{
 "meta": {
  "dossier": "bis",
  "source": "Bank for International Settlements (BIS)",
  "vintage": "2026-10-09",
  "mock": false,
  "geo": "CHN",
  "releaseDate": null,
  "revisionPolicy": "BIS revises credit, debt service and property series as national sources revise; each update re-reads the last ten years. Break-adjusted series are BIS's own adjustment.",
  "frequency": "quarterly",
  "base": "% of GDP",
  "unit": "mixed",
  "latestPeriod": "2026-04",
  "coverage": "China: credit by borrower as % of GDP, credit gap, debt service ratio and real house prices, for comparison with India",
  "note": "BIS statistics for China (CN), the same definitions as India's bis-* bundles."
 },
 "dates": [
  "1985-10-01",
  "1986-01-01",
  "1986-04-01",
  "1986-07-01",
  "1986-10-01",
  "1987-01-01",
  "1987-04-01",
  "1987-07-01",
  "1987-10-01",
  "1988-01-01",
  "1988-04-01",
  "1988-07-01",
  "1988-10-01",
  "1989-01-01",
  "1989-04-01",
  "1989-07-01",
  "1989-10-01",
  "1990-01-01",
  "1990-04-01",
  "1990-07-01",
  "1990-10-01",
  "1991-01-01",
  "1991-04-01",
  "1991-07-01",
  "1991-10-01",
  "1992-01-01",
  "1992-04-01",
  "1992-07-01",
  "1992-10-01",
  "1993-01-01",
  "1993-04-01",
  "1993-07-01",
  "1993-10-01",
  "1994-01-01",
  "1994-04-01",
  "1994-07-01",
  "1994-10-01",
  "1995-01-01",
  "1995-04-01",
  "1995-07-01",
  "1995-10-01",
  "1996-01-01",
  "1996-04-01",
  "1996-07-01",
  "1996-10-01",
  "1997-01-01",
  "1997-04-01",
  "1997-07-01",
  "1997-10-01",
  "1998-01-01",
  "1998-04-01",
  "1998-07-01",
  "1998-10-01",
  "1999-01-01",
  "1999-04-01",
  "1999-07-01",
  "1999-10-01",
  "2000-01-01",
  "2000-04-01",
  "2000-07-01",
  "2000-10-01",
  "2001-01-01",
  "2001-04-01",
  "2001-07-01",
  "2001-10-01",
  "2002-01-01",
  "2002-04-01",
  "2002-07-01",
  "2002-10-01",
  "2003-01-01",
  "2003-04-01",
  "2003-07-01",
  "2003-10-01",
  "2004-01-01",
  "2004-04-01",
  "2004-07-01",
  "2004-10-01",
  "2005-01-01",
  "2005-04-01",
  "2005-07-01",
  "2005-10-01",
  "2006-01-01",
  "2006-04-01",
  "2006-07-01",
  "2006-10-01",
  "2007-01-01",
  "2007-04-01",
  "2007-07-01",
  "2007-10-01",
  "2008-01-01",
  "2008-04-01",
  "2008-07-01",
  "2008-10-01",
  "2009-01-01",
  "2009-04-01",
  "2009-07-01",
  "2009-10-01",
  "2010-01-01",
  "2010-04-01",
  "2010-07-01",
  "2010-10-01",
  "2011-01-01",
  "2011-04-01",
  "2011-07-01",
  "2011-10-01",
  "2012-01-01",
  "2012-04-01",
  "2012-07-01",
  "2012-10-01",
  "2013-01-01",
  "2013-04-01",
  "2013-07-01",
  "2013-10-01",
  "2014-01-01",
  "2014-04-01",
  "2014-07-01",
  "2014-10-01",
  "2015-01-01",
  "2015-04-01",
  "2015-07-01",
  "2015-10-01",
  "2016-01-01",
  "2016-04-01",
  "2016-07-01",
  "2016-10-01",
  "2017-01-01",
  "2017-04-01",
  "2017-07-01",
  "2017-10-01",
  "2018-01-01",
  "2018-04-01",
  "2018-07-01",
  "2018-10-01",
