{
 "meta": {
  "dossier": "banks",
  "source": "Reserve Bank of India, DBIE (via the local Data Bank)",
  "vintage": "2026-10-10",
  "mock": false,
  "geo": "IND",
  "releaseDate": null,
  "revisionPolicy": "Bank-wise figures are the banks' own returns as the RBI publishes them and are not revised once printed; the Outlook's latest March is provisional and is replaced by the next edition's figure. Mergers are disclosed on the acquirer, never joined.",
  "frequency": "annual",
  "unit": "pct",
  "base": "as on 31 March",
  "latestPeriod": "2026-03",
  "coverage": "Liabilities and assets of urban co-operative banks as shares of the total, to March 2026",
  "note": "RBI DBIE report 771, the Primary (Urban) Co-operative Banks' Outlook (statistical table), read from the local Data Bank mirror. Each edition prints the previous March as 'Final' and its own March as 'Provisional', both under the edition's date; read accordingly (a March takes the next edition's Final where one exists). The Data Bank's copy carries only the shares (per cent of total liabilities or assets); the amounts are in banks-ucb-balance-sheet, to March 2024."
 },
 "dates": [
  "2013-03-01",
  "2014-03-01",
  "2015-03-01",
  "2016-03-01",
  "2017-03-01",
  "2018-03-01",
  "2019-03-01",
  "2020-03-01",
  "2021-03-01",
  "2022-03-01",
  "2023-03-01",
  "2024-03-01",
  "2025-03-01",
  "2026-03-01"
 ],
 "series": {
  "non_scheduled__cash_in_hand": {
   "name": "non_scheduled__cash_in_hand_pct",
   "label": "Non-scheduled UCBs, Cash in Hand, per cent of total",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    null,
    null,
    1.16,
    1.21,
    1.04,
    1.33,
    1.29,
    1.21,
    1.18,
    1.21,
    1.13,
    1.15,
    1.05,
    0.98
   ]
  },
  "all__balances_with_banks": {
   "name": "all__balances_with_banks_pct",
   "label": "All UCBs, Balances with Banks, per cent of total",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    5.98,
    7.49,
    8.25,
    11.69,
    11.25,
    11.18,
    10.18,
    10.62,
    10.61,
    10.55,
    9.81,
    10.23,
    10.92,
    11.23
   ]
  },
  "all__other_liabilities_and_provisions": {
   "name": "all__other_liabilities_and_provisions_pct",
   "label": "All UCBs, Other Liabilities and Provisions, per cent of total",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    8.26,
    9.63,
    9.3,
    9.12,
    8.78,
    9.5,
    9.77,
    11.29,
    11.16,
    11.6,
    11.4,
    10.88,
    9.98,
    9.89
   ]
  },
  "all__slr_investments": {
   "name": "all__slr_investments_pct",
   "label": "All UCBs, SLR Investments, per cent of total",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    null,
    27.41,
    26.47,
    22.9,
    23.22,
    24.12,
    23.28,
    22.74,
    24.44,
    25.23,
    25.24,
    24.64,
    23.39,
    23.48
   ]
  },
  "non_scheduled__slr_investments": {
   "name": "non_scheduled__slr_investments_pct",
   "label": "Non-scheduled UCBs, SLR Investments, per cent of total",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    null,
    30.32,
    29.27,
    22.95,
    23.47,
    25.06,
    24.84,
    23.91,
    26.29,
    27.28,
    27,
    25.87,
    24.71,
    25.26
   ]
  },
  "non_scheduled__other_assets": {
   "name": "non_scheduled__other_assets_pct",
   "label": "Non-scheduled UCBs, Other Assets, per cent of total",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    3.38,
    6.27,
    6.29,
    6.31,
    10.15,
    6.58,
    6.7,
    7.79,
    8.28,
    8.64,
    8.82,
    8.76,
    8.31,
    8.15
   ]
  },
  "all__money_at_call_and_short_notice": {
   "name": "all__money_at_call_and_short_notice_pct",
   "label": "All UCBs, Money at Call and Short Notice, per cent of total",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    0.4,
    0.38,
    0.46,
    0.68,
    0.93,
    0.79,
    1,
    1.35,
    1.06,
