{
 "meta": {
  "dossier": "credit-deep",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "annual",
  "unit": "inr_crore",
  "base": "Sectoral deployment, old format",
  "latestPeriod": "2020-03-01",
  "coverage": "Non-food bank credit by sector at the end of each financial year, old classification",
  "note": "RBI DBIE report 291 (data provider DP3), read from the local Data Bank mirror, as published. One display unit kept (ACTUALS). Amounts in ₹ crore."
 },
 "dates": [
  "2008-03-01",
  "2009-03-01",
  "2010-03-01",
  "2011-03-01",
  "2012-03-01",
  "2013-03-01",
  "2014-03-01",
  "2015-03-01",
  "2016-03-01",
  "2017-03-01",
  "2018-03-01",
  "2019-03-01",
  "2020-03-01"
 ],
 "series": {
  "1_2_1_agriculture_allied_activities": {
   "name": "1_2_1_agriculture_allied_activities_inr_crore",
   "label": "1.2.1 Agriculture & Allied Activities",
   "unit": "inr_crore",
   "data": [
    275343,
    338656,
    415741,
    480634,
    546626,
    589914,
    665979,
    765880,
    882942,
    992386,
    1030215,
    1111300,
    1157796
   ]
  },
  "1_2_3_services": {
   "name": "1_2_3_services_inr_crore",
   "label": "1.2.3 Services",
   "unit": "inr_crore",
   "data": [
    549315,
    646299,
    726790,
    894201,
    1022960,
    1151886,
    1337451,
    1413097,
    1541067,
    1802237,
    2050472,
    2415608,
    2594945
   ]
  },
  "1_2_4_2_housing": {
   "name": "1_2_4_2_housing_inr_crore",
   "label": "1.2.4.2 Housing",
   "unit": "inr_crore",
   "data": [
    260306,
    279365,
    300929,
    349925,
    397053,
    456665,
    538610,
    628535,
    746780,
    860086,
    974565,
    1160111,
    1338964
   ]
  },
  "1_2a_1_agriculture_allied_activities": {
   "name": "1_2a_1_agriculture_allied_activities_inr_crore",
   "label": "1.2A.1 Agriculture & Allied Activities",
   "unit": "inr_crore",
   "data": [
    275343,
    338656,
    415741,
    480634,
    546626,
    589914,
    665979,
    765880,
    882590,
    990921,
    1021591,
    1104988,
    1146624
   ]
  },
  "1_2a_2_2_services": {
   "name": "1_2a_2_2_services_inr_crore",
   "label": "1.2A.2.2 Services",
   "unit": "inr_crore",
   "data": [
    119373,
    140198,
    167130,
    232642,
    261969,
    277947,
    359618,
    420314,
    476120,
    532241,
    623366,
    691670,
    767568
   ]
  },
  "1_2a_3_housing": {
   "name": "1_2a_3_housing_inr_crore",
   "label": "1.2A.3 Housing",
   "unit": "inr_crore",
   "data": [
    180715,
    197110,
    217877,
    239105,
    265851,
    267203,
    302007,
    322386,
    342276,
    368344,
    375587,
    432703,
    449945
   ]
  },
  "1_2_4_3_advances_against_fixed_deposits": {
   "name": "1_2_4_3_advances_against_fixed_deposits_inr_crore",
   "label": "Advances against Fixed Deposits",
   "unit": "inr_crore",
   "data": [
    45041,
    48676,
    48654,
    49311,
    56972,
    61087,
    63596,
    62516,
    66683,
    66115,
    72493,
    82873,
    79496
   ]
  },
  "1_2_4_4_advances_to_individuals_against_share_bonds": {
   "name": "1_2_4_4_advances_to_individuals_against_share_bonds_inr_crore",
   "label": "Advances to Individuals against share and bonds",
   "unit": "inr_crore",
   "data": [
    4075,
    2287,
    2863,
    2880,
    3000,
    3109,
    3821,
    5434,
    6419,
    4750,
    5556,
    6265,
    5334
   ]
  },
  "2_18_4_airports": {
   "name": "2_18_4_airports_inr_crore",
   "label": "Airports",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    4423.68,
    5143.87
   ]
  },
  "3_5_aviation": {
   "name": "3_5_aviation_inr_crore",
   "label": "Aviation",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    31388.53,
    23579.09
   ]
  },
  "1_2_3_7_commercial_real_estate": {
   "name": "1_2_3_7_commercial_real_estate_inr_crore",
   "label": "Commercial Real Estate",
   "unit": "inr_crore",
   "data": [
    63168,
    92421,
    92128,
    97341,
    112652,
    126070,
    153240,
    166461,
