{
 "meta": {
  "dossier": "credit-deep",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "annual",
  "unit": "mixed",
  "base": "BSR-1 annual, including RRBs",
  "latestPeriod": "2026-03-01",
  "coverage": "Bank credit by population group, by where it was sanctioned and where it is used, as on 31 March (latest year)",
  "note": "RBI DBIE report 1132 (data provider DP0), read from the local Data Bank mirror, as published."
 },
 "dates": [
  "2026-03-01"
 ],
 "series": {
  "metropolitan__amount_sanction": {
   "name": "metropolitan__amount_sanction_inr_crore",
   "label": "Metropolitan, credit outstanding, by place of sanction",
   "unit": "inr_crore",
   "data": [
    12480817.837
   ]
  },
  "metropolitan__amount_use": {
   "name": "metropolitan__amount_use_inr_crore",
   "label": "Metropolitan, credit outstanding, by place of utilisation",
   "unit": "inr_crore",
   "data": [
    12018428.15
   ]
  },
  "metropolitan__accounts_sanction": {
   "name": "metropolitan__accounts_sanction_count",
   "label": "Metropolitan, loan accounts, by place of sanction",
   "unit": "count",
   "data": [
    142702935
   ]
  },
  "metropolitan__accounts_use": {
   "name": "metropolitan__accounts_use_count",
   "label": "Metropolitan, loan accounts, by place of utilisation",
   "unit": "count",
   "data": [
    131762938
   ]
  },
  "rural__amount_sanction": {
   "name": "rural__amount_sanction_inr_crore",
   "label": "Rural, credit outstanding, by place of sanction",
   "unit": "inr_crore",
   "data": [
    2011372.436
   ]
  },
  "rural__amount_use": {
   "name": "rural__amount_use_inr_crore",
   "label": "Rural, credit outstanding, by place of utilisation",
   "unit": "inr_crore",
   "data": [
    2052285.042
   ]
  },
  "rural__accounts_sanction": {
   "name": "rural__accounts_sanction_count",
   "label": "Rural, loan accounts, by place of sanction",
   "unit": "count",
   "data": [
    92839896
   ]
  },
  "rural__accounts_use": {
   "name": "rural__accounts_use_count",
   "label": "Rural, loan accounts, by place of utilisation",
   "unit": "count",
   "data": [
    94884646
   ]
  },
  "semi_urban__amount_sanction": {
   "name": "semi_urban__amount_sanction_inr_crore",
   "label": "Semi urban, credit outstanding, by place of sanction",
   "unit": "inr_crore",
   "data": [
    3111420.016
   ]
  },
  "semi_urban__amount_use": {
   "name": "semi_urban__amount_use_inr_crore",
   "label": "Semi urban, credit outstanding, by place of utilisation",
   "unit": "inr_crore",
   "data": [
    3166599.354
   ]
  },
  "semi_urban__accounts_sanction": {
   "name": "semi_urban__accounts_sanction_count",
   "label": "Semi urban, loan accounts, by place of sanction",
   "unit": "count",
   "data": [
    92083191
   ]
  },
  "semi_urban__accounts_use": {
   "name": "semi_urban__accounts_use_count",
   "label": "Semi urban, loan accounts, by place of utilisation",
   "unit": "count",
   "data": [
    93370774
   ]
  },
  "urban__amount_sanction": {
   "name": "urban__amount_sanction_inr_crore",
   "label": "Urban, credit outstanding, by place of sanction",
   "unit": "inr_crore",
   "data": [
    3830976.174
   ]
  },
  "urban__amount_use": {
   "name": "urban__amount_use_inr_crore",
   "label": "Urban, credit outstanding, by place of utilisation",
   "unit": "inr_crore",
   "data": [
    4197273.917
   ]
  },
  "urban__accounts_sanction": {
   "name": "urban__accounts_sanction_count",
   "label": "Urban, loan accounts, by place of sanction",
   "unit": "count",
   "data": [
    75477486
   ]
  },
  "urban__accounts_use": {
   "name": "urban__accounts_use_count",
   "label": "Urban, loan accounts, by place of utilisation",
   "unit": "count",
   "data": [
    83085150
   ]
  }
 }
}