    0.75,
    0.51,
    0.46,
    0.58,
    0.59
   ]
  },
  "scheduled__money_at_call_and_short_notice": {
   "name": "scheduled__money_at_call_and_short_notice_pct",
   "label": "Scheduled UCBs, Money at Call and Short Notice, per cent of total",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    0.29,
    0.27,
    0.36,
    0.8,
    1.53,
    1.16,
    1.55,
    2.15,
    1.69,
    1.18,
    0.83,
    0.74,
    0.86,
    0.94
   ]
  },
  "non_scheduled__borrowings": {
   "name": "non_scheduled__borrowings_pct",
   "label": "Non-scheduled UCBs, Borrowings, per cent of total",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    0.44,
    0.2,
    0.15,
    0.08,
    0.1,
    0.12,
    0.11,
    0.1,
    0.09,
    0.07,
    0.12,
    0.08,
    0.06,
    0.06
   ]
  },
  "non_scheduled__other_liabilities_and_provisions": {
   "name": "non_scheduled__other_liabilities_and_provisions_pct",
   "label": "Non-scheduled UCBs, Other Liabilities and Provisions, per cent of total",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    6.1,
    8.57,
    8.3,
    8.29,
    8.11,
    8.77,
    8.6,
    10.06,
    10.11,
    11.5,
    11.58,
    11.5,
    10.41,
    10.45
   ]
  },
  "scheduled__slr_investments": {
   "name": "scheduled__slr_investments_pct",
   "label": "Scheduled UCBs, SLR Investments, per cent of total",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    null,
    24.05,
    23.29,
    22.84,
    22.95,
    23.07,
    21.55,
    21.39,
    22.24,
    22.7,
    23.11,
    23.16,
    21.83,
    21.49
   ]
  },
  "all__investments": {
   "name": "all__investments_pct",
   "label": "All UCBs, Investments, per cent of total",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    31.78,
    29.47,
    28.28,
    25.25,
    26.32,
    26.6,
    26.17,
    25.88,
    27.4,
    28.2,
    28.03,
    27.39,
    26.19,
    26.39
   ]
  },
  "non_scheduled__investments": {
   "name": "non_scheduled__investments_pct",
   "label": "Non-scheduled UCBs, Investments, per cent of total",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    34.35,
    31.94,
    30.92,
    24.82,
    26.57,
    27.1,
    26.91,
    25.92,
    28.06,
    28.99,
    28.75,
    27.77,
    26.74,
    27.28
   ]
  },
  "scheduled__balances_with_rbi": {
   "name": "scheduled__balances_with_rbi_pct",
   "label": "Scheduled UCBs, Balances with RBI, per cent of total",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    null,
    4.44,
    4.14,
    3.81,
    3.91,
    3.91,
    3.88,
    3.37,
    3.69,
    4.17,
    4.17,
    4.28,
    4.03,
    3.11
   ]
  },
  "all__deposits": {
   "name": "all__deposits_pct",
   "label": "All UCBs, Deposits, per cent of total",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    81.07,
    81.2,
    81.6,
    81.9,
    82.14,
    81.05,
    80.84,
    80.25,
    80.1,
    78.97,
    78.43,
    78.49,
    79.11,
    79.27
   ]
  },
  "all__reserves_and_surplus": {
   "name": "all__reserves_and_surplus_pct",
   "label": "All UCBs, Reserves and Surplus, per cent of total",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    7.52,
    6.22,
    6.29,
    6.18,
    6.2,
    6.27,
    6.22,
    5.34,
    5.81,
    6.43,
    7.09,
    7.73,
    8.03,
    7.95
   ]
  },
  "all__balances_with_rbi": {
   "name": "all__balances_with_rbi_pct",
   "label": "All UCBs, Balances with RBI, per cent of total",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    null,
    2.28,
    2.23,
    2.12,
    2.12,
    2.22,
    2.3,
    2.02,
    2.2,
    2.47,
    2.41,
    2.59,
    2.49,
    2.05
   ]
  },
  "non_scheduled__deposits": {
   "name": "non_scheduled__deposits_pct",
   "label": "Non-scheduled UCBs, Deposits, per cent of total",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    82,
    82.18,
    82.44,
    82.65,
    82.71,
    81.9,
    82.3,
