{
 "meta": {
  "dossier": "credit-deep",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "annual",
  "unit": "mixed",
  "base": "BSR-1 annual, including RRBs",
  "latestPeriod": "2026-03-01",
  "coverage": "Bank credit by kind of borrower, all accounts and those with limits above ₹2 lakh, as on 31 March (latest year)",
  "note": "RBI DBIE report 1137 (data provider DP0), read from the local Data Bank mirror, as published."
 },
 "dates": [
  "2026-03-01"
 ],
 "series": {
  "central_government_departments__x__x__x__big_accounts": {
   "name": "central_government_departments__x__x__x__big_accounts_count",
   "label": "Central Government departments, accounts with limits above ₹2 lakh",
   "unit": "count",
   "data": [
    1728
   ]
  },
  "central_government_departments__x__x__x__limit": {
   "name": "central_government_departments__x__x__x__limit_inr_crore",
   "label": "Central Government departments, credit limits",
   "unit": "inr_crore",
   "data": [
    197255.37
   ]
  },
  "central_government_departments__x__x__x__big_limit": {
   "name": "central_government_departments__x__x__x__big_limit_inr_crore",
   "label": "Central Government departments, credit limits of accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
    197251.681
   ]
  },
  "central_government_departments__x__x__x__amount": {
   "name": "central_government_departments__x__x__x__amount_inr_crore",
   "label": "Central Government departments, credit outstanding",
   "unit": "inr_crore",
   "data": [
    144851.845
   ]
  },
  "central_government_departments__x__x__x__big_amount": {
   "name": "central_government_departments__x__x__x__big_amount_inr_crore",
   "label": "Central Government departments, credit outstanding in accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
    144848.507
   ]
  },
  "central_government_departments__x__x__x__accounts": {
   "name": "central_government_departments__x__x__x__accounts_count",
   "label": "Central Government departments, loan accounts",
   "unit": "count",
   "data": [
    2157
   ]
  },
  "farmers_service_societies_fss_large_sized_adivasi_multi_purp__x__x__x__big_accounts": {
   "name": "farmers_service_societies_fss_large_sized_adivasi_multi_purp__x__x__x__big_accounts_count",
   "label": "Farmers Service Societies (FSS) /Large sized Adivasi Multi-purpose Societies (LAMPS), accounts with limits above ₹2 lakh",
   "unit": "count",
   "data": [
    6574
   ]
  },
  "farmers_service_societies_fss_large_sized_adivasi_multi_purp__x__x__x__limit": {
   "name": "farmers_service_societies_fss_large_sized_adivasi_multi_purp__x__x__x__limit_inr_crore",
   "label": "Farmers Service Societies (FSS) /Large sized Adivasi Multi-purpose Societies (LAMPS), credit limits",
   "unit": "inr_crore",
   "data": [
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   ]
  },
  "farmers_service_societies_fss_large_sized_adivasi_multi_purp__x__x__x__big_limit": {
   "name": "farmers_service_societies_fss_large_sized_adivasi_multi_purp__x__x__x__big_limit_inr_crore",
   "label": "Farmers Service Societies (FSS) /Large sized Adivasi Multi-purpose Societies (LAMPS), credit limits of accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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  },
  "farmers_service_societies_fss_large_sized_adivasi_multi_purp__x__x__x__amount": {
   "name": "farmers_service_societies_fss_large_sized_adivasi_multi_purp__x__x__x__amount_inr_crore",
   "label": "Farmers Service Societies (FSS) /Large sized Adivasi Multi-purpose Societies (LAMPS), credit outstanding",
   "unit": "inr_crore",
   "data": [
    1770.245
   ]
  },
  "farmers_service_societies_fss_large_sized_adivasi_multi_purp__x__x__x__big_amount": {
   "name": "farmers_service_societies_fss_large_sized_adivasi_multi_purp__x__x__x__big_amount_inr_crore",
   "label": "Farmers Service Societies (FSS) /Large sized Adivasi Multi-purpose Societies (LAMPS), credit outstanding in accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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  },
  "farmers_service_societies_fss_large_sized_adivasi_multi_purp__x__x__x__accounts": {
   "name": "farmers_service_societies_fss_large_sized_adivasi_multi_purp__x__x__x__accounts_count",
   "label": "Farmers Service Societies (FSS) /Large sized Adivasi Multi-purpose Societies (LAMPS), loan accounts",
   "unit": "count",
   "data": [
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   ]
  },
  "general_state_government__x__x__x__big_accounts": {
   "name": "general_state_government__x__x__x__big_accounts_count",
   "label": "General State Government, accounts with limits above ₹2 lakh",
   "unit": "count",
   "data": [
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  },
  "general_state_government__x__x__x__limit": {
   "name": "general_state_government__x__x__x__limit_inr_crore",
   "label": "General State Government, credit limits",
   "unit": "inr_crore",
   "data": [
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  },
  "general_state_government__x__x__x__big_limit": {
   "name": "general_state_government__x__x__x__big_limit_inr_crore",
