{
 "meta": {
  "dossier": "credit-deep",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "annual",
  "unit": "mixed",
  "base": "RBI DBIE report 114",
  "latestPeriod": "2026-03-01",
  "coverage": "Bank credit by rural, semi-urban, urban and metropolitan centres: accounts and amounts, every March since 1980",
  "note": "RBI DBIE report 114 (data provider DP1), read from the local Data Bank mirror, as published. One display unit kept (ACTUALS). Amounts in ₹ crore; counts as numbers; ratios in per cent, as each row's label says."
 },
 "dates": [
  "1980-03-01",
  "1981-03-01",
  "1982-03-01",
  "1983-03-01",
  "1984-03-01",
  "1985-03-01",
  "1986-03-01",
  "1987-03-01",
  "1988-03-01",
  "1989-03-01",
  "1990-03-01",
  "1991-03-01",
  "1992-03-01",
  "1993-03-01",
  "1994-03-01",
  "1995-03-01",
  "1996-03-01",
  "1997-03-01",
  "1998-03-01",
  "1999-03-01",
  "2000-03-01",
  "2001-03-01",
  "2002-03-01",
  "2003-03-01",
  "2004-03-01",
  "2005-03-01",
  "2006-03-01",
  "2007-03-01",
  "2008-03-01",
  "2009-03-01",
  "2010-03-01",
  "2011-03-01",
  "2012-03-01",
  "2013-03-01",
  "2014-03-01",
  "2015-03-01",
  "2016-03-01",
  "2017-03-01",
  "2018-03-01",
  "2019-03-01",
  "2020-03-01",
  "2021-03-01",
  "2022-03-01",
  "2023-03-01",
  "2024-03-01",
  "2025-03-01",
  "2026-03-01"
 ],
 "series": {
  "metropolitan__amount_outstanding": {
   "name": "metropolitan__amount_outstanding_inr_crore",
   "label": "Metropolitan, Amount Outstanding",
   "unit": "inr_crore",
   "data": [
    11009.17,
    12117.14,
    14201.58,
    16848.11,
    19865.84,
    22457.64,
    25464.5,
    28308.12,
    30816.35,
    38133.92,
    38820.18,
    49389.7,
    56214.97,
    73104.75,
    82367.12,
    108329.33,
    134790.79,
    151716.38,
    175498.03,
    202979.71,
    256273.99,
    303143.072,
    354366.863,
    402465.448,
    485559.814,
    636852.484,
    863259.495,
    1148448.81,
    1407283.297,
    1728431.712,
    1998545.242,
    2451694.143,
    2977897.576,
    3337932.415,
    3936143.851,
    4247407.855,
    4553957.136,
    4880887.334,
    5196611.903,
    6056903.42,
    6242117.404,
    6244749.413,
    6868617.546,
    8194810.764,
    9642578,
    10594114,
    12018428.15
   ]
  },
  "metropolitan__no_of_accounts": {
   "name": "metropolitan__no_of_accounts_count",
   "label": "Metropolitan, No. of Accounts",
   "unit": "count",
   "data": [
    1304000,
    1412000,
    1482000,
    1803000,
    1865000,
    2066000,
    2321000,
    2537000,
    2815000,
    3059000,
    3221000,
    3967000,
    5355000,
    4341000,
    3878000,
    4301000,
    4936000,
    5045000,
    4838000,
    6382000,
    6631000,
    7873080,
    8527657,
    10448389,
    15785863,
    19390921,
    21988305,
    28059520,
    35229913,
    36690410,
    38285096,
    35038129,
    40099112,
    27038109,
    25934184,
    28160488,
    32230514,
    37706014,
    47330061,
    60632235,
    71608688,
    76642505,
    89719623,
    114036057,
    131690000,
    129918000,
    131762938
   ]
  },
  "rural__amount_outstanding": {
   "name": "rural__amount_outstanding_inr_crore",
   "label": "Rural, Amount Outstanding",
   "unit": "inr_crore",
   "data": [
    2051.54,
    2887.15,
    3751.21,
    4268.35,
    6255.8,
    6978.74,
    8221.58,
    9627.35,
    11281.88,
    14206.1,
    25467.5,
    26643.86,
    27520.05,
    30382.83,
    30863,
    33529.16,
    38613.51,
    40258.88,
    48132.14,
    53908.62,
    59425.76,
    68881.941,
    87712.886,
    106479.476,
    109907.447,
    160479.384,
    199422.869,
    235703.743,
    323132.482,
    309626.361,
    385149.549,
    392449.487,
    442212.039,
    523970.881,
    566704.884,
    655361.079,
    735783.167,
    774023.752,
    837817.495,
    902876.965,
    958136.079,
    1081742.768,
    1200525.706,
    1363231.534,
    1582344,
    1785976,
    2052285.042
   ]
  },
  "rural__no_of_accounts": {
   "name": "rural__no_of_accounts_count",
   "label": "Rural, No. of Accounts",
   "unit": "count",
