{
 "meta": {
  "dossier": "bis",
  "source": "Bank for International Settlements (BIS)",
  "vintage": "2026-10-09",
  "mock": false,
  "geo": "BRA",
  "releaseDate": null,
  "revisionPolicy": "BIS revises credit, debt service and property series as national sources revise; each update re-reads the last ten years. Break-adjusted series are BIS's own adjustment.",
  "frequency": "quarterly",
  "base": "% of GDP",
  "unit": "mixed",
  "latestPeriod": "2026-04",
  "coverage": "Brazil: credit by borrower as % of GDP, credit gap, debt service ratio and real house prices, for comparison with India",
  "note": "BIS statistics for Brazil (BR), the same definitions as India's bis-* bundles."
 },
 "dates": [
  "1996-01-01",
  "1996-04-01",
  "1996-07-01",
  "1996-10-01",
  "1997-01-01",
  "1997-04-01",
  "1997-07-01",
  "1997-10-01",
  "1998-01-01",
  "1998-04-01",
  "1998-07-01",
  "1998-10-01",
  "1999-01-01",
  "1999-04-01",
  "1999-07-01",
  "1999-10-01",
  "2000-01-01",
  "2000-04-01",
  "2000-07-01",
  "2000-10-01",
  "2001-01-01",
  "2001-04-01",
  "2001-07-01",
  "2001-10-01",
  "2002-01-01",
  "2002-04-01",
  "2002-07-01",
  "2002-10-01",
  "2003-01-01",
  "2003-04-01",
  "2003-07-01",
  "2003-10-01",
  "2004-01-01",
  "2004-04-01",
  "2004-07-01",
  "2004-10-01",
  "2005-01-01",
  "2005-04-01",
  "2005-07-01",
  "2005-10-01",
  "2006-01-01",
  "2006-04-01",
  "2006-07-01",
  "2006-10-01",
  "2007-01-01",
  "2007-04-01",
  "2007-07-01",
  "2007-10-01",
  "2008-01-01",
  "2008-04-01",
  "2008-07-01",
  "2008-10-01",
  "2009-01-01",
  "2009-04-01",
  "2009-07-01",
  "2009-10-01",
  "2010-01-01",
  "2010-04-01",
  "2010-07-01",
  "2010-10-01",
  "2011-01-01",
  "2011-04-01",
  "2011-07-01",
  "2011-10-01",
  "2012-01-01",
  "2012-04-01",
  "2012-07-01",
  "2012-10-01",
  "2013-01-01",
  "2013-04-01",
  "2013-07-01",
  "2013-10-01",
  "2014-01-01",
  "2014-04-01",
  "2014-07-01",
  "2014-10-01",
  "2015-01-01",
  "2015-04-01",
  "2015-07-01",
  "2015-10-01",
  "2016-01-01",
  "2016-04-01",
  "2016-07-01",
  "2016-10-01",
  "2017-01-01",
  "2017-04-01",
  "2017-07-01",
  "2017-10-01",
  "2018-01-01",
  "2018-04-01",
  "2018-07-01",
  "2018-10-01",
  "2019-01-01",
  "2019-04-01",
  "2019-07-01",
  "2019-10-01",
  "2020-01-01",
  "2020-04-01",
  "2020-07-01",
  "2020-10-01",
  "2021-01-01",
  "2021-04-01",
  "2021-07-01",
  "2021-10-01",
  "2022-01-01",
  "2022-04-01",
  "2022-07-01",
  "2022-10-01",
  "2023-01-01",
  "2023-04-01",
  "2023-07-01",
  "2023-10-01",
  "2024-01-01",
  "2024-04-01",
  "2024-07-01",
  "2024-10-01",
  "2025-01-01",
  "2025-04-01",
  "2025-07-01",
  "2025-10-01",
  "2026-01-01",
  "2026-04-01"
 ],
 "series": {
  "households": {
   "name": "households",
   "label": "Households, credit as % of GDP",
   "bis_key": "Q.BR.H.A.M.770.A",
   "unit": "pct_gdp",
   "data": [
    12.4,
    11.9,
    11.8,
    11.7,
    11.9,
    12.2,
    12.7,
    12.5,
    12.6,
    12.4,
    12.7,
    12.6,
    12.5,
    12.5,
    12.5,
    12.2,
    12.2,
    13.9,
    14,
    13.9,
    14,
    10.8,
    11,
    11.1,
    11.1,
    11.2,
    10.8,
    10.6,
    10.2,
    10.2,
    10.1,
    10.1,
