{
 "meta": {
  "dossier": "banks",
  "source": "Reserve Bank of India, DBIE, via the Reserve Bank Innovation Hub's data service",
  "vintage": "2026-10-10",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Bank-wise figures are the banks' own returns as the RBI publishes them and are not revised once printed; the Outlook's latest March is provisional and is replaced by the next edition's figure. Mergers are disclosed on the acquirer, never joined.",
  "frequency": "annual",
  "unit": "pct",
  "base": "as on 31 March",
  "latestPeriod": "2024-03",
  "coverage": "Return on assets, return on equity and net interest margin of urban co-operative banks, scheduled, non-scheduled and all",
  "note": "RBI DBIE report 788, the Primary (Urban) Co-operative Banks' Outlook, via the Reserve Bank Innovation Hub's data service (one grid per edition, as on 31 March; a March printed by two editions takes the later edition's figure). Table 6. Per cent."
 },
 "dates": [
  "2013-03-01",
  "2014-03-01",
  "2015-03-01",
  "2016-03-01",
  "2017-03-01",
  "2018-03-01",
  "2019-03-01",
  "2020-03-01",
  "2021-03-01",
  "2022-03-01",
  "2023-03-01",
  "2024-03-01"
 ],
 "series": {
  "scheduled__return_on_assets": {
   "name": "scheduled__return_on_assets_pct",
   "label": "Scheduled UCBs, Return on Assets",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    0.78,
    0.71,
    0.7,
    0.64,
    0.65,
    0.56,
    0.64,
    -1.96,
    0.19,
    0.52,
    0.42,
    0.78
   ]
  },
  "non_scheduled__return_on_assets": {
   "name": "non_scheduled__return_on_assets_pct",
   "label": "Non-scheduled UCBs, Return on Assets",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    0.73,
    0.9,
    0.97,
    0.95,
    0.88,
    0.9,
    0.59,
    0.03,
    0.28,
    0.38,
    0.49,
    0.6
   ]
  },
  "all__return_on_assets": {
   "name": "all__return_on_assets_pct",
   "label": "All UCBs, Return on Assets",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    0.75,
    0.81,
    0.84,
    0.8,
    0.77,
    0.74,
    0.61,
    -0.91,
    0.24,
    0.44,
    0.46,
    0.68
   ]
  },
  "scheduled__return_on_equity": {
   "name": "scheduled__return_on_equity_pct",
   "label": "Scheduled UCBs, Return on Equity",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    8.6,
    8.96,
    8.94,
    8.13,
    8.34,
    7.14,
    8.12,
    -26.95,
    2.94,
    6.54,
    5.08,
    8.68
   ]
  },
  "non_scheduled__return_on_equity": {
   "name": "non_scheduled__return_on_equity_pct",
   "label": "Non-scheduled UCBs, Return on Equity",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    6.22,
    8.8,
    10.65,
    10.43,
    9.7,
    9.88,
    6.53,
    0.29,
    3.22,
    4.09,
    5.17,
    5.98
   ]
  },
  "all__return_on_equity": {
   "name": "all__return_on_equity_pct",
   "label": "All UCBs, Return on Equity",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    7.19,
    8.87,
    9.91,
    9.42,
    9.11,
    8.7,
    7.23,
    -11.32,
    3.11,
    5.1,
    5.13,
    7.12
   ]
  },
  "scheduled__net_interest_margin": {
   "name": "scheduled__net_interest_margin_pct",
   "label": "Scheduled UCBs, Net Interest Margin",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    2.83,
    2.68,
    2.5,
    2.57,
    2.43,
    2.56,
    2.57,
    0.79,
    2.01,
    2.44,
    2.77,
    3.35
   ]
  },
  "non_scheduled__net_interest_margin": {
   "name": "non_scheduled__net_interest_margin_pct",
   "label": "Non-scheduled UCBs, Net Interest Margin",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    3.47,
    3.43,
    3.39,
    3.33,
    3.11,
    3.25,
    3.21,
    2.87,
    2.67,
    2.97,
    3.17,
    4.02
   ]
  },
  "all__net_interest_margin": {
   "name": "all__net_interest_margin_pct",
   "label": "All UCBs, Net Interest Margin",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    3.17,
    3.08,
    2.97,
    2.97,
    2.79,
    2.93,
    2.91,
    1.89,
    2.36,
    2.73,
    2.99,
    3.7
   ]
  }
 }
}