   "data": [
    7606000,
    9032000,
    11065000,
    12014000,
    14655000,
    16233000,
    19315000,
    21918000,
    24100000,
    26677000,
    28401000,
    32465000,
    34015000,
    32881000,
    32310000,
    29407000,
    28795000,
    27280000,
    26761000,
    24473000,
    25080000,
    22510707,
    25162856,
    25636572,
    25564806,
    29357131,
    29053685,
    31028901,
    33545717,
    33822539,
    37073602,
    40018065,
    41749363,
    45703151,
    48343293,
    52776684,
    57297071,
    58863874,
    59197332,
    66578765,
    79365624,
    87530968,
    91597009,
    96500731,
    102961000,
    102779000,
    94884646
   ]
  },
  "semi_urban__amount_outstanding": {
   "name": "semi_urban__amount_outstanding_inr_crore",
   "label": "Semi-urban, Amount Outstanding",
   "unit": "inr_crore",
   "data": [
    3496.61,
    4347.46,
    5155.93,
    6129.66,
    7046.97,
    9061.05,
    9937.95,
    11282.36,
    13126.42,
    15747.86,
    17596.68,
    20800.12,
    22842.09,
    25367.06,
    26486.35,
    31807.32,
    36890.5,
    40602.02,
    46510.29,
    54820.02,
    64790.48,
    71105.885,
    90156.342,
    104149.43,
    114870.98,
    142836.29,
    174794.361,
    212752.789,
    255998.445,
    311089.032,
    367859.453,
    451987.033,
    528289.068,
    675652.578,
    717763.722,
    796609.129,
    936328.199,
    975664.553,
    1239396.988,
    1268480.662,
    1367166.448,
    1514771.723,
    1715858.776,
    2013868.864,
    2444704,
    2743609,
    3166599.354
   ]
  },
  "semi_urban__no_of_accounts": {
   "name": "semi_urban__no_of_accounts_count",
   "label": "Semi-urban, No. of Accounts",
   "unit": "count",
   "data": [
    6445000,
    7362000,
    7865000,
    8231000,
    8933000,
    10705000,
    11964000,
    13146000,
    14778000,
    15505000,
    15459000,
    17420000,
    17132000,
    16885000,
    16114000,
    16855000,
    15907000,
    15839000,
    15083000,
    14458000,
    14865000,
    14046994,
    15037018,
    15434247,
    16108316,
    18225926,
    21474702,
    22099371,
    24020664,
    24792743,
    27047387,
    28771812,
    31292440,
    34621499,
    39094345,
    39525599,
    44831964,
    47018739,
    53245332,
    61289882,
    68831576,
    75334490,
    79454776,
    85270485,
    94499000,
    95719000,
    93370774
   ]
  },
  "urban__amount_outstanding": {
   "name": "urban__amount_outstanding_inr_crore",
   "label": "Urban, Amount Outstanding",
   "unit": "inr_crore",
   "data": [
    4754.29,
    5523.01,
    6481.66,
    7774.13,
    10157.09,
    11497.14,
    12557.76,
    14509.56,
    16060.02,
    19939.18,
    22427.58,
    27369.26,
    30128.7,
    33612.64,
    36174.8,
    37273.31,
    44397.31,
    51796.03,
    59803.99,
    70716.68,
    79590.45,
    95302.888,
    123756.99,
    142874.461,
    169973.788,
    212299.772,
    276365.406,
    350194.277,
    430592.293,
    498566.012,
    593615.081,
    779516.334,
    854868.225,
    987761.152,
    1061469.969,
    1179094.459,
    1296576.23,
    1287292.86,
    1493146.197,
    1669334.076,
    1951391.693,
    2236785.887,
    2473745.969,
    2626094.446,
    3244068,
    3663167,
    4197273.917
   ]
  },
  "urban__no_of_accounts": {
   "name": "urban__no_of_accounts_count",
   "label": "Urban, No. of Accounts",
   "unit": "count",
   "data": [
    2678000,
    2940000,
    3104000,
    3516000,
    4085000,
    4607000,
    5189000,
    5835000,
    6287000,
    6872000,
    6769000,
    8094000,
    9358000,
    8009000,
    7349000,
    7534000,
    7035000,
    7454000,
    6903000,
    6992000,
    7795000,
    7933614,
    7660848,
    7971979,
    8931305,
    10176816,
    12918689,
    13254235,
    14193886,
    14750485,
    16241797,
    16896089,
    17740382,
    20923532,
    25379060,
    23776865,
    28014368,
    28794891,
    37204375,
    43801017,
    52714295,
    58827091,
    60073775,
    64436270,
    74019000,
    81804000,
    83085150
   ]
  }
 }
}