{ "meta": { "dossier": "credit-deep", "source": "Reserve Bank of India (via DBIE)", "mock": false, "geo": "IND", "releaseDate": null, "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.", "vintage": "2026-10-09", "frequency": "annual", "unit": "inr_crore", "base": "RBI DBIE report 117", "latestPeriod": "2025-03-01", "coverage": "Consolidated balance sheet of scheduled commercial banks: capital, deposits, borrowings, investments, advances, each year since 1990-91", "note": "RBI DBIE report 117 (data provider DP0), read from the local Data Bank mirror, as published. One display unit kept (ACTUALS). Final figures where published, else provisional. Amounts in ₹ crore." }, "dates": [ "1991-03-01", "1992-03-01", "1993-03-01", "1994-03-01", "1995-03-01", "1996-03-01", "1997-03-01", "1998-03-01", "1999-03-01", "2000-03-01", "2001-03-01", "2002-03-01", "2003-03-01", "2004-03-01", "2005-03-01", "2006-03-01", "2007-03-01", "2008-03-01", "2009-03-01", "2010-03-01", "2011-03-01", "2012-03-01", "2013-03-01", "2014-03-01", "2015-03-01", "2016-03-01", "2017-03-01", "2018-03-01", "2019-03-01", "2020-03-01", "2021-03-01", "2022-03-01", "2023-03-01", "2024-03-01", "2025-03-01" ], "series": { "assets__balances_with_banks_and_money_at_call_and_short_notice": { "name": "assets__balances_with_banks_and_money_at_call_and_short_notice_inr_crore", "label": "Assets, Balances with Banks and Money at Call and Short Notice", "unit": "inr_crore", "data": [ 6327, 13674, 14502, 12773, 17442, 30361, 47005, 60195, 88858, 81020, 105900, 117518, 74531, 81962, 95357, 116444, 158303, 109109, 196516, 173629, 184082, 243676, 334879, 406304, 458292, 524812, 737427, 594797, 663494, 787563, 981588, 778810, 788283.968, 708739.771, 987363.941 ] }, "assets__cash_and_balances_with_rbi": { "name": "assets__cash_and_balances_with_rbi_inr_crore", "label": "Assets, Cash and Balances with RBI", "unit": "inr_crore", "data": [ 36842, 35474, 39464, 51561, 63050, 70194, 60930, 71590, 81342, 85371, 84504, 86760, 86064, 113246, 118075, 144475, 195266, 322972, 297267, 365821, 458783, 373746, 375174, 471728, 528503, 563917, 680542, 730330, 698616, 765720, 947498, 1507282, 1168478.54, 1278007.257, 1426245.401 ] }, "assets__fixed_assets": { "name": "assets__fixed_assets_inr_crore", "label": "Assets, Fixed Assets", "unit": "inr_crore", "data": [ 1599, 1991, 3587, 5042, 7062, 9537, 10855, 12608, 14500, 15480, 16209, 20083, 20198, 21403, 23051, 25082, 31363, 42394, 48361, 49568, 54092, 56690, 63120, 75605, 80460, 112059, 150685, 141874, 149137, 150775, 152895, 161575, 173557.546, 186130.388, 206131.871 ] }, "assets__investments": { "name": "assets__investments_inr_crore", "label": "Assets, Investments", "unit": "inr_crore", "data": [ 78837, 98736, 117504, 154083, 172849, 185612, 223880, 272074, 339496, 413871, 491908, 588058, 693085, 802061, 869737, 866508, 950982, 1177330, 1449551, 1729006, 1923633, 2233903, 2613051, 2883262, 2977592, 3327835, 3652284, 4126237, 4322464, 4689842, 5416159, 5779131, 6436540.343, 7270409.042, 7942827.247 ] }, "assets__loans_and_advances": { "name": "assets__loans_and_advances_inr_crore", "label": "Assets, Loans and Advances", "unit": "inr_crore", "data": [ 143692, 159808, 173524, 168338, 208819, 252438, 275635, 324586, 369570, 443469, 525683, 645743, 739233, 864141, 1150836, 1516811, 1981236, 2476936, 2999924, 3496720, 4297488, 5073559, 