  "2019-01-01",
  "2019-04-01",
  "2019-07-01",
  "2019-10-01",
  "2020-01-01",
  "2020-04-01",
  "2020-07-01",
  "2020-10-01",
  "2021-01-01",
  "2021-04-01",
  "2021-07-01",
  "2021-10-01",
  "2022-01-01",
  "2022-04-01",
  "2022-07-01",
  "2022-10-01",
  "2023-01-01",
  "2023-04-01",
  "2023-07-01",
  "2023-10-01",
  "2024-01-01",
  "2024-04-01",
  "2024-07-01",
  "2024-10-01",
  "2025-01-01",
  "2025-04-01",
  "2025-07-01",
  "2025-10-01",
  "2026-01-01",
  "2026-04-01"
 ],
 "series": {
  "households": {
   "name": "households",
   "label": "Households, credit as % of GDP",
   "bis_key": "Q.CN.H.A.M.770.A",
   "unit": "pct_gdp",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    11.3,
    10.7,
    10.7,
    10.7,
    18.1,
    18.6,
    19.1,
    18.6,
    18.5,
    18.3,
    18.1,
    17.6,
    18.6,
    20.2,
    22.1,
    23.1,
    25.2,
    26.3,
    26.7,
    26.8,
    27.2,
    27.5,
    27.5,
    27.3,
    27.5,
    28,
    28.9,
    29.3,
    30.3,
    31.5,
    32.4,
    32.7,
    33.5,
    34.2,
    34.7,
    35,
    35.7,
    36.6,
    37.5,
    38.1,
    39.2,
    40.8,
    42.3,
    43.4,
    44.5,
    45.8,
    46.9,
    47.3,
    48,
    48.9,
    50,
    50.6,
    51.5,
    52.6,
    53.6,
    54.4,
    56.3,
    58.2,
    60,
    60.6,
    60.1,
    60,
    60.1,
    60,
    59.9,
    60.1,
    60.3,
    60.1,
    60.7,
    60.7,
    60.8,
    60.5,
    61,
    60.5,
    60.2,
    60,
    60.2,
    59.7,
    59,
    58,
    57.5,
    null
   ]
  },
  "companies": {
   "name": "companies",
   "label": "Non-financial companies, credit as % of GDP",
   "bis_key": "Q.CN.N.A.M.770.A",
   "unit": "pct_gdp",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    99.4,
    100.9,
    99.6,
    97.7,
    92.4,
    92.4,
    91.2,
    88.8,
    89.3,
    88.7,
    88.4,
    88.4,
    99.4,
    106.9,
    109.3,
    109.9,
    110.8,
    111.8,
    111.3,
    110.7,
    110.7,
    110.2,
    109,
    110.2,
    113.1,
    115.2,
    117.6,
    120,
    124.8,
    126.6,
    128.6,
    129.2,
    132.7,
    135.2,
    135.2,
    136.8,
    140.3,
    142.2,
    144.5,
    148.6,
    151.8,
    149.1,
    146.5,
    145.1,
    144.6,
    141,
    138.1,
    135.2,
    134.6,
    132,
    129.1,
    126.7,
    128.9,
    127.6,
    126.7,
    125.5,
    133.1,
    135.6,
    134.8,
    131.9,
    130,
    127.5,
    125.3,
    122.5,
    125.6,
    127.2,
    127.4,
    127.2,
    132.5,
    132.8,
    133.2,
    132.6,
    137.3,
    137.9,
    138.7,
    137.9,
    141.7,
    142.2,
    142.4,
    142.8,
    146.6,
    null
   ]
  },
  "government": {
   "name": "government",
   "label": "Government, debt at nominal value as % of GDP",
   "bis_key": "Q.CN.G.A.N.770.A",
   "unit": "pct_gdp",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    21.5,
    21.4,