    177613,
    185564,
    185801,
    202291,
    229770
   ]
  },
  "1_2_3_2_computer_software": {
   "name": "1_2_3_2_computer_software_inr_crore",
   "label": "Computer Software",
   "unit": "inr_crore",
   "data": [
    8252,
    9687,
    12543,
    13858,
    14297,
    16910,
    18589,
    17214,
    19096,
    17884,
    18609,
    18535,
    20051
   ]
  },
  "1_2_4_1_consumer_durables": {
   "name": "1_2_4_1_consumer_durables_inr_crore",
   "label": "Consumer Durables",
   "unit": "inr_crore",
   "data": [
    9797,
    8187,
    8294,
    6287,
    7131,
    8381,
    12828,
    15305,
    17753,
    20791,
    19703,
    6299,
    9298
   ]
  },
  "1_2_4_5_credit_card_outstanding": {
   "name": "1_2_4_5_credit_card_outstanding_inr_crore",
   "label": "Credit Card Outstanding",
   "unit": "inr_crore",
   "data": [
    26729,
    28000,
    20145,
    18098,
    20435,
    24912,
    24857,
    30462,
    37679,
    52132,
    68628,
    88262,
    108094
   ]
  },
  "1_2_4_6_education": {
   "name": "1_2_4_6_education_inr_crore",
   "label": "Education",
   "unit": "inr_crore",
   "data": [
    20532,
    28579,
    36863,
    42704,
    49933,
    54970,
    60005,
    63320,
    68224,
    70088,
    69712,
    67988,
    65745
   ]
  },
  "1_2a_5_education_loans": {
   "name": "1_2a_5_education_loans_inr_crore",
   "label": "Education Loans",
   "unit": "inr_crore",
   "data": [
    19441,
    27861,
    36247,
    42589,
    48067,
    52612,
    57888,
    59184,
    60137,
    60436,
    60713,
    53950,
    51906
   ]
  },
  "1_2a_8_export_credit": {
   "name": "1_2a_8_export_credit_inr_crore",
   "label": "Export Credit",
   "unit": "inr_crore",
   "data": [
    25233,
    27339,
    30200,
    31821,
    39100,
    42234,
    48313,
    42626,
    42382,
    42502,
    28305,
    15566,
    16114
   ]
  },
  "1_1_food_credit": {
   "name": "1_1_food_credit_inr_crore",
   "label": "Food Credit",
   "unit": "inr_crore",
   "data": [
    44399,
    46211,
    48489,
    64282,
    81303,
    96421,
    98447,
    94418,
    105253,
    53927,
    41989,
    41610.33,
    51763.97
   ]
  },
  "3_9_1_housing_finance_companies_hfcs": {
   "name": "3_9_1_housing_finance_companies_hfcs_inr_crore",
   "label": "Housing Finance Companies (HFCs)",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    224347.89,
    249383.38
   ]
  },
  "2_industries_2_1_to_2_19": {
   "name": "2_industries_2_1_to_2_19_inr_crore",
   "label": "Industries (2.1 to 2.19)",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    2516484,
    2657629,
    2730679,
    2679831,
    2699268,
    2837528.33,
    2946851.24
   ]
  },
  "1_2_2_industry": {
   "name": "1_2_2_industry_inr_crore",
   "label": "Industry",
   "unit": "inr_crore",
   "data": [
    858344,
    1054390,
    1311451,
    1604576,
    1937325,
    2230179,
    2516483,
    2657627,
    2730677,
    2679833,
    2699268,
    2885778,
    2905151
   ]
  },
  "1_2_2_3_large": {
   "name": "1_2_2_3_large_inr_crore",
   "label": "Large",
   "unit": "inr_crore",
   "data": [
    614846,
    763238,
    972415,
    1277882,
    1575880,
    1821127,
    2044220,
    2153063,
    2244389,
    2205296,
    2222589,
    2403878,
    2417728
   ]
  },
  "4_8_loan_against_gold_jewellery": {
   "name": "4_8_loan_against_gold_jewellery_inr_crore",
   "label": "Loan against gold jewellery",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    24670.77,
    33256.93
   ]
  },
  "1_2a_2_1_manufacturing": {
   "name": "1_2a_2_1_manufacturing_inr_crore",
   "label": "Manufacturing",
   "unit": "inr_crore",
   "data": [
    132698,
    168997,
    206401,
    210206,
    236657,
    284348,
    348194,
    380028,
    371467,
    369731,
    372999,
    375505,
    381826
   ]
  },
  "1_2_2_2_medium": {
   "name": "1_2_2_2_medium_inr_crore",
   "label": "Medium",
   "unit": "inr_crore",
   "data": [
    110800,
    122155,