    10.2,
    10.5,
    10.9,
    11.6,
    12.1,
    12.4,
    12.8,
    13.5,
    13.5,
    13.9,
    14.2,
    14.9,
    14.9,
    15.2,
    16.1,
    17,
    17.3,
    17.8,
    18.4,
    19.1,
    18.9,
    19.4,
    20.2,
    21,
    20.5,
    20.5,
    21.4,
    22.1,
    22,
    22.2,
    22.4,
    23.2,
    23.2,
    23.8,
    23.9,
    24.5,
    24.5,
    25,
    25.4,
    25.7,
    25.7,
    26.1,
    26.2,
    26.9,
    27.1,
    27.3,
    27.6,
    28,
    27.9,
    27.7,
    27.7,
    27.8,
    27.5,
    27.6,
    27.6,
    27.9,
    27.8,
    27.8,
    27.8,
    28.4,
    28.5,
    28.9,
    29.2,
    30,
    30,
    30.2,
    31.1,
    32.2,
    31.8,
    31.4,
    31.9,
    32.5,
    32.9,
    33.2,
    33.7,
    34,
    34.1,
    33.6,
    34.3,
    34.6,
    34.9,
    35.2,
    35.6,
    36.2,
    36.5,
    36.3,
    36.7,
    37.6,
    38,
    null
   ]
  },
  "companies": {
   "name": "companies",
   "label": "Non-financial companies, credit as % of GDP",
   "bis_key": "Q.BR.N.A.M.770.A",
   "unit": "pct_gdp",
   "data": [
    39.6,
    39,
    35.6,
    33,
    31.9,
    33.3,
    33.7,
    35,
    36.4,
    36.7,
    36.6,
    36.5,
    37,
    35.6,
    36.6,
    36.4,
    31.8,
    31.4,
    30.5,
    33,
    34.7,
    37,
    40.2,
    38.3,
    38.7,
    39.3,
    45.2,
    42.6,
    42.3,
    39.3,
    38.8,
    38.5,
    36.4,
    36.4,
    35,
    33.3,
    33.2,
    32.8,
    32.7,
    32.9,
    33.1,
    33.8,
    34.3,
    35.1,
    33.2,
    31.7,
    31.1,
    30.7,
    32,
    33.4,
    34.8,
    36.5,
    35.7,
    36,
    36.5,
    37,
    35.7,
    35.1,
    36.1,
    36.8,
    36.8,
    37.1,
    37.6,
    39,
    39.3,
    40.5,
    40.9,
    42.1,
    42.1,
    44.2,
    43.6,
    45,
    44.1,
    44,
    45.5,
    47.5,
    50.2,
    49.5,
    54,
    53.9,
    50.9,
    47.9,
    47.1,
    46.6,
    45.3,
    45.1,
    43.7,
    44.5,
    42.8,
    44.9,
    45.5,
    46,
    45.9,
    46.2,
    47,
    47.1,
    51.7,
    54.4,
    55.9,
    54.3,
    55.2,
    50.9,
    51.7,
    52.4,
    49.3,
    51.1,
    52,
    52.1,
    50.7,
    49.9,
    51,
    50.8,
    51.5,
    53.6,
    53.7,
    57,
    54.8,
    54.2,
    53.9,
    55.5,
    54.6,
    null
   ]
  },
  "government": {
   "name": "government",
   "label": "Government, debt at nominal value as % of GDP",
   "bis_key": "Q.BR.G.A.N.770.A",
   "unit": "pct_gdp",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    41.2,
    43.1,
    43.9,
    50.5,
    57.4,
    56.1,
    58.8,
    57.1,
    57.5,
    61.8,
    62.4,
    62.2,
    63.2,
    65.1,
    67.9,
    67.3,
    67.4,
    71.9,
    81,
    76.2,
    76.1,
    73.3,
    74.3,
    71.6,
    72.2,
    70.8,
    68.6,
    68.1,
    68.9,
    67.6,
    67.3,
    67,
    67,
    64.5,
    64.7,
    64.7,
    64.5,
    64.2,
    62.5,
    63.1,
    61.9,
    61.3,
    58.1,
    61.5,
    60.2,
    61.1,
    63.1,
    64.8,
    63,
    64.1,
    62.3,
    62.5,
    60.4,
    61.1,
    60,
    60.6,
    60,
    62.4,
    59.8,
    61.6,
    59.2,
    58.6,
    57.7,
    59.6,
    57.8,
    59.3,
    58,
    61.6,
    63.9,