   "label": "General State Government, credit limits of accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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  },
  "general_state_government__x__x__x__amount": {
   "name": "general_state_government__x__x__x__amount_inr_crore",
   "label": "General State Government, credit outstanding",
   "unit": "inr_crore",
   "data": [
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   ]
  },
  "general_state_government__x__x__x__big_amount": {
   "name": "general_state_government__x__x__x__big_amount_inr_crore",
   "label": "General State Government, credit outstanding in accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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   ]
  },
  "general_state_government__x__x__x__accounts": {
   "name": "general_state_government__x__x__x__accounts_count",
   "label": "General State Government, loan accounts",
   "unit": "count",
   "data": [
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   ]
  },
  "individuals_female__x__x__x__big_accounts": {
   "name": "individuals_female__x__x__x__big_accounts_count",
   "label": "Individuals - Female, accounts with limits above ₹2 lakh",
   "unit": "count",
   "data": [
    29716694
   ]
  },
  "individuals_female__x__x__x__limit": {
   "name": "individuals_female__x__x__x__limit_inr_crore",
   "label": "Individuals - Female, credit limits",
   "unit": "inr_crore",
   "data": [
    3342331.676
   ]
  },
  "individuals_female__x__x__x__big_limit": {
   "name": "individuals_female__x__x__x__big_limit_inr_crore",
   "label": "Individuals - Female, credit limits of accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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  },
  "individuals_female__x__x__x__amount": {
   "name": "individuals_female__x__x__x__amount_inr_crore",
   "label": "Individuals - Female, credit outstanding",
   "unit": "inr_crore",
   "data": [
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   ]
  },
  "individuals_female__x__x__x__big_amount": {
   "name": "individuals_female__x__x__x__big_amount_inr_crore",
   "label": "Individuals - Female, credit outstanding in accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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  },
  "individuals_female__x__x__x__accounts": {
   "name": "individuals_female__x__x__x__accounts_count",
   "label": "Individuals - Female, loan accounts",
   "unit": "count",
   "data": [
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   ]
  },
  "individuals_male__x__x__x__big_accounts": {
   "name": "individuals_male__x__x__x__big_accounts_count",
   "label": "Individuals - Male, accounts with limits above ₹2 lakh",
   "unit": "count",
   "data": [
    96816463
   ]
  },
  "individuals_male__x__x__x__limit": {
   "name": "individuals_male__x__x__x__limit_inr_crore",
   "label": "Individuals - Male, credit limits",
   "unit": "inr_crore",
   "data": [
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   ]
  },
  "individuals_male__x__x__x__big_limit": {
   "name": "individuals_male__x__x__x__big_limit_inr_crore",
   "label": "Individuals - Male, credit limits of accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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   ]
  },
  "individuals_male__x__x__x__amount": {
   "name": "individuals_male__x__x__x__amount_inr_crore",
   "label": "Individuals - Male, credit outstanding",
   "unit": "inr_crore",
   "data": [
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  },
  "individuals_male__x__x__x__big_amount": {
   "name": "individuals_male__x__x__x__big_amount_inr_crore",
   "label": "Individuals - Male, credit outstanding in accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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  },
  "individuals_male__x__x__x__accounts": {
   "name": "individuals_male__x__x__x__accounts_count",
   "label": "Individuals - Male, loan accounts",
   "unit": "count",
   "data": [
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   ]
  },
  "joint_families_huf__x__x__x__big_accounts": {
   "name": "joint_families_huf__x__x__x__big_accounts_count",
   "label": "Joint families (HUF), accounts with limits above ₹2 lakh",
   "unit": "count",
   "data": [
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  },
  "joint_families_huf__x__x__x__limit": {
   "name": "joint_families_huf__x__x__x__limit_inr_crore",
   "label": "Joint families (HUF), credit limits",
   "unit": "inr_crore",
   "data": [
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  },
  "joint_families_huf__x__x__x__big_limit": {
   "name": "joint_families_huf__x__x__x__big_limit_inr_crore",
   "label": "Joint families (HUF), credit limits of accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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  },
  "joint_families_huf__x__x__x__amount": {
   "name": "joint_families_huf__x__x__x__amount_inr_crore",
   "label": "Joint families (HUF), credit outstanding",
   "unit": "inr_crore",
   "data": [
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  },
  "joint_families_huf__x__x__x__big_amount": {
