{
 "meta": {
  "dossier": "credit-deep",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "annual",
  "unit": "inr_crore",
  "base": "Sectoral deployment, new format",
  "latestPeriod": "2026-03-01",
  "coverage": "Non-food bank credit by sector at the end of each financial year, current classification",
  "note": "RBI DBIE report 291 (data provider DP0), read from the local Data Bank mirror, as published. One display unit kept (ACTUALS). Amounts in ₹ crore."
 },
 "dates": [
  "2019-03-01",
  "2020-03-01",
  "2021-03-01",
  "2022-03-01",
  "2023-03-01",
  "2024-03-01",
  "2025-03-01",
  "2026-03-01"
 ],
 "series": {
  "1_agriculture_allied_activities": {
   "name": "1_agriculture_allied_activities_inr_crore",
   "label": "1. Agriculture & Allied Activities",
   "unit": "inr_crore",
   "data": [
    1113066.93,
    1203175.78,
    1329618.477,
    1496483.98,
    1726409.995,
    2071250.996,
    2287060.099,
    2644249.776
   ]
  },
  "1_2a_2_2_services": {
   "name": "1_2a_2_2_services_inr_crore",
   "label": "1.2A.2.2 Services",
   "unit": "inr_crore",
   "data": [
    691670,
    767568,
    null,
    null,
    null,
    null,
    null,
    null
   ]
  },
  "3_services": {
   "name": "3_services_inr_crore",
   "label": "3. Services",
   "unit": "inr_crore",
   "data": [
    2340658.53,
    2672047.27,
    2764830.794,
    3112540.934,
    3718804.785,
    4547236.766,
    5093565.108,
    6061400.066
   ]
  },
  "4_2_housing": {
   "name": "4_2_housing_inr_crore",
   "label": "4.2 Housing",
   "unit": "inr_crore",
   "data": [
    1176510.06,
    1361880.1,
    1492302.431,
    1738472.954,
    1991163.513,
    2718712.395,
    3010476.605,
    3355962.521
   ]
  },
  "4_2_housing_excluding_merger": {
   "name": "4_2_housing_excluding_merger_inr_crore",
   "label": "4.2 Housing (Excluding Merger)",
   "unit": "inr_crore",
   "data": [
    1176510.06,
    1361880.1,
    1512004.211,
    1738472.954,
    1991163.513,
    2331931.602,
    2689067.733,
    null
   ]
  },
  "5_1_agriculture_allied_activities": {
   "name": "5_1_agriculture_allied_activities_inr_crore",
   "label": "5.1 Agriculture & Allied Activities",
   "unit": "inr_crore",
   "data": [
    1112143.6,
    1183148.82,
    1339464.18,
    1516739.891,
    1744398.381,
    2061125.592,
    2287794.295,
    2652747
   ]
  },
  "5_4_housing": {
   "name": "5_4_housing_inr_crore",
   "label": "5.4 Housing",
   "unit": "inr_crore",
   "data": [
    481842.89,
    559114.89,
    578081.413,
    617927.418,
    622889.122,
    755222.256,
    746651.293,
    1043835.96
   ]
  },
  "5_4_housing_excluding_merger": {
   "name": "5_4_housing_excluding_merger_inr_crore",
   "label": "5.4 Housing (Excluding Merger)",
   "unit": "inr_crore",
   "data": [
    481842.89,
    559114.89,
    578222.783,
    617927.418,
    622889.122,
    660571.756,
    665106.843,
    null
   ]
  },
  "4_3_advances_against_fixed_deposits": {
   "name": "4_3_advances_against_fixed_deposits_inr_crore",
   "label": "Advances against Fixed Deposits",
   "unit": "inr_crore",
   "data": [
    86692.85,
    78091.45,
    77928.421,
    83641.803,
    122483.902,
    125082.243,
    141842.083,
    169107.207
   ]
  },
  "4_4_advances_to_individuals_against_share_bonds": {
   "name": "4_4_advances_to_individuals_against_share_bonds_inr_crore",