    132636,
    116487,
    124789,
    124704,
    124069,
    124536,
    114821,
    104806,
    103680,
    106395,
    105598
   ]
  },
  "5_3_medium_enterprises": {
   "name": "5_3_medium_enterprises_inr_crore",
   "label": "Medium Enterprises",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    164836.44,
    166916.22
   ]
  },
  "1_2_2_1_micro_small": {
   "name": "1_2_2_1_micro_small_inr_crore",
   "label": "Micro and Small",
   "unit": "inr_crore",
   "data": [
    132698,
    168997,
    206401,
    210206,
    236657,
    284348,
    348194,
    380028,
    371467,
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    372999,
    375505,
    381825
   ]
  },
  "1_2a_2_micro_small_enterprises": {
   "name": "1_2a_2_micro_small_enterprises_inr_crore",
   "label": "Micro and Small Enterprises",
   "unit": "inr_crore",
   "data": [
    252071,
    309195,
    373530,
    442848,
    498625,
    562296,
    707813,
    800343,
    847587,
    901972,
    996365,
    1067175,
    1149394
   ]
  },
  "1_2a_4_micro_credit": {
   "name": "1_2a_4_micro_credit_inr_crore",
   "label": "Micro-Credit",
   "unit": "inr_crore",
   "data": [
    13337,
    16529,
    21799,
    19231,
    16024,
    16507,
    17213,
    17701,
    18846,
    18894,
    26352,
    24101,
    38237
   ]
  },
  "1_2_3_8_non_banking_financial_companies_nbfcs": {
   "name": "1_2_3_8_non_banking_financial_companies_nbfcs_inr_crore",
   "label": "Non-Banking Financial Companies (NBFCs)",
   "unit": "inr_crore",
   "data": [
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    98853,
    113441,
    190281,
    233221,
    260257,
    293773,
    311744,
    352742,
    391032,
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    641208,
    807383
   ]
  },
  "1_2_non_food_credit": {
   "name": "1_2_non_food_credit_inr_crore",
   "label": "Non-food Credit",
   "unit": "inr_crore",
   "data": [
    2317514.595,
    2729338.355,
    3196299.194,
    3877800.691,
    4530548.881,
    5164037.616,
    5895648.803,
    6442002.487,
    7144361.935,
    7787539.002,
    8583435.854,
    9730112.105,
    10319096.713
   ]
  },
  "1_2_4_8_other_personal_loans": {
   "name": "1_2_4_8_other_personal_loans_inr_crore",
   "label": "Other Personal Loans",
   "unit": "inr_crore",
   "data": [
    96697,
    105390,
    104095,
    146138,
    159258,
    177372,
    199671,
    236165,
    295771,
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    508026,
    606780,
    726112
   ]
  },
  "1_2_3_9_other_services": {
   "name": "1_2_3_9_other_services_inr_crore",
   "label": "Other Services",
   "unit": "inr_crore",
   "data": [
    191955,
    194360,
    219654,
    257194,
    273296,
    292983,
    323963,
    328858,
    358693,
    485892,
    563259,
    668623,
    611264
   ]
  },
  "1_2_4_personal_loans": {
   "name": "1_2_4_personal_loans_inr_crore",
   "label": "Personal Loans",
   "unit": "inr_crore",
   "data": [
    521799,
    562479,
    585633,
    687944,
    782835,
    897584,
    1009689,
    1166348,
    1392216,
    1620034,
    1908469,
    2220732,
    2553652
   ]
  },
  "2_18_5_ports": {
   "name": "2_18_5_ports_inr_crore",
   "label": "Ports",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
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    12745.18
   ]
  },
  "1_2a_priority_sector": {
   "name": "1_2a_priority_sector_inr_crore",
   "label": "Priority Sector",
   "unit": "inr_crore",
   "data": [
    748073,
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    1092179,
    1262445,
    1421045,
    1539796,
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    2010324,
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    2553187,
    2739021,
    2897461
   ]
  },
  "1_2_3_5_professional_services": {
   "name": "1_2_3_5_professional_services_inr_crore",
   "label": "Professional Services",
   "unit": "inr_crore",
   "data": [
    26584,
    44257,
