{
 "meta": {
  "latestPeriod": "2026-06-01",
  "dossier": "credit-bsr1",
  "source": "Reserve Bank of India (via DBIE)",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Section 42 figures are provisional, then final; sectoral credit is provisional and revised the next month; NPAs and capital ratios are final on release. Seams disclosed, never joined: the 2019 sectoral classification, the July 2023 HDFC merger, the December 2025 reporting calendar.",
  "vintage": "2026-10-09",
  "frequency": "quarterly",
  "base": "BSR-1 quarterly, excluding RRBs",
  "unit": "mixed: inr_lakh_crore (amount, limit), lakh accounts",
  "coverage": "Bank credit by bank group: public sector, private sector, foreign, small finance banks, every quarter since June 2017",
  "note": "RBI BSR-1 quarterly (DBIE 942), outstanding credit of scheduled commercial banks excluding RRBs, as at the end of each quarter (dated to that month). Amounts and limits in ₹ lakh crore; accounts in lakh."
 },
 "dates": [
  "2017-06-01",
  "2017-09-01",
  "2017-12-01",
  "2018-03-01",
  "2018-06-01",
  "2018-09-01",
  "2018-12-01",
  "2019-03-01",
  "2019-06-01",
  "2019-09-01",
  "2019-12-01",
  "2020-03-01",
  "2020-06-01",
  "2020-09-01",
  "2020-12-01",
  "2021-03-01",
  "2021-06-01",
  "2021-09-01",
  "2021-12-01",
  "2022-03-01",
  "2022-06-01",
  "2022-09-01",
  "2022-12-01",
  "2023-03-01",
  "2023-06-01",
  "2023-09-01",
  "2023-12-01",
  "2024-03-01",
  "2024-06-01",
  "2024-09-01",
  "2024-12-01",
  "2025-03-01",
  "2025-06-01",
  "2025-09-01",
  "2025-12-01",
  "2026-03-01",
  "2026-06-01"
 ],
 "series": {
  "foreign_banks_amount": {
   "name": "foreign_banks_amount",
   "label": "Foreign banks, credit outstanding",
   "data": [
    3.538,
    3.637,
    3.584,
    3.678,
    3.885,
    3.936,
    4.021,
    4.128,
    4.132,
    4.252,
    4.187,
    4.403,
    4.168,
    3.95,
    4.115,
    4.404,
    4.573,
    4.65,
    4.725,
    4.974,
    5.221,
    5.268,
    5.17,
    5.113,
    5.266,
    5.422,
    5.392,
    5.718,
    5.796,
    6.058,
    6.148,
    6.285,
    6.261,
    6.307,
    6.529,
    7.167,
    7.542
   ],
   "unit": "inr_lakh_crore"
  },
  "foreign_banks_limit": {
   "name": "foreign_banks_limit",
   "label": "Foreign banks, credit limits sanctioned",
   "data": [
    6.257,
    6.447,
    6.463,
    6.738,
    6.841,
    6.813,
    6.825,
    7.137,
    7.322,
    7.68,
    7.844,
    7.934,
    11.536,
    7.554,
    8.076,
    8.545,
    8.623,
    9.388,
    8.85,
    9.192,
    9.559,
    9.589,
    9.432,
    8.726,
    8.985,
    9.178,
    9.316,
    9.705,
    9.584,
    9.973,
    9.758,
    10.494,
    10.169,
    10.491,
    10.524,
    11.158,
    11.684
   ],
   "unit": "inr_lakh_crore"
  },
  "foreign_banks_accounts": {
   "name": "foreign_banks_accounts",
   "label": "Foreign banks, loan accounts, lakh",
   "data": [
    57.194,
    57.791,
    59.741,
    56.328,
    61.317,
    62.521,
    63.186,
    64.284,
    65.087,
    65.879,
    67.306,
    68.152,
    66.411,
    67.238,
    71.795,
    72.715,
    70.584,
    70.798,
    68.614,
    67.066,
    64.675,
    63.534,
    61.561,
    35.142,
    36.698,
    37.409,
    33.271,
    38.313,
    37.977,
    38.421,
    37.418,
    35.589,
    35.161,
    34.344,
    34.574,
    34.85,
    34.624
   ],
   "unit": "lakh_count"
  },
  "foreign_banks_offices": {
   "name": "foreign_banks_offices",
   "label": "Foreign banks, offices reporting",
   "data": [
    250,
    257,
    259,