   "label": "Advances to Individuals against share and bonds",
   "unit": "inr_crore",
   "data": [
    6455.54,
    6188.24,
    5400.4,
    6806.958,
    7632.878,
    8492.355,
    10079.513,
    10545.962
   ]
  },
  "3_5_aviation": {
   "name": "3_5_aviation_inr_crore",
   "label": "Aviation",
   "unit": "inr_crore",
   "data": [
    31388.53,
    23579.09,
    27519.25,
    23904.04,
    27762.33,
    43283.01,
    46071.8,
    52687.58
   ]
  },
  "i_bank_credit_ii_iii": {
   "name": "i_bank_credit_ii_iii_inr_crore",
   "label": "Bank Credit (II + III)",
   "unit": "inr_crore",
   "data": [
    9771722.435,
    10370860.683,
    10949508.996,
    11891314.27,
    13675235.33,
    16432163.93,
    18401354.28,
    21361434.74
   ]
  },
  "i_bank_credit_ii_iii_excluding_merger": {
   "name": "i_bank_credit_ii_iii_excluding_merger_inr_crore",
   "label": "Bank Credit (II + III) (Excluding Merger)",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    null,
    13655329.686,
    15901477.45,
    17822605.46,
    null
   ]
  },
  "3_8_commercial_real_estate": {
   "name": "3_8_commercial_real_estate_inr_crore",
   "label": "Commercial Real Estate",
   "unit": "inr_crore",
   "data": [
    227931.5,
    288230.59,
    289474.122,
    297466.376,
    322591.086,
    460263.098,
    523264.419,
    627117.456
   ]
  },
  "3_8_commercial_real_estate_excluding_merger": {
   "name": "3_8_commercial_real_estate_excluding_merger_inr_crore",
   "label": "Commercial Real Estate (Excluding Merger)",
   "unit": "inr_crore",
   "data": [
    227931.5,
    288230.59,
    297332.682,
    297466.376,
    322591.086,
    391720.155,
    479196.429,
    null
   ]
  },
  "3_2_computer_software": {
   "name": "3_2_computer_software_inr_crore",
   "label": "Computer Software",
   "unit": "inr_crore",
   "data": [
    17860.23,
    19691.53,
    19816.325,
    23282.556,
    24924.159,
    25917.346,
    32915.202,
    45737.832
   ]
  },
  "4_1_consumer_durables": {
   "name": "4_1_consumer_durables_inr_crore",
   "label": "Consumer Durables",
   "unit": "inr_crore",
   "data": [
    6878.47,
    16091.72,
    17264.583,
    17834.495,
    20985.027,
    23444.838,
    23200.659,
    21961.925
   ]
  },
  "4_5_credit_card_outstanding": {
   "name": "4_5_credit_card_outstanding_inr_crore",
   "label": "Credit Card Outstanding",
   "unit": "inr_crore",
   "data": [
    87685.62,
    119914.21,
    131704.252,
    154536.71,
    204708.431,
    257016.061,
    284366.261,
    294460.78
   ]
  },
  "4_6_education": {
   "name": "4_6_education_inr_crore",
   "label": "Education",
   "unit": "inr_crore",
   "data": [
    76375.8,
    77871.8,
    78130.843,
    83693.111,
    96481.63,
    119379.604,
    137456.057,
    155823.79
   ]
  },
  "5_5_education_loans": {
   "name": "5_5_education_loans_inr_crore",
   "label": "Education Loans",
   "unit": "inr_crore",
   "data": [
    57976.06,
    61232.99,
    59589.447,
    58124.353,
    59469.611,
    62234.726,
    62825.537,
    77289.146
   ]
  },
  "5_8_export_credit": {
   "name": "5_8_export_credit_inr_crore",
   "label": "Export Credit",
   "unit": "inr_crore",
   "data": [
    16009.9,
    29968.91,
    26684.22,
    29284.56,
    16522.35,
    11848.864,
    12479,
    11436
   ]
  },
  "ii_food_credit": {
