{ "meta": { "dossier": "credit-deep", "source": "Reserve Bank of India (via DBIE)", "mock": false, "geo": "IND", "releaseDate": null, "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.", "vintage": "2026-10-09", "frequency": "annual", "unit": "inr_crore", "base": "RBI DBIE report 1198", "latestPeriod": "2018-03-01", "coverage": "Credit by NBFCs to various sectors, 2016 to 2018", "note": "RBI DBIE report 1198 (data provider DP0), read from the local Data Bank mirror, as published. Final figures where published, else provisional. Amounts in ₹ crore. The table's amounts are ₹ billion (NBFCs' gross advances about 17,600 in March 2018); converted to ₹ crore." }, "dates": [ "2016-03-01", "2017-03-01", "2018-03-01" ], "series": { "4_6_advances_against_fixed_deposits_incl_fcnr_b_etc": { "name": "4_6_advances_against_fixed_deposits_incl_fcnr_b_etc_inr_crore", "label": "Advances against Fixed Deposits (incl. FCNR (B), etc.)", "unit": "inr_crore", "data": [ 73, 351, null ] }, "4_7_advances_to_individuals_against_shares_bonds_etc": { "name": "4_7_advances_to_individuals_against_shares_bonds_etc_inr_crore", "label": "Advances to Individuals against Shares, Bonds, etc.", "unit": "inr_crore", "data": [ 7669, 12782, 16183 ] }, "1_agriculture_and_allied_activities": { "name": "1_agriculture_and_allied_activities_inr_crore", "label": "Agriculture and Allied Activities", "unit": "inr_crore", "data": [ 38769, 40104, 47051 ] }, "3_9_aviation": { "name": "3_9_aviation_inr_crore", "label": "Aviation", "unit": "inr_crore", "data": [ 509, 580, 693 ] }, "3_7_commercial_real_estate": { "name": "3_7_commercial_real_estate_inr_crore", "label": "Commercial Real Estate", "unit": "inr_crore", "data": [ 55909, 96256, 125101 ] }, "3_2_computer_software": { "name": "3_2_computer_software_inr_crore", "label": "Computer Software", "unit": "inr_crore", "data": [ 1038, 706, 1259 ] }, "4_2_consumer_durables": { "name": "4_2_consumer_durables_inr_crore", "label": "Consumer Durables", "unit": "inr_crore", "data": [ 3036, 5475, 8670 ] }, "4_3_credit_card_receivables": { "name": "4_3_credit_card_receivables_inr_crore", "label": "Credit Card Receivables", "unit": "inr_crore", "data": [ 9072, 12932, 17525 ] }, "4_5_education_loans": { "name": "4_5_education_loans_inr_crore", "label": "Education Loans", "unit": "inr_crore", "data": [ 3135, 4177, 7254 ] }, "i_gross_advances": { "name": "i_gross_advances_inr_crore", "label": "Gross advances", "unit": "inr_crore", "data": [ 1316977, 1485782, 1764317 ] }, "4_1_housing_loans_incl_priority_sector_housing": { "name": "4_1_housing_loans_incl_priority_sector_housing_inr_crore", "label": "Housing Loans (incl. priority sector Housing)", "unit": "inr_crore", "data": [ 14547, 16080, 13330 ] }, "2_industry_2_1_to_2_4": { "name": "2_industry_2_1_to_2_4_inr_crore", "label": "Industry (2.1 to 2.4)", "unit": "inr_crore", "data": [ 812474, 868864, 953303 ] }, "2_3_large": { "name": "2_3_large_inr_crore", "label": "Large", "unit": "inr_crore", "data": [ 384052, 428644, 472926 ] }, "2_2_medium": { "name": "2_2_medium_inr_crore", "label": "Medium", "unit": "inr_crore", "data": [ 15206, 17645, 24483 ] }, "2_1_micro_and_small": { "name": "2_1_micro_and_small_inr_crore", "label": "Micro and Small", "unit": "inr_crore", "data": [ 32208, 48133, 55736 ] }, "3_8_nbfcs": { "name": "3_8_nbfcs_inr_crore", "label": "NBFCs", "unit": "inr_crore", "data": [ 20601, 20535, 24196 ] }, "ii_non_food_credit_1_to_5": { "name": "ii_non_food_credit_1_to_5_inr_crore", "label": "Non-food Credit (1 to 5)", "unit": "inr_crore", "data": [ 1316861, 1485770, 1764074 ] }, "5_other_non_food_credit": { "name": "5_other_non_food_credit_inr_crore", "label": "Other Non-food Credit", "unit": "inr_crore", "data": [ 79196, 82650, 84822 ] }, "4_8_other_retail_loans": { "name": "4_8_other_retail_loans_inr_crore", "label": "Other Retail Loans", "unit": "inr_crore", "data": [ 51016, 101814, 133440 ] }, "3_10_other_services": { "name": "3_10_other_services_inr_crore", "label": "Other Services", "unit": "inr_crore", "data": [ 51980, 55718, 97730 ] }, "2_4_others": { "name": "2_4_others_inr_crore", "label": "Others", "unit": "inr_crore", "data": [ 381007, 374442, 400082 ] }, "3_5_professional_services": { "name": "3_5_professional_services_inr_crore", "label": "Professional Services", "unit": "inr_crore", "data": [ 4660, 7200, 7823 ] }, "4_retail_loans_4_1_to_4_8": { "name": "4_retail_loans_4_1_to_4_8_inr_crore", "label": "Retail Loans (4.1 to 4.8)", "unit": "inr_crore", "data": [ 202192, 259668, 361701 ] }, "3_6_2_retail_trade": { "name": "3_6_2_retail_trade_inr_crore", "label": "Retail Trade", "unit": "inr_crore", "data": [ 17807, 20904, 27151 ] }, "3_services_3_1_to_3_10": { "name": "3_services_3_1_to_3_10_inr_crore", "label": "Services (3.1 to 3.10)", "unit": "inr_crore", "data": [ 184230, 234485, 317197 ] }, "3_4_shipping": { "name": "3_4_shipping_inr_crore", "label": "Shipping", "unit": "inr_crore", "data": [ 1042, 723, 585 ] }, "3_3_tourism_hotel_and_restaurants": { "name": "3_3_tourism_hotel_and_restaurants_inr_crore", "label": "Tourism, Hotel and Restaurants", "unit": "inr_crore", "data": [ 4872, 6038, 5918 ] }, "3_6_trade": { "name": "3_6_trade_inr_crore", "label": "Trade", "unit": "inr_crore", "data": [ 27568, 31567, 34454 ] }, "3_1_transport_operators": { "name": "3_1_transport_operators_inr_crore", "label": "Transport Operators", "unit": "inr_crore", "data": [ 16052, 15161, 19437 ] }, "4_4_vehicle_auto_loans": { "name": "4_4_vehicle_auto_loans_inr_crore", "label": "Vehicle/Auto Loans", "unit": "inr_crore", "data": [ 113643, 106056, 165300 ] }, "3_6_1_wholesale_trade_other_than_food_procurement": { "name": "3_6_1_wholesale_trade_other_than_food_procurement_inr_crore", "label": "Wholesale Trade (other than Food Procurement)", "unit": "inr_crore", "data": [ 9762, 10663, 7303 ] } } }