    21.3,
    21.3,
    21.3,
    21,
    20.7,
    20.6,
    20.4,
    20.4,
    20.5,
    20.5,
    20.4,
    20.7,
    21,
    21.3,
    21.6,
    22,
    22.2,
    22.4,
    22.7,
    23,
    23.4,
    23.8,
    24.2,
    24.6,
    25,
    25.3,
    25.5,
    25.8,
    26.1,
    26.3,
    26.4,
    26.5,
    26.3,
    26.2,
    26,
    26,
    26.1,
    26.1,
    26.1,
    25.9,
    25.8,
    25.6,
    25.3,
    26.5,
    27.5,
    28.3,
    28.9,
    28.1,
    27.4,
    26.9,
    26.7,
    28.8,
    30.9,
    32.7,
    34,
    33.8,
    33.6,
    33.4,
    33.2,
    33.2,
    33.1,
    33,
    33.1,
    33.2,
    33.4,
    33.7,
    33.9,
    34.7,
    35.4,
    36.1,
    36.7,
    37.4,
    38.1,
    38.8,
    39.5,
    39.8,
    40.2,
    40.5,
    40.9,
    43.5,
    45.9,
    48.1,
    50.1,
    51.1,
    52.1,
    53,
    53.8,
    54.4,
    54.8,
    55.3,
    55.8,
    56.9,
    57.9,
    58.9,
    60,
    64,
    66.7,
    69,
    70.9,
    70.3,
    70.7,
    71.5,
    72.2,
    73,
    74.5,
    75.7,
    77.2,
    79,
    80.6,
    82.4,
    84.1,
    85.8,
    87.5,
    89.1,
    90.5,
    92.7,
    95,
    97.2,
    99.3,
    101.1,
    null
   ]
  },
  "private": {
   "name": "private",
   "label": "Private non-financial sector, credit as % of GDP",
   "bis_key": "Q.CN.P.A.M.770.A",
   "unit": "pct_gdp",
   "data": [
    62.4,
    61.5,
    63.1,
    64.2,
    71.7,
    71.9,
    72.9,
    73.8,
    72.8,
    71.3,
    72,
    71,
    69.2,
    67.3,
    66.7,
    67.4,
    72.6,
    73.4,
    75.8,
    79,
    81.4,
    80.4,
    80.2,
    81.5,
    82.7,
    79.3,
    78.5,
    75.8,
    80.1,
    83.5,
    82.1,
    79.7,
    82.3,
    79.5,
    78,
    76.3,
    75.8,
    74,
    72.3,
    72,
    74.9,
    73.8,
    75.9,
    75.3,
    77.5,
    80.4,
    80.7,
    81.8,
    84.5,
    83.9,
    85.4,
    88.6,
    90.7,
    90.8,
    92.1,
    93.6,
    104.3,
    104.1,
    100.8,
    101.9,
    104.5,
    95.2,
    96.7,
    96.3,
    96.9,
    105.2,
    107.5,
    109.2,
    110.5,
    113.3,
    118.5,
    120.4,
    119,
    121.8,
    118.4,
    116.3,
    114.9,
    113.7,
    110.7,
    109.9,
    108.3,
    111.5,
    112.4,
    111.2,
    109.2,
    110.8,
    111.3,
    110.5,
    107.6,
    108.1,
    107.3,
    106.8,
    106.3,
    118.5,
    127.5,
    131.7,
    133.3,
    136.2,
    138.2,
    138.1,
    137.6,
    138,
    137.8,
    136.5,
    137.6,
    140.7,
    143.3,
    146.6,
    149.4,
    155.2,
    158.2,
    161.1,
    161.9,
    166.2,
    169.4,
    170,
    171.9,
    176,
    178.8,
    182,
    186.7,
    190.9,
    189.8,
    188.8,
    188.5,
    189.1,
    186.7,
    185,
    182.4,
    182.6,
    180.8,
    179,
    177.3,
    180.4,
    180.1,
    180.2,
    179.9,
    189.5,
    193.8,
    194.7,
    192.4,
    190.2,