   "name": "joint_families_huf__x__x__x__big_amount_inr_crore",
   "label": "Joint families (HUF), credit outstanding in accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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  },
  "joint_families_huf__x__x__x__accounts": {
   "name": "joint_families_huf__x__x__x__accounts_count",
   "label": "Joint families (HUF), loan accounts",
   "unit": "count",
   "data": [
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  },
  "joint_liability_groups_jlgs__x__x__x__big_accounts": {
   "name": "joint_liability_groups_jlgs__x__x__x__big_accounts_count",
   "label": "Joint Liability Groups (JLGs), accounts with limits above ₹2 lakh",
   "unit": "count",
   "data": [
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  },
  "joint_liability_groups_jlgs__x__x__x__limit": {
   "name": "joint_liability_groups_jlgs__x__x__x__limit_inr_crore",
   "label": "Joint Liability Groups (JLGs), credit limits",
   "unit": "inr_crore",
   "data": [
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  },
  "joint_liability_groups_jlgs__x__x__x__big_limit": {
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   "label": "Joint Liability Groups (JLGs), credit limits of accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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  },
  "joint_liability_groups_jlgs__x__x__x__amount": {
   "name": "joint_liability_groups_jlgs__x__x__x__amount_inr_crore",
   "label": "Joint Liability Groups (JLGs), credit outstanding",
   "unit": "inr_crore",
   "data": [
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  },
  "joint_liability_groups_jlgs__x__x__x__big_amount": {
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   "label": "Joint Liability Groups (JLGs), credit outstanding in accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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  },
  "joint_liability_groups_jlgs__x__x__x__accounts": {
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   "label": "Joint Liability Groups (JLGs), loan accounts",
   "unit": "count",
   "data": [
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  },
  "local_and_quasi_government__x__x__x__big_accounts": {
   "name": "local_and_quasi_government__x__x__x__big_accounts_count",
   "label": "Local and Quasi-Government, accounts with limits above ₹2 lakh",
   "unit": "count",
   "data": [
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  },
  "local_and_quasi_government__x__x__x__limit": {
   "name": "local_and_quasi_government__x__x__x__limit_inr_crore",
   "label": "Local and Quasi-Government, credit limits",
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   "data": [
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  },
  "local_and_quasi_government__x__x__x__big_limit": {
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   "label": "Local and Quasi-Government, credit limits of accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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  },
  "local_and_quasi_government__x__x__x__amount": {
   "name": "local_and_quasi_government__x__x__x__amount_inr_crore",
   "label": "Local and Quasi-Government, credit outstanding",
   "unit": "inr_crore",
   "data": [
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  },
  "local_and_quasi_government__x__x__x__big_amount": {
   "name": "local_and_quasi_government__x__x__x__big_amount_inr_crore",
   "label": "Local and Quasi-Government, credit outstanding in accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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  },
  "local_and_quasi_government__x__x__x__accounts": {
   "name": "local_and_quasi_government__x__x__x__accounts_count",
   "label": "Local and Quasi-Government, loan accounts",
   "unit": "count",
   "data": [
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  },
  "ngos_trusts_and_groups_except_jlgs_mfis__x__x__x__big_accounts": {
   "name": "ngos_trusts_and_groups_except_jlgs_mfis__x__x__x__big_accounts_count",
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   "unit": "count",
   "data": [
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  },
  "ngos_trusts_and_groups_except_jlgs_mfis__x__x__x__limit": {
   "name": "ngos_trusts_and_groups_except_jlgs_mfis__x__x__x__limit_inr_crore",
   "label": "NGOs, Trusts and Groups (except JLGs, MFIs), credit limits",
   "unit": "inr_crore",
   "data": [
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  },
  "ngos_trusts_and_groups_except_jlgs_mfis__x__x__x__big_limit": {
   "name": "ngos_trusts_and_groups_except_jlgs_mfis__x__x__x__big_limit_inr_crore",
   "label": "NGOs, Trusts and Groups (except JLGs, MFIs), credit limits of accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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  },
  "ngos_trusts_and_groups_except_jlgs_mfis__x__x__x__amount": {
   "name": "ngos_trusts_and_groups_except_jlgs_mfis__x__x__x__amount_inr_crore",
   "label": "NGOs, Trusts and Groups (except JLGs, MFIs), credit outstanding",
   "unit": "inr_crore",
   "data": [
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  },
