{
 "meta": {
  "dossier": "banks",
  "source": "Reserve Bank of India, DBIE (via the local Data Bank)",
  "vintage": "2026-10-10",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Bank-wise figures are the banks' own returns as the RBI publishes them and are not revised once printed; the Outlook's latest March is provisional and is replaced by the next edition's figure. Mergers are disclosed on the acquirer, never joined.",
  "frequency": "annual",
  "unit": "count",
  "base": "as on 31 March",
  "latestPeriod": "2026-03",
  "coverage": "Urban co-operative banks counted by capital adequacy ratio band, to March 2026",
  "note": "RBI DBIE report 775, the Primary (Urban) Co-operative Banks' Outlook (statistical table), read from the local Data Bank mirror."
 },
 "dates": [
  "2020-03-01",
  "2021-03-01",
  "2022-03-01",
  "2023-03-01",
  "2024-03-01",
  "2025-03-01",
  "2026-03-01"
 ],
 "series": {
  "crar_12__all": {
   "name": "crar_12__all_count",
   "label": "CRAR ≥ 12, all UCBs",
   "unit": "count",
   "group": "UCBs by capital adequacy ratio",
   "data": [
    1290,
    1274,
    1302,
    1321,
    1328,
    1342,
    1326
   ]
  },
  "crar_12__non_scheduled": {
   "name": "crar_12__non_scheduled_count",
   "label": "CRAR ≥ 12, non-scheduled UCBs",
   "unit": "count",
   "group": "UCBs by capital adequacy ratio",
   "data": [
    1245,
    1229,
    1261,
    1276,
    1283,
    1296,
    1278
   ]
  },
  "crar_12__scheduled": {
   "name": "crar_12__scheduled_count",
   "label": "CRAR ≥ 12, scheduled UCBs",
   "unit": "count",
   "group": "UCBs by capital adequacy ratio",
   "data": [
    45,
    45,
    41,
    45,
    45,
    46,
    48
   ]
  },
  "9_crar_12__all": {
   "name": "9_crar_12__all_count",
   "label": "9 <= CRAR < 12, all UCBs",
   "unit": "count",
   "group": "UCBs by capital adequacy ratio",
   "data": [
    169,
    164,
    122,
    102,
    87,
    66,
    65
   ]
  },
  "9_crar_12__non_scheduled": {
   "name": "9_crar_12__non_scheduled_count",
   "label": "9 <= CRAR < 12, non-scheduled UCBs",
   "unit": "count",
   "group": "UCBs by capital adequacy ratio",
   "data": [
    164,
    160,
    115,
    101,
    85,
    66,
    65
   ]
  },
  "9_crar_12__scheduled": {
   "name": "9_crar_12__scheduled_count",
   "label": "9 <= CRAR < 12, scheduled UCBs",
   "unit": "count",
   "group": "UCBs by capital adequacy ratio",
   "data": [
    5,
    4,
    7,
    1,
    2,
    null,
    0
   ],
   "gaps": [
    "2025-03-01"
   ],
   "gapsNote": "No edition of the RBI's table prints this figure for these years."
  },
  "6_crar_9__all": {
   "name": "6_crar_9__all_count",
   "label": "6 <= CRAR < 9, all UCBs",
   "unit": "count",
   "group": "UCBs by capital adequacy ratio",
   "data": [
    18,
    24,
    16,
    21,
    14,
    10,
    14
   ]
  },
  "6_crar_9__non_scheduled": {
   "name": "6_crar_9__non_scheduled_count",
   "label": "6 <= CRAR < 9, non-scheduled UCBs",
   "unit": "count",
   "group": "UCBs by capital adequacy ratio",
   "data": [
    18,
    24,
    16,
    18,
    14,
    10,
    13
   ]
  },
  "6_crar_9__scheduled": {
   "name": "6_crar_9__scheduled_count",
   "label": "6 <= CRAR < 9, scheduled UCBs",
   "unit": "count",
   "group": "UCBs by capital adequacy ratio",
   "data": [
    0,
    0,
    0,
    3,
    0,
    null,
    1
   ],
   "gaps": [
    "2025-03-01"
   ],
   "gapsNote": "No edition of the RBI's table prints this figure for these years."
  },
  "3_crar_6__all": {
   "name": "3_crar_6__all_count",
   "label": "3 <= CRAR < 6, all UCBs",
   "unit": "count",
   "group": "UCBs by capital adequacy ratio",
   "data": [
    12,
    11,
    12,
    8,
    14,
    10,
    3
   ]
  },
  "3_crar_6__non_scheduled": {
   "name": "3_crar_6__non_scheduled_count",
   "label": "3 <= CRAR < 6, non-scheduled UCBs",
   "unit": "count",
   "group": "UCBs by capital adequacy ratio",
   "data": [
    12,
    11,
    12,
    8,
    13,
    8,
    2
   ]
  },
  "3_crar_6__scheduled": {
   "name": "3_crar_6__scheduled_count",
   "label": "3 <= CRAR < 6, scheduled UCBs",
   "unit": "count",
   "group": "UCBs by capital adequacy ratio",
   "data": [
    0,
    0,
    0,
    0,
    1,
    2,
    1
   ]
  },
  "crar_3__all": {
   "name": "crar_3__all_count",
   "label": "CRAR < 3, all UCBs",
   "unit": "count",
   "group": "UCBs by capital adequacy ratio",
   "data": [
    50,
    61,
    62,
    50,
    29,
    29,
    32
   ]
  },
  "crar_3__non_scheduled": {
   "name": "crar_3__non_scheduled_count",
   "label": "CRAR < 3, non-scheduled UCBs",
   "unit": "count",
   "group": "UCBs by capital adequacy ratio",
   "data": [
    46,
    57,
    58,
    48,
    28,
    28,
    31
   ]
  },
  "crar_3__scheduled": {
   "name": "crar_3__scheduled_count",
   "label": "CRAR < 3, scheduled UCBs",
   "unit": "count",
   "group": "UCBs by capital adequacy ratio",
   "data": [
    4,
    4,
    4,
    2,
    1,
    1,
    1
   ]
  }
 }
}