5879773, 6735213, 7388160, 7896467, 8116109, 8745997, 9676183, 10301897, 10806381, 12198769, 14319352.56, 17142308.763, 19119607.807 ] }, "assets__other_assets": { "name": "assets__other_assets_inr_crore", "label": "Assets, Other Assets", "unit": "inr_crore", "data": [ 19094, 31841, 37197, 43150, 45768, 51025, 54432, 54453, 56781, 71158, 70771, 77350, 83635, 91940, 98453, 116543, 142813, 197425, 247023, 212181, 265320, 339316, 323956, 403817, 603984, 704199, 837560, 915797, 1091153, 1318629, 1274374, 1249121, 1432216.412, 1494924.737, 1536073.304 ] }, "liabilities__borrowings": { "name": "liabilities__borrowings_inr_crore", "label": "Liabilities, Borrowings", "unit": "inr_crore", "data": [ 27326, 22574, 29664, 14820, 25452, 42295, 23444, 25859, 40248, 45360, 55421, 107380, 86535, 96490, 168352, 203148, 243010, 302629, 473597, 531412, 675527, 843774, 1010385, 1101297, 1149939, 1448764, 1280708, 1682309, 1709670, 1696120, 1473450, 1663348, 1957241.233, 2540473.808, 2717606.698 ] }, "liabilities__capital": { "name": "liabilities__capital_inr_crore", "label": "Liabilities, Capital", "unit": "inr_crore", "data": [ 3151, 4053, 4858, 10544, 16180, 16347, 16578, 19539, 18202, 18611, 19095, 21473, 21535, 22322, 25905, 25207, 29559, 39964, 43289, 48619, 58975, 63664, 70310, 76067, 81839, 88222, 99292, 116127, 154427, 190802, 188109, 214439, 227580.161, 236873.29, 260062.622 ] }, "liabilities__deposits": { "name": "liabilities__deposits_inr_crore", "label": "Liabilities, Deposits", "unit": "inr_crore", "data": [ 231978, 265463, 302326, 349280, 406119, 457645, 537764, 644117, 770820, 900307, 1055233, 1202699, 1355623, 1575530, 1837559, 2164682, 2696937, 3320062, 4063201, 4746920, 5615874, 6453549, 7429677, 8533173, 9433838, 10092651, 11111448, 11794005, 12886643, 13975045, 15580325, 17180645, 19068237.95, 21741577.556, 24147183.223 ] }, "liabilities__other_liabilities_and_provisions": { "name": "liabilities__other_liabilities_and_provisions_inr_crore", "label": "Liabilities, Other Liabilities and Provisions", "unit": "inr_crore", "data": [ 20715, 44440, 42290, 48829, 51565, 62359, 67764, 71987, 84486, 102257, 116578, 141479, 157257, 186817, 199989, 234853, 300837, 387987, 333897, 318433, 382077, 415006, 440976, 535559, 548578, 586571, 672372, 582822, 673775, 870250, 841734, 926225, 1124569.975, 1180579.16, 1301375.625 ] }, "liabilities__reserves_surplus": { "name": "liabilities__reserves_surplus_inr_crore", "label": "Liabilities, Reserves and Surplus", "unit": "inr_crore", "data": [ 3269, 4994, 6640, 11475, 15673, 20521, 27187, 34004, 36792, 43834, 48647, 63819, 75791, 94245, 123705, 157975, 189619, 275524, 324658, 381542, 450944, 544898, 638603, 729832, 822798, 913080, 1010786, 1079770, 1176531, 1282208, 1495278, 1690031, 1940800.048, 2381016.144, 2792021.404 ] }, "total_liabilities_assets__total_liabilities_assets": { "name": "total_liabilities_assets__total_liabilities_assets_inr_crore", "label": "Total Liabilities/Assets, Total Liabilities/ Assets", "unit": "inr_crore", "data": [ 328322, 341524, 385778, 434949, 514990, 599168, 672736, 795506, 950548, 1110368, 1294974, 1535513, 1696746, 1975020, 2355509, 2785863, 3459962, 4326166, 5238642, 6026925, 7183398, 8320890, 9589952, 10975929, 12036992, 13129288, 14174606, 15255033, 16601045, 18014425, 19578895, 21674688, 24318429.37, 28080519.957, 31218249.571 ] } } }