    187.5,
    185.5,
    182.5,
    185.5,
    187.3,
    187.6,
    187.3,
    193.2,
    193.5,
    194,
    193,
    198.2,
    198.4,
    198.8,
    197.9,
    201.9,
    201.8,
    201.5,
    200.8,
    204.1,
    null
   ]
  },
  "total": {
   "name": "total",
   "label": "All non-financial borrowers, credit as % of GDP",
   "bis_key": "Q.CN.C.A.M.770.A",
   "unit": "pct_gdp",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    96.5,
    95.2,
    97.2,
    96.6,
    98.8,
    101.4,
    101.4,
    102.3,
    105,
    104.3,
    105.9,
    109.1,
    111.1,
    111.5,
    113.1,
    114.9,
    125.9,
    126.1,
    123,
    124.3,
    127.1,
    118.2,
    120.1,
    120.1,
    121.1,
    129.8,
    132.5,
    134.5,
    136,
    139.1,
    144.6,
    146.7,
    145.4,
    148.3,
    144.7,
    142.4,
    140.9,
    139.7,
    136.8,
    136,
    134.3,
    137.4,
    138.2,
    136.7,
    134.5,
    137.3,
    138.8,
    138.8,
    136.5,
    136.2,
    134.7,
    133.7,
    133,
    147.3,
    158.4,
    164.4,
    167.3,
    170,
    171.8,
    171.6,
    170.8,
    171.1,
    170.9,
    169.5,
    170.6,
    173.9,
    176.7,
    180.3,
    183.3,
    189.9,
    193.6,
    197.2,
    198.6,
    203.6,
    207.5,
    208.7,
    211.3,
    215.9,
    219,
    222.6,
    227.6,
    234.4,
    235.7,
    236.9,
    238.6,
    240.2,
    238.8,
    238,
    236.3,
    237,
    235.6,
    234.3,
    233.1,
    237.3,
    238,
    239.2,
    239.9,
    253.5,
    260.5,
    263.7,
    263.4,
    260.5,
    258.2,
    257,
    254.7,
    258.5,
    261.8,
    263.3,
    264.5,
    272.2,
    274.1,
    276.4,
    277.1,
    284.1,
    285.9,
    288,
    288.4,
    294.6,
    296.8,
    298.6,
    300.1,
    305.2,
    null
   ]
  },
  "credit_gap": {
   "name": "credit_gap",
   "label": "Credit-to-GDP gap, percentage points",
   "bis_key": "Q.CN.P.A.C",
   "unit": "pp",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    -5.74,
    -6.48,
    -4.29,
    -4.72,
    -2.46,
    0.12,
    0.19,
    0.94,
    3.16,
    2.11,
    3.08,
    5.53,
    6.79,
    6.05,
    6.57,
    7.12,
    16.23,
    14.54,
    10.08,
    9.96,
    11.25,
    1.37,
    2.21,
    1.2,
    1.25,
    8.4,
    9.53,
    10.08,
    10.09,
    11.59,
    15.12,
    15.41,
    12.47,
    13.78,
    9.06,
    5.82,
    3.55,
    1.47,
    -2.14,
    -3.45,
    -5.49,
    -2.83,
    -2.46,
    -4.17,
    -6.41,
    -5.21,
    -5.06,
    -6.18,
    -9.19,
    -8.87,
    -9.72,
    -10.24,
    -10.68,
    0.84,
    8.8,
    11.72,
    11.94,
    13.43,
    13.94,
    12.45,
    10.63,
    9.7,
    8.32,
    5.89,
    5.85,
    7.78,
    9.03,
    10.92,
    12.19,
    16.21,
    17.33,
    18.29,
    17.16,
    19.39,
    20.44,
    18.87,
    18.63,
    20.51,
    20.96,
    21.8,
    23.92,
    25.46,
