{
 "meta": {
  "dossier": "bis",
  "source": "Bank for International Settlements (BIS)",
  "vintage": "2026-10-09",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "BIS revises credit, debt service and property series as national sources revise; each update re-reads the last ten years. Break-adjusted series are BIS's own adjustment.",
  "latestPeriod": "2026-01",
  "frequency": "quarterly",
  "base": "% of income",
  "unit": "pct",
  "coverage": "Share of income India's households and companies spend on interest and principal",
  "note": "BIS debt service ratios (WS_DSR): interest payments plus amortisation divided by income, for the private non-financial sector as a whole. BIS publishes no household or company split for India."
 },
 "dates": [
  "1999-01-01",
  "1999-04-01",
  "1999-07-01",
  "1999-10-01",
  "2000-01-01",
  "2000-04-01",
  "2000-07-01",
  "2000-10-01",
  "2001-01-01",
  "2001-04-01",
  "2001-07-01",
  "2001-10-01",
  "2002-01-01",
  "2002-04-01",
  "2002-07-01",
  "2002-10-01",
  "2003-01-01",
  "2003-04-01",
  "2003-07-01",
  "2003-10-01",
  "2004-01-01",
  "2004-04-01",
  "2004-07-01",
  "2004-10-01",
  "2005-01-01",
  "2005-04-01",
  "2005-07-01",
  "2005-10-01",
  "2006-01-01",
  "2006-04-01",
  "2006-07-01",
  "2006-10-01",
  "2007-01-01",
  "2007-04-01",
  "2007-07-01",
  "2007-10-01",
  "2008-01-01",
  "2008-04-01",
  "2008-07-01",
  "2008-10-01",
  "2009-01-01",
  "2009-04-01",
  "2009-07-01",
  "2009-10-01",
  "2010-01-01",
  "2010-04-01",
  "2010-07-01",
  "2010-10-01",
  "2011-01-01",
  "2011-04-01",
  "2011-07-01",
  "2011-10-01",
  "2012-01-01",
  "2012-04-01",
  "2012-07-01",
  "2012-10-01",
  "2013-01-01",
  "2013-04-01",
  "2013-07-01",
  "2013-10-01",
  "2014-01-01",
  "2014-04-01",
  "2014-07-01",
  "2014-10-01",
  "2015-01-01",
  "2015-04-01",
  "2015-07-01",
  "2015-10-01",
  "2016-01-01",
  "2016-04-01",
  "2016-07-01",
  "2016-10-01",
  "2017-01-01",
  "2017-04-01",
  "2017-07-01",
  "2017-10-01",
  "2018-01-01",
  "2018-04-01",
  "2018-07-01",
  "2018-10-01",
  "2019-01-01",
  "2019-04-01",
  "2019-07-01",
  "2019-10-01",
  "2020-01-01",
  "2020-04-01",
  "2020-07-01",
  "2020-10-01",
  "2021-01-01",
  "2021-04-01",
  "2021-07-01",
  "2021-10-01",
  "2022-01-01",
  "2022-04-01",
  "2022-07-01",
  "2022-10-01",
  "2023-01-01",
  "2023-04-01",
  "2023-07-01",
  "2023-10-01",
  "2024-01-01",
  "2024-04-01",
  "2024-07-01",
  "2024-10-01",
  "2025-01-01",
  "2025-04-01",
  "2025-07-01",
  "2025-10-01",
  "2026-01-01"
 ],
 "series": {
  "private": {
   "name": "private",
   "label": "Debt service ratio, private non-financial sector, % of income",
   "bis_key": "Q.IN.P",
   "data": [
    9,
    8.5,
    8.6,
    9,
    9,
    9.1,
    9.2,
    9.5,
    9.6,
    9.4,
    9.2,
    9.2,
    9.3,
    9.7,
    9.4,
    9.3,
    9.3,
    9,
    8.6,
    8.5,
    8.7,
    8.5,
    8.4,
    8.9,
    9.2,
    9.3,
    9.9,
    10.1,
    11.2,
    11.1,
    11.7,
    11.8,
    13,
    12.8,
    13.2,
    13.4,
    14.4,
    14.2,
    14.9,
    15.4,
    15.7,
    14.7,
    14.3,
    13.6,
    13.7,
    13.3,
    13.3,
    14.1,
    14.5,
    14.6,
    14.7,
    15.4,
    15.7,
    15.5,
    15.8,
    16,
    15.6,
    15.2,
    15,
    14.7,
    14.8,
    14.7,
    14.8,
    15,
    14.7,
    14.2,
    14.2,
    14,
    13.3,
    13,
    12,
    12,
    11.9,
    12.4,
    12.6,
    13.3,
    12.8,
    12.6,
    12.4,
    12.4,
    12,
    11.7,
    11.5,
    11.5,
    11,
    11.5,
    11.6,
    11.6,
    11,
    10.3,
    10,
    10.2,
    10,
    9.8,
    10,
    10.1,
    10.4,
    10.4,
    10.8,
    11,
    11.2,
    11.3,
    11.4,
    11.6,
    11.7,
    11.8,
    11.7,
    12.2,
    12.5
   ]
  }
 }
}