    8.465,
    8.928,
    9.798,
    10.078,
    10.247,
    11.173,
    11.364,
    12.329,
    13.107,
    12.028,
    11.21,
    9.317,
    8.905,
    7.707,
    7.769,
    8.016,
    7.134,
    7.735,
    7.879
   ]
  },
  "semi_urban__rpt_1_2__count": {
   "name": "semi_urban__rpt_1_2__count_count",
   "label": "Semi urban, number of reporting offices",
   "unit": "count",
   "data": [
    38230,
    38120,
    38281,
    38481,
    38564,
    38674,
    38867,
    39063,
    40686,
    41202,
    41474,
    41738,
    41839,
    42127,
    42313,
    42389,
    42208,
    42431,
    42481,
    42532,
    42911,
    43052,
    43391
   ]
  },
  "small_finance_banks__rpt_1_3b__credit_growth": {
   "name": "small_finance_banks__rpt_1_3b__credit_growth_pct_yoy",
   "label": "Small finance banks, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    null,
    null,
    null,
    449.427,
    410.403,
    235.526,
    87.986,
    79.747,
    81.829,
    103.989,
    72.534,
    57.575,
    42.428,
    18.849,
    15.296,
    19.652,
    17.711,
    22.74,
    25.59,
    25.602,
    40.213,
    37.123,
    35.845
   ]
  },
  "small_finance_banks__rpt_1_3b__deposit_growth": {
   "name": "small_finance_banks__rpt_1_3b__deposit_growth_pct_yoy",
   "label": "Small finance banks, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    null,
    null,
    null,
    387.469,
    331.827,
    306.131,
    193.388,
    124.033,
    104.319,
    131.892,
    96.276,
    66.686,
    59.828,
    41.327,
    33.538,
    40.266,
    40.506,
    26.43,
    37.872,
    37.3,
    39.392,
    45.473,
    35.558
   ]
  },
  "small_finance_banks__rpt_1_1__count": {
   "name": "small_finance_banks__rpt_1_1__count_count",
   "label": "Small finance banks, number of banks",
   "unit": "count",
   "data": [
    2,
    4,
    6,
    6,
    6,
    6,
    7,
    7,
    8,
    10,
    10,
    10,
    10,
    10,
    10,
    10,
    10,
    11,
    11,
    11,
    12,
    12,
    12
   ]
  },
  "urban__rpt_1_3a__credit_growth": {
   "name": "urban__rpt_1_3a__credit_growth_pct_yoy",
   "label": "Urban, credit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    11.563,
    9.817,
    17.61,
    15.082,
    15.134,
    16.039,
    12.942,
    12.124,
    10.891,
    9.931,
    9.873,
    8.842,
    7.967,
    8.718,
    8.645,
    9.377,
    10.043,
    10.263,
    12.366,
    14.998,
    18.399,
    19.622,
    18.59
   ]
  },
  "urban__rpt_1_3a__deposit_growth": {
   "name": "urban__rpt_1_3a__deposit_growth_pct_yoy",
   "label": "Urban, deposit growth on a year earlier, per cent",
   "unit": "pct_yoy",
   "data": [
    16.576,
    12.373,
    5.366,
    7.916,
    8.636,
    9.282,
    9.743,
    10.214,
    9.596,
    10.689,
    11.164,
    10.534,
    12.508,
    11.605,
    10.402,
    11.406,
    10.268,
    9.684,
    10.16,
    9.934,
    9.166,
    9.401,
    9.821
   ]
  },
  "urban__rpt_1_2__count": {
   "name": "urban__rpt_1_2__count_count",
   "label": "Urban, number of reporting offices",
   "unit": "count",
   "data": [
    25131,
    25067,
    25201,
    25307,
    25410,
    25438,
    25469,
    25498,
    26083,
    26523,
    26780,
    26933,
    27149,
    27410,
    27263,
    27232,
    27217,
    27751,
    27615,
    27641,
    27954,
    28065,
    28241
   ]
  }
 }
}