    81.4,
    80.69,
    79.32,
    78.55,
    77.99,
    78.64,
    78.85
   ]
  },
  "scheduled__deposits": {
   "name": "scheduled__deposits_pct",
   "label": "Scheduled UCBs, Deposits, per cent of total",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    79.99,
    80.07,
    80.65,
    81.08,
    81.48,
    80.09,
    79.23,
    78.94,
    79.39,
    78.54,
    78.28,
    79.1,
    79.66,
    79.75
   ]
  },
  "scheduled__reserves_and_surplus": {
   "name": "scheduled__reserves_and_surplus_pct",
   "label": "Scheduled UCBs, Reserves and Surplus, per cent of total",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    6.45,
    6.37,
    6.46,
    6.26,
    6.21,
    6.29,
    6.41,
    5.12,
    5.15,
    6.51,
    7.27,
    7.86,
    7.97,
    8.01
   ]
  },
  "all__borrowings": {
   "name": "all__borrowings_pct",
   "label": "All UCBs, Borrowings, per cent of total",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    0.79,
    0.65,
    0.52,
    0.55,
    0.64,
    0.89,
    0.9,
    0.86,
    0.77,
    0.85,
    0.92,
    0.76,
    0.78,
    0.89
   ]
  },
  "all__capital": {
   "name": "all__capital_pct",
   "label": "All UCBs, Capital, per cent of total",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    2.36,
    2.29,
    2.29,
    2.3,
    2.24,
    2.3,
    2.27,
    2.26,
    2.17,
    2.14,
    2.16,
    2.14,
    2.1,
    1.99
   ]
  },
  "non_scheduled__money_at_call_and_short_notice": {
   "name": "non_scheduled__money_at_call_and_short_notice_pct",
   "label": "Non-scheduled UCBs, Money at Call and Short Notice, per cent of total",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    0.49,
    0.47,
    0.54,
    0.57,
    0.4,
    0.46,
    0.5,
    0.64,
    0.53,
    0.4,
    0.24,
    0.24,
    0.34,
    0.27
   ]
  },
  "scheduled__cash_in_hand": {
   "name": "scheduled__cash_in_hand_pct",
   "label": "Scheduled UCBs, Cash in Hand, per cent of total",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    null,
    null,
    0.53,
    0.52,
    0.6,
    0.56,
    0.47,
    0.62,
    0.56,
    0.62,
    0.54,
    0.55,
    0.52,
    0.55
   ]
  },
  "scheduled__non_slr_investments": {
   "name": "scheduled__non_slr_investments_pct",
   "label": "Scheduled UCBs, Non-SLR Investments, per cent of total",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    null,
    2.56,
    1.99,
    2.89,
    3.09,
    2.97,
    3.81,
    4.44,
    4.37,
    4.53,
    4.05,
    3.76,
    3.7,
    3.91
   ]
  },
  "non_scheduled__non_slr_investments": {
   "name": "non_scheduled__non_slr_investments_pct",
   "label": "Non-scheduled UCBs, Non-SLR Investments, per cent of total",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    null,
    1.62,
    1.65,
    1.87,
    3.1,
    2.05,
    2.07,
    2,
    1.77,
    1.72,
    1.75,
    1.9,
    2.03,
    2.02
   ]
  },
  "all__loans_and_advances": {
   "name": "all__loans_and_advances_pct",
   "label": "All UCBs, Loans and Advances, per cent of total",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    53.01,
    51.2,
    51.54,
    51.15,
    48.38,
    49.79,
    50.58,
    48.92,
    47.52,
    47.3,
    48.59,
    49.02,
    50.12,
    50.09
   ]
  },
  "scheduled__borrowings": {
   "name": "scheduled__borrowings_pct",
   "label": "Scheduled UCBs, Borrowings, per cent of total",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    1.19,
    1.17,
    0.93,
    1.06,
    1.24,
    1.75,
    1.77,
    1.72,
    1.58,
    1.82,
    1.88,
    1.58,
    1.63,
    1.83
   ]
  },
  "scheduled__capital": {
   "name": "scheduled__capital_pct",
   "label": "Scheduled UCBs, Capital, per cent of total",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    1.59,
    1.54,
    1.51,
    1.58,
    1.54,
    1.56,
    1.53,
    1.52,
    1.48,
    1.41,
    1.39,
    1.33,
    1.26,
    1.15
   ]