    258,
    261,
    262,
    264,
    261,
    267,
    264,
    269,
    275,
    266,
    275,
    831,
    828,
    826,
    823,
    820,
    810,
    779,
    754,
    748,
    750,
    744,
    748,
    747,
    755,
    755,
    756,
    757,
    743,
    733,
    726,
    726,
    728,
    721
   ],
   "unit": "count"
  },
  "public_sector_banks_amount": {
   "name": "public_sector_banks_amount",
   "label": "Public sector banks, credit outstanding",
   "data": [
    16.176,
    16.015,
    16.268,
    17.489,
    17.205,
    17.813,
    18.831,
    19.928,
    19.369,
    19.278,
    19.8,
    20.673,
    20.506,
    20.616,
    21.271,
    21.833,
    21.568,
    21.566,
    22.63,
    24.068,
    24.49,
    25.467,
    26.455,
    27.754,
    78.391,
    80.699,
    84.15,
    87.553,
    88.726,
    91.207,
    94.556,
    98.216,
    98.478,
    102.34,
    107.931,
    113.344,
    115.487
   ],
   "unit": "inr_lakh_crore"
  },
  "public_sector_banks_limit": {
   "name": "public_sector_banks_limit",
   "label": "Public sector banks, credit limits sanctioned",
   "data": [
    23.344,
    22.611,
    23.433,
    24.31,
    24.063,
    25.042,
    26.541,
    27.309,
    27.196,
    27.475,
    28.096,
    29.208,
    29.605,
    30.111,
    30.929,
    31.637,
    31.824,
    31.281,
    33.241,
    35.562,
    35.426,
    36.367,
    38.365,
    40.364,
    113.857,
    117.141,
    121.675,
    124.959,
    129.643,
    134,
    138.447,
    144.127,
    145.032,
    151.103,
    157.986,
    165.56,
    169.378
   ],
   "unit": "inr_lakh_crore"
  },
  "public_sector_banks_accounts": {
   "name": "public_sector_banks_accounts",
   "label": "Public sector banks, loan accounts, lakh",
   "data": [
    271.584,
    273.703,
    273.246,
    272.748,
    269.759,
    271.485,
    275.883,
    280.311,
    280.539,
    284.413,
    291.665,
    290.453,
    290.443,
    302.395,
    311.003,
    317.338,
    314.23,
    319.937,
    324.507,
    329.99,
    330.635,
    336.703,
    345.503,
    354.644,
    1157.001,
    1190.717,
    1216.373,
    1236.316,
    1243.86,
    1258.902,
    1260.769,
    1276.329,
    1268.606,
    1275.491,
    1297.857,
    1309.363,
    1314.514
   ],
   "unit": "lakh_count"
  },
  "public_sector_banks_offices": {
   "name": "public_sector_banks_offices",
   "label": "Public sector banks, offices reporting",
   "data": [
    24085,
    23189,
    22562,
    22340,
    22400,
    22274,
    22044,
    21838,
    21895,
    22049,
    22073,
    21977,
    22351,
    22718,
    22850,
    22558,
    22800,
    22860,
    22936,
    22725,
    23085,
    23188,
    23231,
    22897,
    84856,
    84866,
    85090,
    84795,
    85209,
    85533,
    85991,
    86082,
    86723,
    87144,
    87585,
    87925,
    88554
   ],
   "unit": "count"
  },
  "private_sector_banks_amount": {
   "name": "private_sector_banks_amount",
   "label": "Private sector banks, credit outstanding",
   "data": [
    21.855,
    23.039,
    24.164,
    25.67,
    26.551,
    28.185,
    29.675,
    33.099,
    33.354,
    34.22,
    35.349,
    36.13,
    35.582,
    36.581,
    37.465,
    39.217,
    39.048,
    40.379,
    42.486,
    45.23,
    46.18,
    48.864,
    50.518,
    53.686,
    54.845,
    64.08,
    66.45,
    68.673,
    70.014,
    71.723,
    73.436,
    75.227,
    75.836,
    78.209,
    80.716,
    84.446,
    87.027
   ],
   "unit": "inr_lakh_crore"
  },
  "private_sector_banks_limit": {