    43401,
    45188,
    47961,
    56421,
    79649,
    84417,
    104600,
    137650,
    155407,
    171517,
    177085
   ]
  },
  "3_9_2_public_financial_institutions_pfis": {
   "name": "3_9_2_public_financial_institutions_pfis_inr_crore",
   "label": "Public Financial Institutions (PFIs)",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    49017.44,
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   ]
  },
  "2_18_6_railways": {
   "name": "2_18_6_railways_inr_crore",
   "label": "Railways",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
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    10884.73
   ]
  },
  "5_6_renewable_energy": {
   "name": "5_6_renewable_energy_inr_crore",
   "label": "Renewable Energy",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
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    1716.95
   ]
  },
  "1_2_3_6_2_retail_trade": {
   "name": "1_2_3_6_2_retail_trade_inr_crore",
   "label": "Retail Trade",
   "unit": "inr_crore",
   "data": [
    68079,
    76952,
    78140,
    90352,
    104612,
    125854,
    158207,
    185604,
    212490,
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    261778,
    277630,
    288995
   ]
  },
  "1_2_3_4_shipping": {
   "name": "1_2_3_4_shipping_inr_crore",
   "label": "Shipping",
   "unit": "inr_crore",
   "data": [
    7559,
    9417,
    9200,
    7916,
    7944,
    8220,
    10243,
    10117,
    10430,
    8375,
    6308,
    7748,
    6557
   ]
  },
  "5_7_social_infrastructure": {
   "name": "5_7_social_infrastructure_inr_crore",
   "label": "Social Infrastructure",
   "unit": "inr_crore",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
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    1629.41
   ]
  },
  "1_2a_6_state_sponsored_orgs_for_sc_st": {
   "name": "1_2a_6_state_sponsored_orgs_for_sc_st_inr_crore",
   "label": "State-Sponsored Orgs. for SC/ST",
   "unit": "inr_crore",
   "data": [
    1707,
    2451,
    1234,
    87,
    179,
    124,
    328,
    348,
    514,
    636,
    296,
    397,
    388
   ]
  },
  "1_2_3_3_tourism_hotels_restaurants": {
   "name": "1_2_3_3_tourism_hotels_restaurants_inr_crore",
   "label": "Tourism, Hotels and Restaurants",
   "unit": "inr_crore",
   "data": [
    12213,
    13625,
    19410,
    27638,
    32319,
    35441,
    39875,
    37036,
    37053,
    37503,
    36489,
    39005,
    45977
   ]
  },
  "1_2_3_6_trade": {
   "name": "1_2_3_6_trade_inr_crore",
   "label": "Trade",
   "unit": "inr_crore",
   "data": [
    123828,
    144377,
    164497,
    185041,
    224977,
    275953,
    325777,
    365682,
    381098,
    427893,
    466938,
    528158,
    552392
   ]
  },
  "1_2_3_1_transport_operators": {
   "name": "1_2_3_1_transport_operators_inr_crore",
   "label": "Transport Operators",
   "unit": "inr_crore",
   "data": [
    36821,
    39302,
    52516,
    69745,
    76293,
    79630,
    92342,
    91566,
    99743,
    110446,
    121268,
    138523,
    144466
   ]
  },
  "1_2_4_7_vehicle_loans": {
   "name": "1_2_4_7_vehicle_loans_inr_crore",
   "label": "Vehicle Loans",
   "unit": "inr_crore",
   "data": [
    58622,
    61995,
    63791,
    72601,
    89054,
    111089,
    106300,
    124610,
    152908,
    170525,
    189786,
    202154,
    220609
   ]
  },
  "1_2a_7_weaker_sections": {
   "name": "1_2a_7_weaker_sections_inr_crore",
   "label": "Weaker Sections",
   "unit": "inr_crore",
   "data": [
    106924,
    139422,
    189164,
    190613,
    233359,
    273398,
    386000,
    404884,
    477397,
    554598,
    569048,
    662628,
    731409
   ]
  },
  "1_2_3_6_1_wholesale_trade": {
   "name": "1_2_3_6_1_wholesale_trade_inr_crore",
   "label": "Wholesale Trade",
   "unit": "inr_crore",
   "data": [
    55749,
    67425,
    86357,
    94689,
    120365,
    150099,
    167570,
    180077,
    168608,
    193208,
    205160,
    250528,
    263397
   ]
  }
 }
}