  },
  "non_scheduled__loans_and_advances": {
   "name": "non_scheduled__loans_and_advances_pct",
   "label": "Non-scheduled UCBs, Loans and Advances, per cent of total",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    52.81,
    50.85,
    51.19,
    50.21,
    46.23,
    48.12,
    49.79,
    49.28,
    47.58,
    46.86,
    47.86,
    48.54,
    49.77,
    49.81
   ]
  },
  "scheduled__balances_with_banks": {
   "name": "scheduled__balances_with_banks_pct",
   "label": "Scheduled UCBs, Balances with Banks, per cent of total",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    4.13,
    5.89,
    7.01,
    6.62,
    6.94,
    6.1,
    6.01,
    6.37,
    7.25,
    7.76,
    6.85,
    7.68,
    8.92,
    9.94
   ]
  },
  "scheduled__investments": {
   "name": "scheduled__investments_pct",
   "label": "Scheduled UCBs, Investments, per cent of total",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    28.78,
    26.61,
    25.28,
    25.73,
    26.03,
    26.03,
    25.36,
    25.84,
    26.61,
    27.23,
    27.16,
    26.93,
    25.54,
    25.4
   ]
  },
  "all__cash_in_hand": {
   "name": "all__cash_in_hand_pct",
   "label": "All UCBs, Cash in Hand, per cent of total",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    null,
    null,
    0.87,
    0.88,
    0.83,
    0.97,
    0.9,
    0.93,
    0.89,
    0.94,
    0.87,
    0.88,
    0.81,
    0.78
   ]
  },
  "non_scheduled__reserves_and_surplus": {
   "name": "non_scheduled__reserves_and_surplus_pct",
   "label": "Non-scheduled UCBs, Reserves and Surplus, per cent of total",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    8.44,
    6.1,
    6.14,
    6.11,
    6.2,
    6.24,
    6.05,
    5.53,
    6.37,
    6.37,
    6.95,
    7.63,
    8.08,
    7.9
   ]
  },
  "all__other_assets": {
   "name": "all__other_assets_pct",
   "label": "All UCBs, Other Assets, per cent of total",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    7.81,
    8.33,
    8.38,
    8.22,
    10.17,
    8.44,
    8.87,
    10.29,
    10.33,
    9.78,
    9.79,
    9.43,
    8.91,
    8.86
   ]
  },
  "non_scheduled__capital": {
   "name": "non_scheduled__capital_pct",
   "label": "Non-scheduled UCBs, Capital, per cent of total",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    3.02,
    2.95,
    2.97,
    2.95,
    2.87,
    2.97,
    2.94,
    2.91,
    2.74,
    2.74,
    2.8,
    2.81,
    2.81,
    2.73
   ]
  },
  "scheduled__loans_and_advances": {
   "name": "scheduled__loans_and_advances_pct",
   "label": "Scheduled UCBs, Loans and Advances, per cent of total",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    53.25,
    51.6,
    51.93,
    52.19,
    50.79,
    51.68,
    51.45,
    48.51,
    47.44,
    47.86,
    49.47,
    49.59,
    50.53,
    50.4
   ]
  },
  "scheduled__other_liabilities_and_provisions": {
   "name": "scheduled__other_liabilities_and_provisions_pct",
   "label": "Scheduled UCBs, Other Liabilities and Provisions, per cent of total",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    10.79,
    10.85,
    10.44,
    10.03,
    9.54,
    10.31,
    11.06,
    12.7,
    12.41,
    11.72,
    11.18,
    10.12,
    9.48,
    9.26
   ]
  },
  "scheduled__other_assets": {
   "name": "scheduled__other_assets_pct",
   "label": "Scheduled UCBs, Other Assets, per cent of total",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    12.96,
    10.7,
    10.75,
    10.32,
    10.19,
    10.55,
    11.26,
    13.15,
    12.77,
    11.19,
    10.98,
    10.24,
    9.6,
    9.66
   ]
  },
  "non_scheduled__balances_with_banks": {
   "name": "non_scheduled__balances_with_banks_pct",
   "label": "Non-scheduled UCBs, Balances with Banks, per cent of total",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    7.57,
    8.87,
    9.33,
    16.28,
    15.08,
    15.68,
    13.96,