  "ngos_trusts_and_groups_except_jlgs_mfis__x__x__x__big_amount": {
   "name": "ngos_trusts_and_groups_except_jlgs_mfis__x__x__x__big_amount_inr_crore",
   "label": "NGOs, Trusts and Groups (except JLGs, MFIs), credit outstanding in accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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  },
  "ngos_trusts_and_groups_except_jlgs_mfis__x__x__x__accounts": {
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   "label": "NGOs, Trusts and Groups (except JLGs, MFIs), loan accounts",
   "unit": "count",
   "data": [
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  },
  "non_financial_co_operative_sector__x__x__x__big_accounts": {
   "name": "non_financial_co_operative_sector__x__x__x__big_accounts_count",
   "label": "Non-Financial Co-operative Sector, accounts with limits above ₹2 lakh",
   "unit": "count",
   "data": [
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  },
  "non_financial_co_operative_sector__x__x__x__limit": {
   "name": "non_financial_co_operative_sector__x__x__x__limit_inr_crore",
   "label": "Non-Financial Co-operative Sector, credit limits",
   "unit": "inr_crore",
   "data": [
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  },
  "non_financial_co_operative_sector__x__x__x__big_limit": {
   "name": "non_financial_co_operative_sector__x__x__x__big_limit_inr_crore",
   "label": "Non-Financial Co-operative Sector, credit limits of accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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  },
  "non_financial_co_operative_sector__x__x__x__amount": {
   "name": "non_financial_co_operative_sector__x__x__x__amount_inr_crore",
   "label": "Non-Financial Co-operative Sector, credit outstanding",
   "unit": "inr_crore",
   "data": [
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  },
  "non_financial_co_operative_sector__x__x__x__big_amount": {
   "name": "non_financial_co_operative_sector__x__x__x__big_amount_inr_crore",
   "label": "Non-Financial Co-operative Sector, credit outstanding in accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
    41194.465
   ]
  },
  "non_financial_co_operative_sector__x__x__x__accounts": {
   "name": "non_financial_co_operative_sector__x__x__x__accounts_count",
   "label": "Non-Financial Co-operative Sector, loan accounts",
   "unit": "count",
   "data": [
    32957
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  },
  "non_residents__x__x__x__big_accounts": {
   "name": "non_residents__x__x__x__big_accounts_count",
   "label": "Non-Residents, accounts with limits above ₹2 lakh",
   "unit": "count",
   "data": [
    51580
   ]
  },
  "non_residents__x__x__x__limit": {
   "name": "non_residents__x__x__x__limit_inr_crore",
   "label": "Non-Residents, credit limits",
   "unit": "inr_crore",
   "data": [
    88643.337
   ]
  },
  "non_residents__x__x__x__big_limit": {
   "name": "non_residents__x__x__x__big_limit_inr_crore",
   "label": "Non-Residents, credit limits of accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
    88593.495
   ]
  },
  "non_residents__x__x__x__amount": {
   "name": "non_residents__x__x__x__amount_inr_crore",
   "label": "Non-Residents, credit outstanding",
   "unit": "inr_crore",
   "data": [
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   ]
  },
  "non_residents__x__x__x__big_amount": {
   "name": "non_residents__x__x__x__big_amount_inr_crore",
   "label": "Non-Residents, credit outstanding in accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
    15626.566
   ]
  },
  "non_residents__x__x__x__accounts": {
   "name": "non_residents__x__x__x__accounts_count",
   "label": "Non-Residents, loan accounts",
   "unit": "count",
   "data": [
    56857
   ]
  },
  "npish_non_profit_institutions_serving_households__x__x__x__big_accounts": {
   "name": "npish_non_profit_institutions_serving_households__x__x__x__big_accounts_count",
   "label": "NPISH(Non-Profit Institutions Serving Households), accounts with limits above ₹2 lakh",
   "unit": "count",
   "data": [
    52194
   ]
  },
  "npish_non_profit_institutions_serving_households__x__x__x__limit": {
   "name": "npish_non_profit_institutions_serving_households__x__x__x__limit_inr_crore",
   "label": "NPISH(Non-Profit Institutions Serving Households), credit limits",
   "unit": "inr_crore",
   "data": [
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   ]
  },
  "npish_non_profit_institutions_serving_households__x__x__x__big_limit": {
   "name": "npish_non_profit_institutions_serving_households__x__x__x__big_limit_inr_crore",
   "label": "NPISH(Non-Profit Institutions Serving Households), credit limits of accounts above ₹2 lakh",
   "unit": "inr_crore",
   "data": [
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   ]
  },
  "npish_non_profit_institutions_serving_households__x__x__x__amount": {
   "name": "npish_non_profit_institutions_serving_households__x__x__x__amount_inr_crore",
   "label": "NPISH(Non-Profit Institutions Serving Households), credit outstanding",
   "unit": "inr_crore",
   "data": [
    54016.864
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 }
}