    65.7,
    69.7,
    71.7,
    72.6,
    73.3,
    74.2,
    77.4,
    79.5,
    80.5,
    81.4,
    82.8,
    83.7,
    85.3,
    84.5,
    84.8,
    84.8,
    84.7,
    86.1,
    87.1,
    85.6,
    90.2,
    90.8,
    96,
    95.8,
    91.8,
    89.3,
    89,
    86.7,
    87.6,
    83.2,
    84,
    81.6,
    83.3,
    81.1,
    84,
    84.4,
    87.4,
    84.6,
    87,
    87.8,
    89.5,
    90.2,
    93.3,
    91.8,
    null
   ]
  },
  "private": {
   "name": "private",
   "label": "Private non-financial sector, credit as % of GDP",
   "bis_key": "Q.BR.P.A.M.770.A",
   "unit": "pct_gdp",
   "data": [
    52,
    50.8,
    47.4,
    44.9,
    44,
    45.7,
    46.6,
    47.7,
    49.1,
    49.2,
    49.4,
    49.3,
    49.7,
    48.2,
    49.3,
    48.7,
    44.2,
    45.7,
    45,
    47.2,
    49.1,
    47.8,
    51,
    49.3,
    49.7,
    50.3,
    55.7,
    52.9,
    52.1,
    49.2,
    48.7,
    48.4,
    46.4,
    46.9,
    45.9,
    45.1,
    45.5,
    45.2,
    45.5,
    46.5,
    46.7,
    47.7,
    48.5,
    50.1,
    48.2,
    46.9,
    47.2,
    47.8,
    49.3,
    51.2,
    53.3,
    55.5,
    54.6,
    55.3,
    56.7,
    58,
    56.1,
    55.6,
    57.5,
    59,
    58.9,
    59.3,
    60,
    62.3,
    62.5,
    64.3,
    64.8,
    66.7,
    66.6,
    69.2,
    69,
    70.7,
    69.8,
    70.1,
    71.7,
    74.4,
    77.3,
    76.9,
    81.6,
    81.8,
    78.8,
    75.6,
    74.8,
    74.4,
    72.8,
    72.6,
    71.3,
    72.5,
    70.6,
    72.7,
    73.3,
    74.4,
    74.5,
    75,
    76.3,
    77,
    81.7,
    84.6,
    87.1,
    86.5,
    86.9,
    82.3,
    83.6,
    84.9,
    82.3,
    84.3,
    85.7,
    86.1,
    84.8,
    83.5,
    85.2,
    85.5,
    86.4,
    88.7,
    89.3,
    93.2,
    91.3,
    90.5,
    90.6,
    93,
    92.5,
    null
   ]
  },
  "total": {
   "name": "total",
   "label": "All non-financial borrowers, credit as % of GDP",
   "bis_key": "Q.BR.C.A.M.770.A",
   "unit": "pct_gdp",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    90.3,
    92.3,
    93.3,
    99.8,
    107,
    104.3,
    108.1,
    105.7,
    101.7,
    107.5,
    107.4,
    109.4,
    112.3,
    112.8,
    118.9,
    116.6,
    117.1,
    122.2,
    136.7,
    129,
    128.2,
    122.6,
    123,
    120,
    118.6,
    117.7,
    114.5,
    113.2,
    114.4,
    112.9,
    112.8,
    113.6,
    113.7,
    112.2,
    113.2,
    114.7,
    112.6,
    111.1,
    109.7,
    110.8,
    111.2,
    112.6,
    111.4,
    117,
    114.8,
    116.4,
    119.8,
    122.7,
    119.1,
    119.7,
    119.8,
    121.4,
    119.2,
    120.4,
    120,
    122.9,
    122.5,
    126.8,
    124.5,
    128.3,
    125.8,
    127.9,
    126.7,
    130.3,
    127.6,
    129.4,
    129.8,
    136,
    141.2,
    142.5,
    151.3,
    153.6,
    151.4,
    148.9,
    149,
    151.8,
    152.3,
    153.2,
    152.7,
    155.2,
    154.3,
    158,
    157.7,
    159.2,
    159.3,
    159.8,
    162.4,
    164.2,
    167.3,
    174.8,
    177.9,
    182.5,
    182.7,
    174.1,
    172.9,
    173.8,
    169,
    171.8,
    168.9,
    170.1,
    166.4,
    166.8,
    166.4,
    169.5,
