{
 "meta": {
  "dossier": "banks",
  "source": "Reserve Bank of India, DBIE (via the local Data Bank)",
  "vintage": "2026-10-10",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Bank-wise figures are the banks' own returns as the RBI publishes them and are not revised once printed; the Outlook's latest March is provisional and is replaced by the next edition's figure. Mergers are disclosed on the acquirer, never joined.",
  "frequency": "annual",
  "unit": "pct",
  "base": "as on 31 March",
  "latestPeriod": "2026-03",
  "coverage": "Return on assets, return on equity and net interest margin of urban co-operative banks to March 2026",
  "note": "RBI DBIE report 773, the Primary (Urban) Co-operative Banks' Outlook (statistical table), read from the local Data Bank mirror. Each edition prints the previous March as 'Final' and its own March as 'Provisional', both under the edition's date; read accordingly (a March takes the next edition's Final where one exists)."
 },
 "dates": [
  "2013-03-01",
  "2014-03-01",
  "2015-03-01",
  "2016-03-01",
  "2017-03-01",
  "2018-03-01",
  "2019-03-01",
  "2020-03-01",
  "2021-03-01",
  "2022-03-01",
  "2023-03-01",
  "2024-03-01",
  "2025-03-01",
  "2026-03-01"
 ],
 "series": {
  "scheduled__return_on_assets": {
   "name": "scheduled__return_on_assets_pct",
   "label": "Scheduled UCBs, Return on Assets",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    0.78,
    0.71,
    0.7,
    0.64,
    0.65,
    0.56,
    0.64,
    -1.96,
    0.19,
    0.52,
    0.42,
    0.78,
    0.68,
    0.65
   ]
  },
  "non_scheduled__return_on_assets": {
   "name": "non_scheduled__return_on_assets_pct",
   "label": "Non-scheduled UCBs, Return on Assets",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    0.73,
    0.9,
    0.97,
    0.95,
    0.88,
    0.9,
    0.59,
    0.03,
    0.28,
    0.38,
    0.49,
    0.6,
    0.79,
    0.66
   ]
  },
  "all__return_on_assets": {
   "name": "all__return_on_assets_pct",
   "label": "All UCBs, Return on Assets",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    0.75,
    0.81,
    0.84,
    0.8,
    0.77,
    0.74,
    0.61,
    -0.91,
    0.24,
    0.44,
    0.46,
    0.68,
    0.74,
    0.66
   ]
  },
  "scheduled__return_on_equity": {
   "name": "scheduled__return_on_equity_pct",
   "label": "Scheduled UCBs, Return on Equity",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    8.6,
    8.96,
    8.94,
    8.13,
    8.34,
    7.14,
    8.12,
    -26.95,
    2.94,
    6.54,
    5.08,
    8.68,
    7.37,
    7.01
   ]
  },
  "non_scheduled__return_on_equity": {
   "name": "non_scheduled__return_on_equity_pct",
   "label": "Non-scheduled UCBs, Return on Equity",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    6.22,
    8.8,
    10.65,
    10.43,
    9.7,
    9.88,
    6.53,
    0.29,
    3.22,
    4.09,
    5.17,
    5.98,
    7.4,
    6.17
   ]
  },
  "all__return_on_equity": {
   "name": "all__return_on_equity_pct",
   "label": "All UCBs, Return on Equity",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    7.19,
    8.87,
    9.91,
    9.42,
    9.11,
    8.7,
    7.23,
    -11.32,
    3.11,
    5.1,
    5.13,
    7.12,
    7.39,
    6.54
   ]
  },
  "scheduled__net_interest_margin": {
   "name": "scheduled__net_interest_margin_pct",
   "label": "Scheduled UCBs, Net Interest Margin",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    2.83,
    2.68,
    2.5,
    2.57,
    2.43,
    2.56,
    2.57,
    0.79,
    2.01,
    2.44,
    2.77,
    3.35,
    3.38,
    3.17
   ]
  },
  "non_scheduled__net_interest_margin": {
   "name": "non_scheduled__net_interest_margin_pct",
   "label": "Non-scheduled UCBs, Net Interest Margin",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    3.47,
    3.43,
    3.39,
    3.33,
    3.11,
    3.25,
    3.21,
    2.87,
    2.67,
    2.97,
    3.17,
    4.02,
    3.83,
    3.7
   ]
  },
  "all__net_interest_margin": {
   "name": "all__net_interest_margin_pct",
   "label": "All UCBs, Net Interest Margin",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    3.17,
    3.08,
    2.97,
    2.97,
    2.79,
    2.93,
    2.91,
    1.89,
    2.36,
    2.73,
    2.99,
    3.7,
    3.62,
    3.45
   ]
  }
 }
}