    14.33,
    13.42,
    12.81,
    12.24,
    12.36,
    12.61,
    12.38
   ]
  },
  "non_scheduled__balances_with_rbi": {
   "name": "non_scheduled__balances_with_rbi_pct",
   "label": "Non-scheduled UCBs, Balances with RBI, per cent of total",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    null,
    0.4,
    0.56,
    0.6,
    0.54,
    0.72,
    0.86,
    0.84,
    0.94,
    1.09,
    0.96,
    1.18,
    1.17,
    1.12
   ]
  },
  "all__non_slr_investments": {
   "name": "all__non_slr_investments_pct",
   "label": "All UCBs, Non-SLR Investments, per cent of total",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    null,
    2.06,
    1.81,
    2.35,
    3.1,
    2.48,
    2.9,
    3.14,
    2.96,
    2.98,
    2.79,
    2.75,
    2.8,
    2.91
   ]
  },
  "scheduled__cash": {
   "name": "scheduled__cash_pct",
   "label": "Scheduled UCBs, Cash, per cent of total",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    0.57,
    0.48,
    0.53,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null
   ]
  },
  "non_scheduled__cash": {
   "name": "non_scheduled__cash_pct",
   "label": "Non-scheduled UCBs, Cash, per cent of total",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    1.41,
    1.2,
    1.16,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null
   ]
  },
  "all__cash": {
   "name": "all__cash_pct",
   "label": "All UCBs, Cash, per cent of total",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    1.02,
    0.86,
    0.87,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null
   ]
  },
  "scheduled__investments_in_approved_securities": {
   "name": "scheduled__investments_in_approved_securities_pct",
   "label": "Scheduled UCBs, Investments in Approved Securities, per cent of total",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    null,
    23.58,
    22.82,
    22.88,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null
   ]
  },
  "non_scheduled__investments_in_approved_securities": {
   "name": "non_scheduled__investments_in_approved_securities_pct",
   "label": "Non-scheduled UCBs, Investments in Approved Securities, per cent of total",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    null,
    22.7,
    21.84,
    22.95,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null
   ]
  },
  "all__investments_in_approved_securities": {
   "name": "all__investments_in_approved_securities_pct",
   "label": "All UCBs, Investments in Approved Securities, per cent of total",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    null,
    23.11,
    22.3,
    22.92,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null
   ]
  },
  "scheduled__balances_with_central_state_co_operative_banks": {
   "name": "scheduled__balances_with_central_state_co_operative_banks_pct",
   "label": "Scheduled UCBs, Balances with Central / State Co-operative Banks, per cent of total",
   "unit": "pct",
   "group": "Scheduled UCBs",
   "data": [
    null,
    0.47,
    0.47,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null
   ]
  },
  "non_scheduled__balances_with_central_state_co_operative_banks": {
   "name": "non_scheduled__balances_with_central_state_co_operative_banks_pct",
   "label": "Non-scheduled UCBs, Balances with Central / State Co-operative Banks, per cent of total",
   "unit": "pct",
   "group": "Non-scheduled UCBs",
   "data": [
    null,
    7.62,
    7.42,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null
   ]
  },
  "all__balances_with_central_state_co_operative_banks": {
   "name": "all__balances_with_central_state_co_operative_banks_pct",
   "label": "All UCBs, Balances with Central / State Co-operative Banks, per cent of total",
   "unit": "pct",
   "group": "All UCBs",
   "data": [
    null,
    4.3,
    4.17,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null,
    null
   ]
  }
 }
}