   "name": "private_sector_banks_limit",
   "label": "Private sector banks, credit limits sanctioned",
   "data": [
    35.615,
    41.701,
    38.443,
    43.644,
    41.337,
    43.667,
    46.786,
    52.876,
    54.235,
    55.504,
    57.598,
    59.177,
    58.558,
    60.655,
    62.248,
    65.124,
    65.785,
    68.338,
    72.746,
    76.564,
    78.684,
    83.033,
    86.589,
    91.807,
    95.668,
    107.548,
    111.764,
    116.313,
    118.328,
    121.278,
    124.556,
    130.297,
    131.566,
    134.846,
    139.886,
    145.226,
    149.705
   ],
   "unit": "inr_lakh_crore"
  },
  "private_sector_banks_accounts": {
   "name": "private_sector_banks_accounts",
   "label": "Private sector banks, loan accounts, lakh",
   "data": [
    595.037,
    623.034,
    656.232,
    696.641,
    732.757,
    778.36,
    868.988,
    974.577,
    1091.604,
    1147.772,
    1220.662,
    1270.837,
    1270.854,
    1301.22,
    1373.152,
    1415.983,
    1412.923,
    1462.843,
    1519.385,
    1598.103,
    1671.968,
    1759.346,
    1803.553,
    1910.228,
    1996.976,
    2114.682,
    2184.968,
    2198.951,
    2218.305,
    2200.328,
    2209.147,
    2161.553,
    2143.454,
    2088.221,
    2057.975,
    2050.676,
    1966.716
   ],
   "unit": "lakh_count"
  },
  "private_sector_banks_offices": {
   "name": "private_sector_banks_offices",
   "label": "Private sector banks, offices reporting",
   "data": [
    23554,
    24088,
    24541,
    24944,
    25218,
    25532,
    25864,
    28181,
    31463,
    31878,
    32843,
    33464,
    33660,
    34245,
    34380,
    34906,
    35382,
    35621,
    36019,
    36395,
    37223,
    37614,
    38075,
    39365,
    39311,
    41337,
    41835,
    42513,
    43653,
    44133,
    44722,
    45303,
    46122,
    46757,
    47259,
    47702,
    48524
   ],
   "unit": "count"
  },
  "small_finance_banks_amount": {
   "name": "small_finance_banks_amount",
   "label": "Small finance banks, credit outstanding",
   "data": [
    null,
    0.09585,
    0.1768,
    0.3359,
    0.3692,
    0.4316,
    0.4765,
    0.5863,
    0.6551,
    0.794,
    0.8822,
    0.9444,
    0.9387,
    0.9701,
    1.024,
    1.13,
    1.096,
    1.187,
    1.299,
    1.425,
    1.486,
    1.647,
    1.75,
    1.905,
    2.011,
    2.109,
    2.171,
    2.397,
    2.423,
    2.529,
    2.644,
    2.786,
    2.83,
    2.948,
    3.144,
    3.404,
    3.542
   ],
   "unit": "inr_lakh_crore"
  },
  "small_finance_banks_limit": {
   "name": "small_finance_banks_limit",
   "label": "Small finance banks, credit limits sanctioned",
   "data": [
    null,
    0.1483,
    0.2781,
    0.4925,
    0.5236,
    0.608,
    0.6665,
    0.8256,
    0.9621,
    1.174,
    1.274,
    1.372,
    1.364,
    1.397,
    1.472,
    1.591,
    1.574,
    1.778,
    2.2,
    1.95,
    2.052,
    3.015,
    3.218,
    2.619,
    2.826,
    3.24,
    3.049,
    3.326,
    3.382,
    3.451,
    3.588,
    3.733,
    3.815,
    3.957,
    4.132,
    4.402,
    4.623
   ],
   "unit": "inr_lakh_crore"
  },
  "small_finance_banks_accounts": {
   "name": "small_finance_banks_accounts",
   "label": "Small finance banks, loan accounts, lakh",
   "data": [
    null,
    32.589,
    71.452,
    77.311,
    76.518,
    85.7,
    88.813,
    121.847,
    144.589,
    177.863,
    193.178,
    204.562,
    203.75,
    202.438,
    202.91,
    206.508,
    201.159,
    203.694,
    215.032,
    210.635,
    209.874,
    219.515,
    218.965,