   "name": "ii_food_credit_inr_crore",
   "label": "Food Credit",
   "unit": "inr_crore",
   "data": [
    41610.33,
    51763.97,
    61254.38,
    55010.54,
    19905.64,
    23080.81,
    29356.71,
    70271.35
   ]
  },
  "3_9_1_housing_finance_companies_hfcs": {
   "name": "3_9_1_housing_finance_companies_hfcs_inr_crore",
   "label": "Housing Finance Companies (HFCs)",
   "unit": "inr_crore",
   "data": [
    225504.5,
    249478.05,
    284469.328,
    286328.64,
    318566.463,
    321364.514,
    323181.87,
    373339.12
   ]
  },
  "2_industry": {
   "name": "2_industry_inr_crore",
   "label": "Industry",
   "unit": "inr_crore",
   "data": [
    2837528.33,
    2946851.25,
    2940570.692,
    3181100.127,
    3366405.868,
    3682392.532,
    3985659.551,
    4584304.347
   ]
  },
  "2_industry_excluding_merger": {
   "name": "2_industry_excluding_merger_inr_crore",
   "label": "Industry (Excluding Merger)",
   "unit": "inr_crore",
   "data": [
    2837528.33,
    2946851.25,
    3032043.602,
    3181100.127,
    3366405.868,
    3665399.187,
    3973599.878,
    null
   ]
  },
  "2_3_large": {
   "name": "2_3_large_inr_crore",
   "label": "Large",
   "unit": "inr_crore",
   "data": [
    2365368.37,
    2435227.49,
    2362169.766,
    2381977.725,
    2464830.787,
    2642844.322,
    2823941.871,
    3082302.874
   ]
  },
  "4_8_loan_against_gold_jewellery": {
   "name": "4_8_loan_against_gold_jewellery_inr_crore",
   "label": "Loan against gold jewellery",
   "unit": "inr_crore",
   "data": [
    24670.77,
    33256.93,
    75048.585,
    74737.51,
    89370.309,
    93301.372,
    206284.025,
    461373
   ]
  },
  "1_2a_2_1_manufacturing": {
   "name": "1_2a_2_1_manufacturing_inr_crore",
   "label": "Manufacturing",
   "unit": "inr_crore",
   "data": [
    375505,
    381826,
    null,
    null,
    null,
    null,
    null,
    null
   ]
  },
  "2_2_medium": {
   "name": "2_2_medium_inr_crore",
   "label": "Medium",
   "unit": "inr_crore",
   "data": [
    100786.17,
    108572.77,
    145208.722,
    238943.984,
    268286.253,
    306424.854,
    363245.019,
    442584.874
   ]
  },
  "5_3_medium_enterprises": {
   "name": "5_3_medium_enterprises_inr_crore",
   "label": "Medium Enterprises",
   "unit": "inr_crore",
   "data": [
    164836.44,
    179173.18,
    258461.988,
    374491.861,
    423566.218,
    490692.833,
    601450.823,
    709163
   ]
  },
  "2_1_micro_and_small": {
   "name": "2_1_micro_and_small_inr_crore",
   "label": "Micro and Small",
   "unit": "inr_crore",
   "data": [
    371373.79,
    403050.99,
    433192.204,
    560178.418,
    633288.828,
    733123.356,
    798472.661,
    1059416.6
   ]
  },
  "5_2_micro_small_enterprises": {
   "name": "5_2_micro_small_enterprises_inr_crore",
   "label": "Micro and Small Enterprises",
   "unit": "inr_crore",
   "data": [
    1067233.7,
    1198458.77,
    1206002.607,
    1428325.805,
    1643083.622,
    1974181.593,
    2239408.719,
    2896912
   ]
  },
  "1_2a_4_micro_credit": {
   "name": "1_2a_4_micro_credit_inr_crore",
   "label": "Micro-Credit",
   "unit": "inr_crore",
   "data": [
    24101,
    38237,
    null,
    null,
    null,
    null,
    null,
    null
   ]
  },
  "3_9_non_banking_financial_companies_nbfcs": {
   "name": "3_9_non_banking_financial_companies_nbfcs_inr_crore",