    21.84,
    18.42,
    15.88,
    14.29,
    9.97,
    6.47,
    2.39,
    1.1,
    -1.97,
    -4.89,
    -7.6,
    -5.52,
    -6.82,
    -7.61,
    -8.75,
    -0.51,
    2.36,
    1.82,
    -1.7,
    -5.02,
    -8.55,
    -11.22,
    -14.68,
    -12.2,
    -11.07,
    -11.27,
    -12.16,
    -7.02,
    -7.48,
    -7.69,
    -9.31,
    -4.95,
    -5.64,
    -5.94,
    -7.58,
    -4.43,
    -5.3,
    -6.39,
    -7.69,
    -5.14,
    null
   ]
  },
  "dsr": {
   "name": "dsr",
   "label": "Debt service ratio, private non-financial sector, % of income",
   "bis_key": "Q.CN.P",
   "unit": "pct",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    10.1,
    9.9,
    10.1,
    11.2,
    11.2,
    10.9,
    11,
    11.2,
    10.2,
    10.4,
    10.4,
    10.4,
    11,
    11.2,
    11.4,
    11.5,
    11.8,
    12.4,
    12.6,
    12.4,
    12.7,
    12.3,
    12.1,
    12.1,
    12,
    11.7,
    11.6,
    11.4,
    11.8,
    12.1,
    12.2,
    11.9,
    12.2,
    12.3,
    12.7,
    12.5,
    12.6,
    12.5,
    12.3,
    10.9,
    12.2,
    13.1,
    13.5,
    13.6,
    13.9,
    14.1,
    14.1,
    14.4,
    14.7,
    14.9,
    15,
    15.1,
    15.5,
    15.5,
    15.6,
    15.8,
    16.5,
    16.8,
    17.1,
    17.1,
    17.6,
    18,
    18,
    17.7,
    17.9,
    17.7,
    17.7,
    17.8,
    18.3,
    18.1,
    18,
    17.9,
    17.9,
    17.7,
    17.5,
    17.2,
    17.2,
    17,
    16.8,
    16.6,
    16.9,
    16.9,
    16.9,
    16.8,
    17.7,
    18.1,
    18.1,
    17.8,
    17.7,
    17.4,
    17.2,
    16.9,
    17.2,
    17.4,
    17.4,
    17.4,
    18,
    18,
    18.1,
    18,
    18.5,
    18.5,
    18.6,
    18.5,
    18.9,
    18.9,
    18.8,
    18.8,
    19.1,
    null
   ]
  },
  "real_house_prices_yoy": {
   "name": "real_house_prices_yoy",
   "label": "Real residential property prices, % change on a year ago",
   "bis_key": "Q.CN.R.771",
   "unit": "pct_yoy",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    3.13,
    3.28,
    3.04,
    2.48,
    2.19,
    0.75,
    2.09,
    1.21,
    -0.01,
    0.18,
    -0.77,
    0.44,
    1.08,
    2.49,
    3.88,
    6.78,
    7.7,
    5.27,
    2.72,
    0.67,
    -1.55,
    -2.22,
    -2.27,
    -3.54,
    -3.85,
    -2.95,
    -2.44,
    -0.46,
    2.91,
    4.67,
    5.98,
    5.86,
    3.02,
    -1.44,
    -5.01,
    -6.94,
    -7.33,
    -4.8,
    -1.76,
    1.21,
    3.56,
    5.62,
    7.08,
    6.62,
    6.52,
    5.22,
    3.26,
    2.34,
    2.23,
    3.63,
    5,
    5.7,
    4.48,
    2.11,
    -0.63,
    -2.1,
    -0.56,
    -0.04,
    2.27,
    3.17,
    2.45,
    2.43,
    -0.11,
    -1.11,
    -4.26,
    -5.79,
    -5.44,
    -4.56,
    -2.77,
    -3.12,
    -3.4,
    -5.16,
    -7.63,
    -9.03,
    -8.75,
    -7.42,
    -6.38,
    -5.3,
    -6.27,
    -7.07,
    -6.95
   ]
  }
 }
}