    170.7,
    176.1,
    173.9,
    180.2,
    179.1,
    180.1,
    180.8,
    186.4,
    184.3,
    null
   ]
  },
  "credit_gap": {
   "name": "credit_gap",
   "label": "Credit-to-GDP gap, percentage points",
   "bis_key": "Q.BR.P.A.C",
   "unit": "pp",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    -0.94,
    0.11,
    0.86,
    2.19,
    0.28,
    -0.89,
    -0.49,
    0.04,
    1.48,
    3.14,
    4.76,
    6.5,
    5.1,
    5.35,
    6.14,
    6.84,
    4.57,
    3.65,
    5.08,
    5.96,
    5.36,
    5.28,
    5.44,
    7.03,
    6.6,
    7.69,
    7.4,
    8.51,
    7.69,
    9.45,
    8.36,
    9.19,
    7.51,
    6.98,
    7.8,
    9.5,
    11.37,
    9.93,
    13.44,
    12.44,
    8.41,
    4.54,
    3.04,
    2.03,
    -0.05,
    -0.61,
    -2.33,
    -1.51,
    -3.63,
    -1.87,
    -1.66,
    -0.87,
    -1.23,
    -1.05,
    -0.24,
    0.04,
    4.04,
    6.13,
    7.67,
    6.24,
    5.88,
    0.69,
    1.42,
    2.08,
    -0.99,
    0.51,
    1.29,
    1.15,
    -0.62,
    -2.33,
    -0.98,
    -1.19,
    -0.74,
    1.04,
    1.07,
    4.21,
    1.73,
    0.4,
    -0.06,
    1.78,
    0.72,
    null
   ]
  },
  "dsr": {
   "name": "dsr",
   "label": "Debt service ratio, private non-financial sector, % of income",
   "bis_key": "Q.BR.P",
   "unit": "pct",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    40.2,
    33,
    27.3,
    24.3,
    19.2,
    18.8,
    17.6,
    17.5,
    17.3,
    18.4,
    22.6,
    22.7,
    22,
    21.5,
    25.6,
    27.4,
    29,
    27.1,
    23.6,
    20.6,
    18.4,
    18,
    17.5,
    16.8,
    17.5,
    17.8,
    17.9,
    17.7,
    17.4,
    16.8,
    16,
    15.9,
    14.6,
    13.2,
    12.5,
    12,
    13.8,
    14.4,
    16.7,
    20,
    17.9,
    16.1,
    15,
    14.6,
    13.7,
    13.3,
    13.8,
    14,
    15.9,
    17.1,
    16.8,
    16.8,
    16.8,
    16,
    15,
    14.6,
    14.4,
    14.9,
    15.2,
    16,
    16.5,
    16.7,
    17.2,
    17.9,
    19.6,
    20.5,
    23.2,
    24.1,
    24.4,
    23.9,
    24,
    23.7,
    22.9,
    20.8,
    19.8,
    19.2,
    18.5,
    18.1,
    17.8,
    18,
    18.6,
    18.8,
    18.8,
    18.1,
    19.1,
    17.8,
    16.8,
    16.6,
    17.7,
    16.9,
    17.9,
    20.3,
    21.3,
    23.2,
    24.5,
    25.5,
    25.7,
    25.7,
    25.2,
    24.3,
    24,
    24.4,
    24.4,
    26.1,
    27.6,
    28.2,
    28.2,
    29.3,
    29.8,
    null
   ]
  },
  "real_house_prices_yoy": {
   "name": "real_house_prices_yoy",
   "label": "Real residential property prices, % change on a year ago",
   "bis_key": "Q.BR.R.771",
   "unit": "pct_yoy",
   "data": [
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    -6.18,
    -5.92,
    -4.91,
    -6.06,
    -8.09,
    -6.61,
    -2.77,
    2.49,
    7.72,
    8.46,
    5.64,
    3.73,
    2.19,
    0.98,
    2.12,
    2.41,
    3.66,
    6.01,
    7.92,
    10.19,
    11.87,
    12.95,
    13.49,
    14.56,
    15.45,
    15.61,
    15.77,
    16.47,
    17.48,
    18.69,
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    8.97,
    7.94,
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   ]
  }
 }
}