   "label": "Non-Banking Financial Companies (NBFCs)",
   "unit": "inr_crore",
   "data": [
    751146.21,
    950900.73,
    948567.548,
    1033470.142,
    1342539.491,
    1523054.469,
    1635102.162,
    2069732
   ]
  },
  "iii_non_food_credit": {
   "name": "iii_non_food_credit_inr_crore",
   "label": "Non-food Credit",
   "unit": "inr_crore",
   "data": [
    9730112.105,
    10319096.713,
    10888254.62,
    11836303.73,
    13655329.686,
    16563961,
    18371997.57,
    21291163.39
   ]
  },
  "iii_non_food_credit_excluding_merger": {
   "name": "iii_non_food_credit_excluding_merger_inr_crore",
   "label": "Non-food Credit (Excluding Merger)",
   "unit": "inr_crore",
   "data": [
    9730112.105,
    10319096.713,
    10888254.616,
    11836303.73,
    13655329.686,
    15878396.64,
    17786074.3,
    null
   ]
  },
  "4_9_other_personal_loans": {
   "name": "4_9_other_personal_loans_inr_crore",
   "label": "Other Personal Loans",
   "unit": "inr_crore",
   "data": [
    552616.58,
    694050.54,
    762821.103,
    901595.162,
    1162344.824,
    1427871.531,
    1535197.478,
    1731837.774
   ]
  },
  "4_9_other_personal_loans_excluding_merger": {
   "name": "4_9_other_personal_loans_excluding_merger_inr_crore",
   "label": "Other Personal Loans (Excluding Merger)",
   "unit": "inr_crore",
   "data": [
    552616.58,
    694050.54,
    775093.493,
    901595.162,
    1147962.674,
    1403063.163,
    1514833.771,
    null
   ]
  },
  "3_10_other_services": {
   "name": "3_10_other_services_inr_crore",
   "label": "Other Services",
   "unit": "inr_crore",
   "data": [
    517112.23,
    469623.48,
    532189.675,
    635299.203,
    720969.46,
    985814.574,
    1123459.107,
    1271520
   ]
  },
  "3_10_other_services_excluding_merger": {
   "name": "3_10_other_services_excluding_merger_inr_crore",
   "label": "Other Services (Excluding Merger)",
   "unit": "inr_crore",
   "data": [
    517112.23,
    469623.48,
    548552.645,
    635299.203,
    720969.46,
    965732.312,
    1107763.18,
    null
   ]
  },
  "5_9_others": {
   "name": "5_9_others_inr_crore",
   "label": "Others",
   "unit": "inr_crore",
   "data": [
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    19009.01,
    15711.124,
    42144.488,
    60835.128,
    61339.167,
    49552.334,
    44819.667
   ]
  },
  "4_personal_loans": {
   "name": "4_personal_loans_inr_crore",
   "label": "Personal Loans",
   "unit": "inr_crore",
   "data": [
    2303143.51,
    2726863.88,
    3009013.068,
    3466074.598,
    4182767.412,
    5346691.221,
    5971696.13,
    6939750.451
   ]
  },
  "4_personal_loans_excluding_merger": {
   "name": "4_personal_loans_excluding_merger_inr_crore",
   "label": "Personal Loans (Excluding Merger)",
   "unit": "inr_crore",
   "data": [
    2303143.51,
    2726863.88,
    3047968.018,
    3466074.598,
    4182767.412,
    4934868.809,
    5629875.312,
    null
   ]
  },
  "3_6_professional_services": {
   "name": "3_6_professional_services_inr_crore",
   "label": "Professional Services",
   "unit": "inr_crore",
   "data": [
    155919.14,
    170203.92,
    108430.486,
    119331.369,
    139208.388,
    167234.647,
    195956.643,
    218323.872
   ]
  },
  "3_9_2_public_financial_institutions_pfis": {