    223.64,
    233.123,
    239.686,
    246.919,
    258.022,
    260.166,
    264.991,
    328.823,
    319.503,
    317.842,
    313.243,
    317.363,
    325,
    335.095
   ],
   "unit": "lakh_count"
  },
  "small_finance_banks_offices": {
   "name": "small_finance_banks_offices",
   "label": "Small finance banks, offices reporting",
   "data": [
    null,
    373,
    555,
    1021,
    1182,
    1412,
    1585,
    1851,
    2412,
    3109,
    3545,
    3669,
    4037,
    4278,
    4514,
    4811,
    4785,
    4529,
    5166,
    5302,
    5379,
    5794,
    5917,
    6056,
    5692,
    6445,
    6775,
    6851,
    6702,
    6732,
    6830,
    6961,
    7108,
    7176,
    7567,
    7682,
    7807
   ],
   "unit": "count"
  },
  "all_scheduled_commercial_banks_amount": {
   "name": "all_scheduled_commercial_banks_amount",
   "label": "All scheduled commercial banks, credit outstanding",
   "data": [
    76.188,
    77.956,
    80.629,
    85.117,
    85.168,
    88.714,
    92.091,
    96.131,
    95.376,
    96.536,
    98.918,
    102.178,
    100.78,
    101.79,
    104.211,
    107.384,
    106.61,
    107.699,
    112.609,
    118.867,
    121.531,
    127.114,
    131.528,
    137.784,
    140.513,
    152.31,
    158.163,
    164.342,
    166.959,
    171.517,
    176.783,
    182.514,
    183.404,
    189.805,
    198.319,
    208.362,
    213.598
   ],
   "unit": "inr_lakh_crore"
  },
  "all_scheduled_commercial_banks_limit": {
   "name": "all_scheduled_commercial_banks_limit",
   "label": "All scheduled commercial banks, credit limits sanctioned",
   "data": [
    117.767,
    125.401,
    124.947,
    131.755,
    131.288,
    129.006,
    135.189,
    141.415,
    142.998,
    144.558,
    148.688,
    153.674,
    157.436,
    155.613,
    159.359,
    166.258,
    167.714,
    171.893,
    178.286,
    186.711,
    190.248,
    198.406,
    206.734,
    215.257,
    221.336,
    237.108,
    245.804,
    254.304,
    260.938,
    268.702,
    276.348,
    288.651,
    290.582,
    300.398,
    312.527,
    326.347,
    335.391
   ],
   "unit": "inr_lakh_crore"
  },
  "all_scheduled_commercial_banks_accounts": {
   "name": "all_scheduled_commercial_banks_accounts",
   "label": "All scheduled commercial banks, loan accounts, lakh",
   "data": [
    1509.357,
    1587.495,
    1670.695,
    1719.917,
    1760.101,
    1827.726,
    1938.393,
    2066.756,
    2208.171,
    2310.757,
    2414.128,
    2470.934,
    2478.418,
    2551.387,
    2648.02,
    2714.959,
    2692.189,
    2756.88,
    2841.509,
    2932.363,
    3019.348,
    3143.776,
    3210.646,
    3316.115,
    3423.798,
    3582.494,
    3681.53,
    3731.602,
    3760.309,
    3762.643,
    3836.158,
    3792.973,
    3765.063,
    3711.3,
    3707.769,
    3719.89,
    3650.949
   ],
   "unit": "lakh_count"
  },
  "all_scheduled_commercial_banks_offices": {
   "name": "all_scheduled_commercial_banks_offices",
   "label": "All scheduled commercial banks, offices reporting",
   "data": [
    114790,
    115058,
    115163,
    115967,
    116505,
    116943,
    117216,
    117725,
    121644,
    122847,
    124359,
    124984,
    125686,
    126580,
    126862,
    126836,
    126527,
    125973,
    126886,
    126824,
    127915,
    128795,
    129485,
    130600,
    130603,
    133396,
    134447,
    134914,
    136319,
    137154,
    138300,
    139089,
    140686,
    141803,
    143137,
    144037,
    145606
   ],
   "unit": "count"
  }
 }
}