   "name": "3_9_2_public_financial_institutions_pfis_inr_crore",
   "label": "Public Financial Institutions (PFIs)",
   "unit": "inr_crore",
   "data": [
    49017.44,
    44410.09,
    82184.44,
    137684.175,
    175714.03,
    212796.533,
    228678.444,
    348765.626
   ]
  },
  "5_6_renewable_energy": {
   "name": "5_6_renewable_energy_inr_crore",
   "label": "Renewable Energy",
   "unit": "inr_crore",
   "data": [
    1688.45,
    1716.95,
    1687.725,
    3844.81,
    4619.942,
    5790.134,
    10324.84,
    13010.67
   ]
  },
  "3_7_2_retail_trade": {
   "name": "3_7_2_retail_trade_inr_crore",
   "label": "Retail Trade",
   "unit": "inr_crore",
   "data": [
    250185.32,
    281207.86,
    299787.842,
    348417.938,
    429163.436,
    487218.741,
    538451.495,
    600723
   ]
  },
  "3_services_excluding_merger": {
   "name": "3_services_excluding_merger_inr_crore",
   "label": "Services (Excluding Merger)",
   "unit": "inr_crore",
   "data": [
    2340658.53,
    2672047.27,
    2843238.324,
    3112540.934,
    3718804.785,
    4445477.04,
    5026123.933,
    null
   ]
  },
  "3_4_shipping": {
   "name": "3_4_shipping_inr_crore",
   "label": "Shipping",
   "unit": "inr_crore",
   "data": [
    7521.32,
    6246.06,
    8065.72,
    8817.02,
    7068.35,
    7066.78,
    7304.35,
    10383.57
   ]
  },
  "5_7_social_infrastructure": {
   "name": "5_7_social_infrastructure_inr_crore",
   "label": "Social Infrastructure",
   "unit": "inr_crore",
   "data": [
    1384.32,
    1629.41,
    2951.139,
    2482.774,
    2448.37,
    813.035,
    1316.48,
    1486.04
   ]
  },
  "3_3_tourism_hotels_restaurants": {
   "name": "3_3_tourism_hotels_restaurants_inr_crore",
   "label": "Tourism, Hotels and Restaurants",
   "unit": "inr_crore",
   "data": [
    37036.45,
    53890.73,
    59524.788,
    67105.715,
    69342.376,
    77815.893,
    83366.437,
    102559.287
   ]
  },
  "3_7_trade": {
   "name": "3_7_trade_inr_crore",
   "label": "Trade",
   "unit": "inr_crore",
   "data": [
    479994.12,
    557115.31,
    628249.323,
    736454.188,
    872339.723,
    1024407.716,
    1184550.227,
    1376531.195
   ]
  },
  "3_1_transport_operators": {
   "name": "3_1_transport_operators_inr_crore",
   "label": "Transport Operators",
   "unit": "inr_crore",
   "data": [
    114748.8,
    132565.83,
    142993.557,
    167410.324,
    192059.424,
    232379.234,
    261574.762,
    286807.455
   ]
  },
  "4_7_vehicle_loans": {
   "name": "4_7_vehicle_loans_inr_crore",
   "label": "Vehicle Loans",
   "unit": "inr_crore",
   "data": [
    285257.82,
    339518.89,
    368412.45,
    404755.893,
    487596.898,
    573390.823,
    622793.45,
    738677.684
   ]
  },
  "5_10_weaker_sections_including_net_pslc_sf_mf": {
   "name": "5_10_weaker_sections_including_net_pslc_sf_mf_inr_crore",
   "label": "Weaker Sections including net PSLC- SF/MF",
   "unit": "inr_crore",
   "data": [
    791200.2,
    936737.82,
    1030820.659,
    1204173.402,
    1412384.787,
    1617777.593,
    1864606.18,
    2071082.657
   ]
  },
  "3_7_1_wholesale_trade": {
   "name": "3_7_1_wholesale_trade_inr_crore",
   "label": "Wholesale Trade",
   "unit": "inr_crore",
   "data": [
    229808.8,
    275907.45,
    328461.481,
    388036.25,
    443176.287,
    537188.975,
    646098.732,
    775808
   ]
  }
 }
}